Chapter 397: Loan in hand
Reid Seaview Hotel. In Zhonghai City, it is a relatively famous place. For example, foreigners, or foreign media, most of them live in Hilton, and ordinary celebrities and entertainers like to be in Grand Hyatt. Ruide Seaview Hotel is a place in Zhonghai City and even in the country's financial and economic fields.
Since the hotel is called a seaview hotel, the seafood here is famous.
At half past six in the afternoon, the sky outside was still bright, but Tang Zheng and his entourage had already arrived here, as the public relations director, Qi Lin was most familiar with the relationship between these hotels, clubs and other places. At the hotel's Triumph Restaurant. Box 888 has already been booked by Tang Zheng and others.
The agreed time with the other party is seven o'clock, at this time, after all, it is summer. At seven o'clock, the sky outside was still bright.
In addition, after all, it was an appointment with someone else. Naturally, you have to come one step ahead, and you can't let the other party wait for you.
There was no arrogant gesture either. At seven o'clock, at this time, a man about fifty years old walked in with two people.
The size and tonnage of the three are not small. The body has a somewhat round feeling. As soon as he entered the door, the man at the head greeted him: "Mr. Qi, this one is Tang Dong." It's much more handsome than what you see on TV. ”
Qi Lin also nodded and smiled, and after the three of them entered the door, they had already stood up and served others as the host. This is the bare minimum of hospitality.
"President Xue is really good eyesight. Today, President Xue, Director Wen and Director Wei are here, which is an honor for us to Datang Pharmaceutical. "Qi Lin is neither humble nor arrogant. He behaved appropriately and said with a smile on his face.
Tang Zheng kept smiling. Looking at Qi Lin. Tang Zheng is very satisfied, from the current point of view. These people recruited by the company are still very capable.
Qiu Daohai, Chief Financial Officer, the entire company, including China Shipping headquarters, China Shipping production base. As well as the company in Jingzhou, as well as the planting base and the inner gate construction project that is currently being planned and prepared, the project in Tangjiaba Village. This is Tang Zheng's private behavior. However, in terms of funds and procedures, it is Datang Pharmaceutical.
But. These aspects of finance, to say complex, are not complicated. It's not so simple to say simple, the most important thing is a careful question. Qiu Daohai is the chief financial officer, and he can arrange these aspects neatly. More importantly, Datang's financial situation is very healthy, and a financial early warning mechanism has been established, which is all due to Qiu Daohai.
As for Qi Lin. Not to mention, at this moment, Qi Lin's performance is enough to explain everything. This woman. In the handling of public relations, it is very good, even. It is better than those foreign multinational business consulting companies and public relations companies, because. Qi Lin is Chinese, and she understands the cultural background of China and the habit of Chinese courtesy.
"Tang Dong. Let me introduce to you, this is President Xue of Bank of China Zhonghai City Branch. Qi Lin said with a smile.
Tang Zheng also stretched out his hand and said with a smile: "President Xue, I am glad to meet you." Thank you to the leaders for appreciating the light. ”
Governor Xue was very open-minded at the moment, and said with a smile: "Vice, vice president." Miss Qi has won the prize. Mr. Tang, I've heard of your name. You are the first Nobel laureate in our country, and now you are running a business, which is amazing. ”
Next, Qi Lin introduced Director Wen of the Credit Department and Director Wei of the Risk Control Center to Tang Zheng. These three people are basically the core part of the loan, as long as the three of them agree. Basically, there are no problems.
Governor Xue is the vice president in charge of corporate credit, and such a large amount of money must go through him, or even through the head office of the Bank of China.
In addition, Director Wen is the director of the credit department, if he doesn't nod his head, then he has no minimum qualifications, let alone a loan. As for this Director Wei, his department is the Risk Control Department. This department, to put it bluntly, is a place to review loan qualifications. It is also a key department in the bank.
After some pleasantries, everyone took their seats. Here, the ordered dishes are also sent in a steady stream, and the wine is the liquor used, 30-year-old Moutai.
Eat seafood, white wine and red wine, Chinese people generally like white wine.
The wine has passed three rounds, and the dishes have passed five flavors. The atmosphere at the dinner table, under Qi Lin's adjustment, also seemed warm. Tang Zheng and President Xue also pushed the cup and changed the cup a few times. Putting down the cup, Tang Zheng said with a smile: "President Xue, there are two other directors. This time, our Datang loan may have to trouble the leader to care about it. ”
It is already a tradition of Chinese people to talk about things at the wine table. At the beginning of reform and opening up. There used to be such a rumor in the business. The amount of alcohol is the amount of sales.
Running business, drinking until stomach bleeding abounds. Moreover, this atmosphere has not emerged in recent years, but throughout history.
Speaking of this, here, President Xue also paused, looked at Director Wen next to him, and said with a smile: "Mr. Tang, look, our Director Wen is sitting here." There is no problem with this matter on his side. I have absolutely no opinion on my side. ”
At this moment, after President Xue finished speaking, Director Wen also slowly spoke: "Mr. Tang, you are personally our Supreme Platinum-level VIP customer of Bank of China, and we are also clear about this, Datang, the main account is set up in our Bank of China. It's also our pleasure. First of all, I would like to thank Datang and Mr. Tang for their support to our work. ”
"Secondly, this time, the materials provided by Datang. We have also conducted a detailed understanding and review of the authorized production agreements signed by Datang and other multinational pharmaceutical companies, which involve the issue of the amount of sharing and the payment return. We have also carried out a detailed risk assessment. Overall, there are no problems. However, in terms of amount, there may be some discrepancies with Tang Zheng's requirements. ”
Next to him, Director Wei also spoke: "Mr. Tang, let me explain this matter, what you are asking for is a loan of 20 billion, to be honest, for a high-quality enterprise like Datang Pharmaceutical, our bank is very willing." However, according to the regulations of our Bank of China Head Office, loans of more than 15 billion yuan need to be reported to the head office for approval. In this way, invisibly, the time difference is extended. ”
Hearing Director Wei's words, Tang Zheng also understood a little, and seeing that President Xue and the three of them were looking at him, Tang Zheng somewhat understood the mystery here. No wonder they had to see themselves, not because they wanted to eat or anything. You must know that banks have always attached great importance to high-quality customers. It may not be easy for ordinary people to take out loans, but there is no problem with loans for high-quality enterprises like Datang Pharmaceutical. To put it mildly, the major banks are afraid that Tang Zheng will not speak.
You know, the bank absorbs depositors' funds and gives interest. In addition to making profits in handling fees, card fees, etc., the main profit point is in loans.
Such a large amount of loans, which can even be said to be huge, is undoubtedly a political achievement for them. However, if you want to borrow 15 billion yuan, you need to be approved by the head office. Then, the political achievements invisibly let people take some away. Stuck on this number, the loan procedures are also simple, and more importantly, all the political achievements are in hand.
One and a half billion? Tang Zheng also calculated it in his heart. Purely from the construction of schools and hospitals, this money is indeed not much. However, for the time being, it is sufficient. In Tang Zheng's jihua. After the land was taken down, the first thing to start was the construction of the hospital, which was about one billion yuan, which was enough. Other funds. The construction of the school is similar. When you need to use the money later. At that time, Datang Pharmaceutical's scar removal liquid was also going to be launched. In this way, it will be enough to support the circulation of the entire economy.
Thinking of this, Tang Zheng also nodded and said with a smile: "Director Wen, where are you talking." We don't know about these, what you say, Director Wen, we will do it, and do everything according to the will of the leader. ”
Tang Zheng's words made President Xue laugh with satisfaction, and Tang Zheng's attitude towards current affairs made him very happy. After a little hesitation, President Xue smiled and said, "Mr. Tang, the first batch can only be so much." A year later. If there is still a funding gap on Datang's side. We can go ahead and take out the loan. In terms of quota, it is definitely more than 5 billion. ”
After this matter was settled, Tang Zheng also stood up with a smile, picked up his wine glass and said, "President Xue, Director Wen, Director Wei, I will give you two a glass." ”
After a meal, Tang Zheng personally sent President Xue and the three to the door and instructed the company's driver. Send the trio home.
Tang Zheng also turned around and said to Qiu Daohai and Qi Lin: "Director Qiu, Director Qi, next, the follow-up work will be handed over to you." I only have one request, within 20 working days, to be able to release the money. ”
When he said this, suddenly, behind Tang Zheng, a voice sounded: "Ah Zheng? Long time no see? ”
As soon as he heard this voice, Tang Zheng was stunned, this voice, Tang Zheng was very familiar, it was Guo Zhonghua's voice.
Without looking back, Tang Zheng said to Qiu Daohai and Qi Lin: "There's nothing to do, you guys should go and go about your own affairs first." I still have a few things. ”
After Qiu Daohai and Qi Lin left, Tang Zheng also turned around, frowned slightly, and said in a deep voice: "Guo Zhonghua, am I very familiar with you?" Long time no see. I don't have any intention of seeing you. I don't even understand you. Weishenme, you will be like someone who has nothing to do, and you can greet me in a dignified manner. (To be continued......)