After signing the agreement for the cement plant, Shen Liang, the first person to come to the door and ask for a loan from Zhongxin was Shen Liang, the vice president of the Bank of China in Hei Province.

Shen Liang called Zhao Futian, and he directly said that Zhongxin Company had borrowed 3 million yuan from the Bank of China in Hei Province before, and they had a good cooperative relationship.

Now Zhongxin Company has the ability to have credibility, and Zhongxin grocery supermarket chain can borrow 5 million yuan from the Bank of China for continued development, and the interest on the loan! It is only one point higher than the interest rate of the depository bank, which can be said to be a low-interest loan.

If the Zhongxin grocery supermarket chain wants to borrow 10 million, they can also discuss with the head office, as long as the Zhongxin company is willing to take out a loan, then they will do their best to lend to the Zhongxin company.

The four major banks of the country have the task of lending at this time, and after completing the task of lending, the staff of the bank will receive the corresponding bonus.

Shen Liang knows very well in his heart that enterprises that can invest more than 100 million yuan and enterprises that can expand in the province should have no problem repaying in the future.

The four major state-owned banks are now all making loans to enterprises, and their Bank of China's Hei Provincial Branch had a good cooperation with Zhongxin Company in the past under the mediation of senior officials Chen Xingran, so it is all the more necessary to seize such a big customer now, and it is absolutely impossible for other major banks to occupy such a high-quality resource.

The Bank of China wanted to give Zhongxin a loan, and Li Zhongxin had a lot of projects to do at this time, and he was also short of money, and he didn't want to withdraw his money from the Tokyo stock market when he was abroad.

Under the impetus of Shen Liang and Li Zhongxin, Zhao Futian borrowed another 7 million yuan from the Bank of China on the basis of the original loan of 3 million, making up a loan of 10 million yuan.

In the 80s, let alone a loan of 10 million yuan, it was a loan of hundreds of thousands of yuan, and few enterprises took out loans, because most of the enterprises were state-owned enterprises and were not bad for money, and there was systematic support behind them.

However, individuals or private enterprises have not yet reached a certain scale, there is no physical collateral, and the banks cannot see the future of their growth, and it is even more difficult to apply for loans, and there is no such problem for companies like Zhongxin.

Zhongxin Company can casually spend 100 million yuan to build the largest cement plant in Jiangcheng, which means that Zhongxin Company is very rich.

Even if the company has no money, the cement plant and so many large construction machinery are still there!

At any time, the bank will be able to recover the money from the loan from the Zhongxin company, not to mention that the Zhongxin company has been in a state of expansion at this time, and the whole province will engage in the shopping mall of the Zhongxin grocery chain, which can be said to be full of stamina, and there is no worry about giving loans to such enterprises.

When the Bank of China lent another 7 million yuan to the Zhongxin Company, the leaders of the other three major banks could not sit still and sent the branch presidents of Jiangcheng City to the Zhongxin Company to negotiate, hoping that the Zhongxin Company would be able to make loans from their banks.

The feeling of dozing off and someone sending a pillow made Li Zhongxin a little confused, all along, although the company has been developing significantly, but it has not borrowed from those banks, the main reason is that Li Zhongxin does not know the people of those banks, let alone the idea of dealing with those banks.

Since the establishment of Zhongxin Company, the cash flow has not been interrupted, the fishing part and Zhongxin Supermarket have cash income, and the mountain vegetable factory is also a golden chicken laying eggs, and the income part is all into the account of Zhongxin Company after deducting taxes and paying taxes.

In addition, 500,000 to 800,000 yuan of canned fish are shipped from Japan every month, and the income from these cans to Tadashin is between 250,000 and 400,000 yuan per month.

But what! Although the company is not short of money now, it will be able to get a large number of loans from other major banks, which will play a considerable role in the rapid expansion of the company in China in the future.

Li Zhongxin told Wang Bo and Zhao Futian that as long as the interest rate of the loans given by the other banks to the Zhongxin Company was the same as the interest rate given by the Bank of China to the Zhongxin Company, then they would lend as much money as they could from those banks.

The money will be used for the construction of the Zhongxin grocery supermarket chain in the province and the expansion of the grocery supermarket chain in Beijing.

In terms of supermarkets, Zhongxin Company is now very prosperous, and it is basically a monopoly in Jiangcheng, so to speak, most people in Jiangcheng buy some groceries and non-staple foods, and almost all of them will choose to buy them in Zhongxin grocery chain supermarket.

Next to the flagship store of the Zhongxin grocery supermarket chain, Zhongxin Company has built a large wholesale store, which can be said to be the largest wholesale store in Jiangcheng at this time.

Li Zhongxin felt that a large wholesale store, both in terms of the situation and the overall effect, was very different from what he thought in his heart.

At this time, Hong Bin has opened up the situation on Hanzheng Street, not only the wholesale of goods on Hanzheng Street, but also has a lot of contacts with some factories across the country, and it is time to build a wholesale market here.

The mayor of Jiangcheng and Wang Bo have already said that if the company has any good ideas, it can communicate with the city, and if it is feasible, the city will give the company some convenient conditions.

If Zhongxin Company negotiates with the city at this time, buys some land from the Commercial Bureau, and establishes a large-scale wholesale market, I believe it should not encounter much resistance, after all, if such a large-scale wholesale market is built, it will have great benefits for Jiangcheng and the surrounding counties, cities, villages and towns.

Only when commodities circulate will they obtain greater benefits.

Hong Bin has made a lot of prosperity on the side of Hanzheng Street in Wuhan, and he has met a lot of businessmen who are engaged in wholesale, and if Zhongxin Company builds a large-scale commodity wholesale market in Jiangcheng, I believe that many businessmen will come here to do wholesale business.

Zhongxin Company now has a complete logistics system on the Jiangcheng side, and these businessmen will not have too many problems in the transportation of goods when they arrive in Jiangcheng.

As long as businessmen from all over the country start to operate here, then the economy of Jiangcheng and even Hei Province will improve by a large margin.

When the market is bigger, there will naturally be more people who come to Jiangcheng to buy goods, and the living index of the people in Jiangcheng will also increase.

After the merchants seek profits, after selling some goods from the south to Jiangcheng, the products produced in Jiangcheng will also be transported to the south by them for sale, so that a large commodity circulation system will be formed, which will not only appear a win-win situation, but also make the economy improve.

During the period from the 70s to the 80s, the factories in the Northeast were the most in the country, and the products produced were also the best, and once the goods were transported from the Northeast to the South, the enterprises in the Northeast would have new vitality and people would live and work more peacefully.

The Northeast is the country's grain base, so to speak, a large part of the grain is transported from the Northeast to all parts of the country.

Rice in the Northeast, soybeans and corn in the Northeast, these high-yield grains are almost the best in the country.

Although the Zhongxin supermarket is about to expand across the country, the supermarket still has certain limitations, and the food sold is nothing more than retail.

If large enterprises from the south come to the northeast to buy grain, the price of grain will rise somewhat, and the income of the common people will rise with the tide.

There were no companies to do this kind of thing in the 80s, and he made a lot of loans at this time, and the plan in Jiangcheng will enter the fast lane faster.

At this time, the land in the major cities of the country is very cheap, and he only needs to invest a small amount of money in a few large cities to buy a large amount of land, even if he only takes down one or two pieces of land, he can repay the loan money at this time.