Chapter 332: Prepare for the Worst
readx;? Lu Lanshi was ready to marry Anan before, but because of the unhappiness that happened to his house, she had doubts about Anan and their marriage, and now when she heard about Zhao Jing, she thought that Zhao's brother-in-law looked like such a good man, he would cheat, and there was no one to rely on, so she suddenly had no confidence in getting married. Pen & Fun & Pavilion www.biquge.info
Tao Yunfeng scolded Cui Jishen indignantly, and then persuaded Zhao Jing: "Sister Zhao, don't be stupid, resign and serve him at home, and you won't be able to end up with both people and money! At worst, if you divorce him, if you don't have a job and no financial income, you won't be able to grab custody of your children. Let the child follow him, do you rest assured? Others say that if the child follows his father, when he does not have a stepmother, he still has a biological father, and when he has a stepmother, the father will not kiss, and if he has a younger brother or sister or something, he may be superfluous......
Tao Yunfeng said this, not hoping that Zhao Jing and Zhao's brother-in-law would divorce, but she had been instilled by her mother since she was a child, that is: think for the best and prepare for the worst.
Hearing her say this, the expression on Zhao Jing's face became solemn.
If it really comes to the step of divorce, she can't grab the custody of her son and leave her son to Cui Jishen, she really can't believe what kind of life her son will live in the future.
Tao Yunfeng then said: "He has already cheated, seven or eight times out of ten he is psychologically prepared for divorce, the time has not yet come, what you have to do now is to stop the loss in time, don't have a face-to-face showdown with him first, try to collect evidence in your favor, transfer personal property, etc." ”
When a man cheats, raises a mistress outside, and when he divorces, most women lose too badly, and they are empty of both people and money, and the fundamental reason is that they are not ready for themselves, and they only know how to mess with men. A man's heart is towards a third party, no matter how much trouble she makes, the key is to recognize her own situation, try to make more compensation for herself, and reduce her losses!
Zhao Jing listened to her last sentence and couldn't help but ask: "Yunfeng, you learned all this there, and it is the truth." ”
Tao Yunfeng replied: "Refer to the Marriage Law! The content of the Marriage Law is not long, and you can read it after taking a while." I also usually see all kinds of divorce cases, whether it is marriage or divorce, first understand what the concept of marriage is, what marriage means, and what about divorce, and then you will have the bottom in your heart. Before I married Huo Jinliang, my mother studied the marriage law thoroughly, saying that even if Huo Jinliang and I had the heart to live for the rest of our lives, we must be psychologically prepared for the worst. ”
Her mother's psychology was not innate, but only realized by herself after her father's accident.
Before her father's accident, a family of three, the small life was very nourishing, and suddenly, her father was gone, and their family collapsed, which is the worst thing that happened at the best time, who would have thought that it would be like this!
Before she married Huo Jinliang, she remembered what her mother said to her very clearly: "If you don't marry a good husband, everything will be fine for the rest of your life, and there will be many things that you don't worry about in the future." People have grown up in this life, no matter how good a man is to you, you can't just rely on a man and ignore yourself. Whether you are married or have a child, a woman has to hold it in her own hands for the rest of her life......"
Before getting married, many women are idealists, wanting to find a man who loves each other, talk about a sweet relationship, and then get married, give birth to a cute baby, and live a warm little life together until they grow old...... But in reality, I often like to slap my ideal in the face, and all kinds of bad things that are contrary to my ideal emerge in an endless stream, which makes people overwhelmed.
Zhao Jing asked in surprise: "Auntie really told you that?"
"Yes! When I was more certain about my relationship with Huo Jinliang, she told me so. Tao Yunfeng nodded: learning her mother's tone and tone, "Yunfeng, you and Xiao Huo get along for a while, protect yourself, don't rush to get pregnant and have children, lest you find out that it is not suitable after marriage, if you divorce, it is very troublesome to have a child, and it is not good for anyone." ”
After finishing her studies, she still said: "At that time, I didn't think about getting married, but my mother thought about my divorce." ”
Lu Lanshi smiled and asked her curiously: "Then you will get married soon, what preparations have you made for the worst?"
Tao Yunfeng thought for a while and replied: "We didn't have a personal property notarization and agreement before marriage, and I still thought that I wouldn't get married so soon, so I was coaxed by him to get married...... However, after marriage, their money is separated, according to our family's "Regulations on the Management of Family Managers", in addition to the public fund for the elderly, the family reserve, and the daily expenditure budget, our personal income is at their own disposal, and in the same way, personal debts are repaid individually, and debts that must be jointly participated by both husband and wife are considered family debts. ”
Lu Lanshi laughed again and said, "Yunfeng, you have been married for so long, and it is the first time I have heard you say that you still have such family economic management regulations. ”
Tao Yunfeng continued: "After I married Huo Jinliang, I made this management regulation, and there was also a financial separation agreement, which was printed out in black and white, and signed by both parties. ”
Zhao Jing had a question: "It stands to reason that the agreement between your husband and wife is valid for both of you and your husband and wife, and is invalid for a third party other than your husband and wife, right?
"Yes, indeed. Tao Yunfeng could not deny this, and she went on to explain: "With this agreement, it can be proved that the money between our husband and wife is separate and independent, which is better than nothing, right? Article 24 of the Marriage Law stipulates: 'If a creditor claims rights to a debt incurred by one of the spouses in his or her own name during the existence of the marital relationship, it shall be treated as a joint debt of the husband and wife. However, one of the husband and wife can prove that the creditor and the debtor have expressly agreed that it is a personal debt, or can prove that it falls under the circumstances provided for in paragraph 3 of article 19 of the Marriage Law. 'If there is a debt crisis, for example, for example, Huo Jinliang carried me behind his back, and without my knowledge, borrowed 3 million debts outside, and he used it himself, used it to speculate in stocks, and raised a small third class outside, and after borrowing, he couldn't pay it back himself, and the creditor chased after me, if there was no agreement, the debt he personally borrowed, 3 million, if it was counted as a joint debt of husband and wife, even if I divorced, I would have to bear a debt of 1.5 million! If he took the money to support the junior, I would definitely not help him pay it back, right? If I want to go to court, I can get exonerated from liability. ”
In this case, it is not the most pitiful, there are even more pitfalls.
Tao Yunfeng went on to say that a more pitiful example was assumed: "For another example, if he raised a mistress outside and didn't want to live with me, he deliberately cheated me before the divorce and borrowed five million debts, which are the marital debts during the continuation of our husband and wife relationship." The creditor caught up with him, and I had to help him pay back half of it, that is, 2.5 million, and he would pay half of it himself. He borrowed 5 million, and he earned 2.5 million yuan, and he had a good time with Xiao San, and I was cheated and wronged to pay back 2.5 million yuan for him. ”
Lu Lanshi was full of surprise when she heard this, and teased: "I seem to smell a strong smell of calculation! Seeing that your husband and wife are tired and crooked every day, I didn't expect you to be so clear, and there is a marital agreement." ”
"Cut!" Tao Yunfeng cut and said: "The family is settling accounts! If you don't plan carefully, how can you live a good life for a long time! What era is it now, the marriage law has been changed and changed, and even my mother knows that the past set of marriage concepts is too Ultraman, which is very unfavorable to us women." Nowadays, the younger generation is getting married, and there are more and more like this. You see, I have been married to Huo Jinliang for almost a year, and there have been no conflicts because of the agreement and the issue of property independence, right? If a man really loves you and has the heart to live with you for the rest of his life, he will not care about this, on the contrary, he will support you to protect your own interests and give you the greatest sense of security. On the other hand, it's the same for him, and it can also prevent himself from being cheated, isn't it? This is very fair, and no one suffers, unless one party wants to pit the other half in the first place. ”
Zhao Jing had a new question: "What you said is for people who have jobs and income, what about those housewives who have no income?"
Tao Yunfeng said: "So, don't be a full-time housewife." If a woman has no income, she has to rely on men and live according to his wishes, and it is easy to be cheated! Once a man has another woman outside and does not want to live with her, if she divorces, she will end up with nothing, and if she does not divorce, her life will be miserable and miserable, and she will become an unhappy resentful woman. Nowadays, men are becoming more and more unreliable, and we women must be more independent and self-reliant, even my mother will say that if you don't marry a good husband, everything will be fine for a lifetime, and women have to grasp it in their own hands in this life!"
Listening to her so much, Zhao Jing felt a sudden sense of sobering up, and couldn't help but sigh: "It's because my concept is backward, it's not as good as a young man like you, and even your mother." Or your life is clear, I have to learn from you. ”
Tao Yunfeng hurriedly said: "What do you call a young man like us, Sister Zhao, you are not a few years older than us, you are the same young man as us!"
Zhao Jing sighed, and thought again, she was too late.
If she raises the issues of marital agreement and personal property independence with her husband now, it will be too late, and his husband must think that she is crazy and doesn't want to live it, so it won't be his heart, and he will divorce and live with the mistress directly!
Listening to Tao Yunfeng say so much, Zhao Jing had a feeling in her heart that the clouds had cleared, and she immediately understood and dispelled the idea of resigning.
Back to the original topic, Lu Lanshi couldn't help but ask: "Sister Zhao, do you know who the junior who intervened in Brother-in-law Zhao is?"