It takes a lot of courage to lend money to the government.

However, what ordinary businessmen dare not do, some people may not be able to do it.

Ruyifang can have today, in the final analysis, because of the relationship.

Because of the relationship in the palace, because many nobles in the harem are closely related to this Ruyi Fang, and because the eunuchs in the palace can get a piece of the pie, and because many dignitaries and nobles make profits from it, and even the vassal kings in various places are also red eyes and ears are hot on Ruyi Fang, and they want to get some silver and earn some benefits in Ruyi Fang, which makes Ruyi Fang do many things that ordinary people dare not do.

Just like the inner treasury in this palace, almost half of the annual income comes from the dividends of Ruyifang, and this alone ensures that Ruyi dares to do business that others dare not do.

And now, the launch of this Ruyi money and grain bureau of trading, in fact, the function is roughly the same as that of the money bank, on the one hand, to buy a large number of local debts, on the other hand, through guò these debts to tie up the local government, so that they become dependent, but what about the future?

If you have borrowed money, do you want to repay the principal and interest? It's just that if you want to pay it back, it's not easy, of course it's a good thing to borrow money to spend, but once you find that the money is easy, there will be more places to spend money, what to study, what to repair the embankment, you will inevitably have to make a little more money from it, once the debts in this place are piled up, how to repay the debt?

If you are an ordinary person, what if you owe you money, the government owes you silver, do you dare to ask for it?

But the Money and Grain Bureau is different, because the money from the Money and Grain Bureau is collected from the palace, from the big eunuchs in the palace, as well as from the dignitaries, and even from the vassal kings. Because scolding mothers is not their style, they will kill.

It's just that to do this kind of thing, you must have a plan first, and you must be thorough in everything, Xu Qian pondered for a moment, and said: "First of all, it is to use the Money and Grain Bureau to attract you to shares, and the inner treasury in the palace, I have already greeted Huang Gonggong." Majesty's side, I don't think it's a big problem, anyway, the silver in the inner library is idle, and His Majesty also wants to build an immortal palace in a few years, which is the time when there is a shortage of silver. Let the inner library invest the silver first, and after a few years, the income is not small, and His Majesty naturally has nothing to say. The Queen Mother's side......" Xu Qian looked at Wang Cheng with a smile.

Wang Cheng smiled bitterly: "This matter can only be done by me, and these princes of Jingshi, I will also stop by for a walk." Speaking of this, Wang Cheng cheered up a little. Eyebrows fluttered and said: "This is easy, at the moment, I don't know how many people ask people to come to the door, and they all want to do some business with us, as long as Brother Xu speaks." They are sure to take out all their old roots. ”

Xu Qian nodded with a smile, and his eyes fell on Zhang Heling again: "Those hereditary generals and pro-army military attachés, I'm afraid they will bother Brother Zhang." ”

Zhang Heling said with a smile: "It's hard to talk about it, they want to do business with us." It's good not to invite me to dinner, and you don't have to beg them. They'll send money on their own. ”

These words are not bragging, seeing that the nobles who are related to Ruyi are now worth millions of silver, which one of the others does not look blushing? Nowadays, as long as everyone here goes out, this face is the signboard.

"There are also vassal kings and county kings in various provinces, these people don't look at the usual fart, but they are also clan relatives, their words, the court can not listen, but if they suffer a loss, or they are pitted, crying to death, if there are a few bastards, they want to go to the imperial tomb to cry a few times, you see whether the Zongling Mansion is afraid. Even the emperor has to obediently back down. ”

Everyone laughed, and Zhang Yanling said: "On the side of the clan, I have to hand it over to me, these people are easy." ”

After some deliberation, everyone dispersed.

………………………………………………………………………………………………………………………………………………………………

At the beginning of November, Xu Qian said goodbye to his family, and finally set off on a boat to Beitongzhou, all the way south, to Zhejiang.

A few days later, the air in Hebei was suddenly cold, and it rained several times in a row, which knocked the withered yellow leaves on the ground into the mud, and the river also swelled a lot.

Nan Zhili recently changed a Ying Tianfu Mansion Yin, it is said that the recent trouble is very strong, this Mansion Yin is a very strong personality person, recognized Wang Xue is pseudo-learning, sneered at the new deal, in addition, Fengyang, Huai'an, Yangzhou, Chizhou, Taiping, Chuzhou, Guanghe and other prefectures are also clear positions in the governance of the mighty to do the original thing, to put it bluntly, it is the adults of these mansions feel that Wang Xue is a bad man, to pull the reader back to the previous track.

In Yingtianfu, the officials even seized an academy, but they didn't dare to use it in the name of pseudo-learning, but they just said that there might be traitors hidden in the academy, and even let the messengers seal it.

Compared with Fujian, the situation of Nanzhili is the most complicated, because there are 14 prefectures in Nanzhili, and the reason why it is called Zhili, as the name suggests, is the meaning of direct jurisdiction. In other words, the governors and prefects of these fourteen prefectures only obey the orders of the six ministries and the cabinet, and there are no provinces at the top, let alone so-called governors.

In a sense, the grade of these people is also much higher than the general prefect, and even the prefect of Nanzhili, after entering the court, can directly worship as a high-ranking official such as Shilang and Shaoqing, they are called Fu Yin and the prefect, but they are equivalent to the governors of the provinces, to put it more clearly, there are fourteen uncles in the fourteen mansions of Nanzhili.

These fourteen masters have their own ideas, each has their own interests, and they are in their own faction, which is the most chaotic.

For example, the prefects of Songjiang, Zhenjiang, Yangzhou, Suzhou, Changzhou and other prefectures are often biased towards the new deal, but Yingtian and other prefectures are clearly opposed to the new deal, and some of the mansions are wavering, purely the grass on the wall, today ordered the students not to speak of the new deal, as a result, the students made a fuss, he shrunk, and the next day maybe he had to put on a picture of Wang Xue is also the meaning of the study of the saints, but it didn't take a few days, and I felt that it was very inappropriate, so I hurriedly went to the government and county schools to denounce a few sentences of the students restless and ruled the classics.

Such a wall grass do not need to be ignored, and the ideological confusion within Nanzhili has greatly damaged Zhejiang's new policy, such as in Fengyang, Yangzhou, Huai'an and other places, rich in cotton, these are the textile raw materials that Zhejiang urgently needs, but because the government is tightly controlled, not allowed to plant, and refuse to cooperate with transportation, and even extort from the merchants who went to buy cotton, so that many textile workshop owners have to order raw materials from farther away.

In the entire Nanzhili, the fourteen masters were still attacking each other, so much so that the prefect of Songjiang specially sent a letter, asking him, Xu Futai, to think of a way.

Zhejiang's new policy has gradually achieved results, while Fujian is still waiting, but this Nanzhili is a mess, and Xu Qian hopes to open a breakthrough from here.

Sitting on the boat, he meditated for a few days, and then he called his family Xu Jin, Xu Jin is also a member of the Xu family, but he came out of Qiantang late, far less than Xu Fu and Xu Yong, Xu Qian saw that he really had no other ability, so he simply took him with him, after all, his family arranged his life and daily life, and he was more relieved.

"Go and talk to the thousand households on the boat, and when you get to the tide bridge, you don't have to continue south, go to the waterway to the west."

Xu Jin said in surprise: "If you don't go south, how can you go to Nantong Prefecture, yes, if you go west, you will go to Zhenjiang and Nanjing, and then change ships to enter Zhejiang?" ”

Xu Qian smiled slightly, and said: "Zhejiang naturally wants to go, but although I am from Jiangsu and Zhejiang, I have never been to Nanjing, and I suddenly remembered that Nanjing happened to have a friend. Also, you immediately asked someone to spread the news, saying that Ben Futai was about to come to Zhejiang and wanted to visit Mr. Yang Ming. ”

Since the Japanese rebellion, Wang Shouren has been activated, and this old man who is in his last years has to go out of the mountain again at this time and serve as the secretary of the Nanjing Military Department.

Nanjing's military department book, although it may not belong to an idle position, but compared with the military department book of the Beijing Division, it is really a heaven and an underground, but Wang Shouren's current age, he doesn't care, but Wang Xue and the old school are inseparable, but the founder of Wang Xue is not a word, every day just behind closed doors to study, even if it is a business trip, but only let the friends to explain, he is determined not to agree with Wang Gen, continue to concentrate on his Wang Xue, do not intend to carry forward.

But fireflies are fireflies after all, as the second most controversial figure in the Ming Dynasty besides Xu Qian, this guy obviously wants to be an ostrich but can't get it, and now, Xu Qian has hit him again.

"You can't run away." Xu Qian smiled, his mood was much more relaxed, and he said silently in his heart: "There are so many of us who are vying to carry a sedan chair for you, and now, Mr. should also come out to exert his residual heat, be a man, you can't be too stingy." ”

It's just that Xu Qian's instructions, Xu Jin doesn't understand, and he doesn't know that Xu Qian's idea will lead to how many people will cry and laugh, and he doesn't know how many people will make trouble and how many people will jump when the news is released.

He scratched his head, nodded very conscientiously, and said, "Yes." ”

Xu Qian paused for a moment, and suddenly stopped him and said: "Yes, let out the news again, this official is only staying in Nanjing for a few days, and the local officials don't have to greet them, just be simple." ”

This is a preventive shot, Ying Tianfu still belongs to the territory of Ying Tianfu Mansion Yin, people will definitely not greet it, and don't expect people to be extravagant, instead of being cold, it is better to release the news first, but it seems that Xu Qian has a noble personality and simple entry and exit, as for how to deal with Ying Tianfu, this is not Xu Qian's business.