Chapter 241

readx; Sitting in the mayor's office, dealing with one urgent business after another. Pen, fun, pavilion www. biquge。 infoPrefecture-level cities are really not comparable to county-level cities. The specific official duties that need to be handled every day are more than doubled.

Diligent government and love the people, looking at the work notes, the old lady mentioned these four words to him, Ye Tian couldn't help touching the bridge of his nose and smiled bitterly.

What a difficult word. The government affairs in hand, one by one, are really like swallowing dates to approve a big reading of words, and then transfer to Chen's department, it is quite easy. But, is that okay?

Let's not talk about major events related to people's livelihood such as abnormal fluctuations in housing prices. Alone, in the case of the small and medium-sized enterprise owner who was forced to jump off the building in debt years ago, Ye Tian has never let go of his heart.

In Ye Tian's view, the issue of financing guarantee for small and medium-sized enterprises is at an imminent critical moment. Hy City, T City, and W City are not without large enterprises, but they cannot be compared with the Yangtze River Delta, the Pearl River Delta, and the Bohai Rim in terms of quality and quantity.

If the small and medium-sized enterprises are strong, the HY city will be strong, the S province will be strong, and the southwest will be strong!

If it is said that when he first took over the post of mayor of Hy City, Ye Tian still had a step-by-step mind, but after a conversation with Wang Yu, this mind became weaker and weaker.

Whether you are in business, the military, or politics, what are you most afraid of? It's not a failure, it's not a fall, it's a lack of passion in my heart.

Hy City, S Province, and even the Great Southwest, Great West, a magnificent picture of thousands of miles of rivers and mountains appeared vividly in front of his eyes.

Pointing out the country, starting from the foot.

Regarding the intention to set up a financing guarantee company, during the Spring Festival, Ye Tian communicated with Li Li who was far away in the capital by phone more than once.

According to the opinions of Huang Aiguo, secretary of the municipal party committee, and several deputy mayors of the municipal government, it is best to follow the steps and develop slowly from small to large. First of all, the municipal axe will take the lead in preparing for the establishment of a state-owned (or collectively-owned) small financing guarantee enterprise. It has gradually grown through the exploration of accumulating practical experience.

Li Li's suggestion is very different from theirs.

Li Li considered this issue more from Ye Tian's standpoint. Beijing, the Pearl River Delta, the Yangtze River Delta these three aspects of credit guarantee enterprises, in the past 10 years has gradually grown from scratch, from small to large. Their experience, their lessons, are clearly in front of them. If we don't learn from it, it's a waste of resources. You know, any success is built on the shoulders of those who came before you.

Li Li introduced the Beijing model, the Pearl River Delta model and the Yangtze River Delta model to Ye Tian in detail. The first credit guarantee enterprise in Beijing was led by Yanjing Municipal Axe and established by an asset management company under the Yanjing State-owned Assets Supervision and Administration Commission. Whether it is business, credit, or contact with banks, it has been strongly supported by the Yanjing Municipal Party Committee and Municipal Axe.

The first credit guarantee enterprise in the Pearl River Delta was established in Guangzhou, which is diametrically opposed to the Yanjing one, which is a complete private enterprise. This also indicates its bumpy journey along the way, every step and every footprint, there is a tear-jerking moving story.

If the establishment of Yanjing's credit guarantee company has certain political factors, then the Guangzhou one is completely spawned by market factors.

"Ye Tian. The role of the guarantee is to provide credit support, and the registered capital and credit magnification are the two benchmarks to measure whether the guarantee company has the ability to guarantee. This directly determines the risk level of the guarantee behavior, and it is also an important content that the regulator must supervise. Both of these models have their drawbacks. The advantage of Yanjing's starting model is that the business is stable and the development is stable, but I think this is not suitable for the current era of credit explosion. ”

Li Li's potential meaning, Ye Tian understood. The financial environment and business environment of the capital are not comparable to the capital at all. Just talking about the start of the credit guarantee industry, it has far left the HY market behind. In a word, the capital can be done step by step, but the city of Hy has no time to do it step by step.

The clarion call for the development of the western region has been sounded for three whole years, and the pace of HY City should be in front of other cities in S Province, in front of other cities in the southwest, and in front of other cities in the great west.

Tian Ruo chessboard star Ruozi, this first child gradually took shape in Ye Tian's heart.

"As for Guangzhou's starting model, I think it has more shortcomings than Yanjing that cannot be ignored. Guangzhou's first credit guarantee enterprise, its registered capital is only 1 million yuan, in that era of financial risk control is not strict, may have its successful operation and growth of the soil. However, today, a private enterprise without the support of the political axe has almost no possibility of success if it wants to completely replicate this model, and even if it succeeds in a million, it will never reach the level of development of the one in Guangzhou. ”

"Imagine, a guarantee enterprise with a registered capital of only 1 million yuan, or even less than 1 million yuan, provides guarantees for other companies and enterprises, so who will guarantee its credit? ! And how can it improve its credit rating?! This is an era of 'eating' based on credit ratings! ”

"In addition, within the guarantee industry, there is a bad situation in which countless small enterprises compete in disorder. It is not that there are no guarantee enterprises in the southwest, but there are not many that are willing to provide guarantees for well-developed small and medium-sized enterprises. Southwest, no, it should be said that in the whole country, the development of the guarantee industry is becoming more and more disorderly, there are registered as affiliated enterprises of real estate, and there are registered as affiliated enterprises of the construction industry. Their purpose is actually very simple, that is, to obtain indirect loans, indirect financing, after the monetary tightening! ”

"Ye Tian, I think that the most suitable strategy for your Hy City is to become bigger and bigger. I have studied the information of your HY city, and your HY city is a large economic city in the entire western region. I believe you have what it takes to get this far. Speaking of this, Li Li finally took off her serious appearance and smiled: "When the time comes, I am ready to present awards to your credit guarantee companies on behalf of the Financing Guarantee Office." ”

"Welcome, welcome. When the time comes, I should also change my name to Director Li. ”

"Ye Tian, thank you."

"No, I should have said that, you did me a great favor this time."

"We're friends, aren't we?"

Ye Tian can imagine the style of Li Li, who has always been called "old witch" because of her rigor and seriousness, in the small and medium-sized enterprise division.

"Yes, we are friends."

Everything speaks for itself.

It's easier said than done to make it bigger. Ye Tian sat at his desk and carefully reviewed the relevant information faxed to him by Li Li again.

Capital tends to profits, and the credit guarantee industry in China belongs to the absolute sunrise industry, as long as the operation is done properly, the profit is not too big a problem.

With Li Li's so-called one-step policy, in Ye Tian's opinion, the political axe level must participate in the operation of the same period, but it must not be controlled. The communication with the bank can be carried out at the level of the political axe in the early stage, and then the market will decide the next development direction after the company is completely stable. As for the undertaking and screening of business, the political axe side tries not to participate in the views and does not express opinions. In modern enterprises, it is very important to operate independently and be responsible for their own profits and losses.

In terms of capital injection, Ye Tian considered several candidates in detail. The first is Xia Shang and Ye Zitian. Xia Shang is Ye Tian's real descendant, and what Xia Shang earns is Chu Yu's income in terms of shares, and what Chu Yu earns is no different from what Ye Tian earns. However, Xia Shang and Chu Yu's talent and experience in business, in Ye Tian's view, it is difficult to be qualified for the credit guarantee industry. In addition to capital, the most important thing is a set of systematic risk estimation and risk control processes.

For Ye Zitian, Ye Tian's confidence is relatively sufficient. However, as far as Ye Tian knows, Zitian at this moment has fallen into the quagmire of Hongyun Automobile Factory, and her working capital is only enough to maintain the operation of the entire industrial chain of Sanjiang Co., Ltd. Fortunately, the performance of the subsidiaries of Sanjiang Co., Ltd. this year is very good, among which the growth momentum of the diesel engine factory in U City is the most significant.

In addition to Zitian, Ye Tian thought of Zhou Zi again, this Nizi should be more suitable for this industry.

When he first arrived in H City, Ye Tian rejected the Zhou family's 500 million (US dollars) comparison, and after the Xia Shang system was fully developed, Ye Tian didn't even want to have a relationship with the original Donghai (built by the Ye, Zhou, and Wang families, see the T City Volume above).

But now, Ye Tian had another piece of sky in his heart. His eyes are no longer limited to the city of HY, and he is no longer limited to the current mayor.

As soon as he thought of it, Ye Tian sent a sincere encrypted e-mail to Zhou Zi in Hong Kong, which attached the prospect expectations of the credit guarantee industry, and Huaxia's detailed information on the relevant laws and policies of the credit guarantee industry.

About half an hour later, Ye Tian received Zhou Zi's reply. "We'll talk to you in person in a week." At the end of the email, a recent photo of her was posted, with a smiling pretty face and a big V-shaped shape across her chest.

Ye Tianwan smiled and closed the mailbox.

What Ye Tian didn't expect was that it was not Zhou Zi who was the first to go to Hy City to talk to him in detail, but Mr. Zheng of Hengkun Investment, who had a few encounters with him in the capital.

Mr. Zheng's car is not a high-end RV commonly chosen by the bosses of China, but a Lincoln navigator with a domineering appearance.

Domineering appearance, meticulously crafted interior, and extraordinary surname Neng, sitting in it, Ye Tian couldn't help but sigh, when will Huaxia make such a significant presidential-level SUV.

I have to find a time to talk to Zitian, Wanru, and Zhao Xiu.

"Mr. Zheng, why do you have time to come to our market this time? As far as I know, most of your industries on the mainland are located on the southeast coast and in the Beijing-Tianjin wing. Ye Tian got straight to the point.

"Mayor Ye is really fast-talking, hehe, then I'll tell the truth. I got the news in Beijing, I heard that Mayor Ye is going to build a credit guarantee company in Hy City? Mr. Zheng's smile is very kind, making people feel like a spring breeze in it.

Seeing that Ye Tian was silent, Mr. Zheng said again: "Mayor Ye, don't misunderstand, I'm not deliberately listening to anything, it's just that the circle in Huaxia is so big, although the credit guarantee industry does not belong to the financial industry, but more or less there is always a little side." ”

Ye Tian smiled and said nothing. If Mr. Zheng in front of him didn't pay attention to him at all, he would never believe it. However, some words can be spoken, and some words can be said as long as the meaning is reached.

"Then Mr. Zheng is interested in the credit guarantee industry in our city?"

"I'm interested in all the industries that can make money." Mr. Cheng replied with a smile.

Ye Tian was doing a tentative while introducing the scenery along the way to Mr. Zheng.

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"If the western region wants to develop, it cannot do without the support of the financial industry, and if small and medium-sized enterprises want to finance and develop, they cannot do without the support of the guarantee industry." Mr. Zheng's words are sonorous and powerful, and every word shows his courage and demeanor as a Chinese private financial giant.

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Regardless of the behind-the-scenes intentions of Mr. Zheng, Xu Yanyan and others, Ye Tian still admires them very much based on their knowledge, talent, temperament, and demeanor. They are the real elite, the trendsetters who are at the forefront of the times.

It would be really good to let Mr. Zheng get involved, and gradually, Ye Tian had such thoughts.

Compared with Zhou Zi, Mr. Zheng is a real veteran of this industry.

Zhou Zi represents overseas capital, Mr. Zheng represents private capital, and municipal axe represents state-owned capital, which is more beautiful when put on the table.

After Ye Tian made a decision in his heart, he stopped going around in the circle of credit guarantee, but led the topic to a broader field.

Mr. Cheng was also at ease.

Perhaps, in Mr. Zheng's heart, what he is looking for is such an opportunity to get close to Ye Tian and exchange views and opinions with Ye Tian face-to-face. As for the financing guarantee industry in Province S, it is just an entry point and an incident.

Mr. Zheng told Ye Tian about the operation methods of the Western financial industry, the inside story of hedge fund arbitrage to Ye Tian, and Ye Tian...

In Mr. Cheng's view, arbitrage is divided into active (active) creation of arbitrage opportunities and passive (passive) search for arbitrage opportunities. Arbitrage opportunities exist in all markets, either explicitly or implicitly, in stocks, futures (forex, gold, oil products), and even in land trading markets.

"In the Chengren game of the world capital market, Huaxia is just a child who is eager to try." Mr. Zheng said meaningfully.

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