The Wharf of Vanna City, formed by the first Lord of Roswell. As an important hub of foreign trade throughout the city, www.biquge.info spent a lot of money and manpower when it was built, and in order to maintain the basic maintenance of the wharf, each batch of merchant ships returning from other places would pay a certain amount of fees according to the source of goods transported. Even what is abundant in Vanna City will be charged a higher fee.

Wang was a little surprised to hear this explanation, but he did not expect that even backward trade exchanges would protect local products according to demand.

And Yuffie came to the docks, where most of the boats were already docked, according to a soldier's report...... Every morning, the boats line up to check whether they are carrying goods that have evaded taxes or threaten people's safety. Each boat will have its own pass, which is the entire Tulata kingdom...... No, even the docks of all countries will give a permit to merchant ships, and if the docked ship does not have a permit, it is a foreign 'vessel' and will be investigated.

Wang mistakenly looked at this humble wharf, except for merchant ships, the most were fishing boats. So the fishy smell is very strong. It is customary for the workers who work here to wear a veil to cover their nostrils.

Yuffie also covered her mouth and nose, she couldn't stand the pungent smell either.

"What the hell are we doing here?" she asked.

"See if there's anything worth investing in. "If you can collect some of the costs, the road transport investment is undoubtedly a good project. And you don't have to pay for it all, as long as you stir up a few merchants, they will pay for the convenience of their goods.

"I know what you're thinking...... But I have to warn you. This dock was formed by the City Lord's Mansion, and there are many interests of the nobles of Vanna City, and if you want to change it, it will cause a lot of trouble. Yuffie reminded. The dock is a large part of the private income source of the City Lord's Mansion, and if you suddenly intervene in it, it will have a dispute with the City Lord's Mansion, not to mention that there are half of the nobles of Vanna City.

Wang looked into the distance of the canal, where several merchant ships waved flags.

The same side of the dock will also wave flags...... This is the ancient docking wisdom in this world, waving flags on both sides represents the distance, and the whole merchant ship is about to start slowing down. Based on the experience of the dock workers, they visually measure the distance and tell the people on the boat to brake urgently or drive slowly with the flag waving. At the same time, a port of call will be found for merchant ships.

"I'm not trying to divide the interests of the City Lord's Mansion, but I'm trying to expand into a bigger port. The dock was too small to facilitate future trade. "Without access to a wider range of hubs and transshipments, a mere terminal would not be able to meet the needs of expanding the city's trade volumes.

So the king was trying to expand his trade from the transporters, but if he told the city lord's mansion about it, Torre Roswell would pay for it. Until then, he gave himself a small portion of the insignificant sweetness as the cost of his labor.

Wang is not stupid and will not do that kind of meaningless thing, so he needs to let the merchants pay this part of the money, as long as the "docking fee" of the dock is appropriately reduced, the shrewd merchants will calculate their own costs, the investment can reduce taxes, and the wider and well-equipped docks can bring more goods. So businessmen will choose to raise money.

It's just that he also wants to take a part of the profits, and he said that the city lord's mansion promised to reduce the "docking fee", and he needs external help.

No matter how big Vanna City is, it is only one city in the Tulata Kingdom, if other cities or countries are willing to enter into long-term trade cooperation...... Torre Roswell, the true owner of Vanna City, should have acceded to this request.

No, he must agree!" the king was adamant.

Tell Yu Fei this idea, Yu Fei listened to Wang Cuo's thoughts, and felt that this man was incredible, and his thoughts were difficult to figure out at all.

"Okay, although I know you want to expand the market, but who do we need to cooperate with as a bargaining chip in negotiations with the City Lord's Mansion?" Yufy's amazing business talent quickly understood Wang's intentions.

"I have my own way. ”

As a turning servant that he has not used, he hopes that he can break into the interior of the country.

And Zon did not disappoint himself, and was transferred to the capital in the Duchy of Fario for his contribution to the eradication of the evil forces, and was appointed as the generalissimo. Despite being a small country, a generalissimo would have come to interview the lord of Vanna City.

Yu Fei didn't know what Wang Cuo could do, and asked a few times, but he didn't say. As long as you don't take the anger to heart.

............

In the next few days, Wang Cuo barely appeared in front of everyone. The Mage Guild has repeatedly invited him to attend seminars, but has been denied...... It is a form of mutual communication and meeting among magicians. Since Uzrien used the bank to excuse him, there was little contempt and complaint. But the image of a magician who does not do his job has been branded on Wang Cuo's body.

The corpses of Viscount André's family were still fruitless, and the two dozen or so people disappeared as if out of thin air. There were no more incidents of nobles being killed.

In fact, after calming down, Wang mistakenly thought about it, could it be that Heraria indirectly 'killed' the other party's people, and then the other party also created an incident in retaliation? Otherwise, why would there have been no next actions, and maybe there might be something secretly planned...... In short, it has nothing to do with my current self.

The bank has approved the loan project of 10 million yuan from the Rodrien Chamber of Commerce, using three mines, two estates and several shops as collateral, and originally only agreed to seventy percent, but the other party would rather raise the interest rate to 9% annualized than bring eighty percent, it seems that the other party is determined to hollow himself out. After triumphantly receiving the loan amount, Wang found that it was just behind the adventurer's hall, a place that originally belonged to the Rodrian Chamber of Commerce. It's all vacated now.

Soon the words Rodrien Bank were typed out. And in the policy that came out, it seems to be better and more profitable than the banks in the adventurer's lobby. Recently, many people have come to ask if they can withdraw the money, but they have all been rejected by Wang before the time is up. But there are still people who want to force withdrawals.

Yuffie has come to himself many times for this, most of the time saying that the money should not be lent to the Rodrianian Chamber of Commerce, and now they are using our money to open a bank. What to do......

On the opening day, Linglu also sent someone to send an invitation letter to himself, hoping to attend the opening ceremony of Rodrien Bank.

Wang Cuo looked at the letter sent by Yu Fei, and just smiled innocently.

"Let them play, the liquid funds in Vanna City have been diluted by us, and even if they do, it will be difficult to attract more funds, so the reason why he wants to borrow our money. It's nothing more than thinking about passing the level of the City Lord's Mansion, because the bank also has the profits of the City Lord's Mansion, as long as they make a profit, it will be good for the City Lord's Mansion. I think in order to curry favor with the Lord of Torre even further, they might even agree to help raise the cost of the port. Wang Cuo said.

"So what do we do?"

"Do you know why I keep telling Linglu that there will be a return if you lend out?" In the past few days, Linglu has come twice to inquire about some financial knowledge, especially about the source of bank profits. Wang Cuo said that there would be profits if they lent money, and private loans were better recovered than official loans because of the large amount.

After countless indoctrinations, Linglu finally became a 'banker'.

"Banks are a new thing, theoretically equal for everyone. He looked at Yuffe's puzzled expression, "Well, let me put it this way, if a poor person wants to live a decent life, if he doesn't have the strength and talent, he must at least become rich." ”

Looking at Yuffie nodded.

"So what if he values an industry that makes money, but he can't come up with the money? He will take out a loan from the bank, and then do business, and if he makes money, he will develop into a rich man. "What's more, the interest rate on the loan of Rodrien Bank is less than that of itself!

"Doesn't that promote their development even more?"

Wang Cuo shook his head.

"What if the business can't be done, or if some people just want to borrow money to spend?" is the reason why they have been reluctant to lend to non-aristocrats, and this society has not formed a good credit system. Therefore, there will definitely be money fraud and loan fraud.

And if it is not legally constrained, let's start economically.

As long as someone is willing to lend to them unconditionally...... As long as one person succeeds, there will be countless 'greedy hearts' who want to try, and increase the requirements from the rotten debts that have been deceived again and again, which will allow the whole people to gradually form their own credit system.

If you want a loan, increase your credit!

The system produces the economy, or the economy produces the system!

It's just that Wang Cuo was unwilling to take this risk, so he handed over the opportunity of 'educating people to become talents' to the Rodrien Chamber of Commerce.

After listening to Wang Cuo's explanation, Yu Fei couldn't believe it and felt even more that the man in front of him. You can't look at each other in the way of ordinary people.

And at the same time......

In the distance of the Grand Canal, a fleet of ships from abroad is slowly approaching.