Chapter 659: I don't suffer any loss
Tao Yunfeng glanced at Pei Yiming: "Mom, do you know how to say it like me?"
Pei Yiming said repeatedly: "Yes, yes, yes! I just said it, my mother doesn't have you to say." ”
When it was almost dinner, Pei Hongqiu came home from work and bought a lot of fresh fruits.
During the meal, Pei Hongqiu shouted to eat vegetables, Qiao Xinman also said something inconsequential, Tao Yunfeng ate a dish and commented a sentence or two, and everyone waited for Pei Yiming to take the initiative to talk about marriage.
Liu Xinyue's foot deliberately kicked Pei Yiming twice under the table.
"......" Pei Yiming immediately turned his head to look at her, as if asking: Why are you kicking me?
Liu Xinyue gave him another color.
Pei Yiming couldn't help but ask, "What's wrong?"
"Yiming. Seeing his stupid look, Qiao Xinman couldn't help but ask him first, "Didn't you say that you have something to discuss with us?"
"Hmm. Pei Yiming responded, and said, "Let's talk about it after eating." ”
In fact, he made up his mind to marry Liu Xinyue, but he didn't know how the marriage was going.
If it is not good, it will affect everyone's appetite.
In this case, Pei Hongqiu also said: "Then let's wait until everyone is full." ”
Tao Yunfeng happened to sit opposite Liu Xinyue, and she could see her face when she picked up a dish.
Compared with the first time Pei Yiming took her to the house for dinner, she was dressed up in fancy clothes and dressed in luxury brands, but now Liu Xinyue looks much simpler, and it looks more in line with her identity and work.
Liu Xinyue is also more proficient in things, with a sweet mouth and diligent hands and feet, as far as her performance at this stage is concerned, she can't find any major faults.
Looking at the current Liu Xinyue, Tao Yunfeng couldn't help but think: Liu Xinyue will fall in love with Pei Yiming, I don't know if she really sees his advantages and is attracted to him, and really likes him, or as the saying goes, "Find a good person to marry?" Just because she used to be a green tea girl, there must be a lot of men who have experienced it, and Pei Yiming knew that she had a boyfriend before, and she was willing to be her spare tire, she must know that she had different men before, I really don't know if he has a preference to save the wind and dust. If Liu Xinyue can get rid of her previous habit of being a fishing girl, have less vanity, and live a serious and down-to-earth life in the future, Pei Yiming will marry her, which is okay.
After dinner, the dishes and chopsticks were cleaned up, the fruits were washed, and the family sat in front of the TV, drinking tea and drinking tea, eating fruit and eating fruit, and then waiting for what Pei Yiming would say.
Pei Yiming sat next to Liu Xinyue, sat on the side of the sofa, put one hand on her shoulder, and announced to everyone: "Dad, Mom, sister, we have decided to get married." ”
"Get married, good!" Pei Hongqiu waited for his words.
He didn't think as much as Qiao Xinman, and he didn't know Tao Yunfeng as much about Liu Xinyue, he was quite satisfied with Liu Xinyue.
The son is not young anymore, he still looks stupid, he doesn't look like a mature man, and now he should start a family and take on the responsibility of being a man.
"Very good. You've been talking for so long, it's time to get married. Qiao Xinman also agreed, and then threw out a series of questions, "Then how do you plan to get married? Do you get the certificate first, or do you put the wine first? Where do you live after you get married?"
If you don't understand these issues first, don't talk about getting married or not.
Pei Yiming replied vaguely: "I can do it, I can get the certificate first with the wine, depending on the meaning of Xinyue." Mainly a place to live, not yet settled. ”
Qiao Xinman heard him answer like this, and raised her eyebrows slightly: "Yiming, for such a big thing as getting married, shouldn't you and Xinyue discuss it first?"
"Mom!" Pei Yiming scratched his head, "We just have a good discussion, and it depends on what you mean." ”
The point is that he doesn't have any money!
The economic base determines the superstructure, and if you don't have money in your hands, you don't have the right to speak!
Even if he discussed it with Liu Xinyue, Qiao Xinman, who was holding the economic power of the family, opened his mouth with the word "no", then no matter how much they discussed, it would be in vain!
Qiao Xinman asked Liu Xinyue again: "That Xinyue, what do you think? You can't get married, what ideas, plans, don't you? If both of you are like this, how will you live in the future?"
They are sure that they have ideas, but it is difficult to say what they plan for the future.
I really don't have a plan, if I plan to gnaw on the old if I can't live a good life, then the old ones have to have the capital to gnaw on them!
Liu Xinyue saw that Pei Yiming couldn't open her mouth, she was a little embarrassed, but she still said her thoughts: "I discussed with Yiming, buy a house together first, and when everything is finished in the house decoration, I will put the wine on the table, and then get the certificate." ”
"Oh" Qiao Xinman finally heard a decent word, oh.
I finally got the certificate, and I don't suffer any loss!
Then, Qiao Xinman asked tentatively, "Can't you get the certificate first and then buy a house together?" It's more convenient to buy a house together after getting married, right? You can live in this house first, and then move in after buying a house in the future." ”
Liu Xinyue never wanted to live with Pei Yiming's parents, and said a little embarrassed on the surface: "It's too far away from where I work, it's not very convenient." Besides, it is not troublesome to buy a house together before getting married. ”
"Our family is so small, we can't live at home if we want to. Pei Yiming echoed.
Pei Hongqiu said in a somewhat helpless tone: "The family is a little smaller. You have to rent a house outside, you can do that. ”
It's not a big deal, it's a matter of buying a house.
Pei Yiming is not easy to open this question, and he can't directly say "How much money I expect to buy a house, how much do you have to give me" or directly ask "How much money do you have to buy a house for me", no matter how strange it is.
Tao Yunfeng sat next to Qiao Xinman, eating fruit all the time, like an outsider and a bystander, finally spoke, and just asked the key words: "Xinyue, you just said that you will buy a house with Yiming first, so have you discussed it, how big of a house do you plan to buy, and how to pay the down payment?
Liu Xinyue dared to say that she would buy a house with Pei Yiming first, because she heard Pei Yiming say that his family had prepared the money for the down payment, and as long as he got married, the house would definitely be bought for him.
Without waiting for Liu Xinyue or Pei Yiming to speak, Qiao Xinman accosted and said, "That must be the best for one person and half of the people." One person shares half of the down payment and pays off the loan together later, so that both parties are less stressed. ”
Pei Yiming said: "We can't afford a big house like my sister and brother-in-law, so we want to buy a three-bedroom apartment." ”
As for how to make the down payment, he couldn't say, and then looked at Liu Xinyue.
He originally wanted to let his family buy him a house, and he would take out a loan in the future. But Liu Xinyue was not happy, saying that she had a little savings and could make a down payment together, and the house would have the names of two people written on it.
Pei Hongqiu couldn't say anything heavy, and muttered: "It's a three-bedroom, and the price is very different, a good location in the city, and a farther house price, almost far away." ”
Qiao Xinman scolded him: "Just a family like ours, you don't have millions of dollars in your hands, you still want to buy a house in a good location in the city, you want to be beautiful! ”
"I'm not a suburb. Tao Yunfeng corrected, "That's called a high-tech zone! Although it has not been newly developed for a few years, it has developed rapidly in the past two years, and it is about to become a downtown area." At the beginning, the house price was a little low, and when we bought it two years ago, the price was not very high, and it has risen rapidly in the past two years. As far as the money we bought that house, if we buy it now, we will buy a big three-bedroom house. ”
Hearing Tao Yunfeng say this, Pei Hongqiu was quite puzzled: "Yunfeng, don't you often talk to Jinliang, now the industry is in a recession, and there are no projects to do." You don't have any projects to do, why is this house price still rising more and more outrageous?"
"Industry misleads the country, speculation prospers!" Tao Yunfeng shrugged his shoulders and said helplessly, "I haven't heard anyone say, if you have been in business for ten years, it is better to buy a house as soon as possible." There is also a saying that after ten years in the industry, you can't afford to buy a house. You speculate, I speculate, everyone speculates, and there are fewer rich people who do business, so they all go to speculate on houses, and housing prices naturally rise outrageously. Whether it is a first-tier city or an eighteenth-tier small county, housing prices are soaring everywhere. It's easy for house prices to rise, and if you want to wait for the price of the house to drop before buying, I don't know what year of the monkey will have to wait, and I guess it's going to be in the next life. ”
Rich people make more and more money from flipping houses, and the hard-earned money accumulated by a poor family for two or three generations cannot afford to pay off a suite, the reality is so cruel.
Seeing that they were far away, Qiao Xinman pulled back the topic of how to pay the down payment for buying a house, and asked Liu Xinyue again: "Xinyue, what do you think about the down payment, have you discussed it with Yiming?"
Liu Xinyue glanced at Pei Yiming again, and it was certain that he couldn't speak at home, even his father Pei Hongqiu couldn't say a few words, basically looking at the eyes of Qiao Xinman and Tao Yunfeng's mother and daughter, and Pei Yiming got married, if she wanted to do anything, she could only rely on herself to fight for it.
Looking at Qiao Xinman again, Liu Xinyue replied: "I don't have much money on hand, maybe less than half of the down payment." ”
"Since you want to buy a house with Yiming and the two of you, you can get as much as you want, not necessarily half. Qiao Xinman doesn't care much about how much money she can get, as long as she makes a part of the down payment, it will be easy to say that she will repay the loan with Pei Yiming in the future. Otherwise, if they make a down payment for the house bought by Pei Yiming alone, there will be nothing for her, and if Pei Yiming repays the loan in the future, if she is not happy, it will also be a problem.
Having said that, Liu Xinyue can't be sloppy anymore, so she can only tell the truth: "I only have 150,000 yuan in my hand now, I don't know if my mother can make some for me." ”
"You don't have to be too reluctant to come up with as much as you can. When buying a house, it is divided according to the proportion of the down payment. Tao Yunfeng continued.
"Yes, I know. Liu Xinyue nodded, and said, "I'll go back and ask my mother again." ”
Pei Yiming said on the side: "Xinyue's parents came to F City in the past two days, I originally thought that I would invite her to come over today to meet and talk together, but Xinyue felt that she didn't make an appointment first, or don't ask her mother to come over." ”
It seems, but after discussing with Liu Xinyue, it can't be counted, and she has to pass her mother's level.
Qiao Xinman said to them directly: "Yiming, Xinyue, then you see when it is convenient, make an appointment, everyone will have a meal with Xinyue's parents, and we will discuss the matter of you getting married and buying a house." ”