Li Anran was not surprised that Li Shimin paid more attention to the issuance of banknotes. After all, this thing is still too "avant-garde" for Datang in this period, and there are too many aspects involved, so the other party can't afford to treat it carelessly.

Fortunately, from the beginning to the present, Li Anran never thought of using completely unequal strength to harm the entire Tang Dynasty like those evil capitalists, so he didn't plan to hide his thoughts, but explained with a smile:

"Oh, these money bills are actually a kind of deposit certificate with a fixed amount in a way. I believe that His Majesty also knows that large transactions have always faced a very headache, that is, a large number of copper coins are quite troublesome to transport. ”

"Especially in the stage when gold and silver coins were not fully popularized, the money has always been a thousand yuan, but if you do a business of about a thousand yuan, then the copper coins have to be regarded as baskets. Not to mention, even gold and silver coins can't solve this problem. ”

"Don't say it, take my own trading as an example, sometimes it is tens of thousands of transactions, in this case, even with silver and gold coins to trade, it is quite troublesome, and at this time, the role of money tickets can be reflected."

"Take the silver ticket with a face value of 100 taels of silver in His Majesty's hand, only 100 pieces are needed, which can not only easily complete the transaction of 10,000 yuan, but also is very convenient to carry. If it is a silver ticket of 1,000 taels, only ten are enough. ”

"As for the golden ticket, not to mention, according to the exchange rate of one tael of gold is equal to ten taels of silver, a transaction of ten thousand yuan. Only ten golden tickets with a face value of 100 taels of pure gold are needed, and if they are exchanged for a face value of 1,000 taels, one can be done. ”

"However, unlike ordinary deposit certificates, this money ticket belongs to the bearer type. In other words, whoever has these money tickets can use them anywhere. Of course, the premise is that the merchant accepts the money ticket. ”

At the same time, there is another difference from ordinary deposits is that this kind of bearer certificate. There is no 1% management fee. There is also no time limit, and you can always exchange the corresponding coins at the bank when you need to. ”

"I believe that Your Majesty should also see that the shape of this kind of money ticket is quite exquisite, and there is basically no need to worry about the appearance of forgery. Of course. Considering that the people's ability to discern is limited. Inevitably, there will be the possibility of being deliberately deceived. ”

"Add to that the cost of making these money tickets. Therefore, the smallest denomination of these money bills is consistent, that is, one or two pieces of silver. Meantime. The way to identify genuine money tickets has also been made into leaflets and distributed for free. ”

In the face of this long list of explanations, Li Shimin, who is under the emperor of the Tang Dynasty, carefully looked at the money ticket in his hand, but he had to admit that the emergence of this new type of currency does have many benefits for the Tang Dynasty.

In Li Shimin's view, once these money stamps can be circulated throughout the Tang Dynasty, the use of gold, silver, and copper is bound to be controlled.

After all, these three metals can be remelted into various utensils or ornaments to increase profits, and money tickets do not have this effect. Coupled with the fact that it is difficult to counterfeit, the problem of bad coins and metals being lost from the money market can be avoided to a large extent.

Especially since someone opened a few large workshops to produce some utensils that had never appeared before, copper, which was originally not very useful, has now come in handy, and it is impossible for Li Shimin not to pay attention to this.

It's just that although I can really understand the benefits that this money ticket can bring, when I think that the people (silver) (line) of the Celestial Dynasty were opened by the other party, Li Shimin, as the king of a country, although he has not turned his face, it is still difficult to be happy.

The only thing that satisfied Li Shimin was that about how to open this money bank, how to operate, and all aspects of the problem, they had all been sorted out and sent to him before. In this way, even if you open another bank, it will no longer be a problem.

The reason why it didn't open immediately was because Li Shimin didn't want to anger someone because of this matter. Although such an idea is indeed very aggrieved for himself as the king of a country, whoever lets the other party be a true immortal in the upper realm can only endure it.

On the other hand, it is because opening a money bank is not like doing other businesses, not only requires huge investment, but also requires a high level of ability for employees. Of course, the more important thing is the equipment and management issues that are needed to open a bank.

"Real person, since the benefits of money tickets are so great, what if someone else also opens a money bank?" After gently putting the large amount of money in his hand aside, Li Shimin, who had been silent for a while, asked.

In fact, Li Anran had already guessed the purpose of Li Shimin's visit this time.

After all, in order to prepare for the sale of this money bank, it has been publicized for a long time. I believe that with the eyes of those high-level leaders in Datang, coupled with the knowledge that he deliberately revealed, as long as he is not a fool, he will definitely not fail to see the benefits of Qianzhuang.

As for the so-called statement that others also came to open a money bank, to put it bluntly, it is not that the Datang official wants to insert a foot in it after understanding the various benefits of the money bank. But for this matter, Li Anran not only did not resist at all, but was happy to see it come to pass.

"Your Majesty, the territory of Datang is so vast, how can a money village be used. Of course, the emergence of the money bank plays a pivotal role for Datang, so I personally suggest that the opening of the money bank should make some restrictions. ”

"In addition to avoiding problems that are harmful to the Tang Dynasty like bad money, it can also make it easier for those money houses to be controlled by you instead of those famous families. At that time, it will be easier to control both the currency and the investment field. ”

As a poor sling, Li Anran naturally does not have a good impression of those famous families. So, just pick out the words. As for the issue of the ownership of the People's Bank of the Celestial Empire, it was completely ignored "accidentally".

Regarding this question, Li Shimin, who is under His Majesty the Tang Emperor, didn't even mention it as if he didn't understand it at all. Instead, he nodded and said, "What the real person said is very true, but will it be too difficult for this money bank to start?" ”

Zhilu said this, most likely because he saw the high-tech equipment that he had equipped the People's Bank of the Celestial Empire. Not to mention, the role of the multi-functional money detector alone is enough to determine whether the money bank can operate smoothly.

Because this multi-functional money detector can not only verify the banknotes issued by the People's Bank of the Celestial Empire, just like similar equipment in later generations. It does not matter whether it is a newly issued gold, silver or copper coin, or the original copper coin or silver ingot.

Moreover, this multi-functional money detector with certain high-tech can not only verify the authenticity of the currency, but also verify the composition and weight of the money.

In this way, it is possible to avoid all kinds of problems that are bound to be encountered in currency storage, currency exchange, etc.

After all, the coins of the Tang Dynasty seem to be unified on the surface, but in fact they are not the same thing at all. There is no way to solve the problem of private coinage, not only those big families have done it, but even some private individuals have done it.

With this multi-functional detector, you can naturally save yourself the trouble of verifying the authenticity of coins, as well as their fineness and weighing. Just like the People's Bank of the Celestial Empire after its opening, the speed of business handling can be greatly improved.

Regarding Li Shimin's small abacus, Li Anran naturally saw it clearly, and said with a smile at the moment: "Your Majesty, Qianzhuang is actually the same as the pawnshops on the market, and if the strength is strong enough, it will naturally become big." If the strength is not strong enough, can you make a small one? ”

"If Your Majesty is interested, I can help you in this matter. However, in terms of the operation of the equipment, as well as the operation of the bank, I personally think it is better to be fully prepared, otherwise, it is easy to get into some trouble. ”

"Otherwise, Your Majesty can send a few capable people over and study with them in my bank. While they learn the operation of the money village and the operation of the equipment, His Majesty can also make some preparations, and it will naturally come to fruition when the time comes. (To be continued......)