Chapter 73 Bonds
"Dear Madam, I have an idea to report to you. Pen & Fun & Pavilion www.biquge.info" Lynch has a serious face, and after deciding to join the Toposso Territory, he thinks that the current situation in the Toposso Territory is not optimistic.
The two wars had completely drained the savings of the Toposso Territory.
From what Lynch has heard slightly, there have been many antiques for sale recently, and the price has been kept very low, which must be a helpless move by Baron Toposso.
The Doss Mountains are something that has to be hit.
If you want to get the magic castle in Lynch's mouth, no matter how difficult it is, you have to grit your teeth and hold on.
With this engagement, the Baron once again raised funds from his knights.
However, the loss of the war to the knights was not small, and the Baron had to maintain the dignity of Norma's engagement, and from a financial point of view, there was only a slight surplus, which was a drop in the bucket.
It's also an opportunity for Lynch to show himself.
If you want to better integrate into the Toposso collar, it is necessary to prove your abilities.
"Lynch, any suggestions? You know, Toposso is very short of money right now. "Lady Dulcinea is a man who knows what to say.
It's a good thing that Lynch has become positive, and it's even better that Lynch is willing to serve Toposso.
Madame Dulcinea hadn't fully accepted Lynch as part of the Toposso Consulate, but that didn't mean she would talk to Lynch in an unkind tone.
On the contrary, how to maximize Lynch's role is what Mrs. Dulcinea is concerned about.
Lynch has a lot of magic items, and if he is willing to take them out and cash them out, it is an excellent thing for Mrs. Dulcinea to lend them to Toposo.
It can not only detect how many good things Lynch has, but also solve the current crisis.
You must know that in order to obtain enough funds, Lady Dulcinea had to make a loss-making transaction, selling the corpses of the demonic beasts that she had harvested last time, and selling the mountain giants of extremely high value.
The other nobles were not unaware of the plight of the Toposso Lord, so they kept the price extremely low.
Faced with such a price alliance, Lady Dulcinea initially adopted a plan to break them one by one, negotiating with each nobleman separately to negotiate the price.
This trick shows that Madame Dulcinea is very good at business operations.
However, this time, the boss behind the aristocratic price alliance is Viscount Lanto.
It could have been sold through small merchants, but the League of Nobles warned the Business Association, as the lackey of the nobility, how dare the Association go against such an alliance.
It's not that Toposo's popularity is too bad, but Viscount Lanto said that he did this business.
Madame Dulcinea also tried to contact Viscount Orphe, but Viscount Orphee was clearly unwilling to anger Viscount Lanto over the money.
After two failures, to say that Viscount Lanto can be at peace is a ghost who doesn't believe it.
Viscount Lanto, who was in a rage, was obviously not cost-effective to provoke for this money.
Although Viscount Orfe has a grudge against Viscount Lanto, he is quite good at settling accounts.
For Viscount Lanto, the feud of the Toposso Leader has been settled, although it can't be killed, but the weakening can still be done, and everyone thinks that Viscount Lanto is angry and forms a price alliance, which is a very advantageous thing.
Faced with this situation, Madame Dulcinea made several unsuccessful attempts, and with the time being pressed, cash had to be obtained as soon as possible.
So Madame Dulcinea had to give in to her adoptive father, and there was a sense of relief in this.
After this transaction, trade between Toposo and the city of Ranto resumed.
The nobles have no overnight feud in trivial matters, and if Viscount Lanto insists on pursuing it, it will arouse the disgust of other nobles.
"Yes, ma'am, I know that the Toposso Territory is very short of money and is in dire need of all kinds of supplies, otherwise it will be empty to occupy the Dos Mountains. ”
"I'm afraid the Earl of Glamorgan won't have that much patience for long. ”
With a Toposso collar as a vest, there is no need to worry about the Earl of Glamorgan being black, provided that the two do not reconcile.
"So I propose to issue war bonds. Lynch said confidently.
"War bonds?" asked Lady Dulcinea, slightly confused.
Bonds are such things, Madame Dulcinea can understand, they are probably mortgages or something.
But what can Toposso come up with now?
Norma's dowry?
"We can use the future proceeds of Toposo as a guarantee to issue bonds, promising to be fulfilled after one or two years, for example, if we issue a bond of 100 gold coins, after a year, we will give the other party a consideration of 115 gold coins. ”
"Many nobles have abundant funds, but these funds are not used in practice, and many of them are just kept in the treasury. ”
"With the proceeds, perhaps we can also pull other nobles into the chariot of the Toposso Lord. ”
Lady Dulcinea's eyes lit up.
The current financial means mainly adopt the physical mortgage system, such as Lynch's mortgage of the Amethyst Manor to Viscount Lanto, which is the case.
And Lynch's use of future earnings as a guarantee and Toposo's credit as a guarantee to issue bonds is an innovative method that has not yet been born in this world.
Every aristocratic domain can actually be seen as a small country.
They had great autonomy, from coinage to justice, collecting taxes, and having an independent army.
If it weren't for the fact that almost all of them were loyal to His Majesty the Holy and Inviolable Emperor of the Wyvern Dragon Empire.
Lynch really thinks that the Toposso Territory can be called the Toposo Country, even if he is not big.
"Mr. Lynch, worthy of being a university scholar, you can figure out such a method. Madame Dulcinea couldn't help but praise, if it was Baron Toposso, would anyone believe it, if it wasn't a real thing?
But Madame Dulcinea, a man of great business skills, was able to judge that it was feasible.
Since the great nobles almost monopolized most of the trade and controlled most of the capital chain, a strange phenomenon arose.
Those who have money are very rich, even so much that there is no place to invest.
However, people who are in dire need of money are unable to borrow money smoothly, and often have to bear extremely high loan sharks.
100 percent interest a year, that's the normal level.
"It's just Madam, will we offend the usury nobles by doing this?" Lynch was slightly worried.
He felt that his plan was perfect, but that many nobles were profiting from usury, and that if the method of issuing bonds in Toposo had been learned, there would be fewer usurers, and the nobles' profits would be reduced.
"Don't worry, Lynch, don't worry about that. ”
"The aristocratic usury is all used against the commoners, we are not. Lady Dulcinea said with a slight smile.
Loans between nobles and nobles are almost impossible to have frighteningly high usury unless they face bankruptcy.
Not only because of the mutual respect between the aristocracy, but because the aristocracy was all propertied and much more able to repay loans than the commoners.
"The only problem is that we can't give these war bonds to the nobility, on the contrary, we want to give them to the small merchants. Lady Dulcinea exuded an air of extreme shrewdness.
"Small merchants?" Lynch wondered, how much money did a small businessman like Lawrence have, and how many merchants would have to be found to raise the money needed for Toposso.
"If we give the war bonds to the nobles, they will definitely ask for land as collateral, and then they will take the opportunity to sabotage the Toposo Territory's march movement, so that the Toposso Territory will be completely bankrupt and will not be able to pay off its debts. Madame Dulcinea opened her mouth to explain that since she was ready to accept Lynch, she would not hide the methods of some nobles.
"Eventually, they would take the bonds and demand that Toposso take the land back. ”
"This is the common method used by the aristocracy. ”
Lynch gasped, he still underestimated the aristocracy of this world, and as for why Lady Dulcinea chose a small businessman, it was also very clear.
For small businessmen, Toposo is on the strong side, but if you don't pay back, what can you do?
It is worthy of being a nobleman, and he has seen it for a long time.
Lynch said silently in his heart.