readx;? The preparation of the Sichuan Academy and the Academic College did not bring much to people, but it was just a small wave in the Golden City. However, Meng Han was not satisfied with this www.biquge.info but after discussing with Catherine, he once again established a royal ceremonial academy. The students recruited by this academy are all children of nobles, and the content taught is royal etiquette.

As soon as the Royal Etiquette Academy came out, it immediately caused a wave of enrollment in the aristocratic circle of the Golden City. Besides, even the children of those great nobles in the Boulder Castle will be sent in and enter the Royal Etiquette Academy, which is equivalent to being able to have a good relationship with the heirs of these great nobles during the enrollment period, and they can also learn etiquette by taking 10,000 steps back, so why not?

The people who signed up for the school simply had to break through the threshold, not only those noble children, but also many famous young ladies, all of whom were moved by the wind. Wouldn't it be a good story if you could find a golden beetle son-in-law in the academy?

With the existence of the Royal Academy, those who were staring at the plot of the Golden City were even more crazy. At this time, I noticed that Meng Han's actions turned out that in the Golden City, not only will there be money, but also may be powerful, in addition to all kinds of luxuries, there are also wonderful artistic enjoyment, which is simply unforgettable. Coupled with the academic college, it is simply the choice of the target to send the children to come to the education.

Before the auction began, land prices were slowly soaring. Some people who are anxious have already planned to buy the plots of land that they have invested here in advance, but they are stunned now, in the Golden City. In the second-hand housing market, there are no sellers.

Immediately afterwards, it became clear that in the Marquis's estate, the internal settlement was no longer carried around with a large number of gold coins, but with a kind of voucher also issued from a new estate of the Marquis.

This brand-new industry Marquis is called a bank, and everyone is not very clear about the business it does, but only one thing is known, that is, you can deposit gold coins and exchange them for a paper certificate, and then with this kind of certificate, you can withdraw the amount of gold coins on the voucher in the bank at any time.

The paper voucher is made of paper with a five-level magic scroll, and in addition to the amount of gold coins on it, the entire background is a identification magic array, as long as it is close to another identification magic array in the bank, there will be a unique light to indicate the authenticity of the certificate. Then there are some decorative patterns. and a line of the words "Golden City Bank".

In the beginning, these were only used for the internal settlement of the Marquis's estate, such as the settlement of the White Crystal Mine and the construction department, etc., and later. There were merchants who did business with the Marquis, and they also saw such certificates.

The partners did not have these vouchers, and when they settled, it was the Marquis's subordinates who took these vouchers and went to the bank to hand over the gold coins to the partners.

There are more times of back and forth, and these partners also know the role of the voucher, and when settling, they don't have to trouble Grace to send someone to withdraw the gold coins with the certificate, and directly take the voucher given by Grace, and then go to the bank to withdraw the gold coins themselves.

Soon, everyone realized that this kind of paper voucher is too easy to use, lightweight, easy to carry, and the voucher is divided into two kinds, one is named, the other is anonymous, if it is the named kind, even if the voucher is lost. You can also take the receipt given when you issued the named certificate to report the loss and receive a new certificate. This is simply the best safety insurance for these businessmen who travel from south to north.

It's just that there is a small fee for the named voucher, but this is negligible compared to the cost of protecting the gold coins during transportation. At the same time, if the named certificate is changed, a certain percentage of the fee will be charged, but this fee is only 3/3 per year, which is also negligible.

Soon, among the partners of the Marquis, this paper voucher also began to be used for settlement. This kind of voucher only has three denominations: ten gold coins, one hundred gold coins and one thousand gold coins, and if the settlement of large denominations is less than ten gold coins, you still need to bring gold coins to solve it. But even so, it is much easier to carry a few gold coins than to carry tens of thousands of gold coins.

After seeing the ease of use of this kind of voucher, paper vouchers began to circulate in the Golden City. Anyway, it doesn't matter if you don't believe it, you can exchange it for gold coins at any time. The lord of the castle has opened banks in several business districts, and he can get real money at any time. Moreover, the Marquis later said that he would issue as many certificates as he had as many gold coins, which also reduced the worries of many people. In terms of gold coins, will the Marquis have less gold coins?

The bulk transactions in the Golden City soon turned into all paper voucher transactions, and everyone had already given that kind of paper vouchers a very good name, called Golden Tickets. Everyone thinks this name is very appropriate, the golden ticket, which is the ticket representing the gold coin!

It's convenient, but it's just a convenience in the city, out of the Golden City, and I have to use a lot of gold coins to pay to other places, and there is no bank. Others want to open a bank, and they don't have the credibility of Meng Han, even if they have credibility, they have so many gold coins as Meng Han.

But no matter what, as long as there are poisonous people in the Golden City, even if they settle outside. I also began to use this kind of voucher, anyway, the golden ticket is easy to carry, and the named one is not afraid of losing, and I will always go to the Golden City to do business, whether it is cash or not. It's better to buy something and settle the bill. You can use it. At least it's much easier than pulling a lot of gold coins and hiring a large number of people to run around, and the cost is much cheaper. In the past, at least dozens of people and a protection team of hundreds of people could do what they could do, but now they only need ten people at most, who doesn't like it?

Catherine was in the Boulder Castle, and she quickly knew about the bank, and she was completely desperate to support Meng Han's business, and even immediately thought of a bold idea, asking Meng Han to open the gold bank to the Boulder Castle, and the public ** team would provide protection.

"My lord, it doesn't matter if we use it internally. However, if you want to use it in other places, isn't it a bit of a loss to let them use it for free?" Grace and Alice sat next to Meng Han and asked suspiciously. Meng Han has never lost money in business, but the launch of the bank this time is just a convenience, and he does not see a little money at the same time, he also has to invest a lot of gold medal production, personnel, protection and other costs, which is somewhat inconsistent with Meng Han's reputation.

"Isn't there a charge for the named gold medal?" Meng Chao smiled and didn't argue much.

"But that's still a little pitiful! Could it be that there will be more and more?" The two women also thought of this, possibility, but, compared with the huge expenditure, those are a fraction at all, and it is simply impossible to earn back the cost: "The highest is only three thousandths of a handling fee, 10 million gold coins, to receive 30,000 gold coins, how long will it take to earn?"

Because of Meng Han's influence, now Grace and Alice have long stopped looking at the twenty or thirty thousand gold in their eyes. This kind of earnings, compared with those before Meng Han, there is still a huge gap.

"Miscalculation!" Meng Han shook his head: "You have to calculate according to the number of times, not the total amount." How much is the trading volume of students every day, and there are not many settlements with golden tickets now, and when everyone settles with golden tickets in the future, you will calculate the number

Although there is no accurate number, the transaction volume can still be estimated, and Grace skillfully used the abacus to pull it, and then was a little dumbfounded. If it really is according to what Meng Han said, it will be one. Astronomical and frightening.

"Wouldn't it? Grace and Alice couldn't believe the results of their calculations, and Grace even exaggerated all the abacus beads to zero, and then recalculated. looked at that Shuzhuo again and was stunned for a while.

This is just the result of the settlement in the same city, Meng Han leaned back on the rocking chair, hugged Alice's delicate body in his arms, and said while shaking: "When we start to operate remote settlement, the handling fee will increase to five percent, and at that time, this number can at least quadruple." Think about it, would you rather deposit the gold coins in our bank, pay a small fee, and then settle the settlement everywhere with the gold tickets, or hire a large number of guards to carry the gold coins around to do business?"

Although Meng Han did not know the specific services of modern banks, he still knew the operation methods of the early ticket number, and the deposit and exchange was the largest income. That was the business that created a large number of wealthy Jin merchants at the end of the Qing Dynasty, if it didn't make money. There are ghosts.

"Of course I'm willing to use the golden ticket!" Grace replied without thinking, "It's more than enough to hire guards, right?

After answering the question, Grace and Alice were a little dumbfounded when they thought about the terrible profitability of this bank. How many shocking things have not been brought out of this lord of their own family? For Meng Han, they are no longer ordinary worshippers. Only the two of them know how much money Meng Han has really earned over the years.

"Actually, even if the bank doesn't make a single gold coin, I will open it Meng Han smiled and said something that the two women couldn't understand.

"Why?. Why is this a business that can be opened without making money? Not only the two women, but even Demi Diana behind Meng Han and Nicole at her feet couldn't help but show puzzled eyes.

"The exercise of currency!" Meng Han stretched out his hand and shook it in the void: "As long as I can master the exercise of currency, even if I don't make money, I am willing to lose so much!"

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