As we all know, insurance is a very lucrative industry, and in Western countries, insurance costs have become an important part of GDP, and the size of the industry is up to trillions of dollars.

The U.S. insurance industry developed relatively early, and the number and breadth of insurance coverage are astonishing.

Among them, there are also some strange existences, such as Internet access insurance, retaliation insurance for firing subordinate employees, insurance for being kidnapped by aliens, accidental wedding insurance, miscarriage insurance, failure insurance for adopting children, and so on.

Some insurance companies even shout slogans saying that they will provide any kind of insurance for as long as the customer needs it......

The prototype of the world's first insurance company was originally that in order to resist natural disasters, accidents, serious diseases and other risks, people regularly paid a small amount of membership dues to a fund pool, and then funded disaster relief from the pool when an individual encountered a disaster.

The purpose is to achieve the support of everyone when one person is in difficulty, and the person who controls the funds in the capital pool does not rely on the funds in the capital pool to make profits, which is more similar to a charitable organization.

In the past, the payment of insurance was carried out voluntarily by the people, and the more compensation was paid, everyone paid more, and the less compensation was paid, everyone paid less.

Later, it was commercialized, and it became a number set by the insurance company, and after the payment was paid, the remaining money became the company's profit, so everything went sour.

Life is unpredictable, and no one knows what might happen tomorrow, so I like to buy some insurance to prevent danger.

If you go to buy insurance after you find out about your birth and illness, the insurance company will never accept it, which shows that it is not a self-boasting charity industry at all, but a commercial organization driven by profits.

People who buy insurance are like buying lottery tickets, each person pays a little money to establish a "prize pool", and if an accident occurs, they will win the lottery, and they can get a sum of money, and the money accumulated in the "prize pool" will be the profit of the company's shareholders after deducting expenses and taxes.

Generally speaking, insurance companies pay less and make more money, and driven by huge profits, countless insurance salesmen have begun to use unincurred risks as bait to attract people to buy insurance that may or may not be used.

It is this ambiguity that makes people who have doubts and worries obediently dig out their pockets and pay money, and insurance is useful at some point, but it is priced higher, making it a profit-making tool for a few.

These insurance funds feed millions of people around the world, and Buffett relies on a few insurance companies to earn the vast majority of his current value.

In the future, one-tenth of the world's top 500 companies will be insurance companies, which shows how profitable this industry is, and some people even shout the slogan "insurance is a disguised pyramid scheme".

According to the mother of a certain author who is engaged in the insurance industry, if a certain Huaxia insurance company hires a salesman with no experience, its business commission is 880 yuan a month, and the supervisor at the next level can get 2,000 yuan.

If you recruit a high-performing salesman, he earns 4,000 yuan a month, and he can earn more than 5,000 yuan online, and he can earn more than 10,000 yuan online.

Comparing the two models, it is true that some similarities can be found, except that one is legal and the other is illegal.

Later, there were many criticisms and scoldings, coupled with the fierce competition in the industry, so some value-added businesses were launched and became more humane.

In today's era, insurance is indeed full of profits, and when Han Xuan saw his plane insurance policy, his face was black.

Han Xuan remembered that it would be one of the largest insurance companies in China in the future, ranking among the top 500 companies in the world, which made him have a strong interest in Pacific Insurance Company.

For ordinary people, the insurance business is a very tangled existence that makes them very entangled, unwilling to buy, but they dare not buy it, for fear of natural and man-made disasters.

And for Han Xuan, the investor, the insurance industry is definitely a fragrant bun that makes him greedy, and now Huaxia has just reformed and opened up, and residents have begun to have money in their hands, with the development of the economy, the golden development time of Huaxia's insurance industry is coming, and now it is just right to enter.

Among the industries that were expected to invest in Huaxia before, there was the existence of the insurance industry, such as life insurance and PICC, which are all state-owned enterprises, and Pacific Insurance Company is also regarded as state-owned assets.

However, it has only been established for a few years, and now most enterprises are reforming, and the insurance industry is no exception.

When passing by the Bund 18, they didn't go in, Han Xuan and Anya held hands and walked from the side of the road with umbrellas.

The body is a couple's short-sleeved, one black and one white, the pattern is a fat pickup with a triangle on the head, and the couple's flip-flops are also under the feet.

When the bus slowly passed through the road and came to the gate of the Bund No. 12, it was unexpectedly found that the Bund No. 9 was close to this side of the street, and half of the red butt was exposed on the wall.

Han Xuan smiled when he saw it: "This kind of decoration is very interesting, but the car is not attractive, if you get a dinosaur head sticking out, it should be more interesting." ”

Soon he was slapped in the face.

Pedestrians on the side of the road walked towards Building No. 9, and I heard someone say that the car suddenly hit the window, and the falling stones hit people, which was not an ornament at all, but a very strange car accident.

Walking over to join in the fun, there was a middle-aged man in a suit, lying on the ground covering his head, probably with a brain oscillation, and he kept nauseous.

The briefcase was thrown on the ground, someone was shouting for the person with the mobile phone to call an ambulance, the hearts of the people in this era are not so twisted, seeing that he was injured, many strangers came to the middle-aged man and asked him how he was.

Han Xuan's mobile phone card is American, and the satellite phone is at Secretary Dawson's, so he may not be able to get through to the hospital number, so he turned his head and said to George: "Go, drive a car over and send him to the hospital ......"

At this point, he suddenly stopped, and he saw the middle-aged man's face clearly, his eyes were round in shock, and his face was full of disbelief!

The pores all over his body were dilated, and he was numb, and he was sure that the person who was smashed was his father!

It's not Han Qianshan, it's the billionaire dad in his previous life!

I couldn't believe it for a while, squeezed through the crowd and walked in, stared at his face carefully, and then anxiously shouted: "Hurry up, hurry up!" Come by car!

Get me the hospital ready, I want the best doctor!

What do you say? ”

When Han Xuan found "Dad", he raised his finger with a painful face, only to find that he had stepped on his hand, and hurriedly took a step back.

When Owen and Gabriel carried him sideways in the Rolls-Royce car, Han Xuan's head was still confused.

He wondered if there was another "self" in this world since his father had appeared......