Chapter 502 Base Interest Rate

"Disputes over silver coins?" Lukka smiled wryly, "Who is the black market not a dispute over silver coins?"

"The boss asked me to ask you, since you don't have anything to do, then I'll go back and pay the errand. The Chihuahua said and turned to leave.

Phil stepped forward and stopped him, "Wait, I have an idea. ”

"Remind you, do business with them, be more mindful. Luca said.

"Don't worry, it's not a business to buy and sell things. "I want to get some money for them." ”

"We're not a bank. Chihuahua screamed.

Phil waved his hand: "No, no, that's not what I mean, I mean, isn't your business involved in several seas? You see, I owe the captain some silver, can you help me pay it up, and then go back to my shop in the Sunset Islands to withdraw the money. ”

"Are you a charity?" said Chihuahua, "it's a loan!

"It's okay to take out a loan, but how to calculate the interest?" Phil asked.

"Well, it depends on how much you plan to borrow, and it also depends on the credibility of the lender. Chihuahua said.

Phil replied, "The amount is 300,000, and I don't know how to prove the credibility of the lender." ”

Chihuahua turned around and called Erha: "You go and get the manual for borrowing money from the captain's room." ”

Erha let out a "whoop", jumped up and ran back to the boat, and soon retrieved a thick book.

The Chihuahua took it, sat on the ground with his back on his back, rummaged for a while, and said, "Three hundred thousand is not a big number, if the Sunset Islands can pay it in a month, the basic interest is only five points." ”

"It's not cheap anymore, is it?" exclaimed Thea anxiously.

"You didn't borrow it!" the Chihuahua rolled her eyes at her, apparently unaware that she was the dragon who had just captured her ship.

"I can bear this amount. "Phil is a lot more generous than Thea.

Chihuahua squinted her eyes and shook her head: "Don't be too happy, didn't I say it? The interest rate depends on the credit qualification of the lender, and as for the qualification, age is also a very important reference condition." How old are you?"

"Uh...... Biologically speaking, ten years old. Phil hesitated and replied.

"We do not discriminate against minors, but at the age of 10, the interest is adjusted to five times the basic value. Chihuahua said.

"You're robbing!" Thea's eyebrows furrowed.

Luca reminded in a whisper: "Robbery is our business. ”

Phil frowned and said, "Then if I have a fairly good store, it will help in terms of credit qualifications, right?"

"Of course, it depends on the size of your business," Chihuahua squinted at him, "what kind of shop do you have?"

Phil replied honestly: "It's to help people run errands and deliver things." ”

"Do you have a name? Don't try to fool me, we can find out how small the shop is. The expression on Chihuahua's face was obviously a little contemptuous, probably because he felt that it was impossible to earn much income by helping people run errands and deliver things.

"It's called Sunset Express, and there are stores on every inhabited island, so as long as you bring the slip I wrote, you can withdraw money from any of them. Phil said.

"Sunset Express, aren't you kidding me?" the Chihuahua almost swallowed her tongue.

"I don't believe you, ask the captain. Phil pointed at Luca.

Seeing Luca nodded, Chihuahua swallowed his saliva with his eyes glared, and it took him half a day to digest this information.

"Well, since it's the owner of Sunset Express, let's charge the base interest rate. He said.

Erha tilted his head to look at him, suddenly held up the book and said, "Boss, according to what is written here, if the other party's business scale is larger than our branch in that sea, the interest rate will be at least halved." ”

The Chihuahua bit him on the arm: "Don't you speak, are you afraid of people, when you are dumb?

No matter how dissatisfied he was, under Luca's surveillance, Phil did not suffer any losses, and the two parties signed a contract based on the principle that they could pit a sum of money, and agreed that within ten days, the black market would send 300,000 silver coins to Yuequan Island, and Phil provided an autographed IOU, which could be withdrawn at any store of Sunset Express, and the interest was only charged two points.

After negotiating these things, the kobold did not want to stay for a moment, and immediately clamored to leave the boat.

"Don't worry, I have one more thing. Lukka finally figured out why Yat had sent someone here.

"How are you going to trick us?" asked the Chihuahua.

Aren't you pit me?" Lukka thought so, and didn't say anything, but turned around and pointed to the tree tower and said, "This is a three-way deal, let's talk about it with the sacred tree here." ”

This time the negotiation went very smoothly, because the Holy Tree and Luca coincided in their ideas, and the Chihuahua had no right to object, so he could only nod his head.

The end result was: Luca left with two secret treasures, in exchange, and in order not to let the island of peace continue to be dilapidated, the black market used this place as a vault to store some valuable goods, although the rent was not as good as the income of a hundred years ago, but it was enough for the daily maintenance of the sacred tree and the life of the wood elves on the island.

After another three days, Phil had finished his last medication on the sacred tree, and the dead branches and leaves had been pruned, and Lukka was ready to set sail again.

Everyone gathered in the lounge to plan the next day's route, and Crete spread the charts on the table and asked, "Shall we go straight to Ruins Island?"

"No, let's go to Moon Spring Island to resupply first. Luca said.

"Isn't that a bit of a detour?" said Crete, hesitating.

"It's not far, the silver coins are outside, I don't worry. Luca said.

Thea frowned: "You can rest assured when you put it on the boat? Who knows who will take it and play with it one day?"

"This time I'm going to seal the whole box, whoever touches it will cut off their hand!" Luca said as he glared at Phil.

"Hey, what are you doing so a child?" suddenly came Dolan's voice in the corner.

Lukka turned his head, shook his head helplessly, and asked, "What are you doing here? Isn't the work given to you by that tree already done?

Dolan walked over, picked up a pot of water from the table, poured it on his head, and waited until most of the water was absorbed before turning around and replying, "When you cast a spell that made me cry that day, I realized that this sacred tree was completely using me as a disposable tool. You see, I've done so much for her, and she hasn't even thanked her, or even said a word to me, so why am I staying here?"