The business department of the head office of Huanxiang Industrial Bank implements an eight-hour work system, but the first half hour and the last half hour are the work preparation and inventory time within the bank, and the service window is actually open to the public for seven hours a day.

There is a good news that the exchange of gold coins is a foreign service window, and there are people on duty on holidays, mainly for the convenience of the masses!

If the exchange work is only seven hours a day, based on a thousand hours, it will not be forty-two days as Soloren originally estimated, but one hundred and forty-three days, which is nearly five months!

Seeing through the other party's delay, but she didn't expect them to be able to delay so much, Ms. Soloren immediately made solemn representations and asked the staff to work overtime.

Hai Lanzhu did not refuse this request, but she did not agree on the spot. The reason is very simple, Huanxiang country is a country that attaches great importance to the rights and interests of workers, and employees are not unable to work overtime, but they cannot work overtime without planning and preparation.

How to work overtime according to customer requirements? Is it more than 40 days of continuous work 24 hours a day? This is obviously unrealistic! It is up to the bank to make the planning arrangements.

In particular, the position of operating a radiographic detector must not exceed four hours a day due to the problem of radiation dose, and there is a special post allowance. Its overtime personnel are not easy to arrange, and even the president is on the bank in person today!

If according to Soloren's requirements, the two detectors work continuously, 12 inspectors must be arranged every day, and the sales department of the head office is only equipped with a full-time inspector and a part-time inspector on holidays.

Increase the number of staff and work overtime outside of working hours if the employee is willing to do so. The banks can organize and mobilize and make reasonable arrangements, but it will definitely be too late today.

On the other hand, it would also significantly increase the costs, which should be borne by the customer who requested it, i.e. on the part of Soloren, as this is an additional service provided by the bank.

Hai Lanzhu's attitude is very clear, the exchange service during normal business hours is free of charge, but this kind of overtime service with special requirements needs to charge additional service fees.

As for how much this cost is per day, it still needs to be calculated and determined.

Hai Lanzhu suggested that Soloren come back tomorrow morning at nine o'clock sharp, because the bank would work at half past eight and the exchange window would open at nine o'clock. At that time, the bank will give an offer, and if the Soloron side agrees and confirms, it will start continuous overtime mode.

On this day, Soloren took out a total of 30,000 gold coins, signed and confirmed, and was finally sent away by the bank.

The first round of tentative encounters ended that afternoon, and Soloren did not wait until nine o'clock the next morning, but took the lead in the evening of that year, according to the plan that had been prepared for a long time.

At about 8 o'clock in the evening of the same day, one day the news was quickly put to the top by many media platforms, and the speed of dissemination and fermentation was so fast that it was obviously impossible for people to manipulate it, and it immediately shook the international financial community.

The news is accompanied by detailed photos and live videos, but it has been carefully edited to focus on only one thing -

On behalf of Xinxiang United Bank, Ms. Soloren went to Huanxiang Industrial Bank to ask for 10 million physical gold coins, but only 30,000 were exchanged!

Soloren and the rest of the people on the scene questioned whether Huanxiang Industry was capable of cashing the gold coins.

One stone stirred up a thousand waves, threw ice in the boiling oil pot, threw sodium in the water purification pool, in short, public opinion exploded. In the process of reprinting and applying the news, all kinds of thrillers and exaggerated headlines continued, giving people the feeling that Huanxiang Industry only had 30,000 physical gold coins.

There is one detail to note that the object of Soloren's questioning is not only Huanxiang Industrial Bank, but directly aimed at Huanxiang Industrial.

Huanxiang Industrial Bank is only a subsidiary of Huanxiang Industrial Group, and it is Huanxiang Industrial that uses Chunrong Dan to ensure the purchasing power of the digital Huanxiang coin, and Soloren wants to force Huanxiang Industrial Group to come out to negotiate.

Huanxiang Industrial also reacted quickly, and immediately issued an announcement, saying that Huanxiang Industrial Bank has sufficient cashing capacity.

Just issuing such an announcement may not have a great effect, but Huanxiang Industry has also made another decision that has attracted the attention of almost everyone, that is, from 9 o'clock tomorrow morning, the global live broadcast will be started!

Huanxiang Industrial Bank not only has gold coins, but also exchanges gold coins on the spot for the world to witness.

At the same time, Huanxiang Industry also released all the negotiation and exchange records yesterday afternoon on the media platform, including every word that everyone said.

It should be emphasized that Soloren's "withdrawal behavior" is not a bank transfer, otherwise it can be done in a few seconds, which is equivalent to withdrawing cash, and there must be a physical counting process.

30,000 Huanxiang gold coins, according to the latest market price is equivalent to 150 million Silla won, which bank window can point out 50 million Silla dollar in cash in one afternoon? Which bank dares to say that this is inefficient, it is already a world record!

The public's emotions have been completely ignited, and everyone is looking forward to tomorrow's live broadcast, which is something new that has not been seen since ancient times. Isn't it just a way to play according to the maximization of traffic, Soloren will, Hua Zhenxing will also!

At nine o'clock in the morning of the next day, Soloren and his entourage appeared in the business department of the head office, and the global live broadcast arranged by Huanxiang Industry began.

Soloren once again made solemn representations, arguing that this violated the privacy of his customers. The bank replied that under normal circumstances, Huanxiang Industrial Bank would protect the privacy of customers, but this is no longer a normal situation.

Last night, Soloron took the lead in breaking the news to the media and took the initiative to release photos and videos of the scene, and the so-called privacy no longer exists. Their news revelations distort and mislead the facts, and the bank has the burden of proving and clarifying.

Hai Lanzhu also took out a written document and told the other party that during the normal business hours of seven hours, the exchange was free. If staff are required to work overtime, additional service charges will be charged during the overtime hours.

The fee standard is 1/1000, and for the sake of convenience, it is calculated according to the Huanxiang coin, and the bank charges a handling fee of one Huanxiang coin for every 1,000 Huanxiang coins exchanged.

Soloren finally agreed to this condition and submitted an application for overtime exchange...... The whole process was also live-streamed, and the 24-hour uninterrupted exchange work was also started.

The process of exchanging gold coins was mechanical and tedious, and the bank sent six shifts of staff every four hours, repeating the same work, which was perhaps the most tedious live broadcast in the world.

But it turns out that there are far more boring people in the world than imagined, and countless people are following and watching this live broadcast, while the number of online people has remained stable at the order of tens of millions.

At the end of the day, the cumulative number of viewers has already exceeded 100 million, and some people will come to watch the live broadcast as long as they are free.

This is not fake data made by the platform, but the real number of online people and viewers, and with the spread and fermentation of the incident, the number of viewers is still rising.

Everyone saw that the golden coins were constantly being taken out like a stream, as if there was an inexplicable sense of satisfaction, and they wanted to see it when they were eating and when they were sleeping, and they couldn't help but take a few looks.

At nine o'clock the next day, after a full 24 hours, the bank cashed 240,000 gold coins and collected 170 handling fees, and the work efficiency was controlled with extraordinary precision.

Soloren, who came to the scene after returning to the hotel to rest, signed impatiently to confirm that she wanted to comment on the bank's work efficiency, but it was difficult to speak in front of the live camera.

At the counter window of a bank, the gold coins that are inspected at the counter window of a day are equivalent to 1.2 billion Silla won in cash, who can say that it is slow?

Yun Mo asked Soloren very intimately, what to do with the 240,000 gold coins on the scene? Banks can provide custody services for a fee.

4.8 tons of gold, just because Soloren brought these dozen people, he would definitely not be able to drag them away with his suitcase.

Soloren categorically refused! What are you kidding, take it out of the bank, and then entrust it to the bank for safekeeping, and the cycle is endless?

She hired a shipping company, paid a high price for the airline and bought a huge amount of insurance, and caught the same day flight to transport the gold to Brusse. She booked the same transportation service for a total of ten days every day.

Why not forty-two days? This also represents Sololon's judgment that the gold that Huanxiang Industry can raise in the territory is no more than 50 tons.

Soloren didn't sit in the lobby of the sales department, she returned to Brussels on the same plane, waiting for news of Huanxiang Industrial's request for negotiations. The news did not wait, but the climax of the live broadcast was wave after wave.

The number of people online at the same time has exceeded 50 million, and according to incomplete statistics, more than 500 million people around the world have watched the live broadcast at least once.

It was perhaps the most expensive live broadcast ever, and the real gold was rolling, with 4.8 tonnes of gold coins being taken out of the bank every day and flown to Brussels.

Since the third day of the live broadcast, Huanxiang Industry has used animated subtitles, scrolling barrages, in-picture pop-ups, voice-overs and other forms to promote various businesses and related links in multiple languages.

This was an eye-opening sensation, and immediately various agencies came to consult the advertising business. Huanxiang Industry has launched an advertising package to undertake various forms of global advertising, and the lowest items in the package are sky-high.

Afterwards, some people estimated that the total advertising revenue of this live broadcast was at least one billion Silla yuan.

If you look at this advertising package, you will find that it is available for a period of time until the 42nd day of the live stream. Since Huanxiang Industry dares to make such a quotation, on the other hand, it shows that it is completely sure to pay all the gold.

The live streams that captured the world's attention continued, while the number of online and daily viewers continued to hit new highs, but Soloren in Brussels and the top executives of Xinxiang United Bank could not sit still.

On the tenth day of the live broadcast, there was no sign of stagnation in the redemption of gold coins, and Soloren, the plenipotentiary representative of Xinxiang Bank, flew back to Filsoport from Brusse and privately contacted Hai Lanzhu to ask for negotiations.

For no other reason, the total weight of the gold coins exchanged was about to reach fifty tons, which was the limit estimated in advance by the Soloronian side.

Xinxiang Bank's Huanxiang coins are not its own assets, and most of them come from depositors' deposits. Because many deposits have not yet matured, Xinxiang Bank has a large number of short-term positions in its hands.

However, the purpose of the run on Xinxiang Bank was not to really withdraw 10 million gold coins, but to force Huanxiang Industry to negotiate in order to agree to the conditions it had set.

In their judgment, Huanxiang Industrial Bank simply could not take out so much gold. However, the development of events was unexpected, and Huanxiang Industrial Bank promised to pay in full, and also held a global live broadcast.

If all the 10 million gold coins are really withdrawn, the trouble will be Xinxiang United Bank itself, what will it use to pay the depositors' due deposits? There will also be a liquidity crisis of its own.

On the surface, it seems that there is no loss problem, because it has transported physical gold coins, which can be used to pay for deposits, but can the customer agree?

After the start of the global live broadcast, a large depositor has approached Xinxiang Bank and asked whether its deposits are safe and whether they can be withdrawn when they mature. The other party made it very clear that they only accept digital Huanxiang coins, not physical gold coins.

Digital Huanxiang coins have the same value as physical gold coins, and both can be used to pay for the purchase of Chunrong Dan, but the way to use them and the degree of convenience are worlds apart.

If you use digital Huanxiang coins, you can do it with a simple transfer at home. If physical gold coins are used, Brusse should first be asked to withdraw the gold coins, and then rush to the port of Feso with the gold coins to deliver them.

This is not only time-consuming, costly, complex, but also full of uncertain risks.

What's more, it's a matter of creditworthiness, as the customer's deposit is a digital Joy Coin, and the bank should also pay the Digital Joy Token when it expires.

Therefore, Xinxiang Bank decided to admit that the limit of their internal risk control calculation was to withdraw 3 million gold coins, about 60 tons of physical gold, and it was impossible to withdraw 10 million gold coins.

Seeing that the gold to be redeemed was approaching this limit, Soloron said that he could stop the payment, but on the surface he also made a very high gesture, stating that it was in response to the requirements of Huanxiang Industrial Bank, believing in the credibility of the other party and reducing the pressure on the other party.

But Soloren was hit on the head, and Huanxiang Industrial Bank said that the payment could not be stopped, saying that if you withdraw 10 million coins, you must withdraw 10 million gold coins!

Hai Lanzhu had sincerely begged Soloren not to take it all out at once, so as to reduce the burden and pressure on the bank, but Soloren flatly rejected this suggestion at first...... This is all well documented.

As a result, the 10 million digital Huanxiang coins have been cancelled, and the total global issuance of digital Huanxiang coins has shrunk from 25 million to 15 million.

Now Soloren can't stop if she wants to, she must accept these 10 million physical gold coins, under the witness of the global live broadcast. This time, Huanxiang Industrial Bank's attitude is very tough, and there is no room for maneuver.

What makes Xinxiang Bank even more passive is that the negotiation process and the final result have also been publicly reported by Huanxiangguo's official media. Well, the whole world knows what kind of situation Xinxiang United Bank will face.

If Xinxiang Bank doesn't want to default on depositors, there's only one way to do it, buy digital Huanxiang Coins through the international exchange market to pay for depositor withdrawals.

However, after the cancellation of these 10 million digital Huanxiang coins, its total global issuance is only 15 million, as long as the holders do not sell, this is obviously an impossible task!

Xinxiang Bank has only one last way left, please think about the Industrial Bank to save your life. For example, to transport back the physical gold coins that have been withdrawn, and at the same time add a price, asking Huanxiang Industrial Bank to issue another 10 million digital Huanxiang coins to it.

This is perfectly feasible in theory, but why would the Industrial Bank help it? Zhang San originally wanted to kill Li Si, but he asked Li Si to save his life, so why did Li Si agree?

Soloren was fired at the speed of light after failed negotiations, and the run on Xinxiang Bank became an international joke, and the vigorous live broadcast continued.

The Xinxiang United Bank had a new plenipotentiary and hurried to Port Feso, Lord Roshand.

When Rogrid came to the business department of the head office of Huanxiang Industrial Bank, he saw an amazing scene.

The sidewalks here are wide, and there are long queues along the sidewalks, many police officers are maintaining order, and many staff are handing out souvenirs and various promotional materials.

After the live broadcast began, many people were no longer satisfied with watching online, and ran to the scene to join in the fun. Some people claim to be here to do business, and the bank cannot refuse customers to enter the lobby of the business department.

But what if there are too many people? The port of Africa took advantage of the situation to carry out a tourist visit project, and the bank opened a separate door, and pulled out a separation zone in the corner of the lobby, and set up a visit entrance.

Everyone queues up in one direction, and can visit the gold coin exchange site up close, but they are not allowed to stay at the scene, and must fast in and out under the command of the staff...... As a result, it attracted countless tourists, and the queues along the sidewalks were several blocks away.

Many people also come to engage in live broadcasting, and they have to go through security checks and no noise when entering the bank, but live broadcast equipment can be brought in...... It only takes a few seconds to get a close-up shot of the redemption site, but many people enjoy it.

Some people also came here to exchange gold coins, and Huanxiang Industrial Bank had to issue an announcement: The exchange window of the business department of the head office only accepts Xinxiang United Bank for the time being, and the business department of another branch not far away is also responsible for the exchange business.

So a lot of people went over there to do live broadcasts again, such as exchanging a gold coin on the spot......

The flights landing at Rochard Airport are full every day, and so many people are pouring into the port of Africa, of course, it is impossible to do only such a thing, and it has also greatly promoted the tourism and surrounding industries of the country.

The official of Huanxiangguo took advantage of the situation to send a large number of staff to maintain order on the spot, while presenting various introduction materials and souvenirs, recommending various local tourism projects, special goods and services, etc.

Some departments have even sent out employment promotional materials in an attempt to attract qualified foreign tourists to stay and work. Huanxiangguo is still in the process of construction, and it still needs to absorb a large number of talents.

After a vigorous live broadcast that lasted for forty-two days, it finally ended victoriously. Huanxiangguo has earned enough eyeballs and benefits, and has won huge prestige.

Huanxiang Industrial Bank redeemed 10 million physical gold coins on the spot, and the credit is indestructible!

What about the counterparty, Xinxiang United Bank? It didn't go bankrupt, it just went through a reorganization.

When Rogrid came, Hua Zhenxing still gave face, and received him in person as a guest of the wind. Compared with the world-famous live broadcast, the negotiation process between the two sides is not enough for outsiders.

At the end of the live broadcast, Huanxiang Industrial Bank announced that after canceling 10 million digital Huanxiang coins, it would issue an additional 35 million digital Huanxiang coins, bringing its total global issuance to 50 million.

Of this amount, 10 million was a targeted capital injection into Xinxiang United Bank, and in this way, along with a series of other agreements, Huanxiang Industrial Bank became the controlling shareholder of Xinxiang United Bank, acquiring the bank.

As for the 10,000,000,000 physical gold coins withdrawn by the Xinxiang United Bank, they are still the assets of the bank, and they are stored in the vault of Brusse.

As a holding subsidiary of Huanxiang Industrial Bank, Xinxiang United Bank will also provide physical gold currency exchange business, becoming its first overseas exchange institution.

All this was negotiated in a very short period of time, and during this period, it was approved by the Belli side before it was officially announced to the outside world. Xinxiang United Bank originally wanted to fight Huanxiang Industrial's idea, but it lost itself.

Huanxiang Industrial Bank has the largest overseas platform to carry out digital Huanxiang Coin business.

After the dust settled, before Rohard left the port of Africa, he had a private chat with Hua Zhenxing in the Jingfeng Building in the Luohu Wetland, not far from the Roshan Airport.

Jingfeng Building, formerly known as Jingfeng Building, is the unified name of the center of the Pure Dust Luo Law Array built in various places. Not long ago, Mr. Feng went to Huanxiangguo for a walk, and Hua Zhenxing took advantage of the situation to change his name to Jingfeng Building.

Rochard gently shook the goblet in his hand, and said with a gloomy expression: "Xiaohua, thank you for your mercy this time, and you didn't let me go bankrupt." ”

The main problems encountered by Xinxiang United Bank this time were the collapse of its credibility and liquidity crisis, and it had to sell itself for help. Although the people involved suffered heavy losses, the problems were all caused by themselves and had nothing to do with Hua Zhenxing.

Hua Zhenxing did not chase and fight hard, and Rochard personally did not go bankrupt because of this.

Hua Zhenxing shook his head with a teacup and said, "Lao Luo, you should know me." I never earn money that shouldn't belong to me, I don't plunder wealth that shouldn't belong to me.

I have no ill will towards you, and I have no reason to retaliate. Because Xinxiang Bank's exchange behavior seems to me to be a natural request, and you have not done anything wrong in this matter. ”

Rochard: "Oh, why? ”

Hua Zhenxing: "Because I'm not you!" As I told you, I am not averse to finance, nor am I averse to capital, but only how it is owned and used, in whose hands and for what purpose it serves?

Huanxiang Industrial Bank has made an exchange promise, and it is natural for you to come to the door to ask for exchange, which is the most simple morality in the world.

Not to mention 10,000,000,000 gold coins, even if you collect all the issued Huanxiang coins and ask to exchange them for gold, you can't blame it. ”

Rochard: "So what did we do wrong?" ”

Rochard himself is a successful financier, how can he not know what operational mistakes of Xinxiang Bank this time? The most important reason is that it misjudged the amount of physical gold coins reserved by Huanxiang Industrial Bank.

Rogrid understands, and Hua Zhenxing certainly understands, so what he asked is obviously not this kind of technical question.

Hua Zhenxing: "Doctor Luo, you are a good person, otherwise we would not be sitting here today." Seeing you today reminds me of a question I asked my elders when I was a child, are there any good people in the gang?

Your fault is not in internal risk control, nor in misjudgment. Because in another case, if the opponent is not me, your operation may be successful.

But even if it succeeds, what can it be? You can only succeed if your opponent fails to fulfill his promises, which in itself is based on lies and deception.

You have come to ask for gold coins, but your purpose is not to exchange gold coins at all. You just want to plunder wealth that is not your own, and use your position of power to seek an unfair trade.

The simplest truth in the world is that gold is not mined by you, Chunrong Dan is not produced by you, and even those Huanxiang coins are not your own, but you want to take all this.

Don't you think there's anything wrong with that? ”

Rochard was silent for a long time, and then asked, "You just said that even if someone brings all the Huanxiang coins, you can all exchange them for gold coins, is this true?" ”

Hua Zhenxing nodded and said, "It's true." ”

Rochard: "Where did you get all this gold?" ”

Hua Zhen Hong actually prepared a full amount of physical gold coins for the digital Huanxiang coins issued. To modern financiers, this would be simply stupid and unnecessary.

But he forgot one thing, the Huanxiang coin issued by Hua Zhen Hong is not a virtual currency in essence, nor is it even a currency, but only a certificate of ownership of physical gold coins, which can be traded and transferred.

Since it is a certificate of ownership of physical gold coins, Hua Zhenxing has issued as many digital joy coins as there are physical gold coins from the beginning.

The so-called top of the international financial community has always boasted that they are elites with the highest IQ, but such a group of people who think they are the smartest have lost to Hua Zhenxing, a "pure fool".

The reason why Xinxiang Hezhong Bank dared to operate like that was also based on reasonable judgment. A country's gold reserves, including the amount of physical gold that a financial institution may have, can be estimated.

When they started, they also expected that Huanxiang Industry might urgently buy gold through the international market, so they also prepared corresponding warehouse receipts on major gold exchanges to deal with it, and had other countermeasures.

But this did not happen, and the Huanxiang Industrial Bank shipped the full amount of gold coins directly from the warehouse, so the origin of the gold became a mystery.

Hua Zhenxing smiled: "It's a secret! ”

Where did all this gold come from? I would also like to thank Mr. Ding Qi for his gift that year.

Ding Qi discovered gold not far from the Gate of the Divine Hide, but due to the chaotic situation in the Kingdom of Jili at the time, Hua Zhenxing did not mine it. At the entrance of the cave that Teacher Ding opened, he also entrusted several old people to set up a magic circle to cover it up.

No mining does not mean that there is no exploration, and the follow-up exploration is Mo Shangtong personally responsible. According to his estimates, the total reserves of this gold mine are as high as thousands of tons.

To this day, Hua Zhen Hong has not carried out modern industrial mining of the gold mine.

At that time, several old people assigned him a task through the "system", which was to refine pure gold equivalent to himself, which was more than a ton! Hua Zhenxing completed this task.

At that time, Hua Zhenxing only had three realms of cultivation, and the purpose of several old people was to let him sharpen and practice his divine sense.

Hua Zhenxing is now the chief tutor of Yangyuan Valley, and he will also use the same method to sharpen his disciples. It is not required that ordinary Yangyuan Valley disciples can do what he did back then, but it is always okay to refine dozens of kilograms per person, right?

How many disciples above the Three Realms are there in Yangyuan Valley now? To say the least, there are hundreds of thousands!

In fact, not only the disciples of the Three Realms, but even the monks of the Four Realms can continue to sharpen their divine consciousness in this way, which is not only a process of cultivation, but also the completion of the sect's homework.

Not all disciples have the opportunity to receive this kind of lesson, only a few core disciples have this qualification, and they don't know about the gold mine, they just received the ore from the teacher, and there is an order not to disclose it to the public.

As for the task of mining and distributing ores, they were all completed by the monks of the sect.

In fact, hundreds of tons and thousands of tons of gold are very small in size, and scattered gold is even more inconspicuous. It was hard for outsiders to imagine that Yangyuan Valley had accumulated so much refinement, and even the ordinary disciples of Yangyuan Valley didn't know it.

What to do with so much gold? A small part of it is used to make gold coins to give benefits to the disciples in the sect, and then it has become the common currency of the moon mask, and most of them have to be sold for money to buy what they need.

However, it is more troublesome to export gold directly, and a series of issues such as transportation, customs declaration, testing, and national policies must always be worried. So Hua Zhenxing was inspired by physical gold coins and simply issued digital joy coins.

In his naïve idea, if someone asks for an exchange for a Huanxiang coin, it is equivalent to buying the gold and solving a series of problems on its own.

If Hua Zhenxing told Rohard that his original purpose was to make it simple and save trouble, would Ronumber believe it?

**