Chapter 334: Zhu's Money Shop
Two more days had passed, and it was time for Akihito's ship to arrive in the capital, and Fanning decided to clean up his mansion.
During this time, he had been living in Zhu Yuanfeng's mansion, and he was alone, and it was too lonely to live in his empty house.
"Official, didn't the master of the carriage in the house give it to you? Why do you have to ride an ox cart? Seeing Fan Ning standing at the door waiting for the ox cart, the second housekeeper of the Zhu Mansion couldn't help but ask a little strangely.
Since Fan Zhongyan's teachings, Fan Ning also realized that he was a little flamboyant, Zhu Yuanfeng was not a court official, and no one would point a finger at him in a gorgeous carriage.
But Fanning is different, he is a court official, if he is too ostentatious, he will be impeached by the imperial history, and it will damage his reputation, it is better to be low-key.
Fan Ning said with a smile: "Recently, the imperial court has been investigating more strictly, since you eat the food of the imperial court, it is better to keep a low profile." ”
This Steward Jiang treats himself well, and Fan Ning doesn't want to fool him.
Steward Jiang suddenly realized, shook his head again, and said: "Actually, what does it matter, which of those wealthy children does not take a carriage to enter and exit, they are far worse than you." ”
"The problem is that I'm not the son of a wealthy family."
Fan Ning smiled, remembered one more thing, and asked, "How is Xiaodong now?" ”
Xiao Dong is his former little maid, he got married soon after he went to Kunzhou, married to a small family in the capital that made tofu, Fan Ning wanted to know her current situation, after all, she had served herself for three years.
"Xiao Dong! She is now a mother, she gave birth to a son at the beginning of last year, and brought it to everyone to see, the lord also gave his son a name, it should be very good, the mother is expensive with her son, I heard Xiao Dongniang say that the family spoiled her very much. ”
Hearing that Xiaodong was doing well, Fanning was relieved.
At this time, an ox cart came slowly, stopped in front of Fanning, and saw that there were already four or five people sitting in the ox cart, which made Fanning a little unhappy, it was just crowded with people, the key is that everyone goes to a different place, the ox cart will inevitably detour, when will it be able to reach his mansion?
Steward Jiang smiled behind Fan Ning and said, "Official, why don't you ride a horse!" It's too slow to ride in an ox cart. ”
It's okay to ride a horse, Fanning nodded, waved his hand at the ox cart, and the ox cart continued to stagger away.
After a while, Steward Jiang brought out a horse, and the butler also understood Fanning's unassuming thoughts, and he didn't choose a few high-headed horses in the house, so he found a very ordinary foot horse.
Fanning looked at this horse, he was short, his coat was mixed, he had a big belly and short legs, he was 108,000 miles worse than his horse king, it was an inferior horse, but it was still able to ride in the capital.
Fanning turned over and got on the horse, the housekeeper was very good at doing things, he turned around and instructed a little servant: "Follow Uncle!" ”
Fanning didn't refuse, he really needed an entourage to help him watch the horses or something, so he smiled at the butler: "Thank you!" ”
Fan Ning urged the horse to leave the Zhu Mansion and went to the inner city, while the little guy trotted behind, this is his full-time job, he has been running for five years, and he has long been used to it.
Seeing that he was following him well, Fanning was a little curious, so he quickened the speed of the horse a little, and then turned back, and saw that the little guy was still walking unhurriedly, and was not thrown off by the horse at all, Fanning slowed down the horse and praised: "Good run!" ”
The little servant bowed and smiled: "I've been with the master for five years, he rides a horse very fast, we can all keep up, and my uncle can ride faster." ”
Fanning saw that there were many pedestrians on the road and could not ride fast, so he only increased the speed of his horse slightly.
Zhu Yuanfeng's mansion is in the northeast of the outer city, Fanning's mansion is in the south of the outer city, although they are all in the outer city, but it is more detour to the outer city, but it is a shortcut to take the inner city, Fanning entered the inner city from the upper east gate, and soon turned to the spacious royal street, although there are many people here, but the road is spacious, the road surface is also very smooth, and it is much more comfortable to ride a horse and run.
The two of them went south along the royal street, and soon came to the Suzaku Gate, at this time, Fanning suddenly saw the Zhu family's money shop located in the east of the Suzaku people, he suddenly remembered something, and said to the little servant: "I'll go to the money shop to see!" ”
Fan Ning turned the horse's head and ran to the east of the money shop, the Zhu money shop located in the royal street is the head office, the Zhu family is more superstitious about the same surname of the Zhu Que Gate, so they spent a lot of money to buy a piece of land here, and built the head office of the Zhu money shop, the money shop is the property of Zhu Yuanfu, Zhu Yuanfu clearly told Fan Ning that the twelve money shops in the capital are Zhu Pei's dowry, Fan Ning is naturally more concerned about it, but today he came to the money shop to remember what happened a few days ago.
The horses were handed over to the small servant, and he led them outside, and Fanning walked into the money shop, which covered an area of three acres, and the lobby alone had one acre, a three-zhang long counter, and there were more than a dozen men sitting behind the counter, and there were many guests, most of whom were merchants who took money and deposited money.
With the development of the commodity economy, the money shop appeared in the Sui and Tang dynasties, when it was called the cabinet shop, mainly because it was inconvenient to carry copper coins, and the bulk business delivery money would be carried out in the cabinet shop, and the money shop in the Song Dynasty was mainly to save money and lend.
Moreover, instead of interest, the money deposit also has to pay a little storage fee to the money shop, but the storage fee is not much, and the money shop mainly relies on lending to make profits.
In addition, some money shops with background have been approved by the government, and they can also exchange gold and silver, and Zhu's money shops can exchange gold and silver, of course, if they are exchanged according to the official price, everyone will go to exchange silver, and no one will use copper coins.
The official price stipulates that money has always been exchanged for one or two pieces of silver, but in fact, it is necessary to pay at least 200 more yuan to exchange silver at the money shop, which is nominally called a handling fee, but in fact it is a silver premium exchange, and it will be more expensive if you go to the black market to exchange silver.
The money shop exchanged a certain amount of silver with the government at the official price, and then exchanged it with the merchant at a higher price, and the difference in the middle was the profit of the money shop.
Therefore, the top ten money shops in the capital are all huge profits, with deep background, strong capital, good reputation, everyone is willing to keep money here, and businessmen are also willing to borrow money from them, Zhu's money shop ranks fifth among the top ten money shops in Beijing, and the profit of a year is unimaginable.
The big shopkeeper inside knew Fan Ning, and when he saw that his aunt-to-be was coming, he hurriedly came out and invited Fan Ning to the shopkeeper's room for tea.
"Shopkeeper Yang, I'm here to ask about something." Fanning took a sip of tea.
Shopkeeper Yang smiled and said, "The official is here to ask about the half of the jade pendant!" ”
Fan Ning gave half a jade pendant to Ouyang Qian's maid and asked her to hand it over to Ouyang Qian, he was still a little uneasy, after all, he could take away five thousand taels of silver with that half jade pendant, and he was afraid that the maid would be greedy.
Fanning perked up, "Someone came to fetch the silver?" ”
Shopkeeper Yang nodded, "I came the day before yesterday, I personally received it, but the other party only took three hundred taels of silver, official, that jade pendant is no problem, right?" ”
"There's no problem with the jade pendant, but I want to know who will take the silver?"
"It's an eleven or twelve-year-old little lady, it should be a maid, her master didn't come in outside, I went out to ask the master, it was a very pretty young woman, about twenty years old, no one accompanied, sitting alone in an ox cart, she said it was the jade pei given to her by the official."
"But there's a red mole on your eyebrows?"
"Exactly!"
Fan Ning's heart was relieved, that was Ouyang Qian, Fan Ning couldn't help but feel a little sad in her heart, with Ouyang Qian's character, if it weren't for the fact that life was really difficult, she wouldn't have come to get the silver.
Of course, Ouyang Xiu will not abuse his daughter, but his wife may not, Ouyang Qian has been wronged, and he will not tell his father easily.
Fan Ning sighed secretly in his heart, he took out the other half of the jade pendant, which included the five thousand taels of silver that Fan Tiege gave him as a dividend, he handed the jade pendant to Yang Da and said: "The five thousand taels of silver in this are also added to the half of the jade pendant, a total of 10,000 taels of silver, as long as the young woman comes to take the silver, as much as she takes, no one else can do it." ”
Although the shopkeeper Yang didn't know who the young woman was from the prospective aunt, he was by no means an eventful person, he nodded, "The official will sit down for a while, and I will deal with it now!" ”
The money shop is registered with account books, generally by surname index, for large customers who have saved more than 1,000 yuan, there is also a special registration card, and Yang Da Shopkeeper quickly found Fanning's card.
Fan Ning's deposit originally had 22,000 taels of silver, and his father Fan Tiezhou took 10,000 taels of silver for the wedding, and this time he gave the woman 10,000 taels of silver, and Fan Ning himself only had 2,000 taels of silver.
Shopkeeper Yang vaguely guessed that this woman must have a special relationship with her aunt-to-be, otherwise she would not be so generous.
But the shopkeeper Yang didn't expect that Fan Ning was now looking down on money, and he had 20,000 pieces of top-grade Tianhuangshi, and this wealth alone made people unable to look at his back.
What's more, there are still thirty percent of the gold on the side of the Mingren Mingli brothers, which is at least 30,000 taels of gold, nominally Jupei's, but in fact Fanning's.
Coupled with the sky-high dowry that the Zhu family is about to give to Zhu Pei, Fanning's actual wealth is unimaginable, and 10,000 taels of silver is difficult for ordinary people to touch in a lifetime, but it is really a drizzle for Fanning.
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