Chapter 688: Guess how much you earned
Chapter 688: Guess How Much You Earned (Page 1/1)
Although Li Zhongxin does not know much about the operation of banks, through the amount of deposits and loans mentioned by Masako Mitsui, Li Zhongxin knows that Zhongxin Mitsui Bank is still very good at this time.
What does the bank rely on to make money, the main thing is to borrow, only when the money is lent out, then the bank's rate of return will be higher and higher.
When Li Zhongxin was in China in later generations, he knew very well that the banking industry was quite profitable, and the difference in interest alone would make a lot of money.
The borrowing mechanism of banks has laid a good foundation for banks to make money in the future.
In many cases, when banks give loans to businesses, companies and individuals, they will have collateral.
And this kind of collateral is mortgaged at 40 to 60 percent of the market price, and once the money from the bank is not repaid, then these things will belong to the bank, and most banks make quite a lot of money in this matter.
"Yes, Tadashi Mitsui Bank is open at this time, and if there are no big accidents, this bank will be one of our profit growth points in the future.
It can be said that we can basically say that we are invincible to be able to open a bank of this size. It's just that I want to ask now, how is the situation of foreign exchange transactions on your side, and you must not invest all the 200 billion yen in it, if you really want to invest all of them, it will affect the capital operation of the bank at that time.
Otherwise, you will set aside 10 billion to 20 billion yuan of funds for the bank on the foreign exchange trading investment side, so that I don't have to worry about accidents.
If I really have such a fund of 10 or 20 billion, I will be able to raise money from other places at that time. Masako Mitsui said to Li Zhongxin very sincerely.
It can be said that investing in Zhongxin Mitsui Bank, Mitsui Masako has already taken out all the working capital, including the land in her hands and the mortgage of stocks, and she is really afraid that Li Zhongxin will lose all the money on impulse.
Once all this money is lost, then even if she does not become a poor egg, she will not have the infinite scenery she has now.
Now that the bank has just opened, it has already made a profit, and Mitsui Masako thinks that it is very good to run a bank, even if she disposes of some assets, she is not ready to let the bank collapse.
"Aunt Masako, you are getting older, why are you getting less and less courageous, investing in foreign exchange trading is something we have said before, and this is our main purpose.
We set up the bank just to facilitate the operation of this foreign exchange investment transaction, and we want to make money with this. It's only been so much time, why did you get confused about the direction and start to feel uneasy about my side? Li Zhongxin felt very funny about what Mitsui Masako said, if Mitsui Masako knew at this time that he was only a few hundred million dollars away a few days ago, he had already invested all the funds that Zhongxin Mitsui Bank could use into foreign exchange transactions, he really didn't know what Mitsui Masako's expression would be.
The latter sentence, with a kind of ridicule, is also a response of Li Zhongxin to Mitsui Masako's distrust of him.
What made Li Zhongxin feel even more funny was that Mitsui Masako was definitely at this time, worried about their money-making business, and from the beginning Li Zhongxin did not have the banking business he wanted to operate.
Li Zhongxin is different from Mitsui Masako, Li Zhong knows in confidence that during this period of time, whether it is operating stocks, buying land, or buying and selling real estate, he can make a lot of money, which is much more than the amount of money he can make from a bank.
The frequency of making money in the bank is not high, but it is accurate in making money, there is nothing to worry about, as long as someone uses the money, they will get the difference from it, and this is to make money in their hands.
"I'm not worried about you, I'm not worried about forex trading and that kind of thing. Recently, a customer on our side has discounted all the funds to foreign exchange trading, tens of millions of yen, that is, less than half a month, all gone, if it weren't for the fact that there are two houses in his home, he jumped off the building some time ago.
The risk of this thing is too great, and I'm afraid that your side will put all the money into it, and such a problem will arise.
The two of us have been working together for so long, and we have so much money in our hands, if we really lose the money at this time, we will have to do other things in the future, it will be difficult to get to the sky.
It can even be said that our banks will not be able to open, and our credit will be greatly affected. I'm talking about this! For our good, I hope you think about it. Masako Mitsui said to Li Zhongxin with a serious face.
Masako Mitsui hasn't been able to see Li Zhongxin for a while, but I heard the people below say that on the side of Zhongxin Mitsui Bank, there is a customer who almost jumped off the building, which has a great impact on Masako Mitsui.
It's just that after seeing Li Zhongxin this time, seeing that Li Zhongxin is still full of confidence, she can be regarded as having some bottom in her heart.
"Aunt Masako, I've told you many times that you will never understand the world of geniuses. I'll now let you guess, how much money we have now? During this time, we made some money, you guess it. Li Zhongxin said lightly to Masako Mitsui.
When talking about this, Li Zhongxin even had some ostentatious appearance.
"Last time, I remember you said that you should have earned 2 billion yen, and after more than half a month, I think it should be able to reach 3 billion yen!" After thinking about it, Masako Mitsui guessed solemnly.
Masako Mitsui told Li Zhongxin that in the recent period, the amount of money invested in foreign exchange transactions should not be too large, and it can almost reach a quarter or a fifth of the 200 billion they prepared.
According to such a ratio, Li Zhongxin's income of one billion yuan in half a month should already be a very good thing.
"You guessed it wrong, after such a long time, I even slept in the bank office for half a month, did I make so little money? You're really underestimating me. You can't just guess more? "Li Zhongxin continued to sell a small pass, and he wanted to give Masako Mitsui a big surprise.
"Five billion, did we earn more than five billion yen in foreign exchange trading?" There was a hint of surprise in Masako Mitsui's beautiful eyes.
Masako Mitsui knew that Li Zhongxin knew nothing about foreign exchange trading before he started doing foreign exchange trading this time, and now he can have such a result, which is enough to make her feel happy.
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