A few years ago or a few years later, a person like Liu Changming, who was able to eat well in the official face, could easily borrow money from the bank after getting the land. Relying on relationships to acquire land, use land for bank loans, and then start construction and construction, and then sell houses to recoup funds, many real estate developers operate in this way, almost without capital and profit.

Liu Changming also made this calculation two years ago, but just last year, the real estate bubble in Hai/Nan shocked the whole country. Mr. Zhu personally spoke to terminate the listing of real estate companies and comprehensively restrict the entry of bank funds into the real estate industry.

Because of the real estate bubble, the bad debts of the four major state-owned commercial banks reached 30 billion, which was nothing in ten years, but in the early 90s it was absolutely astronomical. As soon as Mr. Zhu spoke, not only did the bank not lend to real estate developers, but even some of the real estate loans that had been done were terminated.

This is the case with Liu Changming's Rose Garden Villa project, which originally took out a loan, but the follow-up funds were directly denied by the bank card. Without the support of the bank, the sale of pre-sale properties could not be sold, and the capital chain of the rose garden project was broken all of a sudden, and Liu Changming had no choice but to find Kaizi everywhere to take over.

"Mr. Kang, come and see, this is a map of the capital. From the city center to Changping, in fact, there is only a little distance, and it is not far away for the rich with cars," Liu Changming took out a lot of maps, photos and renderings, ♂ "I specially invited well-known foreign designers to do the planning and design of the rose garden." If you look at the renderings, the garden houses are surrounded by green water, and the environment is 10,000 times better than in the city. We want to make the rose garden a brand, and make it a mid-level villa area in Beijing, where people are either rich or expensive, and it can definitely become a star project......"

Liu Changming is very talkative. Speaking one by one, Kang Jianfei must be fooled into the game.

Kang Jianfei asked with a smile: "Since the rose garden project is so promising. Why did Mr. Liu ask me to do it, wouldn't it be better to share the money with one less person? ”

Liu Changming smiled awkwardly: "Ming people don't say dark words. National policy issues, bank loans are not available. Mr. Kang, you are a rich man, and if you leak some money in your hand, it will be enough for the Rose Garden Villa to be completed. ”

Kang Jianfei smiled casually: "Although I don't understand real estate, I also know that this thing is a test of capital and operational ability. The Rose Garden project is too big, Mr. Liu, it is your first time to do real estate, to be honest, I don't want to cooperate with a novice to develop real estate. ”

Liu Changming's face was smiling, if Kang Jianfei was questioning the rose garden project, he could still continue to fool. But Kang Jianfei directly questioned his ability to run real estate. Ming said that he didn't want to play with you, a newbie, how did Liu Changming respond?

Kang Jianfei stood up and prepared to leave the restaurant, and said, "If you want to get rid of this project, I still have a little interest, but if you want to cooperate with me, then I'm sorry." You, hehe, aren't qualified yet! ”

Liu Changming's face was so angry that his face was half red, just when Kang Jianfei was about to leave the restaurant. He shouted, "Mr. Kang, wait a minute! ”

"Got it figured?" Kang Jianfei turned around and asked.

"I've figured it out." Liu Changming nodded weakly.

Because of the real estate bubble in Hai/South China in the past two years, now the state has clearly suppressed real estate, and it is difficult to play without strong funds. Liu Changming threw all the money he earned in business for ten years into this project. Now that he can't get it up, how could he not agree if someone takes over.

……

A few years ago, when Wudang Mountain, Danxia Mountain and other tourist areas were developed, Hu Juncai also built a company called Xinda Real Estate. It is mainly engaged in real estate development projects in scenic spots.

After Kang Jianfei negotiated with Liu Changming, he spent some money to invest in Hu Juncai's Cinda Real Estate. Then, in the name of Cinda Real Estate, it spent 25 million yuan from Liu Changming and another shareholder. 45% stake in the rose garden project. As for the remaining 55% of the shares in the project, it belongs to the real estate development company of the Changping county government, which is owned by the land plot.

Liu Changming tossed for two years in vain, not only did he not make a profit, but he lost more than one million. Kang Jianfei is still benevolent and righteous, and he didn't cut the price too hard, otherwise his project would only rot in the ground.

At Hu Juncai's house, Ye Zishan, who has a big belly, personally cooks and stir-fries.

Kang Jianfei and Hu Juncai were sitting in the living room playing chess, and Hu Juncai made a shot and asked, "Why did you suddenly remember to do real estate?" ”

Kang Jianfei pretended to be forced to say: "It's not that I haven't done it before, Nanluoguxiang Commercial Pedestrian Street is my handiwork." ”

Hu Juncai said disdainfully: "Come on, you can come up with an idea, it's the Zheng family's people who are doing it." This time, you are good, quietly take over the rotten plate of the rose garden, covering an area of 500,000 square meters of real estate projects, enough for us to toss for many years. ”

"Don't be in a hurry, the villa will be repaired slowly, and the more you go, the more valuable it will be." Kang Jian jumped off the horse and ate Hu Juncai's soldiers.

Hu Juncai shook his head: "There are millions of villas, it's strange that they can be sold, there are a lot of millionaires in the capital, but people have money to invest, who will take millions to buy a house?" What's more, the place is still so remote. ”

"There's nothing wrong with being off." Kang Jianfei smiled. He traveled through the former north drift for many years, is very familiar with the boundaries of the capital, in a few years Shahe Higher Education Park will be built, the Central University of Finance and Economics, Beihang University, Beijing Foreign University, Beijing University of Posts and Posts and other key universities, have built their campuses in Changping, making the Rose Garden the only villa area located in the university town in Beijing, the housing prices are rising.

Millions of villas may not be easy to sell right now. But China's economic development is too fast, and after two years of the first phase of the rose garden is built, then it will be a different scene, as long as the brand is hot, I don't know how many big money rush to buy "the first villa in Beijing". When the second phase of the rose garden is completed, those villas will be turned into school district houses, and the speed of making money is similar to grabbing money.

Kang Jianfei didn't talk about real estate anymore, and changed the topic and asked, "By the way, how is our mobile phone doing?" ”

Hu Juncai went back to the study and took out a box, handed it to Kang Jianfei and said, "Well, this is the prototype, and it can be put on the market after the test is completed." ”

Kang Jianfei opened the box and saw that it contained a blue and white mobile phone. This phone is not only a technical copycat of Motorola, but even the shape design is similar, only in thickness and details.

"I said, who designed this look? It's too lazy. Kang Jianfei complained with his mobile phone.

Hu Juncai said: "I think it's very good, the atmosphere is thick and heavy. ”

Kang Jianfei corrected: "Our technology can't compare with Motorola, and the brand can't compare with Motorola, if you want to seize market share, you have to start from the appearance." What does a mobile phone stand for? High technology! The appearance design must be fashionable and have a sense of science and technology. ”

Kang Jianfei stopped playing chess, went to Hu Juncai's study to get paper and pencils, and drew all kinds of beautiful and fashionable mobile phones from memory.

After drawing more than 20 models, Hu Juncai was stunned, and then said with a wry smile: "If you move your pen like this, the people below will have to break their legs." But the phones you drew are really beautiful, even more beautiful than Motorola's. ”

Nonsense, this is a classic design in various brands of mobile phones in the future, and it's no wonder if it's not pretty.

Kang Jianfei continued: "Regardless of the design to be changed, we can also divide the mobile phone into several grades. For example, to inlay the mobile phone with diamonds, and to get a local tyrant gold version, the big guys absolutely like it. ”

What diamonds, what local tyrant gold, as soon as you hear it, it is very cheesy. But the big money in China recognizes this set, with a gold chain around their necks and ten gold rings on their hands.

Hu Juncai said speechlessly: "Is that necessary?" If you really have a diamond-encrusted mobile phone, not necessarily a few people will buy it. ”

Kang Jianfei woke up and said: "Diamond-encrusted mobile phones are not used to make money, but to start a brand. We can do this, the local tyrant gold version of the mobile phone is sold in limited quantities, and the diamond-studded supreme mobile phone needs to be ordered in advance, and it is claimed to be fully handmade. This news is stir-fried, and with the gimmick of a national brand mobile phone, it can definitely cause heated discussions across the country, and the popularity will be opened up at once. ”

Hu Juncai praised sincerely: "I've been doing business for so many years, but I still can't compare to you, a full profiteer." ”

"I can interpret you as complimenting me." Kang Jianfei said seriously.

The two began to hype up the operation, and it is certain that Hong Kong and Taiwan stars are invited to advertise, and the advertising words Kang Jianfei has thought about it: "Use backgammon mobile phones, step by step to win, step by step!" ”

People who are in business and in government are absolutely happy to hear this advertising slogan. The Chinese picture is a lip color, just like "Jinlilai", how many people use Jinlilai tie all their lives because of this name.

As for gilding the black-and-white screen antique mobile phone with diamonds, Kang Jianfei thought that the picture was too intoxicating. (To be continued......)