0059 Life Opportunity Ahead
"Come to my office for a ......"
Joe Griman, who hadn't even eaten at noon, went straight back to the office, and compared to the documents in his hand, a thirty-nine-dollar steak couldn't distract him at all.
Two minutes later, a well-dressed middle-aged man with a lawyer's badge pinned to his chest walked in.
Any student majoring in justice who can successfully graduate from the college and obtain a lawyer's license can have such a "entry badge".
Although they are only "entry badges", they are worn every day by even the top lawyers in the Federation, which is a symbol of their status and a kind of alternative nobility.
"Naf, let's take a look at these documents!", when Joe Gleeman left, in addition to taking the initiative to give him two pledge agreements, Lynch actually prepared copies of other documents, which also made Joe Gleeman look at Lynch.
There is a saying that is very true, everyone has opportunities, but not everyone can seize them, and not everyone is ready to face them.
Not everyone can grasp it, most people understand that 95% of people are still mediocre, and in their mediocre life, there are always a few opportunities to change their fate, but they can't see it and can't grasp it.
People understand the middle sentence, but they don't understand the last half, and sometimes you take the opportunity and think it's a change in your life...... And, of course, it is.
That is when you are ready, and the opportunity will give you and your greatest ability to wealth, status, prestige, and in the hands of these people, the opportunity is like a gentle woman!
But if you're not prepared, the opportunity will crash head-on into your heavenly spirit cover like a train, and there is no shortage of stories in this world about some people who have been ruined because they "seized the opportunity".
Opportunity will definitely change people's fate, but there are not only good but also bad.
Lynch was prepared and able to create opportunities, such people Joe Griman had seen, and his status was enough to meet some of the local and even surrounding celebrities, and from Lynch, he saw the shadows of these people.
Ambitious and ready to go (like a hunter hidden in the dark, ready to strike at any time), it's hard not to succeed, which is why Joe Griman is willing to give Lynch a chance.
No one will dislike that they have too many high-quality interpersonal relationships, and as long as people live in this society, they can't avoid them.
The guy he called "Naf" was a member of the lawyer team of the Jinhui Bank in Sebin City, and the bank had a large number of lawsuits to fight with others every year, and it was too extravagant to hire a lawyer every time, so they directly cultivated their own lawyer team to save costs.
Nav looked at the documents in his hand very carefully, not missing any symbol, and he also took a piece of paper to record some of his opinions or the number of a certain article.
After about half an hour, he breathed a sigh of relief, arranged the documents in the order he had browsed them, placed them on the table, and looked at Joe Grimman.
"Is there a problem with these papers?", Joe Griman took out two solid colors, real solid colors, and handed one to Naf, who thanked him and took it.
He replied as he cut his mouth, "There is no problem, this pledge agreement is based on the loan agreement we are currently using, with some additional clauses. ”
"There are two interesting ones, the first is that within a short period of time after the date of signing the agreement, if the borrower does not pay the money, not only must he give up the collateral, but he will still have to return the principal and interest. An inexplicable smile appeared on his face, "This should be a new agreement from an outside financial company, they never used this kind of thing before!"
Nav had a sneering look on his face, and he looked down on the financial companies outside, as well as Joe Griman.
In the past, when Mr. Fox gave out aid, he mostly asked people to write an IOU, and if it was a resident on the street, he might not even have to write an IOU, all because of the change in Lynch's arrival.
Joe Griman nodded, and Nav talked about the next article, "I noticed that there is a line of ...... in their additional clause", and he pointed it out for Joe Griman to see, and the content on it was roughly that this agreement was signed in the presence of a third party, not coercion, voluntarily, and it also listed the name of the third party and the signature of the three parties.
"It's a very flattering piece of content, and from my personal point of view it's problematic, when a person needs money, as long as they can get it, they will sign any agreement. ”
"This situation should be counted as being coerced and dominated in law, but it has legal benefits, you can feel its conflicts, contradictions, but you can't ignore it, the guy who came up with this idea is a talent!"
When a person is in dire need of a sum of money, he himself falls into a state of passivity and vulnerability, and it cannot be said that it is completely wrong to be dominated and coerced in Naf's words.
Those people can do anything to get a sum of money as soon as possible, let alone let them write such a statement in their own handwriting, so from a subjective point of view, this article is obviously trying to cover up the facts.
But it is also valuable in law, because the judge does not consider what the borrower is thinking at the time, and the lawyer does not give the borrower a chance to meet, but only asks them if they were threatened with a knife, a gun, or any other weapon, whether they are conscious, and whether they know what they have written...... Well, it worked.
"You mean we can use our protocol as well?", Joe Griman asked, and Naf nodded, "Very well, report to the branch and let them look into it." He paused, "Go on!"
Naf let go of the two pledge agreements and picked up the other documents, "The other documents are all official documents, and they all have legal benefits, but there are several counter-clauses in the additional terms of Geitenau Finance Company's entrustment of Dyson Asset Management to take full control of their assets......"
He then pointed out a few of them, and explained them briefly, but both of them knew that these things were inherently worthless, and you couldn't expect people from those finance companies to go to court all day.
Their value is only legal value, and they do not have the power to enforce, and perhaps the subordinates raised by the financial company are a little better than the execution.
"I mean, is it legal for Dyson Asset Management to manage and dictate these agreements and their contents?", Joe Grimman asked his top concern, even though Naf had already explained.
"Yes, sir, Dyson Asset Management was legally in possession of these 'assets' before the countermeasures came into effect. ”
Joe Griman further asked, "Does that include staking these staking protocols out of the way?"
Nav was stunned for a moment, he immediately realized why Joe Gleeman, the manager of the credit department, would let him see the documents, and after about two or three seconds, he nodded, "At least that's the law in this state, if you need information from other states, I can apply to the branch for legal aid." ”
Joe Griman waved his hand and stood up and held out, followed by Nav standing up and tying his clothes, "No, thank you for taking the time to help me look at these things......"
"This is what I should do!", Nav saw Joe Greman's outstretched hand, shook it with him, and took his leave.
After sending Nav away, Joe Griman closed the door and looked at the papers on the table, a small smile on his face.
According to Lynch, he has pledged loan agreements worth millions, no, it should be countless loan agreements, and he has realized that when Lynch gets the money, it means that Geithnau Finance gets the money.
What a financial company will do after getting the money is definitely to continue to help those citizens who are short of money, which will become a snowball, rolling bigger and bigger.
The bank has set up risk control and ended the power period before the counter-clause of the pledge agreement takes effect, so that all risks can be avoided, and the risks will be borne by the two companies.
On the one hand, Dyson Asset Management, which is the middle, and on the other hand, Geithnau Finance, the "front-line company", and the banks, including Lynch itself, have very little risk.
Even the only one who is really in danger is Dyson Asset Management, in the financial company, whether there is this agreement or not can not stop them from continuing to collect debts, but the problem of the agreement will become a bad debt of the asset management company, and even they can evade taxes in this way and hide a lot of money!
But this has nothing to do with him, he stood in front of the window and thought for a while, and then Shi Shiran returned to his desk and picked up the phone, "...... What does the branch say will reward for the best performance this year?"