Zhang Jing looked at all this in front of her with a smile.

The banking crisis is terrible.

Even in an era when banks are heavily regulated and there is already a lot of mature experience in dealing with crises, it is terrifying.

And this domino effect, once it starts, there is no way to stop.

People like William obviously know very well what can happen.

So he sensed a danger he had never seen before.

Although it is only a run on a few million taels of silver.

But now, in fact, even if there is hundreds of millions of taels of silver, there is no way to fill this hole.

At this time, Zhang Jingyi deliberately said: "What happened?" ”

William just stared blankly at the void in front of him and didn't say a word.

Zhang Jingyi said again: "What, could it be that there is something wrong with your bank?" ”

"I didn't ...... There is no ......"

"Since there isn't, forget it." Zhang Jing smiled and said, "Your Majesty, this letter has been delivered, so let them please return it." ”

The Emperor of the Apocalypse nodded and coughed: "I'm tired ......"

William raised his head sharply at this time, looked at Zhang Jingyi, and then said, "There is indeed a problem, the bank...... There was a run. ”

"Yikes." Zhang Jingyi pretended to be surprised and said, "Isn't this the depositor of gold and silver deposited in your bank asking for money in your bank?" Let me calculate, you yourself said that your bank has hundreds of millions of funds, and this fund is obviously not your own, and at this time, everyone has to withdraw money, doesn't this mean that countless depositors want you to deal with hundreds of millions of silver in a short time? ”

By now, William's face was pale, and he nodded with great difficulty.

"But your money has already been lent out, hasn't it? It is impossible to recover the silver in a short period of time, so if it is calculated...... Let me guess that there will be countless people who will break through the threshold of your bank, and no one will save in your bank again, and ...... Countless creditors will demand that you pay your money immediately, and if you can't take it out, I'm afraid that all your banks will be smashed to pieces? ”

"Yes." William nodded earnestly.

In fact, he even faintly smelled a hint of conspiracy, and he began to find that Zhang Jingyi seemed to know everything about the situation inside the bank.

Then his scalp tingled, and he felt more and more that he was in the midst of a great conspiracy.

"If so, then it seems to me that no one will be able to save you." Zhang Jingyi sighed with emotion: "Your name is William? William, we'll see you in the next life. ”

William: "......"

Zhang Jing smiled and said: "Actually, I have also had some in-depth research on the bank's business, in fact, such a dilemma, in essence, is a credit problem, now everyone thinks that your bank has been unable to pay, which has led to the crisis, so this is not so much a bank crisis, but a credit crisis." ”

Then he said: "There is no way to solve the credit crisis. ”

William subconsciously said: "What way?" ”

Zhang Jingyi said mischievously: "I won't tell you, you can guess for yourself." ”

Zhang Jing said it all, he is not in a hurry now, anyway, in the end, it is not himself who dies.

The Emperor of the Apocalypse probably understands what's going on, and he does have some research on banks recently, of course, after all, he is not good at learning, so at this time, he didn't say much.

But I listened to Zhang Jing again: "You keep saying how powerful your bank is, but in fact, this bank is also the most vulnerable, just like a clay man, it looks like a behemoth, daunting, in fact, it is just a finger can be pierced, the reason why such a crisis is brewing, you reflect on yourself, when you figure it out, maybe we can talk about it." ”

William's face was pale at this time, but he couldn't care about talking nonsense with Zhang Jingyi, he had to go back immediately, repair the book to all the shareholders who were closely related to him, some big depositors and the royal families of various countries, and try his best to delay the current crisis.

The Emperor of the Apocalypse seemed to have seen something, so he said: "Okay, let's disperse, the matter of negotiating with the Netherlands, you don't have to go through the Ministry of Rites in the future, anyway, you don't understand the Ministry of Rites, so leave it to Zhang Qing's family." ”

The officials were also at a loss at this time.

Wait for the crowd to disperse.

The Emperor of the Apocalypse left Zhang Jingyi behind

He stared at Zhang Jing fixedly: "Zhang Qing, what is the reason for this?" ”

"The reason for the matter, the minister has actually written a charter, please look at it." As if playing a trick, Zhang Jing took out a charter and sent it to the Emperor of the Apocalypse.

It explains in great detail, the mechanism and principles of the bank, and how he used five million taels of silver to cause a run, and what might have happened to the bank in the Netherlands.

Not only the banks of the Netherlands, but also the national debt of the countries and other trades, have a profound impact.

The Emperor of the Apocalypse was fascinated, and finally couldn't help but say: "You mean, these five million taels of silver will bankrupt countless people, countless people will lose their jobs, and in the end, these people will be like ...... Displaced people in general, and finally ......"

Zhang Jing smiled and said, "That's the situation. ”

The Emperor of the Apocalypse let out a long sigh, his eyes flashed with consternation, and then he said suspiciously: "I see, in this way, what good is it for us?" ”

Zhang Jing said: "They don't want to be finished, the only way now is to save the market." ”

"Bailout?" Hearing this word, the Emperor of the Apocalypse felt that it was very novel, and said in surprise: "How to save it?" ”

Zhang Jing said: "Re-establish your own credit." The minister can show them a clear way. ”

The Emperor of the Apocalypse looked at Zhang Jing and said, "You go on." ”

Zhang Jingyi said eloquently: "Hundreds of millions of funds, it is impossible for anyone to be able to inject them, just like the minister said, this is fundamentally a matter of credit, once the credit is lost, people tend to take out cash to protect themselves." But...... What if, at this time, the bank has some kind of guarantee? ”

"For example, some great good news, let me be clearer when the minister says it, such as the rumored rich Majesty who is willing to vouch for the bank. Or, allow these Dutch banks to enter the Ming Dynasty? As long as we throw out enough good news, then the fanatical people will slowly calm down. Slowly I was able to maintain the situation. ”

The Emperor of the Apocalypse was surprised: "In this way, isn't it...... In order to save themselves, will they agree with our idea of opening seven or three? ”

Zhang Jingyi's eyes became brighter and brighter, but he said with a smile: "It's not 73 now, it's 91 now." He's one and I'm nine. ”

The Emperor of the Apocalypse trembled when he heard this, and couldn't help but exclaim: "Sure enough, it's better to grab it clearly." ”

Zhang Jingyi analyzed: "Actually, I can also set up my own bank, but the reason why I want to borrow the shell of the Dutch is because the Dutch have been immersed in banking business for many years and have rich experience in managing it. In addition, over the years, through expansion, they have already opened banks all over the world, which is much easier than my Ming from scratch. And then there's ...... Even they have a very close relationship with the royal families of various countries, and they have to lend money, and they can't do it without stable customers. If you have a Dutch surrogate, things are much easier. ”

"Moreover, these Dutch merchants are called European merchants, and they are mercenary, and as long as I can control them, it is not impossible to take what they need. Of course, this is only the minister's preliminary prediction, but it is not yet known what will happen in the end. ”

After a pause, he continued: "The most important thing at the moment is not this issue, this matter is urgent for the Dutch people, but it is not in the way of me!" ”

"If they are willing to cooperate, I will take advantage of it, and I can easily get their overseas business. But if they refuse to cooperate, then they will die. What the minister was worried about were two things that had happened today. ”

So the Emperor of the Apocalypse looked at Zhang Jing curiously: "Zhang Qing, but it doesn't hurt to say it." ”

Zhang Jingyi said seriously: "Your Majesty, do you still remember that William kept saying that there were a large number of Ming merchants who cooperated with them, and these people could unscrupulously transport a large number of goods and trade with the Franco, Japanese merchants and the Dutch?" ”

Without hesitation, the Emperor of the Apocalypse nodded and said, "Of course I remember. ”

And today, because of the urgency of the situation, there is a Xiucai who urgently sent the letter to Tianjin Wei...... Your Majesty, this must not be overlooked, Your Majesty is rich all over the world, and the whole world is not the king's land, but is this land really a king's minister? All the problems of the Ming Dynasty are not external, even if they are the Jiannu, Dutch, and Japanese people, in fact, they are not the trouble of the heart. This trouble in the heart may not be a rogue, but the real disaster is hidden in the temple and hidden in my Ming Dynasty. ”

"The minister thinks that if this matter is not investigated, rashly allowing the Dutch people, or trading with the Franco, it may cause huge problems, and only if I solve the internal troubles first, can we start the external troubles. This show talent...... It was sent out urgently, and at this time, it may be because the matter is urgent, so I can't take care of a lot, and I think that I can start from here. ”

The Emperor of the Apocalypse suddenly turned cold: "What you said is not wrong, I have long felt ...... There's a greasy thing here. From this point of view, this talent can't be let go easily? ”

Zhang Jing said: "This person is from Nanzhili, and my Ming Dynasty has gradually lost control of the southeast area, not to mention anything else, just talk about how many town guards and eunuchs have been sent by Brother Wei, or there are town guard eunuchs and some people in the local area, or these town guard eunuchs have been besieged for no reason, and there are even Jinyi guards who were directly tied up by the chaotic people and thrown into the river!" ”

"Over the years, the imperial court has collected business taxes and mining taxes, but how much does it collect each year? Is this something that ordinary people can do? ”