Chapter 336: Gringotts' Threshold

The shops on both sides of Diagon Alley are dizzying, with wooden signs next to each item indicating the price. The pen %fun %pavilion www.biquge.info and the group walked over slowly, looking around, so as to have an idea of the prices here. A self-mixing crucible costs about 20 gold, and a gorgeous wizard's robe that can change color costs 25 gold.

These are already a bit of a "high-end item" or a "luxury" item, and ordinary things are still relatively cheap. A pair of protective dragon skin gloves and hardware coins were much cheaper than Zhao Mai thought, but he seriously doubted that the material it used was real dragon skin. I send the OWL four gold coins of the credit. They have been specially cultivated and trained to be exceptionally sensitive to human breath. When Zhao Mai passed by, the owls all stared at him with wide eyes, as if they were on guard.

Zhao Mai felt that if he turned into a strange ghost here, he would have to scare these birds to death.

Although the owner of the Broken Cauldron Tavern said that only Gringotts could exchange for gold coins, Zhao Mai still wanted to give it a try. He was greeted when he walked into the store, but that welcome ended when he heard that he was going to sell. "We don't accept old stuff here, let's go find goblins!"

It seems that Gringotts Wizarding Bank is the only option. And this building is not to be missed, the white marble house is a lot taller than the surrounding shops, and the goblins stand next to the bronze gates and crimson carpets.

Goblins are magical creatures that seem to be seen in any fantasy world - except for Atas, and only the Witch King can kill goblins once and for all. The goblins here have swarthy faces, small smart brown eyes, pointed beards, and long fingers and toes. They are very adaptable, even able to adapt to "goodness", which is contrary to their nature.

But hearing the thoughts in the heads of these goblins is a chill. They secretly believed that all the wizards were working for them and were their slaves. As long as they hold on to the three wands of "savings, fees, and interest rates", they can control the entire wizarding world. Valuing wizards and wizarding families is their favorite pastime, and making (cheating) super-profits from contracts is as popular with goblins as the grand festival celebrations. Fortunately, they haven't learned the rich financial means of the Muggle world, otherwise......

By the way, it was only 1918, and many economic instruments had not yet been invented, and many of the famous companies that would later become famous had not yet been founded. Zhao Mai thought about it, so forget it. I don't need ordinary banknotes, only the Destiny Gold Coins, and this time I have to go to Gringotts to make sure that there are no Destiny Gold Coins here.

No sooner had they stepped up the first stairs than a goblin rolled down in front of them. He was clad in lead-gray metal armor and made a crackling sound as he rolled on the ground.

"Stop fooling people with your stuff!" snorted the two strong goblins who were obviously security guards, "We still have to serve the good big guys here!"

"My twin wands are going to take the wizarding world by storm! Any wizard can see the benefits, but you stupid goblins can't see it, I'm ashamed of you!" the goblin got up from the ground. He looked around and saw that Zhao Mai happened to be beside him, so he had an idea and looked for him. "Wizard, are you bothered by the spell that removes your weapon? Do you want to avoid being hurt by this spell forever? I've created a method to solve this problem perfectly!"

Zhao Mai was about to move to the side, but the goblin took the lead to stand and block him: "I won't delay you for long, just half a minute." I'm Levicus (from the Book Buddies), the wizard's loyal friend and bodyguard, and you can think I'm a Paladin!" He raised his eyebrows and picked up two sticks from the ground, the ends of which were strung with chains. "Look at my dual wand system!"

"Nunchucks?" Zhao Mai was stunned for a moment. It would be strange if he didn't recognize this kind of thing anymore. When he was a child, he liked this kind of chic and handsome weapon, and made it with rope and wooden sticks, and called the children to play together, competing to be a hero. However, because the quality is not up to par, there are often cases of throwing it out to hurt people or breaking the glass of other people's homes, and they are not less trained for this.

"No, the Twin Wand System. At all times, there is always a wand hanging underneath, so that others can recite the spell to remove your weapon, and when a wand flies out, just use the one below, and still maintain good combat power!" Goblin Levicus stretched out a hand with all four fingers: "It can be modified with only 4 gold coins!"

"Give me a try. Zhao Mai remembered that he was a child, so he took the "double wand system", weighed it in his hand, tried the length of the chain, and played away. Chopping, sweeping, hitting, pumping, lifting, pulling, exchanging hands in front of and behind the body, and finally after two turns, throw one of the sticks under the armpit and clamp it.

Goblin Leviros's eyes had never been so wide!Zhao Mai put the nunchucks in his hand, and the goblin took it in a daze, as if he was still immersed in the electric light and flint just now. Zhao Mai can finally bypass the goblin.

As the group entered the gate, the goblins on either side bowed to them, as did the second gate. Like Zhao Mai's car, the interior of Gringotts is much larger than it looks from the outside, and in the marble-paved hall, more than a hundred people sit on high stools behind the counters, nervously juggling the mountains of books, bills, and notes in front of them. About ten goblins pushed carts back and forth behind the counters, constantly transporting various documents and account books back and forth.

There are only two wizards in the hall, talking to the goblins at two windows. Zhao Mai found a window that was not occupied—it was too easy—and said to the goblin, "Good morning, I need to exchange things for money." ”

"We're not a store, we don't buy anything!" said the goblin without raising his head.

"Are you unable to do it, can't do it, or don't want to do it?"

The goblin finally raised his eyes and looked at Zhao Mai with a frown. He rarely saw an Oriental face, especially such a "pure" Oriental face. He made a vicious expression, and Zhao Mai's face was still calm. In the end, the goblin had no choice but to say, "Go to the end and go to our vice chairman." ”

The vice president of the Goblin Bank is an old goblin with white fluff behind his pointed ears, with a pair of small glasses on his large nose and a chain tied to his ears. "You're going to exchange things for money? We're not in the business of buying and selling here. ”

"All the shops out there say that only Gringotts will exchange things for money, what's going on?"

"The wizard's shop is only for wizards, and the two of you don't even have a wand, so naturally they won't accept your things, because no one can guarantee that there is no Muggle stupidity on it. The goblin sat down on a high stool and said condescendingly, "You can go to the wand shop and buy a wand, and then pass the wand carrying test or the general wizarding level test, and once you understand the difference between wizards and Muggles, the wizard will be at your service." ”

"But ......," said Tolkien, "we can't buy wands without wizards' gold, and don't we go back to square one?"

"You don't even have any money for a wand?" the goblin grinned, "Then there's only one way left: a mortgage." You may or may not be a wizard. Before you became a wizard, Gringotts lent you money, and of course needed your collateral. If the money is not paid, the bank will confiscate the collateral. ”

"What can be used as collateral?" Zhao Mai said, "Is it okay to have gold and precious stones?"

"This is possible. The goblin scratched the white fur with its sharp claws: "Let me see what's there!"

Zhao Mai took out some gold and precious stones. The goblin put his glasses on the rack, then took out a magnifying glass to look at it carefully, weighed a few pieces on the scale, and quoted a price that was too low. "This is Muggle gold, and the mortgage rate is calculated at 20% (20 yuan for a 100 yuan thing). ”

"What is the interest rate on the mortgage?"

"The annual interest rate is three to five. The goblin smiled, looking very happy.

"Is there a difference between Muggle gold and wizard gold?" Tolkien asked, frowning.

"Of course there is a difference, one is a Muggle and the other is a wizard. "The goblin is talking nonsense with his eyes open. He saw that these two people were coming to the wizarding world for the first time, otherwise they would not have exchanged wizard money specifically. "According to the rules of the Ministry of Magic, Muggle stuff can't be allowed to ruin the wizarding market, so two discounts are already the biggest deal. ”

"What if I can prove that something belongs to a wizard?"

"Up to seven percent off, as long as you can prove that the gold gem is wizard's, and that nothing is likely to be Muggle's. The goblin smiled. Gold is gold, and there are no Muggle or wizard attributes, so how can you prove the origin?

"No, I'm mortgaging something else, it's definitely magic. Zhao Mai already understood the trick. The goblins use the regulations of the Ministry of Magic to deliberately set such a threshold to make it difficult for people who have reached the wizarding world for the first time. Depressed valuations, severe discounts, and high interest rates have turned a mortgage into a forced purchase! This is a "city gate tax" collected on a per capita basis.

Zhao Mai naturally has a way to deal with it. With a flick of his hand, he created a ghostly ice sword, but it looked as if it had been taken from under his robes. Sensen's cold caused the nearby goblins to sneeze in unison, and some of the security goblins were already nervously surrounding.

"This is an ice crystal sword that has a strong destructive effect on metal objects. Zhao Mai swung his long sword and slashed towards the iron fence of the counter. There was only a crackling sound, and the iron railings turned into broken ice and fell to the ground.

"The Ice Crystal Sword has a restraining effect on different metals, and even heavy steel gates can be shattered by it turning into ice cubes. With a bang, Zhao Mai inserted the ice crystal sword on the goblin table, and then said, "You can estimate the price!"

Intense and extreme ice force began to seep through the incision, and the wooden table froze, dehydrated, charred black, and began to crumble. The goblins stretched out their slender fingers, eager to touch the Ice Crystal Swords, but they couldn't withstand the cold.

The vice chairman thought for a moment, solemnly took out a pair of blue-gray dragon skin gloves from the drawer under the counter, and finally picked up the ice crystal sword after putting it on, but the teeth were still fighting. He swung the weapon and slammed it on the stool next to him: boom, shattering ice. He slashed at the metal cart as he passed: boom, and there was another cloud of ice, and even some gold coins were shattered.

"This ......" the goblin coughed as he tried to hide his surprise, and then said, "How many of these weapons do you have?"

"Let's talk about the unit price. Zhao Mai said to the goblin: "You have already seen the things, you should make an offer instead of asking again." ”

"Take the way of mortgage, you can ......" The goblin eyes rolled: "Fifteen gold coins!"

"I'll give you two for twenty gold coins each. Or thirty gold coins per unit, I will give you all the swords, so that you can get the monopoly of the product. Zhao Mai said: "Otherwise, I will go to a private collector, although it is more troublesome, but I don't believe that I can't exchange it for some gold coins." It's a real magic item, and it's not illegal to trade it anywhere. ”

"Thirty?" Goblin eyes looked to both sides. Many of the goblins sitting behind the counter nodded secretly, thinking that this business could be done, but it was also necessary to pursue the maximization of profits. "Twenty-two, all swords!"

"You want to control the quantity, one by one, right? If I have time, I can do it slowly. Zhao Mai smiled and said to the goblin: "Twenty-eight." ”

"We pay immediately, and the contract is strict and the child is not deceived. Twenty-three!"

"I've heard that many places where high-value items are stored use metal gates, and Gringotts is too, right? Twenty-seven!"

In the end, the long sword was sold for the unit price of twenty-four gold sailing ships and eleven silver sickles. Zhao Mai asked the goblin to issue a contract, and after careful inspection, he modified several things that might be unfavorable to him, and the two parties signed a contract.

Then, in the goblin's excited gaze, he pulled out a full fourteen ice crystal swords, along with the previous one. "Put it away, don't put it in too hot a place. Zhao Mai rubbed his hands: "Give money!"

369 gold coins and 12 silver coins (1 gold in the wizarding world is equal to 17 silver equals 493 copper), among which there is actually a gold coin of destiny! Zhao Mai was silent, but he already regarded Gringotts as a key target in his heart. It is said that there is an incalculable amount of wealth stored here in the form of gold coins, which will definitely solve a large part of Zhao Mai's demand for fate gold coins!

He and Tolkien each opened an account and deposited half of the money, leaving only a hundred on each of them. Gringotts felt that the money was still in his own treasury after a circle, and as long as Zhao Mai did not pay the interest of 129 after one year, or could not repay the principal and interest in full after three years, these fifteen magical magic swords would be Gringotts's!

Zhao Mai didn't even think about repaying the money! He planned to let the goblin go happily by himself! The ice crystal sword left his hand, and it would start to melt after being stored for half a year at most. Even if it is placed in a cold place, it will turn into ordinary ice cubes within a year. Zhao Mai left a way out in the contract, handed over the custody responsibility to the goblin, and withdrew himself.

"It's time to go shopping. Tolkien opened the admission letter, and the first item on it was a wand. (To be continued.) )