Chapter 40 Loans
In the 80s, because there were not many people learning to drive agricultural machinery, the time to learn to drive a tractor was not long, and the speed of getting the certificate was very fast, and it was not half a month before Wang Bo sent the first batch of four people to get the agricultural machinery driver's license.
After those people's tractor driver's licenses were in hand, Li Zhongxin immediately put the purchase of tractors on the agenda.
Wait until a lukewarm yin and yang day, and Dong Guozhong, Liang Guofu and a few of them went to the Jiangcheng Agricultural Machinery Market to see the tractor.
Li Zhongxin saw that the high-quality tractor that Dong Guozhong said was still cranking, and the exhaust pipe was actually upward, and it suddenly sounded when it was opened.
Li Zhongxin was speechless about the tractors in the 80s, and the tractors of later generations were very simple and domineering, and the tractors in 82 could not make Li Zhongxin interested in buying.
It's the crank handle used to start the car, when he goes up to test the car, he can't shake it, and when he starts the car, he doesn't match a kind of labor, and he can't start it at all.
However, since he proposed the purchase of tractors, he also wanted to buy four of them.
Li Zhongxin had a very deep impression of the package production to the households, and in the year of '83 and '84, the state began to officially roll out the package production to households, and at that time, the villages with tractors first would walk in front of other villages.
Li Zhongxin, who learned to drive a tractor, did not let his uncle give the green light, but when he bought the tractor, he asked Wang Bo to lead Dong Guozhong to his uncle, and asked Yu Jinzhuo to negotiate with the leaders of the Agricultural Machinery Bureau.
The Zhongxin Company, a collective enterprise in Zhubantun, is a relational unit in many places, and the Agricultural Machinery Bureau is the same, which is nothing more than the demand for fish.
It is precisely because of such a relationship that Li Zhongxin told Dong Guozhong that although they have a lot of money now, they can still make up the money to buy a few tractors.
However, they can't put all the money to buy tractors, because it is a large collective in Changqing Township, and the purchase of tractors in this province should be able to enjoy the treatment of installment payments.
After Dong Guozhong listened to Li Zhongxin's words, he felt that it should also be a good way, and it was quite good to pay some money a month and pay it off in a year or two.
But what! In the process of talking with the director and secretary of the Agricultural Machinery Bureau, Dong Guozhong received another piece of information.
In the early 80s, in order to vigorously develop the rural economy, the state allocated a large amount of interest-free loans and low-interest loans.
But what! People are afraid of living in poverty, and they dare not borrow money, that is, many enterprises and collectives do not have the idea of borrowing money.
Interest-free loans with no life have been targeted by many people, and before they have used half a year, interest-free loans have been stopped, most of them are interest-free loans carried out by some bold people, and in later generations, most of these people have made a fortune by relying on this interest-free loan.
Interest-free loans were broken by some people, and the state naturally stopped them, but there were low-interest loans made by rural credit cooperatives and the Agricultural Bank of China, like a collective with a village as a unit, and the first and second leaders signed to determine that the village would repay the loan, and a low-interest loan of up to 50,000 yuan could be obtained.
The interest rate on this low-interest loan is so low that it is about the same as the interest rate on a deposit.
People in the 80s were scared when they talked about borrowing money with interest, especially the money of the state, and if they did not repay the money after borrowing, it would definitely be a matter of pity for the country and the people.
Dong Guozhong didn't have any idea about this kind of low-interest loan, he always felt that it was taking advantage of the country, and he was even more afraid that he would not be able to repay the loan.
However, Li Zhongxin told him that his conversation with the director and secretary of the Agricultural Machinery Bureau must be told to him as it is.
Then Li Zhongxin is bold and reckless, if he hears about the low-interest loan, it is estimated that he will need to apply for a low-interest loan.
Although Dong Guozhong didn't want to tell Li Zhongxin about this, he thought that the development of Zhubantun was so good, that is, in the entire township, the village chief and branch secretary of which village were not happy to make friends with him when they saw him, and as long as the specialties of each village came at once, he would definitely have a share.
Even the secretary of the township party committee and the township head of the number one person do not have such treatment.
He's a scorpion, the only one.
The township chief is old, and he doesn't manage the affairs of the township very much, and there is even a rumor that the next township chief is none other than Dong Guozhong.
These are the results of working together with Li Zhongxin, and it is normal to buy a tractor with a low-interest loan.
Changqing Township is not a township on the outskirts of Jiangcheng, but the geographical location and roads of Changqing Township are not very good, and there are almost no too wealthy people in the township.
If you want to change the face of Changqing Township, and if you want all the people in Changqing Township to be prosperous and rich, low-interest loans will be low-interest loans!
At that time, the tractor will be used collectively, and the money will be returned collectively, according to the current development momentum, they will be able to pay back the two tractors that are purchased.
After Dong Guozhong returned to Changqing Township, he immediately talked to Li Zhongxin about the conversation with the director and secretary of the Agricultural Machinery Bureau, and even Dong Guozhong expressed his position when Li Zhongxin did not speak, as long as Li Zhongxin made a decision, he raised his hands to support.
When Li Zhongxin heard Dong Guozhong talk about low-interest loans, his heart didn't know where to fly.
Li Zhongxin never thought that after he was reborn, he would encounter such a big pie, and this pie fell from the sky and smashed directly on his head.
Li Zhongxin groaned slightly, looked up at Dong Guozhong Zhengse, and said: "Use the name of the Changqing Township Zhubantun Collective to borrow 50,000 yuan to buy fishing boats and tractors. The tractors and fishing boats purchased belong to the Zhongxin Company, and the village will give priority to the use of tractors or other things when it is needed, and the Zhongxin Company will pay them back when the money is repaid. ”
Li Zhong was confident that the more loans he wanted, the better, but he heard Dong Guozhong also talk about the current policy, a rural collective can borrow up to 50,000 low-interest loans, if you borrow money on this basis, then you need to use physical collateral, and the interest rate is amazingly high.
Being able to borrow 50,000 yuan is already a surprise at this time, if Dong Guozhong is allowed to continue to borrow, it is estimated that Dong Guozhong will stop doing it.
50,000 yuan is not a small amount, and for people who can only earn 30 or 40 yuan a month, this is simply an astronomical amount, and many state-owned banks do not necessarily have such a large sum of money.
The most important thing is that such a loan needs to be signed by the first and second leaders of the village, which is a symbol of courage.