In fact, even if there is no such suggestion as Mei Yeshiti, Hua Zhenxing will consider this issue. But at this moment, the Mei League Lord gave him a set of clear solutions, which was too worry-free.

Hua Zhenxing arched his hand on the clouds and said, "Thank you for your advice!" I'll organize someone to do the research right away. ”

Mei Yeshi smiled bitterly and shook his head: "Classmate Hua, don't worry about thanking me!" Then he stretched out his hand and pointed diagonally to another place, "There is also a newly developed community called Hanlin Mansion." ”

This sentence was a little abrupt, and Hua Zhenxing asked: "Are you suggesting that I buy it and use it as an employee living area?" ”

Mei Yeshi: "It's okay to set aside some of it as an office, but there are free office buildings in the economic development zone, so you don't have to occupy the living area you bought to work...... How much does it cost to buy that neighborhood in Pingjing? ”

Hua Zhenxing: "The housing prices there are very high. So I want to buy the whole thing and buy the project directly, and I'm talking. The price varies greatly depending on how to buy, and my budget is between 20 billion and 40 billion. ”

Mei Yeshi: "This Hanlin Mansion project has a total construction area of 300,000 square meters, which is about the same as the third phase of Wanshu Garden that you want to buy in Pingjing, but the area is twice as large.

If it is expected to be listed at the list price, it will cost 2 billion to buy it all. If the project under construction is acquired as a whole, all kinds of costs will be calculated, almost one billion yuan, but the follow-up will need to spend a sum of interior costs. ”

Hua Zhenxing: "How much will it cost to complete the interior?" ”

Mei Yeshi: "It depends on what standard you follow, the overall interior decoration of the project party is much cheaper than the self-decoration of ordinary families." According to the local market, even if the standard is higher, it will cost about 300 million to 500 million. ”

At a glance, almost all the buildings in the community have been capped, and the façade of the building has been completed, which is basically a clear water house that has not yet been renovated.

If Hua Zhenhong buys it, the rest of the project is mainly kitchen and bathroom facilities, cables and lamps, walls and floors, and supporting cabinets.

The overall interior decoration of the project party is indeed much cheaper than the scattered self-decoration of the family, and it is used as a staff dormitory and apartment, with a construction area of 300,000 square meters, and a budget of 300 million to 500 million yuan is already very generous.

Hua Zhenxing: "This is much cheaper than building a living area in Pingjing, but I still need to know more about it." ”

Mei Yeshi: "If you are interested, I can bring you a full set of materials such as design drawings, construction, and supervision records of this community."

The quality of infrastructure projects is fine, and you can check it out now. As for the interior decoration work that is the easiest to fool people, it has not yet begun, and you can take over and do it yourself. ”

Hua Zhenxing: "Does the developer have any debt problems? ”

Umeno Stone: "I just said that this project can be acquired for almost one billion yuan, but I took into account the expenses that may occur in various situations. ”

Man Man suddenly asked, "Is there something wrong with this developer's capital chain?" ”

This is obvious, so Hua Zhenxing simply didn't ask, just waited for the Mei Alliance Master to say it himself. If he knew Hua Zhenxing's business ideas in Pingjing, Mei Yeshi recommended a suitable community to him, and he would have to introduce it.

Mei Yeshi introduced it so carefully at the moment, and even said that even the design drawings, construction records, and supervision logs can be provided, which is obviously something else, and real estate agents can't do it to this extent!

Man Man asked directly, and Mei Yeshi was a little embarrassed and said: "This Hanlin Mansion community was actually developed by my brother-in-law. ”

So that's the case, Hua Zhenxing had to take the opportunity to ask: "Brother-in-law of the Mei League, is there any difficulty now?" ”

The answer to Hua Zhenxing was a divine thought.

Umeno Stone is the name on the genealogy of the Mei clan in Wucheng, if you look at his Dongguo ID card, the name is actually Shiye.

Mei Yeshi grew up in Shizhu Village at the foot of Zhaoting Mountain, and was a child picked up by his adoptive parents from the cracks in the stones in the wilderness and was raised as his own son. His adoptive father's surname was Shi, so he also had the surname Shi.

His adoptive parents are ordinary people, and they have never told Mei Yeshi that he is not biological, and now they don't know Mei Yeshi's identity as a monk, let alone that he has become the leader of the Kunlun Alliance.

Umeno later discovered his background, but he decided not to tell the truth, and still treated his adoptive parents as his biological parents.

The adoptive parents have a daughter named Shi Wen, who is Mei Yeshi's younger sister. Shi Wen and her family are both ordinary people in the local area, although they don't know Mei Yeshi's identity, but they live a good life under Mei Yeshi's care, and later made a fortune in business.

Mei Yeshi's brother-in-law's name is Chai Xiang, who opened a processing factory to produce bamboo and wood flooring, which is directly related to the real estate industry, and then also got involved in real estate, participated in several investment projects, and had some capital accumulation.

On the surface, he is no worse than Ishino in the local area.

The Hanlin Mansion Community is the first project developed by Chai Xiang alone. In addition to its own part, the source of funds also includes the pledge loan obtained from the bank, plus the pre-sale part after the project is capped, and it is basically enough to calculate.

According to the situation at that time, the financial situation of the project was good, but he was in a hurry. Soon after the project started, it encountered a low ebb in the real estate industry, not only did credit tighten, but the pre-sale permit policy also changed.

According to the original policy, the pre-sale can start after the main body of the building is capped, and the pre-sale can be pre-sold after the cap, but later the policy changed and the pre-sale permit was cancelled.

Chai Xiang has invested all his net worth and completed the civil part of the project, but if it can't be pre-sold, the capital chain will be broken, and he can't afford to carry out interior decoration.

In fact, even if it can be pre-sold, in the case of a cold market, such a large new project, the pressure on sales collection is also extremely great.

The publicity of the Hanlin Mansion community is high-end hardcover, and the average price of the listed sales is expected to be 6,080 per square meter, but it is only a clear water house at present. Chai Xiang was unable to raise funds through pre-sales, and he couldn't borrow money from a bank even if he wanted to.

The bank also didn't want to incur bad debts, so it helped Chai Xiang contact the restructuring party who was willing to take over. But the third party is only willing to use 700 million yuan to take over the project, which happens to be the principal and interest of the loan that Chai Xiang currently owes to the bank.

Chai Xiang's investment cost on this project has been one billion, of which 700 million is the principal and interest of the loan owed to the bank, the other 100 million is the arrears of engineering and materials, and the other 200 million is his own funds spent.

A few years ago, Chai Xiang came to his brother-in-law Ishino, hoping that Ishino could help make a guarantee, and he wanted to find a bank to borrow another 300 million yuan to complete the interior, so that he could open for sale.

Chai Xiang actually wanted to discuss with his brother-in-law and use the Lao Chun Huang Distillery as a guarantee for the loan, but Shi Ye refused. But Ishino also told Chai Xiang that he would help think of other ways.

As for what else Umeno had thought of, he didn't go into details, because this was also what had just happened.

After understanding the general situation, Man Man asked: "When your brother-in-law first invested in this project, didn't the leader of the Mei League expect the current situation, why didn't he dissuade him at that time?" ”

Mei Yeshi smiled bitterly: "Of course I persuaded it, but unfortunately he didn't listen at all!" My brother-in-law, I won't say much, his nature is not bad, and his ability is actually not bad, he was high-spirited at that time.

People always believe in the success they have had, they make a lot of money in real estate, they think they have figured out the way, and there is no shortage of relationships in all aspects, so it is unlikely that they will listen to me, the owner of the restaurant and the director of the winery.

If I forcibly prevent him from doing it, I will not have this power, as if I want to prevent him from getting rich, but I will make enemies. When he moved this idea, the market was really good, and he also aimed at the supporting facilities of the economic development zone.

Wucheng Economic Development Zone is to attract investment, and after the enterprise settles in, the workers must also have a place to live! So he got the land next to the development zone through his connections, but he didn't expect the current situation. "Gu Yu

As Mei Yeshi, of course, it is no problem to raise 300 million funds, and there is no need to mortgage any winery, but the money is not spent like this, not to mention that this is not a real help, it will only make his brother-in-law fall deeper and deeper.

The total construction area of Hanlin Mansion Community is about 300,000 square meters, known as luxury hardcover, the listed price is 6,81 square meters, and the total sales revenue is expected to be 2 billion yuan.

Even if Mei Yeshi gives Chai Xiang another 300 million yuan to make the community complete and open, the sales expectation will not be ideal, and he will continue to bear various financial costs.

The money owed to my brother-in-law is also money! At that time, Chai Xiang's investment will become 1.3 billion, in addition to his own funds of 200 million, he owes 1.1 billion debts, and the annual increase in interest alone is close to 100 million.

If you want to speed up the payment, you have to lower the opening price, but if the opening price drops below 5,000, it is not profitable, and it may not be sold quickly.

Hua Zhenxing understood in a blink of an eye, why Mei Yeshi said that this project could be rolled down by one billion.

If he can make a billion shots now, Chai Xiang will not lose money or make money, but it is equivalent to working in vain in the past few years, but he can still keep his original family property. But in this part of the city, how can there be such a good thing in the current situation?

Hua Zhenxing just came to the door, and he just had this need!

Hua Zhenxing thought about it, and then carefully looked at the Hanlin Mansion community. It covers an area of about 500 acres, and most of the buildings are fifteen-storey small high-rises, and the quality of the buildings is okay, and the divine sense of the master can naturally investigate it very clearly.

There are a variety of layouts, including three that are not conventional unit layouts, but a central promenade with small one-bedroom apartments on both sides, ideal for conversion into guesthouses or serviced apartments.

Hua Zhenxing asked, "What's going on with those three buildings?" ”

Mei Yeshi explained: "This Hanlin Mansion is only one street away from the development zone, and at that time, I was staring at the supporting projects made by the development zone.

At that time, it was envisaged that after a company moved into the development zone, many employees, especially young employees, would have a need for rent, so these three one-bedroom corridor-style buildings were specially built. ”

Hua Zhenxing pondered for a moment before he spoke: "If I take over this project, I mean if, I can give a plan." We divided this community into eight parts, and I paid 500 million to buy five-eighths.

As for the other three-eighths, you will buy it by the Lord of the Mei League. If you don't want your brother-in-law to know, find someone else.

If you want him to pay off all the money he owes, pay 300 million. So that the brother-in-law will not be able to turn over because of this unfinished community for the rest of his life, and he will lose his own funds, how can he only make money and not lose money in business?

If you want him to get his investment back, give 500 million; If you want him to earn more, you can give more.

As for how much the Lord of the Mei League is willing to pay for the three-eighths, that's your family business. If you don't have enough money, I can lend you money if you need it, without guarantee or collateral.

This community is divided into two, and the larger one is the employee living area I want, and the name will be changed at that time. The small one can continue to be called Hanlin Mansion, which is the owner of the Mei League, and can be continued to be completed and sold to the outside world. ”

This plan is obviously different from Umeno Stone's suggestion.

But Mei Yeshi nodded without saying a word, and saluted: "That's very good, thank you!" Your valuation of this project at 800 million is reasonable, but why do you want to leave me a piece? ”

Hua Zhenxing explained: "The staff living area should not be too closed and independent, and they need to deal with local neighbors more. There is a residential community next to it, plus public businesses, which is more like a place to live.

If the branch of Fangguan Development settles in, it will definitely bring the popularity of this area. This is also good for the Mei Alliance Lord to take over the development of Hanlin Mansion, if there is no financial pressure, you can sell calmly.

In a few years, the Wucheng branch and this living area will become a large-scale climate, and this area will become lively.

Properties in the living area will not be traded on the market, but there is a residential community right next to it, and the market valuation is also approximated. At that time, the housing prices and rents in this area will be what the employees of the branch will also know.

The situation of this project is not the same as the third phase of the Wanshu Garden project in Pingjing, so this arrangement will be made. ”

Mei Yeshi: "It is worthy of being Director Hua!" Don't know when it will be implemented? ”

Hua Zhenxing: "Master Mei Mengmeng needs to wait for me for a few months, and I can only implement this plan if the education cooperation project between the country and the Wucheng campus of the University of Technology is negotiated." But in any case, I will give you a letter within six months. ”

This is the truth, if the education cooperation project is not negotiated, Fangguan Development will not set up a branch here, if there is no branch, of course, there will be no living area.

The cost of the entire project under construction is one billion, which is the initial valuation basis of Meiye Stone. However, Hua Zhenxing valued it at 800 million, based on the fact that it got the project cleanly and did not leave any debts and property rights disputes.

This is also relatively generous, and the bank is only willing to pay 700 million yuan at most to find a third-party restructuring.

Moreover, Hua Zhenxing provided another plan, dividing this community into two, taking five-eighths according to the valuation of 800 million, and investing 500 million yuan to acquire, and the place to build a living area is enough for the time being.

As for the remaining three-eighths, let Umeno go and buy it himself. Mei Yeshi wants his brother-in-law to lose or earn, it is up to him to decide, and Hua Zhenxing does not make up his mind for him.

If Umeno wants to help his brother-in-law, let him help himself. If Mei Yeshi is short of funds, Hua Zhenxing can borrow or even give it for nothing, this is his favor to Mei Yeshi, and it has nothing to do with other people or other things.

In fact, the rune that he borrowed from him for Umeno Stone is worth no longer in money. But that is a favor owed by Hua Zhenxing to Mei Yeshi, and he does not owe a favor to a real estate developer in Wucheng.

Umeno is also an understanding person, so he didn't have any objections, and immediately agreed and thanked.

In fact, Mei Yeshi doesn't need to borrow money from anyone, and if he wants to find someone to help, he doesn't have to deliberately ask Hua Zhenxing at all, but he just happened to catch up with this matter and can meet the needs of both parties.

Hua Zhenxing gave such a plan, and there is another reason, this Hanlin Mansion community is completely different from the situation of the third phase of Wanshu Garden in Pingjing.

Wanshu Garden has the first and second phases for sale and occupancy, and its house prices and rental and sales prices have a clear reference.

If Fangguan Development provides housing for employees in Pingjing, employees will also know how much benefits they are equivalent to. When the company calculates operating costs internally, it can also have a clear pricing standard.

However, there is no pricing reference for this Hanlin Mansion community, and if it is completely turned into a living area and allocated to employees for free, employees don't even know how many benefits they enjoy? Set aside another piece as a residential area, then you will know it.

At this time, Manman interjected: "You have discussed it like this, and there are still two questions. ”

Umenoshi: "Oh? What advice does Manman have for you? ”

Manman: "First, we have a good discussion, will your brother-in-law agree?" Second, the housing development side will have to wait half a year to implement the project, and the financial cost of this half year is also a lot of money. ”

Mei Yeshi smiled: "It's okay, these two things are actually one thing." Now he is not reconciled, otherwise he would have agreed to the bank's restructuring plan. But the longer the time drags on, the more he has to recognize the reality, and half a year is the limit of strong support. ”