Chapter 1173 Acquaintance or Acquaintance
What about Li Zhongxin's request! The bigwigs didn't give an explanation immediately, but the bigwigs said such things to Li Zhongxin.
China's economic growth and national prosperity are proud of the reform and opening up, reform and opening up is imperative, Zhongxin company put forward this request and idea! We will discuss it as a topic, and as for whether it is possible to set aside an experimental area in that part of the northeast, it needs to be discussed.
Reformation? It is a thing of crossing the river by feeling the stones, basically starting from scratch, this way and method, they agree with it, this thing! It is necessary for the company to make a report and a feasibility plan, and if you think it is possible, you will give a satisfactory answer to the company.
The words of the bigwigs were very strict, and they didn't promise Li Zhongxin anything, but kicked the ball back to Li Zhongxin, the meaning is very clear, if you want to get the corresponding things, then, you have to come up with the corresponding results and sincerity, at least to make us bigwigs feel satisfied.
As long as our side is satisfied, the thing you said can be operated, isn't it just to set aside an area for you to toss hard? This matter is not difficult, the key is what kind of sincerity you can show to impress us, we can't just rely on your words, or invest in Hainan Island or the Sino-Soviet Highway and Railway Bridge, your faithful company has money, just operate such a thing according to your requirements.
The bigwigs are looking at the achievements of the faithful company in the black province, but what! They didn't want the Faithful Company to immediately set up some special zones on the Black Province side.
The vision is different, and the realm is also different. This kind of special zone-type thing should definitely not be something that Li Zhongxin can get casually if he wants to, not to mention that there are so many requirements.
If Li Zhongxin knows each other, or can come up with something to impress them, it is not impossible for them to give Zhongxin Company such a special zone management model, and it mainly depends on whether they can impress them with something.
It's like Zhongxin Company wants to set up a large commercial bank on Hainan Island, if Li Zhongxin talks empty words and has nothing real money, why should they let Zhongxin Company build a large commercial bank in China?
You know, in China, it can be said that banks are a very profitable way of doing business, and at this time, in addition to several large banks in China, there is such a Shenzhen Development Bank.
At this time, the Shenzhen Development Bank was not a big bank, and the "Shenzhen United Credit Bank", which was established in 1987 by the merger of 21 local rural credit cooperatives in Shenzhen, had a large credit cooperative's scale at all, and there was no prototype of that large bank.
The Pudong Development Bank has not yet been established, or China has not yet developed Pudong! The large-scale commercial bank proposed by Li Zhongxin, which is entirely foreign capital and Li Zhongxin's personal funds, is a precedent.
Are banks at risk? Of course, there are risks.
The bank incurs economic losses due to various factors in its operation, or the loss of the bank's assets and income. including credit risk. Illegal lending risk and other factors.
Although the company is a very large company, and the bank seems to be large at this time, this bank is opened in China, and in the future it will be a bank for all the people of China.
At that time, the Chinese people will deposit money or something in it, and if there is a risk in the bank, it will be the common people who are unlucky, so the bigwigs will summon Li Zhongxin to see what Li Zhongxin can say.
Li Zhongxin impressed the bigwigs! It's nothing more than a few words.
First! Zhongxin Company has set up a large commercial bank in Hainan Province and will inject more than 30 billion yuan into the bank. 10 billion yuan was lent to the Hainan provincial government for three years in the form of ultra-low interest rates, and the Hainan provincial government gave Zhongxin Bank some similar collateral as a guarantee.
And the second! The company does not need too much savings model, and the interest rate of savings will be the same as that of the Bank of China or the government, and will not raise the interest rate of savings to attract people to save at Zhongxin Bank.
The bank would not have been listed without the government's requirements, and the bank's own capital content was sufficient to maintain the bank's operations. After the opening of Zhongxin Bank, there will be a steady stream of external funds coming into China, and a large number of private enterprises in China or a large number of people who want to do something will come to China.
Although Zhongxin Bank will also cooperate with large state-owned enterprises in loans, it must be government leaders at or above the provincial level, otherwise, Zhongxin Company will not give loans to state-owned enterprises, let alone ask for mortgages from state-owned enterprises, because those things are state-owned property, and Zhongxin Company will not participate in such a thing.
Li Zhongxin made it very clear that if I open a bank, it will not affect the development of state-owned enterprises, and I will not give them loans, let alone use any plant or machinery as collateral, and if state-owned enterprises want to take out loans, they can go to the four major banks for loans.
If the leaders at or above the provincial level come forward to coordinate, Zhongxin Bank will consider lending some funds to state-owned enterprises, but this is not related to state-owned enterprises, but has something to do with the government.
And the third! The development of Zhongxin Bank in China will not be too risky, whether it is from lending or other aspects, it will be within the control of the State Bank. Basically, China's large state-owned banks and Zhongxin banks lend money, and there is no risk involved in that kind of lending, as far as foreign exchange or other international business! At this time, Zhongxin Bank will not be involved in, or even apply for, such a transaction.
If you want to operate foreign exchange and other transactions, you can operate Zhongxin Mitsui Bank, which was originally a bank that started with foreign exchange trading, so what! There is no need to worry about such a thing.
As for credit risk! Zhongxin Bank can fully afford it, and the Chinese have a good sense of integrity and conscience.
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