In the early spring of the year 392 of the Imperial Calendar, the Grand Duke of the Silver Rose, who had not returned to the empire for nearly ten years, suddenly came to the palace and met with the supreme emperor of the empire, Prussian II. This was quite a sensational thing in Yanjing at that time, but when they thought of the little duke who had just been recovered, the people of Yanjing couldn't help but feel calm.

In any case, Prusden, as the only son of his uncle, the deceased sister Princess Vicky, the little Duke Evanian, was lost, and he must have met him.

For the Yanjing nobles at that time, the matter of Evan Ian's meeting with the emperor was just a trivial matter at court. But it wasn't until two years later, when the first Southridge currency crisis broke out, that people were shocked to recall this inconspicuous little thing from the Ian family's series of vigorous and ingenious handling techniques......

"The source of the currency crisis is two things, but it can also be said to be one thing. ”

Errette lay on the bed with his head mummified, perhaps some ill-looking samurai who saw his handsome little white face and was resentful, and wanted to take revenge and beat him into a pig's head. Now he has a bruised face and two purple circles under his eyes, and he can't see anyone at all.

But Errett didn't care, even though he was already lying on the bed, he still talked about what he hadn't said before.

"One thing is the Citibank run crisis that I mentioned earlier, and the other thing is the depreciation of the Southridge silver coin, but those two things broke out together, so it's okay for you to think it's one thing. ”

Dressed as a boy, Farlan Lil's eyes are still a little red and swollen, even if she has reached the high level of swordsman at a young age, but in addition to her identity as a genius swordsman, she is only a girl 1 year younger than Evan Ian after all, after experiencing being knocked unconscious and involved in the series of thrilling scenes in the riot, she is only worried and self-blame in her heart at the moment, and she has long lost interest in listening to Arrett's nonsense.

However, she also knew that Irette was also distracting from the pain in her body in this way, so she pulled herself together and nodded as if she was listening carefully.

"At the beginning of the third year, as it is now, a total of nearly 300 large depositors of Citibank blocked in front of Citibank, and asked the Duke to give them an explanation of the fact that the silver content of the newly minted black silver coins taken out had dropped by nearly 10%. Of course, he didn't see it with his own eyes, but Citibank President Middlel Wilbur's "Memoirs of the Currency Crisis" was read by him more than a dozen times, and every detail of the first Southridge currency crisis was deeply imprinted in the depths of his mind.

Flange wiped his eyes and nodded, "And then?"

After that, Silver Rose ordered his nearest election officer to kick out all the 300 depositors, and then Citibank announced that the old Nanling coin would be exchanged for the new currency at a ratio of 100:106, and after the verification of those nobles, the silver content of the Nanling silver coin actually dropped by as much as 8%. ”

“...... So in the past 6 years, will the proportion of black silver coins exchanged for imperial silver coins continue to decline?" The girl nodded thoughtfully, hearing this, she was also a little interested, after all, she had also heard a little about the continuous depreciation of black silver coins: "In this case, the currency in your hand is getting cheaper and cheaper, won't it lead to a riot among the people of Nanling?"

"Civilian riots?" Hearing Franriel's words, Irette pulled the bandages on the corners of her mouth and smiled, "The nobles riot is about the same. ”

"Frankriel, you must know that in the hands of the commoners of the Empire, the possession of silver coins is very low, especially the lowest and poorest civilians, most of what they have are copper coins, goods and labor, until 6 years ago, Southridge was full of backward, bartering exchanges. ”

"The depositors who really store black silver coins in large quantities are the nobles of Nanling, because of the separation between the empire and the seven counties of Nanling, it is difficult for the currency of the empire to be transported to Nanling, so the nobles of Nanling store a large number of black silver coins, except for a small number of gold and silver coins, which are black silver coins. ”

"Then why don't those nobles just store the silver nuggets?"

Although Farlan Riel knows how to manage accounts, if it comes to these advanced economic theories, Irette is a real expert after studying in the Young Dragon Academy for 3 years, but even so, she can derive opinions based on her own knowledge, which is why Irette especially likes to chat with her.

Errett grinned with a grin, "It's very simple, as a currency, whether it is an Imperial Silver Coin or a Southridge Silver Coin, its actual value is more than a silver nugget with the same silver content. ”

"In fact, in addition to the silver content, the two silver coins of our country, in addition to the 'currency value' of precious metals, also have the 'credit value' of the mint itself, which is also the unprecedented concept of money proposed by Sir Evan Ian," Irett explained. ”

Looking at the girl's puzzled eyes, Irette gave an example: "For example, before the Nanling currency crisis, five black silver coins could be exchanged for one imperial silver coin, but in fact, the silver content of black silver coins is 33%, which is one-third of the silver content of 99% of imperial silver coins. ”

"The reason is that because of the perennial war, the 'credit' of the Duke of Nanling Mansion is low. ”

In addition, Nanling is rich in silver, and the low price of silver compared to the interior of the empire is also an important factor in this reason. ”

As he spoke, Irette took out a black silver coin from his bosom and knocked on it, and with his movements, a silver coat of arms suddenly lit up on the black silver coin: "Look at this, this is the magic coat of arms that represents the 'Duke's Mansion Credit'." ”

Irette put the silver coin back in his arms: "A silver coin without this coat of arms is a 'counterfeit', and the private minting and use of counterfeit coins is a capital offense no matter where you are in the Empire." ”

"So when Sir Evan Ian lowered the silver content of the black silver coin for the first time, although both the empire and the South Ridge were shocked to a certain extent, they felt that the original silver content of 33% of the black silver coin was indeed too high, so most people did not realize at that time that this was just a prelude to a currency storm made by Sir Evan Ian himself......"

Franriel thought for a while, and suddenly raised her hand, she just didn't know about it, but she wasn't stupid: "But wait...... If that were the case, as long as the nobles and merchants with large amounts of silver coins did not deposit money in the bank, then Sir Evan Ian would not be able to convert the old coins into new ones, would he?"

"That's why it is said that whether it is the duke or the little duke's wrist, it is extremely admirable. Irette sighed, even though his face was hidden by bandages, he could still feel the admiration in his tone: "Remember what Sir Ian did with the nobleman's money before?"

"Hmm......" was startled by the sudden question of Flange, she quickly lowered her head and pondered for a while, and then replied: "Set up a factory and support agricultural business...... Well...... And build a school!"

Fortunately, I listened a little bit at first...... The girl secretly wiped her cold sweat.

"That's right. "Have you ever wondered why Sir Evangel still wants to build factories to support the workers and peasants, given such a method of repaying debts?"

"Is it to increase the circulation of money?" Farlan said casually whether there was one or not, and she didn't understand any of this anyway.

"Yes and no. Irette shook his head, "It is true that the purpose of supporting merchants is to increase the circulation of money, but the purpose of building factories is to increase the number of new silver coin holders. ”

"New holders?, workers?" Flange reacted immediately.

Farrett nodded: "From the establishment of Citibank with the land tax as collateral, to the construction of the first iron-making factory, Sir Evan Ian only took one month. ”

"In the first week, the land was enclosed, the second week was to transport materials, the third week was to build machines, and the fourth week was to build a factory, with the support of the Emperor's [***] Ministry of Mages and the Southridge Military Workshop, Sir Ian, who was holding the design drawings, completed everything within a month. At the beginning of the second month, after three months of assault military training and intensive education for workers in night school, the workers of Wenning District began to produce the first batch of factory products according to the rehearsed work process. ”

"After the ironworks, there are alchemy factories, paper mills, textile mills, ......" Irette counted them one by one, even if he had a memory like him, he couldn't remember all the factories in the Wenning Industrial Zone, so he just gave a few examples and stopped.

"The things produced by the factories worked overtime, as soon as they entered the market, were enthusiastically sought after by the commoners and the aristocracy for their cheap prices, innovative styles and excellent quality, and sold out as soon as they were listed, first in the White Rose City, then throughout the South Ridge, and finally through Yanjing to the entire empire, Sir Ian and his factories made countless money. ”

"In the beginning, however, the ducal palace made about the same net profit because of the restrictions on production, the promise of high wages, and the investment in agriculture and education, but the workers in the factories quickly became rich because of the high salary of 10 black silver coins a month. ”

"10 black silver coins?" Hearing this, Fran frowned, 10 black silver coins are just a small amount of money for her, who grew up as a servant in the Wangjue's Mansion, "What can you do with this money?"

"So, that's where Sir Ian excels. "Long before the outbreak of the currency crisis, he invented the payroll card system, using the cheap paper and ink produced in the factory, and made the alchemists of the military workshop work overtime to develop the ink punch card machine, which was first used in Citibank's storage procedures. ”

After receiving the silver coins for six months, the workers in the Wenning Industrial Zone suddenly discovered that from the seventh month, all their income had been put into the small stack of paper, which only needed to be kept in the bank to keep appreciating. With his worker's ID card and passbook card, he can go to any Citibank branch and get the silver coins. Taking advantage of this opportunity, Citibank's first branch, Wenning District Branch, was also established in Wenning Industrial Zone. ”

"Even according to the minimum standard, 8,000 workers are 38,000 gold coins for two years, and with the net profits and taxes of the factory, Sir Ian has a large income by the end of the second year, and no longer has to rely on the savings of the nobles. ”

"Well......" Farran pondered for a moment, and although Irette said that Sir Ian's wrist was very powerful, she always felt that something seemed to be wrong-

"But if Sir Ian doesn't lower the silver content of the black silver coin, then when Citibank's credit accumulates, then Sir will receive far more money from the nobles and big merchants than the wages of the workers, right?"

ps: I have a headache to death...... There's a lot of boring dry goods in my hands.,I feel like this kind of plot is not something the readership will like.2333

However, the book review section didn't say anything explicitly, so I will continue to write for now......

It's just a water injection.,I've been busy with the script lately.,Brain power is a little too much...... It's dizzy all day long

However, I have 2 ...... Have you fallen off the collection to the point of numbness......