Chapter 412 Investment and Financial Management
Just when the People's Bank of the Celestial Empire officially began to pick up customers, cough cough...... After the official opening of business, it didn't take long for the back door of the bank to suddenly open, and then I saw many young men wearing the same uniform walking out of the inside.
The dark blue uniform is not the kind of suit style in modern time and space, but it is not the robe of the Tang Dynasty, but a style that absorbs their respective strengths in between, that is, it is not too eye-catching, and at the same time can give people a bright feeling.
In the hands of these young men, they all coincidentally pushed a two-wheeled bicycle. There are a large number of brochures and leaflets in the front basket, and a small billboard is erected on the back seat of the car, and the words of the People's Bank of the Celestial Empire are very eye-catching.
In addition to the billboard, there are two large canvas bags hanging on both sides of the rear seat. The words of the People's Bank of the Celestial Empire were also printed on the baggage, but as for what was inside, there was no way to see clearly.
After leaving the bank gate, the young men quickly mounted their bicycles and scattered in different directions, and one of them soon rode to a vacant lot on the South District Street in the west of Chang'an City.
After stopping the bike and locking it, the young man in uniform didn't rush to take out the brochures and leaflets he was carrying in the crate. Instead, he unloaded the canvas bags hanging on both sides of the back seat of the car, opened them, and then got busy.
It was more than ten minutes before and after, and something almost similar to the tent used by the merchants in later generations for promotional activities stood on this open space, and the people who passed by could see the big words of the People's Bank of the Celestial Empire from a distance.
Wait until the tent is set up. The young man in uniform took out a few more folding chairs for outdoor use and placed them in front of the small table. Then I put the beautifully printed brochures and leaflets in the car crate on the table.
Don't look at the number of people who gathered in front of the People's Bank of the Celestial Empire before, but even so, there are still many people who did not rush there for various reasons. For example, they are skeptical of so-called deposits, paper money, and so on.
It's just that for some reason they didn't become a member of the crowd of onlookers who appeared outside the People's Bank of the Celestial Empire, even if they no longer trusted new affairs such as deposits and banknotes, it didn't prevent these people from wanting to know more about these things.
No, before the tent was fully set up, people passing by had already gathered around. After the young man in uniform answered the questions raised by the people, he had made all the preparations. The number of onlookers grew.
Just after the young man in uniform was done. A strong man took the lead in asking: "Little brother, one of my relatives has ten yuan of money, and he may not need it for ten years, but there is no ten years in these articles you introduced." So how do you invest? ”
Investment. It's a new word. Replace it with the previous one. But no one really understands what that word means. But after some time of hype and publicity, including investment, there are more and more people who understand the new words.
Just recruited into the People's Bank of the Celestial Empire. The young man in uniform, who was actually only a little more than a month ago, explained with a smile: "This uncle, if your friend can't use this money for ten years, there are five investment methods. ”
"Five is so many?" The strong man was stunned for a moment and said.
"Yes, there are five kinds, the first is to invest in three three-year wealth management products in a row, and after expiration, the financial products with interest will be renewed for one year, so that after ten years, there will be 20 and 850 yuan." The young man in uniform explained with a smile.
"Twenty and eight hundred and fifty?! That...... Isn't that more than doubled?! ”
It was not only the strong man who was shocked by this answer. Almost all the people present were shocked by this number, and their expressions were in disbelief.
"Yes, it's more than doubled." The young man in uniform replied calmly.
"What about the remaining four ways to invest?" The strong man, who came back to his senses after a while, hurriedly asked.
"The second way to invest is to invest in three-year wealth management products first, then invest in a five-year wealth management product, and then save two one-year wealth management products after ten years, and you can get 20 and 50 after 10 years."
"What?! More than that!! In the face of this rising amount, whether it was the strong man who asked the question or other people, they were dumbfounded again.
……
"The last one is to invest in a five-year wealth management product first, and then invest in a five-year wealth management product after maturity, and after ten years, you can get a total of 20 consistent 550 Wen." The young man in uniform said later.
"Ahh This kind of return is the most, and if you want to invest, you must invest in this way. ”
Even if there are very few people in the Tang Dynasty who are really literate, most of them are still literate. Especially when it comes to money, everyone has a book in their hearts, and this comparison naturally knows who benefits the most.
It's just that after figuring out these five ways of investment and financial management, many people are also puzzled, since they are all investment for what should be divided into so many ways, so the strong man before asked: "Little brother, it's all investment, why do you have to divide so much, I believe no one will be stupid enough to put the maximum return, to choose the smallest way to benefit." ”
"Uncle, you're right, but there is a time limit for investment and financial management. As you said before, your relatives will probably not need this money for ten years, but what if you need to use it in case of any emergency? ”
"Although according to the regulations of our bank, any investor can invest in the investment project at any time after investing in wealth management products for one year, but in this way, the original investment income can be nothing, and it would be a pity if it was only a short time?"
"This problem can be avoided as much as possible if you invest in different years. For example, the fourth type of investment I mentioned earlier, although it seems to have the lowest returns, short-term investment can reduce the loss in this situation. The young man in uniform explained with a smile.
"What if the investment is less than a year old and you have to use the money?" The strong man asked the question that was on everyone's mind.
"Very simply, if the investor has to stop investing for less than a year, then the investment will be automatically converted into a deposit, and then only one percent will be paid, and the remaining money can be withdrawn after paying a custody fee of 100 yuan." The young man in uniform continued.
"Oh! I see......"
As a sudden look appeared on the strong man's face, the people next to him couldn't help but raise the questions they were most concerned about. The young man in uniform gave a very professional explanation, and at the same time did not forget to recommend some new products in the industry, such as the issuance of banknotes, the issuance of commemorative coins, as well as valuables mortgages and personal insurance.
Such a scene can be seen almost everywhere in the west of Chang'an City and several nearby markets.
The East Market of Chang'an City, also known as the Wealthy District, is in charge of the same group of people who have received training and have the best results.
In order to allow those dignitaries to have a better understanding of the services of the People's Bank of the Celestial Empire, in addition to the identity certificates issued by the bank, these people even took the posts jointly provided by the Cheng family, the eldest grandson's family, the Fang family, and the Du family.
There is no way, the dignitaries of the Tang Dynasty are just like the rich people of later generations, and the places where they live are not accessible to everyone. And the posts jointly provided by these four families have become the best stepping stones. Of course, the red envelopes of the concierge are still indispensable.
Under such a right-wing propaganda and sales offensive, a wave of discussion on investment and financial management, credit insurance, and other aspects soon arose in Chang'an City. As for the headquarters of the People's Bank of the Celestial Empire, it is even more crowded, shoulder to shoulder, and popular!
Fortunately, this was expected to happen, so all the counters in the entire bank hall were opened. In addition, the spacious hall also provides a lot of seats and a large number of staff to provide services, and the scene is busy but not chaotic.
As for those customers who are rich in money or have a prominent status, they naturally do not have to wait in the hall like ordinary people, and their own relevant personnel are led to the VIP area for more thoughtful service. (To be continued......)