On the same day, Han Jiang and Fan Ning went through the handover procedures and escorted 1.5 million taels of gold and countless treasures back to the capital.

Fan Ning just returned to Jinglufu, Cao Ping and Gao Shilin with a group of eunuchs found him, Cao family, Gao family, Pan family, Yang family and other dozens of powerful families in Quanzhou opened a commercial house, a few months after the establishment, the commercial bank has been established, the next is to look for opportunities to make money, the major families have sent shrewd and capable children to Quanzhou to sit down.

Opportunities did not fall from the sky, but ran out, especially to have a good relationship with Fanning, more than a dozen children of military families gathered together, filling Fanning's official room.

Cao Ping is the nephew of the Empress Dowager Cao, the eldest son of Uncle Cao, this time the Cao family took out 100,000 yuan as the capital, that is, they planned to show some tricks, the Gao family is no exception, the Gao family took out 80,000 yuan, and the son of the head of the family, Gao Shilin, is fully responsible, Gao Shilin is Gao Tao's younger brother, and the relationship is even more ordinary.

"Everyone, please be quiet!"

Fanning waved his hand, and the noisy room fell silent.

Fan Ning said: "I understand everyone's eagerness, but making money is not a matter of reaching out and getting it, he is robbing, in fact, there are many opportunities to make money, the key depends on which direction you choose." ”

"Fan Yuanjun tell us about it! We're all confused right now. Cao Ping said loudly.

Fanning nodded, "At present, there are four directions to make money, one is trade, one is to run a workshop, one is to buy land, one is to open a mine, trade everyone knows, one is to trade with Japan, one is to trade with the South Seas, and there is trade with the West, trade is the fastest money, selling cheap and expensive, earning the difference, this is only the capital, ordinary businessmen can do it, to be honest, there are more people doing it now, and the profits are not as rich as before, so I suggest you do the last three, However, since the decree of the imperial court has not yet come down, it is not easy to do it for the time being, and if you can wait, it will not hurt to wait for a while. ”

"How far does the imperial court think that if you buy land, can you open it up?" Cao Ping asked cautiously, the Cao family made a fortune panning for gold in Kunzhou, and they paid more attention to the land.

"It's hard to say, but overseas is risky, you must protect yourself, I estimate that private armies will be allowed to exist, and private people will be allowed to build towns, no matter what kind of autonomy you have, but there is a principle that will not change, you must be loyal to the Great Song Emperor."

"What the envoy means is that the size of the imperial court has not yet been determined, right?"

Fanning nodded, "That's what it means, I have to tell the truth, it is relatively risky to buy land overseas, and the imperial court still has too much consideration in this regard, I suggest that you don't rush to make a move for the time being, you can lay a good foundation first." ”

Cao Ping hurriedly asked, "What does it mean when you say that the foundation is laid?" ”

Fan Ning smiled slightly, "The most important thing to develop overseas is people, you buy land, how can you develop it without people?" It's the same with buying a mine, you have to recruit workers. ”

"But I heard that the gold and silver mines were not handed over to private individuals." Yang Xian, who asked this time, is the youngest son of Yang Wenguang, who was originally a palace guard, and has a very good relationship with Gao Shilin, and this time he came to Quanzhou on behalf of the Yang family.

Fan Ning said: "You said that it is the order of the Son of Heaven in the fifth year of Jiayou, this order of the Son of Heaven is currently only for Kunzhou and Ryukyu Prefecture, if you see yesterday's "Tabloid and Hong Kong Economic Daily", you will know that the Great Song Dynasty has taken the Luzon Islands, the area is equivalent to fifty Kaifeng Prefectures, and all kinds of resources are extremely rich, and the current Jinglufu is preparing to develop Luzon Island, the area of this large island is equivalent to Jingdong Road, the gold sand content in the river is larger, and there are several large gold mines and copper mines, which are easy to mine and smelt, and the current mining rights are in the hands of Jinglue Mansion, Yesterday, I heard Han Xianggong's opinion, and the Zhizheng Hall only prefers to liberalize mining, and the gold sand fields still hope to be dominated by the government. ”

There was a sudden uproar in the hall, most of these eunuchs went to the gold panning sand field, the Cao family and the Gao family made a fortune in Kunzhou gold panning, which made many families red, if the imperial court did not let go of gold panning, then what is the point of overseas development?

In fact, it is Fan Ning who advocates not letting go of gold panning, and at the last meeting of the Zhizheng Hall, Fan Ning put forward the lesson of Kunzhou, indulging in gold panning will destroy agriculture and make immigrants unstable, at most private mining is allowed, mining requires a certain amount of technology and capital, ordinary people can't do it, and it won't cause a national gold rush like Kunzhou.

At this time, Gao Shilin stood up and said sharply: "Everyone be quiet, listen to Fan Yuanjun, if you want to quarrel, go out and quarrel!" ”

Gao Shilin is the younger brother of the Queen Mother, the uncle of the Son of Heaven, and his seniority is also relatively large, his prestige is very great, and everyone suddenly quieted down.

Fanning said slowly: "Luzon Island has just been taken, you need to immigrate first, and then gain a firm foothold, there are many things, so whether it is selling land or opening a mine, it will not be approved for at least three years, I just said, if you can wait, you can wait for a few years, if you just want to make money, then building a workshop and taking trade routes is a good way." ”

At this time, Pan Quan raised his hand and asked, "Didn't the envoy just say that the trade profits are not as lucrative as before?" ”

Fan Ning said with a smile: "I said just now, if you only do trade, the benefits are not as rich as before, this is a fact, I use fine hemp as an example, the cheapest purchase price of a fine hemp in the Great Song Dynasty is 800 Wen, last year in the Nanyang market a fine hemp is 3,000 Wen, and the other merchant took over the price of 2,000 Wen, then the profit of a fine hemp is 1,200 Wen, but I got the latest news, the price of the other merchant's takeover of fine hemp has fallen to 1,500 Wen, unless you open your own shop and sell it to ordinary people." ”

"That fine hemp still has a profit of 700 Wen!"

Fan Ning shook his head, "The account is not calculated like this, you still have the charter fee, right, the charter fee of a fine hemp is two hundred Wen, then the profit is only five hundred Wen, you open a trading house here, and you have to send someone to buy it, and the city shipping department will also charge five percent of the tax, and in the end, a fine linen is only three hundred Wen, which is not as good as the inside of the Great Song Dynasty, as far as I know, a fine linen inside the Great Song Dynasty can also earn four hundred Wen. ”

Everyone was silent, Fan Ning glanced at everyone and continued: "This is the profit of pure trade, but if you go through industry and trade, it will be different, you all know, Fan's firm has built a workshop of 3,000 looms, which has already started, and the cost of each fine linen has been reduced to 500 wen, and they still have a fleet of their own, then their net profit of a fine hemp is 800 wen, if they grow hemp by themselves, then the capital will be reduced by another 100wen." ”

At this time, Cao, who had been silent, commented: "Can Fan Yuanjun arrange for us to visit the workshop?" ”

Gao Shilin next to him smiled: "Don't bother Fan Yuanjun about this matter, I'll go find those two boys, I know them well!" ”

.........

It was easy to send away this group of powerful children, and Fanning breathed a sigh of relief, these guys are bent on panning for gold, so how to do it, we must guide them to industry, build ships, build factories, and develop ocean trade, which is the way to strengthen the country.

At this time, Su Liang's voice came from outside the door, "I have something urgent to find him, you hurry up and report to me." ”

Fan Ning smiled: "Ji Chang, let Su Zhizhou come in!" ”

After a while, Su Liang hurriedly came in and said, "Go and have a look!" The immigrants were all rushing home, and there was chaos in the camp. ”

"What happened?" Fanning asked.

"It's not like you're hanging!"

Su Liang said angrily: "The imperial court said before that they would go to the Ryukyu Mansion, but you said that most people had to go to the Luzon Mansion, so everyone exploded, shouting that the imperial court was a liar and wanted to go home!" ”

"Why don't you want to go to Luzon?"

"It's not too far! Let them go to Ryukyu Mansion for a long time, and lie to them that it is just across a strait, and they can usually take a boat to Quanzhou to see the lanterns or something, so they are willing to migrate, and now they say that they will go to Luzon Mansion, and they will not go to death. ”

Fan Ning frowned, got up and said, "Let's go!" Let's take a look. ”

The two left Jingluo Mansion and rode with their retinue to the camp outside the city.