Coming out of the palace, Xu Qian breathed a sigh of relief, and finally declined the kindness of 'Jiajing', and still has a little palpitations, but fortunately, Jiajing was just polite, but did not continue to insist, Master Xu went out of the noon gate, and the sedan chair was not in a hurry to go to the Hanlin Academy, but instructed the sedan chair man: "Go to Ruyifang." ”

Ruyifang has now grown in size to the point of creating a snowball effect, with all the nearby houses razed to the ground, and then street shops rising one after another.

The economic law is like this, when the land is expensive, and then used to live in people, you will know the luxury, some people simply change their houses into shops, and some are repaired and rebuilt after being purchased by merchants, within a radius of several miles, countless kinds of inns, inns, wine shops, green buildings, gambling houses.

After all, there are a lot of merchants coming and going here, a large number of people, the consumption power is amazing, the merchants have to eat after they arrive, and the waist is wrapped in cash, and the large amount of expenditure is comparable to ordinary people.

In a sense, the emergence of Ruyifang has made the steps of doing business much easier, and it is precisely because of the simplicity of the procedure that business activities are increasing day by day.

The reason is also very simple, in the past, it is not easy to do business, thousands of miles to buy goods somewhere first, and then pass through dozens of checkpoints by land and water, each of these checkpoints, even if you spend a lot of effort to do the official road guide, people are still embarrassed in other names, if the dot is not timely, it is not impossible to directly accuse you of being a thief, not only to eat a lawsuit, a batch of goods are all going to be lost.

It was not easy to transport the goods to Beijing, but it was not easy, you are a merchant, you are not familiar with the place, and people from all walks of life are staring at you, whether it is the ruffian on the street. Or the minions of the government, or even the swindlers who flaunt the market, if they are not careful, not only can the goods not be exchanged for money, but they may end up in vain.

The so-called good at home for a thousand days, going out is difficult, the truth is actually the same, people can have a deceptive nature, and now, the business is greatly simplified. Along the way, there is a road guide of the Road Administration Bureau, and the general checkpoints do not dare to make it difficult, even if someone really ignores the authority of the Road Administration Bureau, the Road Administration Bureau is naturally not easy to bully, and several lieutenants are transferred. Ordinary officials and soldiers who dare to make a mistake, a few months ago, there was a hundred households stationed at the ferry port broke the rules, and the Road Administration Bureau immediately went to take people in the name of bullying the king, and now, this hundred households are still in the edict prison, and I am afraid that I will not think of it in this life. After all, the Road Administration Bureau benefits amazingly every year. Many of the yamen of Jinyiwei have reaped the benefits of this and punished officials and soldiers from all walks of life, and everyone's enthusiasm is very high.

Therefore, the nature of the Highway Administration Bureau is not so much the issuance of road guides. It is better to say that the local rights are returned to the pro-army, and after all the income from the local checkpoints is transferred to the pro-army, it is divided into several parts, and most of them are paid to the palace. It was strongly supported by the palace, and the rest were guarded. The factory guards can't reach the top of the checkpoint, and now they have got this lot of income for nothing, and everyone has taken this income as their own bag, and the inspections, officials and soldiers of various states and counties, and the yamen still want to get a piece of the pie, which is equivalent to pulling teeth from the tiger's mouth and grabbing money from the hands of the factory guard.

Grab money, you can try it if you have something, robbed the money of the pro-army, don't say that it is an ordinary hundred households, inspections, county orders, prefects, and they can think of a way to do you.

And for the merchants, because it is clearly marked price, a one-time payment, equivalent to the direct payment of tariffs, not only save worry, but also save a lot of expenses, the danger of transporting goods is reduced to a minimum, in the past, there must be a sleek person to preside over the overall situation, sleek is not enough, but also a little relationship, to ensure that at any time to catch people. Ordinary people want to do business, and they can't even touch the threshold, but now, as long as you have money, it is an established rule anyway, and according to the rules, there will generally be no problems.

After arriving in Beijing, you will no longer solicit people to buy goods by yourself, you don't have to be afraid of making trouble, you don't have to be afraid of the Shuntianfu errands, you come directly to this Ruyi Fang, make sure that no one comes to you to trouble, after you spend the silver to be listed, it won't be long before someone from Ruyi Fang will come to contact you, tell you which people want to receive your goods, and when the time comes, under the supervision of the people of Ruyi Fang, everyone has money and goods, you take the silver, where you like to go, no one cares.

In the past, everyone did not dare to engage in business, there were concerns, but when the risk was minimized, the profit was very expensive, so naturally, even many local powerful gentry also joined in.

Ruyi Fang alone, the daily flow of people in a year was in the thousands, but now the flow of people has increased tenfold.

In the past, there were more people selling goods, but now, people who buy goods have become the mainstream.

The development of commerce has caused a phenomenon, that is, the shortage of goods, almost all goods are lacking now, many merchants from Liaodong who come to Beijing to collect raw silk, tea, and porcelain are the first thing they do every day is to see the brand, as long as there are goods, whether they are superior or inferior, they are all in the bag.

In the era of shortage of goods, the price of various goods began to rise, so that now it is the kind of merchants who make pig iron, raw silk, silk, tea, and silk cloth that are the most profitable, and there are people who can make money, at least in many places in the south of the Yangtze River, many workshops began to appear sporadically, that is, the periphery of Jingshi, and the scale of small workshops is also getting bigger and bigger.

A large number of displaced people were recruited to produce all kinds of goods, which were immediately sold out. On the one hand, the sea route appeases the company in a large number of purchases, almost as many goods as there are on the market, and on the other hand, there are more and more merchants, and the demand for this aspect is also increasing, coupled with a large number of displaced people transformed into industrial and commercial people, these people who had almost no consumption power have now begun to generate demand, which has promoted the increase in demand.

This snowball effect, in a sense, promotes production, but also hurts the interests of many people.

For example, in some areas of Jiangnan or in the Gyeonggi area, the life of ordinary landlords and gentry became more and more difficult, and they had a large amount of land, and their own tenants cultivated for them, ate and drank spicy food, and lived freely. But now, due to the large number of displaced people, so that the manpower began to be strained, those tenants who came to eat half full at will naturally refused to be satisfied, some simply abandoned the field and ran to work in the workshop, so that in order to make your land not barren, you have to raise the price, farming is the least profitable livelihood, but the success is increasing, coupled with the prosperity of industry and commerce makes the price of goods rise day by day, but only the price of grain has not risen, so that the profit of these many gentry is still very little, At the beginning, there was a phenomenon of making ends meet, and some enlightened people simply set up some oil refining workshops, and some people simply took out money to run some small businesses.

Of course, more people have chosen to rest on their laurels, and in many places, there have been remarks about suppressing business, the reason is nothing more than copper odor and the like, and there have been some discussions in Shilin, but after all, the impact is not great, and there has not been much movement at the moment. Moreover, with the secret support of the palace, factory guards, and even some of the emperor's relatives, the matter was suppressed.

At this time, in the top wing of Ruyifang, several major shareholders have arrived, Wang Cheng, Zhang Heling, Zhang Yanling, and a few nobles who rarely appear in Beijing sat down, and looked at Xu Qian, Wang Cheng said: "Spending more than 100,000 taels of silver to repair the book, I'm afraid it's a loss-making deal, can you really recover the money?" ”

In fact, Xu Qian wants to spend money to repair the book, everyone has no opinion, hundreds of thousands of taels of silver for the current Ruyi Fang is really not enough to worry about, just those shops under the name of Ruyi Fang, the dividends paid every year are not this number, this is only the income of the corners, but everyone also knows that this kind of thing has to be made clear, who wants to take money from it, at least give an explanation.

Xu Qian said: "The problem is actually not big, the book to be repaired, printed by our Ruyi Fang, although the recycling will be slower, but over time, I can always return, this time I am a bachelor of Hanlin, responsible for recording books, I have to make something out, besides, the book is compiled, it is also considered to benefit the country and the people, silver, do not have to pay off at one time, take your time, Ruyi Fang's accounts, I have also seen, although some time ago invested a large amount of silver to open mines everywhere, as well as the preparation for the establishment of the Tianjin Manufacturing Bureau, the opening of the road and the support of the sea route to pacify the envoy, There is always some surplus on this book, but it does not affect anything. As long as everyone nods, this matter is settled, if everyone has any opinions, you might as well say it directly. ”

Everyone didn't squeak, the silver of Ruyifang was led by Xu Qian to let everyone earn, and it was the Xu family that contributed the most to today, in fact, everyone didn't know much about this business model, and there were many places to rely on in the future, even if the Xu family wanted to directly take out more than 100,000 taels of silver to pack and take away, no one had anything to say, Zhang Yanling grinned: "You are a bachelor now, if you want to make a book, make up a book, it doesn't matter, Ruyifang is not short of money for the time being anyway, this is actually nothing to hinder, the matter is decided." I just don't know, what book are you going to make? ”

Xu Qian said: "General outline of Wang Xue." ”

"General Outline of Wang Xue......"

Some people don't seem to have heard of what Wang Xue is, so it doesn't matter, but some people who know the inside story can't help but widen their eyes, Xu Qian, this guy...... Lose your marbles!

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The first chapter is delivered.