Chapter 668: Planning for a rainy day is the king

In the spacious and bright living room of the villa, smoke was billowing, and Chen Youwei was in a happy mood entertaining Deng Chaofan, the person in charge of Yicheng Commercial Bank in Chuncheng.

It has only been six or seven years since the official establishment of Yicheng Commercial Bank, which has grown more and more vigorously.

After a period of rapid development, the behemoth with tens of billions of assets is not to mention in Shannan Province, but also in China, and it is absolutely second to none that such a regional local bank can have such a scale now.

At that time, it was more of a helpless reorganization that was forced to solve the large number of bad debts of Yicheng urban credit cooperatives and rural credit cooperatives.

Except for Chen Youwei, the initiator, even the most optimistic people may not have much confidence in the restructured Yicheng Commercial Bank.

At that time, Yicheng was far from being as promising and thriving as it is now, and even if the development of Yicheng Development Zone was still in the past, the overall economic situation of Yicheng was not very optimistic.

After the reorganization of Yicheng Commercial Bank, which established a modern joint-stock system, the internal structure has undergone a new look.

Different from the past when they relied entirely on the instructions of their superiors to passively cope with the work, in the face of the obvious development trend of Yicheng at that time, they adopted the method of taking the initiative to attack, and the activities of collecting savings and lending money in the development zone were significantly strengthened.

As the saying goes, the rising tide lifts all boats, and the rising economic development of Yicheng has directly led to financial institutions with huge potential such as Yicheng Commercial Bank.

Compared with the cumbersome rules and regulations of several large state-owned banks, the Yicheng Commercial Bank, which was lightly armed, soon showed their advantages after the restructuring.

While the staff of several large state-owned banks were still trying to report to their superiors to expand the scale of loans, the grassroots staff of Yicheng Commercial Bank had already successfully lent to those small and medium-sized enterprises that were waiting to be fed and urgently needed funds.

With a good reputation and fast and convenient service, Yicheng Commercial Bank has spread its business throughout the city of Yicheng in a short period of time, occupying the first level of two-way financial lending and savings.

With the good and steady operation in Yicheng, Yicheng Commercial Bank, which has continuously strengthened itself, began to gradually have the ambition of expanding outward.

Although Yicheng Commercial Bank is still a regional local bank, Yicheng Commercial Bank, which takes Shannan Province as its basic market, has taken the initiative to take the initiative and bear fruit in the first-tier cities in China, and many second-tier provincial capitals have also become their business targets.

The economic rise of Chuncheng, a new industrial city that has ranked among the top three in terms of economy for several years and is expected to sit on the second and second place, especially Chen Youwei, who single-handedly created the miracle of Yicheng back then, has extended its development tentacles here very early.

Deng Chaofan is forty-five this year, and he can come to Spring City, a place that is very admirable in the eyes of countless Yicheng people, and the excitement in his heart can be imagined.

Looking at the smiling and close smiling face in front of him, Deng Chaofan was somewhat nervous, and he was barely relaxed.

Deng Chaofan knew very well that when the young man in front of him, who didn't seem to have changed much, was still the secretary of the Yicheng Municipal Party Committee of a county-level city, he was only the deputy director of a small department of the Yicheng City Credit Cooperative, and a parenthesis was added to the back of the title to enjoy the treatment of the main stock.

In the Chinese officialdom system, the deputy section level is basically the most basic level of leadership, and the level of the main stock level is actually what people usually call section members, which sounds like a somewhat lofty title, at best, it has some role within the unit.

Deng Chaofan, who was only a small clerk at the time, was already looking up to Chen Youwei, the secretary of the deputy department-level municipal party committee, and now in the past few years, in Chuncheng, a place like Chuncheng, he can sit face-to-face with the deputy provincial leaders who could only watch from afar, and Deng Chaofan's heart is that it is a little difficult to calm down.

Deng Chaofan is the person in charge of the newly transferred Chuncheng branch this time, and he doesn't need to explain to anyone else at all, he also understands that the first thing he did when he came to Chuncheng to take office was to come to visit Chen Youwei, who was not only the secretary of the Chuncheng Municipal Party Committee.

Chen Youwei was also not surprised by Deng Chaofan's arrival, on the contrary, he attached great importance to the role that Yicheng Commercial Bank could play in Chuncheng, and he also wanted to understand the next development direction and planning of Yicheng Commercial Bank.

In fact, Yicheng has a lot of capital in Chuncheng is in full swing, although ordinary people may not have the qualifications to come to disturb the young secretary of the Chuncheng Municipal Party Committee, but a group of older powerful factions such as Liu Zhenhua and Zhu Laifu often come and go in and out of Chen Youwei's villa.

"Comrade Chaofan, I have heard about your situation, your achievements in the Yicheng branch are very good!"

Chen Youwei smiled and handed a cigarette to Deng Chaofan, who was a little nervous, and said with a smile: "Yicheng Commercial Bank will be listed this year, and the Yicheng Branch, which is the basic market, has made great contributions. ”

Hearing Chen Youwei's comment, Deng Chaofan, whose cheeks revealed a little crimson, waved his hand again and again and said: "Secretary Chen has won the award, I just do some work, the key is that the business ideas of the superior leaders are correct, and the increasingly prosperous economy of Yicheng plays the most important supporting role!" ”

Chen Youwei waved his hand lightly and smiled: "Needless to say, it's so official, we're just chatting in private, everyone sees your results, you don't have to be too polite at all!" ”

"Come, try this is Shuiyang's small mountain tea, it is estimated that you may not be able to drink it often in Yicheng City!" Chen Youwei handed the brewed tea to Deng Chaofan, and in the face of the approachable young secretary, Deng Chaofan gradually calmed down a lot.

"If Yicheng Commercial Bank is listed, how many listed companies are there in Yicheng now?" Chen Youwei asked with a smile following the topic just now.

When it comes to Yicheng, Deng Chaofan, who has lived and worked there all his life, immediately came to his senses and said excitedly: "There are many listed companies in Yicheng, and now there are almost more than ten, but the real weighty listed companies are really our Yicheng Commercial Bank!" ”

Chen Youwei nodded slightly and said: "When Secretary Qi was still there, he consulted me on this issue, and it was I who pressed the idea of a large-scale listing of related enterprises in Yicheng at that time. ”

Deng Chaofan suddenly sighed: "I heard a similar statement when I was in Yicheng, but most people don't believe it, in the eyes of ordinary people, the more companies that can be listed, then it seems that our Yicheng economy is the most prosperous!" ”

Stretching out his hand to help Deng Chaofan light the fire, Chen You lit a cigarette for himself, gently exhaled a long green smoke, shook his head and smiled: "The development speed of our Huaxia stock market is still quite fast, but there are many problems with some congenital deficiencies, which is also the reason why countless Chinese people criticize it." In the past few years, I have not advocated that too many companies in Uiseong go public, and it is based on this consideration. ”

"So when I heard that our bank was going to go public, I don't know how many citizens were overjoyed and felt that Yicheng finally had a decent company to take the lead!"

Deng Chaofan cautiously glanced at Chen Youwei and asked, "Secretary Chen, I heard that the reason why Jincheng Electric is not listed is because you want to go to Hong Kong Island?" ”

"According to the strength of Yicheng, the most company that can be listed earlier is really Jincheng Electric, and now Jincheng Electric, which has assets of at least more than 100 billion yuan, if it wants to be listed, our Huaxia stock market may really not be able to fit!"

Chen Youwei smiled and sipped the teacup and said: "Although the pool on Hong Kong Island is much bigger than ours, but due to the impact of the financial crisis in the past two years, Jincheng Electric has no practical significance if it goes to Hong Kong Island now!" ”

"Secretary Chen, I have a general understanding, the economic development momentum of Chuncheng is better than that of Yicheng, but there don't seem to be many companies listed here?" Deng Chaofan was completely relaxed at the moment, and the approachable young secretary of the municipal party committee was very infectious.

"Yes, there are not many companies listed in Spring City, and in the past, most of them fell into a situation of poor management, and the qualifications for listing were not enough."

Chen Youwei slowly said: "After several years of hard work, many companies in Spring City have regained their vitality, and the China Securities Regulatory Commission has taken the initiative to invite companies like FAW Group to go public. ”

"FAW Group is a big company that is simply a gold absorber, so naturally the Securities Regulatory Commission can't ask for it!"

Dempsey took a small puff of his cigarette, shook his head with a sigh and said: "FAW Group, a leader in the automotive industry, if they are not listed for a long time, this makes other companies in the related automotive industry who are interested in listing very aggrieved!" ”

"It's not so outrageous, but if FAW Group is listed as a whole, the stock market is really not small."

Chen Youwei said with a smile: "We are ready to let the FAW Group Truck Branch go public first, and the Car Branch will wait until the right opportunity!" ”

"Even so, the listing of the truck branch is still a shocking big move, at least tens of billions of financing is more than enough, right?" Deng Chaofan was extremely surprised.

"Almost, according to the listing plan we formulated, a number of state-owned enterprises with excellent assets, including FAW Group Car Company and Chuncheng Locomotive Chuncheng Heavy Industry, will all be listed within five years!"

Chen Youwei said with a firm gaze: "China's stock market has experienced a small bull market in the past few years, and it should embark on a cycle of adjustment at the beginning of this year. From this point of view, the successful listing of your Yicheng Commercial Bank and a large number of powerful enterprises in our Spring City will greatly optimize the stock market structure of China. This will also play an exemplary role of extraordinary significance for the Chinese economy, which has a clear economic development momentum. ”

Dempsey said with a sigh: "But the current stock market is at its peak, if our bank is listed now, it is estimated that our market value data is very impressive!" ”

Chen Youwei shook his head and said in a deep voice: "If we are those profit-seeking businessmen, such an idea is not unavoidable, but as a long-term enterprise, this kind of approach of focusing too much on short-term interests is very undesirable. To a certain extent, our Chinese stock market is the dam of our Chinese economy! As ordinary shareholders hope, the stock market will rise as much as possible, and from the national level, the stock market must be controlled within an acceptable range, otherwise once there are foreign funds with unknown intentions trying to come to China to make waves, we can only be slaughtered without certain means of self-protection! ”

"Secretary Chen is talking about the situation on Hong Kong Island in the past two years, right?"

As an elite in the financial industry, Dempsey can naturally quickly appreciate the unimaginable profound connotation behind what Chen Youwei said.

"Not only Hong Kong Island, but also the Wako country and Southeast Asia's Siam Java and other countries suffered heavy losses in that financial crisis, and it is not unreasonable to say that they returned to the pre-liberation period overnight!"

Chen Youwei sighed with emotion in his eyes: "So many East Asian countries that are trying to lean on Citigroup are suffering like this, how can China, which has fundamental differences with Citigroup, not become their target?!" From now on, we must make some preparations, once those international investors who try to muddy the water enter China through various channels to make waves, we only need to build our dams tall and solid, and the chances of avoiding being sheared in China under the precaution will be greatly increased! ”