Chapter 1628 Loan Collateral

A group of friends rarely got together, everyone stayed at Li Zhiwei's house until almost eleven o'clock that night, Xiao Yang sent Huang Liqin back first, but Xiao An'er said that he wanted to live in this courtyard, he simply didn't go back to the compound, the family lived here, anyway, the courtyard here is not small, don't worry about the room is not enough.

The next day happened to be the weekend, and Zhao Qingfeng didn't have to work overtime, so a group of people gathered here for another day, but unfortunately Hu Zhiyun had to work overtime and couldn't come.

In the evening, Li Zhiwei said that the time was almost up, so Xiao Yang and he came to Li Zhiwei's club, and after waiting a little, the presidents of the five major national banks arrived one after another.

These five people are unattainable in the eyes of ordinary people, but compared to the real top-level figures, they are nothing, Xiao Yang does not invest much in China, except for the top-level circle, there is basically no reputation, so before this, the five people did not know Xiao Yang, or when Li Zhiwei contacted them, they said a little bit about some basic information about Xiao Yang, and after some inquiry, the five people knew that there was such a predator in China.

When they met, they didn't dare to put up any shelf, it seemed that although their family properties were abroad, the reputation of the Hu family alone was enough for them to put themselves in the right position.

And Xiao Yang has never been the kind of person who is on top, his coldness is only towards his enemies, what attitude towards others, he has always had the same attitude even more, so under the intention of both parties, they quickly became familiar with each other.

However, he is not the kind of person who is particularly good at communicating, the wine and food are served, and after a round of drinks, he talked about his purpose, although the five of them had heard from Li Zhiwei that Xiao Yang was looking for them for a loan, but when they heard Xiao Yang say that he wanted to borrow 60 billion US dollars, they were still frightened.

60 billion US dollars, divided among the heads of the five of them, that is, each person has more than 10 billion, you must know that this is US dollars, calculated as domestic currency, each of them has to lend 70 billion.

You must know that if a corporate loan can reach one billion, it is basically a well-known large enterprise in China, and this opening is hundreds of billions, which is ......

Because Li Zhiwei had said that he had invited a few of them before, he had been in contact with them before he came, and when he contacted a few of them at the same time, they knew that the amount they wanted to borrow was definitely not a small amount, but they didn't expect that this amount would be so huge.

And not to mention such a huge amount, it is actually US dollars that are needed.

You must know that although the bank is not short of money, but the domestic currency and foreign currency are different, as a domestic bank, even if there are outlets in many countries in the world, the US dollar can never be said to be sufficient, after all, domestic international trade needs a lot of US dollars.

To be honest, this matter made them very embarrassed.

The other four of the five looked at the president of Huaguo Bank at the same time, and they all wanted him to come up with an idea, after all, the four of them were all under the jurisdiction of Huaguo Bank.

President Zhu of Huaguo Bank was not unhappy when he saw the eyes of the four people, because he knew that this kind of thing was indeed the most suitable for him to speak, this loan was a little difficult, but people opened their mouths, and they didn't seem to have the intention of pulling the relationship, then they must have his own ideas, people haven't said the conditions, if they refuse, it will offend people, after all, although this matter is very difficult, but it is not without success, it may not be?

So he nodded lightly and said: "Mr. Xiao, to be honest, it is definitely impossible for us to lend such a large sum of money easily, even if the five of us agree, it will be frozen at any time, I think I also know these situations, but since

If you open your mouth, you should be prepared? ”

Xiao Yang deliberately did not directly say that he could take out a mortgage, and seeing the reaction of the five people, he glanced at Li Zhiwei and said with a smile: "Since it is a loan, of course it is impossible to speak out of thin air, Brother Li should have said that I still have some industries abroad, and I am ready to use the income of two minerals for fifteen years as collateral......"

This time, he didn't sell it, and directly told the two gold mines.

In fact, there has been cooperation between the two gold mines and Huaguo Bank, but President Zhu didn't know that Xiao Yang occupied the majority of these two gold mines, and when he heard Xiao Yang say it, he was shocked and sighed.

"It turns out that we have cooperated with Mr. Xiao before, but we have never known about it."

Xiao Yang smiled slightly, "The situation abroad is a bit complicated, and I don't like to be in the limelight, so I ......"

A few other people also know what the situation is now, Huaguo Bank is burdened with currency issuance, gold reserves and other tasks, what can the cooperation with the gold mine have? It is nothing more than an increase in gold reserves.

As the president of the bank, he has known about the new mega gold mines in the past few years, so Xiao Yang said the names of the two gold mines, and they were as shocked as President Zhu.

After all, they never thought that the largest number of shares in such two mega gold mines would be a Chinese person.

Although these two gold mines are not listed companies, and the company's financial and operational conditions will not be disclosed to the public, according to some market news, they can basically judge how much output will be in a year.

Fifteen years of output, a loan of 60 billion US dollars, if in terms of value, should be about the same, but bank loans, it is absolutely impossible to calculate it in this way, and it is collateralized by the output, which is also not in accordance with the regulations, several bank presidents glanced at each other, and felt that Xiao Yang really gave them a problem.

If it's only one billion or two billion dollars, this is not a big problem, but tens of billions of funds, this is no longer something that a few of them can decide, and it will inevitably be reported to the higher level, and the superior will agree to this mortgage method?

They feel that the odds are slim.

President Zhu thought about it in his heart for a while, then looked at the other four people, and said to Xiao Yang: "If it is within 20 billion, we can promise to come down, but if we want to borrow 60 billion, this will definitely not work, because this amount has exceeded the authority of several of us, and it must be reported to the State Council, and the huge loan, the above will definitely not agree to use the income as collateral, after all, this is too risky for the bank, of course, if Mr. Xiao can say that the State Council side, then this problem does not exist. If we need this money urgently, we can all release it early......"

Xiao Yang didn't know that this was not going to work, and Li Zhiwei was also the first time to hear him say this, he knew that it was impossible to borrow 60 billion US dollars in a formal way with such a mortgage method, but he was not in a hurry to say it, but wanted to see what a few governors meant, and when President Zhu's words came out, he knew that it was impossible not to speak, so he asked Xiao Yang why he wanted to use the income as collateral, and at the same time asked him with his eyes if it was inconvenient to say it now.

The reason why he uses this way is that Xiao Yang really doesn't know if he can do this, and secondly, it is more convenient to do so, because whether it is a Yemeni gold mine or a Congo gold mine, on the surface, he does not have any shares, and if it is mortgaged, as long as the company issues relevant documents, as for why he does not use the shares of other companies to mortgage, there are also two reasons, one is that he does not want to expose too much, and the other is that other companies also have complex equity.

It's already been said anyway

The relationship with the gold mine, he didn't think Li Zhiwei had anything bad to answer this question, and immediately said: "The equity of the two gold mines is a bit complicated, and it is not directly under my name. ”

As soon as he said this, Li Zhiwei immediately understood, he was clear on the Yemen side, in addition to Aled and Abdullah, there were also dark market agreements with several local tribes, which involved some secrets, and although he didn't know about it on the Congo side, it was almost the same when he thought about it.

It's just that he doesn't want to expose more equity, so it will be a bit troublesome to get a mortgage.

After thinking about it, he really couldn't think of any other way, so he could only helplessly say: "Then I can't help it." ”

At the beginning, in order to better hide themselves and launder money, they deliberately made a number of offshore companies to cross-hold shares and their families to hold shares in various companies, and they never considered borrowing such a huge amount of money, but they didn't expect this to happen now.

Xiao Yang was a little helpless about this, did he really have to go to Ouchi for this matter?

He really didn't want to alarm a few bigwigs for this, what could be worth mortgaging? House, property, all kinds of thoughts surfaced in his mind, and suddenly his eyes lit up, and he immediately said to Li Zhiwei: "If you take the 100-year lease period of the land in the port base as a mortgage, do you think it's okay?" ”

"The land in your hands?" Li Zhiwei was stunned for a moment before he realized what he was talking about, and then he was shocked, he didn't know about this matter.

Xiao Yang nodded, in fact, this matter did not last long, originally this land belonged to the Kutos municipal government, and the original domestic military base was leased from the city government, and the contract was also signed with the municipal government, but last year, because of some things on the management rights of the new port, he took into account the things after Dicca abdicated, and took precautions to turn the port base and their current community, port and other places into his personal private land in various ways.

Although there were some twists and turns in the middle, and there were some violations, it was finally implemented, but the official document did not come down for a long time, and he only used this as a backup means, so except for a few Oman, he did not talk to anyone else.

"In order to think about some things in the future, last year I bought a piece of land in Kutos in my private name, including the port base, but it was all nominal, and in fact, the rent paid by the country was still handed over to the Kutos Municipality and the Somaliland government. But the formalities are absolutely fine. ”

Li Zhiwei has been in Kutos for so long, and he is very familiar with the situation in Somaliland, as soon as he heard Xiao Yang say this, he probably understood their intention to do this, there were outsiders, he didn't say much, nodded, "This is definitely no problem, although the rent of that land for a hundred years is definitely less than 60 billion, but the value of this land is not reflected in the rent, and the above will definitely agree." ”

After speaking, he turned his head and introduced the land in their mouths to President Zhu and the others.

As the first officially recognized overseas military base in China, even if President Zhu and others don't care about the military, they also know about it, and they are surprised that such a piece of land will actually be in Xiao Yang's hands, and several people immediately said that this is definitely in line with the regulations, and from their personal point of view, such a mortgage is also sufficient.

Since this is the case, it is easy to say, so Xiao Yang officially asked the five people for a loan, saying that he would send someone to submit the official documents as soon as possible.