"Seriously, my lord?" Guan Le looked at Fang Haoze with inquiry in his eyes. Pen % fun % Pavilion www.biquge.info

"Of course it's true, I'm so young, even if I take away your inheritance, who will I give it to. Fang Haoze smiled.

"What if you really want to do business and don't know how to cooperate?" At the mention of doing business, Guan Le stabilized his mood, and asked in business.

"My business is divided into two parts. Fang Haoze looked at the other party and said slowly. "Before doing business, I want to ask Boss Guan, all the gentry in Wuzhou should know what the Seventh Prince and I are here for. ”

"We all know that the Seven Princes are here to deal with the floods of the Dingjiang River. Guan Le lowered his head and thought for a moment, then replied thoughtfully.

"You gentry, you only know that one is not the other, and there is always some distance between you and the court officials. He said slowly: "This time, we want to start from Tianlin Gorge, block the water of the Dingjiang River, and re-establish a new river channel to cut off the flood from the source." ”

This is the first time that Fang Haoze has introduced the water control strategy to ordinary people, and in the past, the method of water blocking was only circulated among officials or academics.

"It's such a big project?" Guan Le was shocked,

"Yes, it's true. Fang Haoze smiled: "It is precisely because the project involves thousands of generations that the imperial court attaches great importance to it." But at present, we have only arrived in Wuzhou, and there are many things that are not yet ready, so don't we find Boss Guan to do business? ”

"Don't dare, don't dare, please show it to Lord Fang. Guan Le gave up.

"Boss Guan is a businessman, so I said bluntly, there are two pieces in this business. The first one is what I call a loan. Fang Haoze looked at Guan Le.

"Now, in order to speed up the project, we have decided to increase investment and deploy quickly, which involves the question of money. After consulting with the prince, we decided to borrow some money from the gentry of Wuzhou. ”

"Isn't this still about finding my property? Hearing about borrowing money, Guan Le first thought in his heart. Daxin World is still in the era of farming, and there is no concept of loans, so when Fang Haoze mentioned it, Guan Le and others did not understand.

Seeing Guan Le's face turn bitter again, Fang Haoze said softly: "Boss Guan, don't be nervous, we don't borrow money for nothing, we also have interest, and it is five cents of interest a year." ”

"Five cents of interest? 10,000 taels a year is only 500 taels of interest, but the interest rolls over?" Guan Le asked with a sigh of relief.

"It lasts for one year, is settled once a year, and the interest can be counted as the principal. Fang Haoze gave an example: "If there are one million taels of silver, add 50,000 taels of interest at the end of the year, and then the principal of 10.5 million in the next year." ”

"With all due respect, this interest rate is not very high, and we put a little bit of money a year, and it's more than that. Guan Le shook his head, looking unoptimistic.

The so-called Indian money is also usury in the Daxin world. The general interest rate is 40%, which is very high, for example, if you borrow 100 taels, you will have to repay 140 taels at the end of the year. And if you don't pay it back when it expires, you will have to roll over the profits, and you will have to pay a few hundred taels more if you extend it for a year.

"What Boss Guan said is not right. Fang Haoze waved his hand and said: "First of all, the reputation of the money is not good, and it hurts the peace." I don't know how many people will sell their sons and daughters, and their families will be ruined. ”

"Secondly, if you put in the money, the risk is not small, and it is good to be able to recover seventy or eighty percent. Boss Guan has calculated, how much profit can be made by putting money in print?"

"Finally, and most importantly, how many people can borrow your Yinzi money in the entire Wuzhou and even the whole world? Boss Guan can release 10,000 taels a year?"

Hearing Fang Haoze's words, Guan Le couldn't help but nodded: "Listening to Lord Fang's words, it seems that this is also the truth. The money for the seal is not very good, and now my restaurant has a little profit, so I have bought land. ”

"That's why I said that the loan project in my hand has the world's largest water control project as a guarantee, and there is no risk in it. Although the interest is not high, the amount is very large, and it is much more cost-effective than the money in India, Boss Guan said, isn't it?"

When he said this, Fang Haoze also put a trace of divine power, quietly influencing the other party's judgment.

Being surrounded by Fang Haoze's few words, coupled with the influence of divine power, Guan Le couldn't help nodding: "I only put a few thousand taels of money a year, and the income is not high." If you can buy a loan of more than 100,000 taels from Lord Fang, it will be far more profitable than Yinzi money. ”

"Not only that, but you also supported the construction of the imperial court, and you made a name for yourself with the Seventh Prince, Boss Guan still thinks that the interest rate of these 5 cents is low?" Fang Haoze smiled slightly.

Hearing this, Guan Le felt a rush of blood in his brain: "Lord Fang is right, I want to buy a loan from adults." ”

Half of this sentence was directed at the Seven Princes, Guan Le couldn't help but think that since he started from scratch, he was asked for bribes by officials at all levels, which was really annoying, and he was even more worried all day long.

If you can really be named with the Seven Princes, you don't have to lose money, it's a big bargain.

"Well, I know that Boss Guan is aware of current affairs. After speaking, Fang Haoze pointed to the bookkeeper next to him: "Our loan is better than your money, and we pay attention to paying interest first, and this time we brought 200,000 taels of silver tickets." ”

"According to the annual interest rate of 5 points, these 200,000 taels can be loaned 4 million taels, I don't know how much Boss Guan wants to lend me?" Fang Haoze looked at Guan Ledao.

"Then give a loan of 4 million taels to Lord Fang, but didn't the adult say that he wanted my restaurant, why don't you give it to the adult at a discount of 4 million taels." Guan Le was also very simple, and he was quite skillful, and directly gave the restaurant to Fang Haoze.

"No, it's not good for our reputation. In this way, 4 million taels, of which 1 million taels are counted as my lease fee, for a period of two years. The remaining 3 million still need cash, and our project is about to be launched, so it can be used. ”

Fang Haoze pondered for a while, and then continued: "In addition, if Boss Guan introduces other people and lends us a loan, you can also get an additional penny of referral fees, and there is no upper limit." ”

For the other party, Haoze took out 200,000 taels and took back 4 million taels, this deal is really cost-effective.

The bookkeeper on the side was simply stunned when he saw this scene.

This is nothing to Fang Haoze, there is a term in the main world called "Ponzi scheme", which is this kind of thing, as long as you pay interest, you can leverage idle funds in society.

You must know that there are always people who will covet interest and always put the principal here in Fang Haoze, and for the other party Haoze, as long as he still has money to pay interest and maintain the capital chain unbroken, there will eventually be more and more money in his hand.

There is the No. 1 project of Dingjiang water control, which is a credibility guarantee, and I am not afraid that others will not participate.

Even if there is a run in the end, Fang Haoze is not afraid, the second business he just said is to divide the operation right of Xinhe Road as a share. There is equity as a guarantee, and once it becomes insolvent, it can also be used to convert debt into equity.

"Okay, then I'll arrange it. Guan Le heard that there was an introduction fee, and he was even happier, the annual income of this restaurant is only hundreds of thousands of taels, and there are often officials from Wuzhou who come to eat and drink for free, how much money can be earned, in fact, it is also a confused account.

At this time, the restaurant was handed over to Fang Haoze, and he also got an impression from the Seventh Prince that if he could introduce someone to make a loan in the later stage, and he would take the introduction fee, it would really take a big advantage, so he hurriedly agreed.

"I don't know what the second business Master Fang said is, and the villain also wants to participate. Guan Le's eyes rolled, and the businessman instinctively sensed that another business was more profitable.

"This second business will be talked about in a few days, so let's talk about this first business first. Fang Haoze smiled: "You have handed over the restaurant to us now, I advise you to quickly set up a chamber of commerce, and in the future, we will definitely take care of you first in terms of materials and other materials." ”

The other party has given millions of taels, and he can't let him suffer.