Wei Marang's face was miserable and he didn't say a word.

He hung his head with an indescribable frustration.

Of course, he can show indignation at this time, and even directly threaten war.

But it's clear that this is impossible.

Because, as it has already been seen, these four gunboats, all of which are the most advanced ships in recent times, were killed in the belly of the fish in just a moment.

The scary thing is that until now, Weimar Lang didn't even know what was going on.

The Emperor of the Apocalypse finally reacted: "Yes, yes, yes, should be given a pension, how many people have died?" Is fifty taels enough for one person? Don't worry, I have money, come and give them tens of thousands of taels ......"

Wei Marang listened to it, it was really a thousand arrows piercing his heart.

He couldn't help but say: "You killed more than 1,000 people, I have always heard that the Ming Dynasty is a country of etiquette, but what I see now is barbarism." ”

Wei Marang said: "I want to protest! ”

When the Emperor of the Apocalypse heard this, he looked at Wei Marang with a strange look.

To be honest, he was a little confused about Weimaran's logic.

Provocation is what you want to provoke.

After the provocation was over, he suffered a loss, and he was embarrassed to complain about this guy.

This is rogue logic.

But......

Someone dares to be a scoundrel in front of me?

Shouldn't I be here to play a scoundrel?

The Emperor of the Apocalypse stared at Wei Marang, the corners of his mouth outlined a trace of arc, and sneered: "Don't you still have forty such ships? Since you are not convinced, you can come to Tianjin Wei again, why do you need to talk about it? A few years ago, you invaded Penghu, and I haven't settled this account with you? Today, I remember that you are messengers, so I am always polite to you and treat you with courtesy, do you really think that I am a fool, and I don't know that you are showing off your power here? ”

The Emperor of the Apocalypse's face was full of coldness.

"So far, you still dare to show off your might in front of me, even so, if you come, then behead the envoy, and there is no need for compensation, kill this envoy, and if you want to come to the Netherlands, you must be angry and angry, and teach them to send ships, and I will fight them to the death."

When Wei Malang heard this, especially when the interpreter turned to the point where he was about to cut off their heads, he was already panicked, and hurriedly said, "Your Majesty, we can talk again." ”

The Emperor of the Apocalypse ignored him, and brushed his sleeves and said, "Talk? What do you talk about, do you take your naval guns? ”

"We ...... We have banks, we have big money...... I can ...... for Your Majesty"

The Emperor of the Apocalypse smiled coldly and retorted domineeringly: "I am rich all over the world, and among my inner money, there is gold and silver, so why should I borrow from you?" ”

"We borrow as much as ...... each year from the royal families Gundam, if you exchange your silver, it can be as high as tens of millions of taels per year. ”

The Emperor of the Apocalypse sneered: "That's all ......"

Halfway through speaking, the Emperor of the Apocalypse's face changed.

Tens of millions of taels?

Just a simple loan?

When the Emperor of the Apocalypse was silent.

Zhang Jingyi, who was standing on the side, immediately knew that His Majesty ...... I'm thinking about it.

The reason why the Bank of the Netherlands was able to expand rapidly was actually very much related to the Francois people.

With the opening of the Great Voyage, spices from Southeast Asia and India, as well as the trade of people from Africa, coupled with a large amount of gold and silver mining in South America, in the past hundred years, countless gold and silver have been sent to Europe by ship.

As a result, the Francos of Spain and Portugal, especially their royalty and aristocracy, became more and more extravagant, and they spent extravagantly, and let them squander untold amounts of money.

And those shipowners and merchants who went to the New World also took advantage of this opportunity to make a lot of money, and countless riches were piled up all over the European continent.

As a result, the wealthier and richer merchants and feudal lords had a great deal of wealth in their hands, and some, especially the merchants, deposited their gold and silver in the bank for convenience.

And because of the extravagance of the royal family, coupled with the need to recruit more troops and build more ships in order to grab more wealth, the finances of all countries are in jeopardy.

Banks took advantage of this opportunity to lend a large amount of depositors' funds in order to charge high interest rate differentials.

This business model is equivalent to a continuous snowball with funds.

In addition, the Netherlands itself is known as the coachman of the sea, and there are thousands of ships and cargo ships of all kinds, so many merchants and shipowners shuttle between Europe and Africa, Southeast Asia and the Americas, it is impossible to carry so much real money, so it has become the safest way for them to deposit gold and silver in the bank, reach their destination, and then withdraw it in the local bank.

The Emperor of the Apocalypse was furious, but now he couldn't help but humbly ask, "Tens of millions of taels of silver?" ”

Wei Marlang had never seen a person change his face so quickly, just in one breath, a person can go from being angry, to being surprised, and finally to calming down emotionally, all in one go.

Wei Malang was already frightened at this time, looked at the Emperor of the Apocalypse in awe, and said with a sincere face: "Yes...... In fact, there is more than that, this is just the royal family of each country, in addition to that, we have other businesses, and there are many small business owners and businessmen...... Even the banks themselves, make some investments. ”

The Emperor of the Apocalypse raised his eyebrows slightly, looked at him deeply, and asked, "In this way, your investment may even reach 100 million taels a year?" ”

The sea coachmen, the newly fledged merchant empire, the financial kingdom after Venice, and the Dutch now with a large number of colonies, are confident in this regard.

Wei Marlang said: "This has to ask this Mr. William." ”

William hurriedly stepped forward and said, "Yes, there will be roughly this number." ”

"And what is your interest?"

"Interest?"

"The money you have lent out......

"Your Majesty, we generally buy the bonds of the royal families, of course, there are also some government bonds, which are relatively stable, and can bring 20% interest every year."

"Lending 100 million, only 20% interest?" The Emperor of the Apocalypse couldn't help but regret it.

This is too low, and it stands to reason that it shouldn't be like a donkey rolling?

William patiently explained: "We use depositors' funds, so the first thing to ensure is safety, there are some small loans, we tend to charge higher interest, but a large amount of funds, can have 20%, it is already very good." ”

This is also a fact, borrow ten taels of silver to go back, even if you get back ten taels a year, in this era, a little bit is not too much. But if you want to lend out 100 million taels of silver, and you still want to get back 100 million taels, why don't you go to heaven?

In fact, in this era, because of the development of colonies, the discovery and mining of a large number of gold and silver mines, as well as the windfall profits of maritime trade, the national debt of two percent of the interest was unimaginable in later generations, that is, in this age of discovery, it was affordable.

The Emperor of the Apocalypse pondered it carefully, and then said leisurely: "In this way, your bank has 20 million taels of silver in your account every year?" ”

William elaborated, "If other businesses are added, it should be around 30 million taels of silver, of course, taking into account the high operating costs and the expenses of employees, the annual net profit will fluctuate between fifteen million taels and twenty-five million taels of silver." ”

That's definitely enough to shock everyone.

It's fucking higher than the income of my treasury.

The Emperor of the Apocalypse began to doubt life.

He found that the rules set by his ancestors never seemed to consider how the treasury could increase its revenue.

Copying a home is a rich country, and it is also accurate.

Everyone has silver, but the poorest is the treasury.

William looked at the Emperor of the Apocalypse in awe at this time, his mentality had changed at this time, the strength of the Ming Empire had far exceeded his expectations, which angered this person, and it may not only be impossible to expand his business, but even the entire Far East business would be lost.

He said cautiously: "The reason why we hope to be able to enter the Daming market is because we know that there are countless rich people in Daming, they have countless gold and silver, and for banks, at least for now, they are not worried about not having borrowers, so we need a large number of depositors' funds, if Your Majesty can allow us to enter Daming, then, our business may have to be doubled, or even more." Your Majesty... We can provide a solid guarantee for your country's finances on the most favorable terms. ”

To put it bluntly, you allowed us to come in, we attracted the wealth of the people, and what did we do when we got the wealth of the people?

You are in financial difficulties, you can borrow from us, and then you can issue treasury bonds, and we will buy them.

The so-called bank is essentially a middleman, of course, others trade goods, they trade gold and silver.

Although I dare not say that we can solve the financial difficulties of the Ming Dynasty once and for all, what William proposed is still very tempting.

At the very least, he can guarantee that once a financial crisis occurs in the Ming Dynasty, the crisis can be delayed.

"Your country can issue treasury bonds with an interest rate of 10 percent per year, and we can ensure that we can buy 10 million taels at any time every year."

This is very tempting, if it was the Ming who died and lived because of financial difficulties, maybe he would have agreed.

But who knows what a smart person the Emperor of the Apocalypse is, as soon as he heard it, he immediately understood this business model.

He looked at William coldly, "In other words, you take the silver of my Ming merchants, and also collect their storage fees, and then lend me money, and collect my interest?" ”

William hurriedly shook his head, "You can't say that, Your Majesty, we generally call it ......"

"Whatever you call it, you're taking advantage of me!" The Emperor of the Apocalypse was immediately furious, his eyes were cold, and he scolded in a deep voice: "Damn! ”