Chapter 40 Banks

The next morning, Wang Cuo came to the adventurer's hall. Pen, fun, pavilion www. biquge。 info

This is where the new bank was opened.

As a hub for the main information of the whole city of Vanna, the bank's location is crucial.

Wang Cuo brought his calculated interest rate formula and will officially announce it to the bank today. This is the data obtained by counting the consumption index of the entire Vanna City over the past few years.

The floating population of Vanna City is close to one million, and the annual tax revenue is tens of millions.

On average, 10 gold coins can be distributed to each person, but the inhabitants of the city are less than 300,000, and the rest are foreigners. Spending but not necessarily saving.

If you remove the war factor, and the market factor. The tentative annual interest rate is 1 cent, which is to save a gold coin. You can get the interest of one silver coin per year, and ten gold coins per person can get ten silver coins.

Of course, if the fixed deposit is more than 3 years, the interest rate is 4 cents.

This is the highest return that Wang can come up with, and the interest rate on the loan is as low as 2.5 cents and as high as 7 cents.

High deposit, low loan.

This is currently the fastest way to activate the market.

Of course, the premise is that no one robs him, Wang Cuo believes that when everyone in this world still doesn't know about financing, even if they use deposits to make up interest, they can maintain it for a long time.

As long as they are linked to the interests of the local authorities, they will not hinder their own development.

Wang Cuo ordered the news to be posted in front of the bank, which quickly attracted a crowd of onlookers.

Most of the department is the adventurist's hall with groups coming and going, as well as a lot of local vendors and trading house staff.

"Yo yo, come and see! This bank has come up with a new trick. ”

Hearing the greeting, many people who were idle also came over.

I'm afraid that many adventurers can't see the ratio, so Wang Cuo also specially cited it and wrote it on the back......

"If you deposit ten gold coins, you will get one silver coin in one year, forty silver coins in two years, and one gold coin and twenty silver coins in each year for more than three years. The onlookers read as they read and counted with their fingers over and over again.

"I'm a son, it's not true. If Lao Tzu put all the thousands of gold coins on his body, would he be able to get ten gold coins every year in a year?" asked a sturdy man.

"Well, that's right. Our bank has just issued a notice that as long as you put money here, you can get a corresponding return, and it also encourages everyone to save more money, the longer the better, you can get the maximum profit. The little girl who introduced her replied excitedly.

Many of the employees who work are also attracted by this profit.

My income is not much, a few gold coins a year, if they are all stored in the bank, the return of a few silver coins a year is enough for ordinary family expenses, dozens of days, and every year I save more and more, and the return I get is even enough to spend more than half a year.

This is what Wang Cuo originally said to them, but they didn't expect to be retold by them as it was.

"It's impossible, then how you make money in the future, it's up to everyone. Does the lord of the city want to divide all the taxes among everyone?"

Standing from a distance, Wang Cuo noticed that the person who spoke was not dressed as casually as the adventurer, and his physique was not strong enough, so he should be a vendor here...... But apparently not a smart trader either.

"Uh...... Anyway, that's what we were told, how could the lord of the city deceive people, and we can still borrow, and we will also receive a part of the money for borrowing, and it will be complementary soon!" the little girl who introduced her scratched her head and said.

Wang Cuo listened from the sidelines...... Suddenly I feel that I am not too conservative, I should raise the interest for five years a little more, and let them all save for five years and ten years!

Save it!

As long as a large amount of cash is incorporated and borrowed out...... Consumption across the city of Vanna will see an unprecedented increase in money circulation, and even inflation.

When the time comes, the market is activated, and the backward production cannot make up for it, so it can only resort to external purchases. With a large amount of local currency output and capital outflow, as long as it can attract a large amount of foreign reserves of its own currency, it can occupy a place in foreign exchange.

In the future, it will be much more convenient to manipulate the exchange rate.

His reserves were still too small, and Wang Cuo rubbed his temples, hoping that the merchants of this world would not discover their purpose too soon. As long as one year, according to this momentum, as long as one year can attract a large amount of money by itself in various ways.

Invest in ports, roads and trade markets.

Then the entire economy will be under your control.

"I hope everything goes well!" Wang Cuo thought to himself.

Several familiar figures appeared in the crowd.

Isn't it Thorin and Lisa's team of adventurers, the one who invited them to join in the first place?

Are they coming to deposit too?

Wang Cuo was about to step forward to ask, but was blocked by another person.

"Archmage, I'm so glad to see you!" tall figure, emerald green eyes, and a pair of slender ears behind a charming eyeliner.

"Miss Hralia, how did you get here? ”

How could she come over, Wang said in his heart. I'm afraid that Hralia will be the first of the people I don't want to see the most now.

Remembering that smile last night.

Did you discover yourself?

"Why can't I come?" she asked, teasingly, with her hands behind her back. looked at Wang Cuo with interest...... It's scary to watch.

"Absolutely. You are the guest of honor of the Lord of Torre, and the guest of honor of the entire city of Vanna...... As a resident of Vanna City, you should be welcomed. "The king made a mistake, like a ball, it was smooth everywhere anyway.

"Hmph! ”

Heraria was not satisfied with the tepid attitude of the king's mistake.

"Do you know how many years I've lived, and I know what you're thinking even if a little guy like you rolls an eye?"

"That'...... Miss Heralia, are you here to see the bank?"

Wang Cuo didn't want to entangle with the other party, so he could only point to the east and the west. Bypass the topic......

"I've heard that the archmage is a star mage who is good at creating some strange spells...... I don't know, does Archmage Wang Cuo know a kind of magic that can disappear in an instant?"

Sure enough, the king was sure that the other party had seen him yesterday. But I don't think I'm sure!

His face was expressionless, and there was no discomfort on his face.

"Disappear in an instant! That's a great spell, I don't know where Miss Geraria heard about it, if it's near Vanna City, I'll pay a visit to this sage first, and ask for some magical knowledge. ”

Seeing that the other party didn't admit it, and still had an attitude of knowing nothing, Heraria said hurriedly.

"Didn't the Archmage study this kind of spell?"

"I also want to study, but my comprehension is too low to touch such advanced magic...... I don't know if Miss Heraria understands magic. Oh, I forgot, you're a ranger, so you don't know much about magic, do you?" he said with a smile.

In this way, the conversation between the two seemed to have reached the neck screen, and no one continued to interrogate.

Knowing that she would not gain anything, the female elf simply took out another thing.

"Archmage, I heard that the bank's proposal was your idea, and I think Archmage is also very good at auctions. Although my bow is not a good product, I want to sell it for 5,000 gold coins, I wonder if the archmage can help me!"

Wang Co looked at the wooden longbow in the other party's hand, surrounded by a few leaves, it was indeed not a high-quality product.

"You should have a way! ”

"Of course, it's my ...... to be able to serve the pretty Miss Heralia Honoured. ”

Wang took the longbow and flirtatiously teased the other man's chin.