readx; After thinking about it for ten minutes, I finally ...... Chu Rui raised his head in shame, looked at Xin Yun and said, "I'm sorry, I'm afraid I'm going to disappoint you, the amount of silver in your hand is too large, and I can't complete the task you have assigned at all." Pen | fun | pavilion www. ｂｉｑｕｇｅ。 ｉｎｆｏ”

With a relieved smile, Xin Yun said calmly: "I also know what you said, but ...... There is only something you can't think of in this world, there is nothing you can't do, this matter will be put aside for the time being, I will arrange Zixia's side first, and after arranging her, I will talk to you in detail. ”

Speaking of this, Xin Yun turned his head, looked at Zixia and said, "You can do it immediately, this World Academy Challenge is very important to us, and it is the best time to make a name for the Heavenly Sect, so no matter how big the cost, you must investigate the members participating in the competition as soon as possible." ”

Speaking of this, Xin Yun put his hand into his arms, took out a form, and solemnly handed it to Zixia and said: "I have listed ten people on this, no matter what, these ten people must be investigated thoroughly, the more detailed the better, investigate their life experience, current situation, and strength situation clearly, if you don't have enough time, you can even give up everyone else, understand?"

Solemnly taking the form handed by Xin Yun, Zixia said categorically: "Don't worry, I don't dare to guarantee the others, but these ten people, I promise to investigate even their most ** things, you wait for my good news!"

In the pot, in the small reception room, Xin Yun sat leisurely on the sofa, opposite him, Chu Rui kept looking around in surprise, for Chu Rui, this is definitely a crazy day, a day of subversion.

As early as when she was in the teahouse, Chu Rui was almost speechless by Xin Yun's series of surprises, first she directly handed over thirty-six super-large cities directly to her, followed by three trillion silver, for a thirteen or fourteen-year-old girl, no matter how smart she was, under the restrictions of her life experience, she was destined to be dumbfounded by the town.

However, if compared to now, everything in front of it is nothing at all, after entering the pot in the sky, those so-called real gold and silver, all have become things full of copper smell, compared with the pot in the sky, gold and silver seem so vulgar, really too vulgar.

First of all, the environment here, it is definitely a fairyland on earth, even if it was a dream before, Chu Rui never dreamed that there would be such a beautiful place in the world, it is definitely what anyone aspires to have, and now...... This place belongs to Xin Yun and belongs to the Open Heaven Sect!

Secondly, it is the aura that cannot be dissolved here, and if it is thickened by that point, this aura will condense into spirit stones, in other words, as long as you are in this pot, it is equivalent to never stopping the cultivation of consuming spirit stones, in such an environment, even if you are an ordinary person who doesn't know anything, you will be able to attain the Tao after a long time.

Finally, the most important and the most crazy thing is that this world is really a fantastic world, full of mountains and wilderness, overwhelming, everywhere amethyst stones, that is, commonly known as spirit stones, spirit stones that are worth thousands of gold in the outside world, but here they are just broken stones that can be seen everywhere, and no one will look at them more than half an eye for this.

Maybe ordinary people don't know, but in fact, as long as you take a random spirit stone from here and throw it on the street, the result will definitely be a big fight because of the robbery, and even cause death!

Although three trillion silver is expensive, it is valuable after all, and on the other hand, the fairyland in this pot is priceless in any way, whether it is the rich aura, or the spirit stones all over the mountains, it is definitely not measured by three trillion silver.

In the small reception room, Xin Yun leisurely drank tea, giving Chu Rui some time to digest, after all...... An ordinary child of a small family, suddenly seeing such a scene, it must be unbearable, if you talk to her about things now, it is simply nonsense, it must be the left ear listening to the right ear, and the mind is not determined at all.

Finally...... Half an hour later, Chu Rui let out a long sigh, closed his eyes weakly, smiled on his face, leaned on the back of the sofa, saw this scene, Xin Yun smiled slightly, poured out the tea leaves in the pot, and then replaced it with a brand new tea, soaked it in boiling water, smelled the fragrance of tea, and waited silently.

Xin Yun knew that Chu Rui had recovered from the shock and was now quickly adjusting his mind and concentrating, and tea was obviously a good product for refreshing, so he ...... Now just wait for Chu Rui to settle down, and you can enjoy this incomparably fragrant tea.

Finally, Chu Rui let out a sigh, smiled and got up, seeing this scene, Xin Yun gently picked up the teapot and filled the teacup in front of Chu Rui, seeing this scene, Chu Rui smiled and thanked Xin Yun, picked up the tea, and drank it gently.

With the fragrant tea into the abdomen, Chu Rui's mind finally settled down completely, shook his head in admiration, and Chu Rui said softly: "I didn't expect it, I really didn't expect it, I'm afraid no one will believe it when I say it, it's unknown, the Kaitian Sect, which has just opened the sect, has such a deep foundation, it's really unexpected." ”

Speaking of this, Chu Rui suddenly remembered something, quickly raised his head, looked at Xin Yun and said, "By the way, didn't you just say that there is a way for me to complete the task of exchanging silver for gold within three years?"

Facing Chu Rui's questioning, Xin Yun quietly filled the cup in front of Chu Rui with tea, and then said flatly: "Actually, it's not too difficult, we just need to open a bank." ”

"Bank, what is that!, do you make silver jewelry!" Hearing Xin Yun's words, Chu Rui was stunned.

Faced with Chu Rui's speculation, Xin Yun smiled dumbly, shook his head and said, "No, no, no...... In fact, the banks I'm talking about are similar to money banks, where you can deposit and withdraw money!"

"En?" looked at Xin Yun suspiciously, and Chu Rui said puzzledly: "Since it is similar to Qianzhuang, why is it called a bank? ”

After a slight pause, Chu Rui continued: "I think Qian Zhuang can't change it, if it does...... You can add our sect number in front of the money bank, and it will be called Kaitian money village. ”

"Khan ......" wiped the sweat from his forehead, Xin Yun smiled bitterly and said: "What do you think, I just said that the function is similar to that of Qian Zhuang, but it doesn't mean that it is completely Qian Zhuang, if it is really Qian Zhuang, do you think you can use Qian Zhuang to complete the task I gave you?"

"This ......" Hearing Xin Yun's words, Chu Rui immediately stopped speaking, yes...... If it was just to open a bank, it would be absolutely impossible to complete the task assigned by Xin Yun, and it was obvious that this bank must have another way.

Under Chu Rui's attentive listening, Xin Yun said angrily: "The name of the bank is the most appropriate, after all...... Silver has always been the world's most important currency in circulation, and we have a huge amount of silver in our hands, in a way, silver is synonymous with money!"

"En......" Hearing Xin Yun's words, Chu Rui nodded and continued: "There is really nothing wrong with using silver characters as the name, but what about this line?

Hearing Chu Rui's inquiry, Xin Yun's eyes suddenly flashed with a sharp light, slowly stood up, walked to the window, looked at the soft light outside the window, Xin Yun smiled and said: "The line is the industry, it can also be said to be the market, when the silver and the line are connected together, the meaning changes dramatically......! That's where we come to the task!"

Looking at Xin Yun in front of the window suspiciously, Chu Rui had some understanding in her heart, but she always couldn't figure it out, especially what was the relationship between the bank and the tasks assigned by Xin Yun.

Standing in front of the window, Xin Yun did not look back, and continued narratedly: "Silver is money, it is money, the line is the industry, it is the market, when the two are linked, it means that we are in charge of the currency and money industry, and the market of money and money is in our hands!"

......Hearing Xin Yun's words, Chu Rui couldn't help but gasp and said in shock: "Oh my God...... Do you want to monopolize the world's currency and control the direction of the entire economy? This is impossible! This is not something that one person or one force can do. ”

"Hmph!" With a cold snort, Xin Yun turned around violently, looked at Chu Rui with confident eyes and said, "Who said it was impossible! Who said it couldn't be done......?" In this world, there is only the unthinkable, and nothing can be done!"

Looking at Xin Yun's eyes that were confident to the limit, Chu Rui said eagerly: "Hurry up...... Don't be annoying on me, tell me what the hell are you going to do?"

Looking at Chu Rui with a smile, Xin Yun said flatly: "Before talking about the bank, you can talk about the money bank, what do you think the money bank has and what are the characteristics?"

"En......" thought for a while, and Chu Rui said cautiously: "The rent of the money village is very simple, you can save money, you can also withdraw money, in this way, you only need to bring gold or silver tickets, you can go back and forth, you don't need to carry heavy gold and silver everywhere, in addition, although the money village has some functions, but it doesn't seem to be worth mentioning." ”

Glancing at Chu Rui appreciatively, Xin Yun nodded and said: "That's right, it's very good, it's very correct, the money bank is to put it bluntly, it is to provide a place for everyone to access and withdraw business, between access and withdrawal, just a little bit of money, such an institution is not enough to complete the task I assigned, but the bank is very different!"

Hearing this, Chu Rui hurriedly concentrated her mind, because she knew that what Xin Yun said next would be the biggest factor in solving the entire task, only unexpected, nothing could not be done, Chu Rui wanted to know what it was, it turned out to be something she didn't expect, but it could solve all the problems.

Looking at the appearance of the primary school students listening attentively, Xin Yun smiled slightly, and then said: "The money bank is just a place to store money, and the bank ...... But it's a place where money circulates, and you may not understand when I say this, but let's put it simply......"

After a pause, Xin Yun organized his language, and then continued: "To put it simply, the most fundamental difference between a bank and a money bank is that a bank can only deposit and withdraw currency, while a bank can make and issue money!"

"What!" Hearing Xin Yun's words, Chu Rui stood up in shock, looking at Xin Yun with dead eyes, obviously...... She couldn't believe her ears, Xin Yun actually tried to issue currency!

Facing Chu Rui's gaze, Xin Yun smiled faintly, let her look at it, without a word of explanation, Xin Yun believes that with Chu Rui's wisdom, she can figure it out quickly, even if she can't figure it out for a while, then she has to think about it herself, if she can't figure it out at all, how to do it in the future? You know...... Once the bank is opened, it will all be done by Chu Rui, and the concept is not clear, how can she do it?

Sure enough, after only a short while, Chu Rui's mouth suddenly opened wide, and his eyes lit up and said, "That's right...... If we have so much silver, why can't we issue our own currency......?

Halfway through speaking, Chu Rui's expression darkened again, and he frowned and said, "It's no problem to issue currency, we have enough silver to maintain it, but the question now is, why should we let everyone accept the currency we issue?"

"Hehe......" Looking at Chu Rui with a smile, Xin Yun said calmly: "I said, our goal is to monopolize the entire currency industry and monopolize all the money circulation, once my plan is realized, only our currency will be in circulation in this world, and all other currencies will withdraw from the stage of circulation, because ...... At that time, the distribution channel will be in our hands. ”

Speaking of this, Xin Yun paused slightly, and then continued: "It's not difficult to get everyone to accept our currency......

Turning around, Xin Yun pointed to the outside world and said with a smile: "See, there are spirit stones everywhere here, do you want to ...... If we use spirit stones to make currency, will everyone not accept it?"

"Ahh

Facing the surprised Chu Rui, Xin Yun walked to the coffee table, and with a shake of his right hand, several coins fell on the coffee table, and if you looked closely, several silver coins were of different sizes and styles, and most importantly, these coins were not entirely made of silver.

Gently pinched one of the coins, look closely, the outer ring of the coin is made of brass, a ring-shaped copper ring, set with a silver ring, the center of the coin is a small square hole, one is to take the meaning of the heaven and the round, the other to ...... This kind of shape is also very money-saving!

Carefully taking the coin, Chu Rui carefully observed, and looked carefully, the surface of the coin was not smooth, but engraved with a strange humanoid dragon shape, although it looked a little abstract, but as long as you have seen Roff's steel dragon, you will definitely judge it at the first time.

Looking at the coin in his hand in admiration, Chu Rui said in surprise: "Oh my God! How did this come out, this is simply a work of art!

In the face of Chu Rui's inquiry, Xin Yun smiled and explained that this coin is actually not man-made, and with the current production process, it is impossible to create such a currency with an artistic surname, in fact...... These coins were all refined by the Heaven Opening Axe Soul using the Chaos Ding.

Looking at Chu Rui with a smile, Xin Yun said: "This is called copper yuan, the outer ring is copper, the inner ring is silver, once struck, the sound is very special, coupled with the pattern on the surface, it can be said responsibly that such a coin cannot be counterfeited." ”

Looking at the coins in his hand repeatedly, Chu Rui said in admiration: "It's so exquisite, it's so wonderful, I believe everyone will be willing to accept it." ”

Smiling and nodding, Xin Yun picked up the second coin, the shape was not the same as the first, the copper ring of the outer ring was very thin, and the square hole in the middle was changed to a small round hole, so that a large amount of silver coin surface was left, which greatly increased the silver consumption of the forearm, but it still looked very beautiful.

Looking closely, in addition to the shape, the pattern engraved on the surface of the coin has also changed, a peacock with the screen open, standing proudly on the coin, as for the back, it is the silhouette of the peacock in various postures, around the round hole in the middle.

Gently handing the coin to Chu Rui, Xin Yun smiled and said: "This is a silver dollar, the outer ring is still copper but it is very thin, the inner surface is silver, and the proportion of silver is very large, so the value is also higher." ”

Looking at the appearance of Chu Rui's agreement, Xin Yun explained: "This is a silver dollar, the reason why we must add a copper ring is because silver is relatively soft, if you use silver alone to make a coin, it is easy to deform, and once a copper ring is added, the solidity of the coin will be greatly improved, and it will not be broken with a knife." ”

"En'en ......" Hearing Xin Yun's explanation, Chu Rui nodded in admiration, and even thought of this, which had to make Chu Rui impressed.

Looking at Chu Rui's admiration, Xin Yun continued: "In addition, these two are only base currencies, and most people will carry some, and the amount is relatively large, so ...... The center of the coin has a hole, and it can be strung with a rope when carrying, so that even if it is counting, it is easy to carry and will not be lost. ”

"Smack!" Hearing Xin Yun's words, Chu Rui slapped his face violently, and said with bright eyes: "Yes...... Nowadays, coins are solid, and they can easily fall out of their pockets, and they are also inconvenient when they are used.

Facing Chu Rui's admiration, Xin Yun smiled and shook his head, although it looked very remarkable in Chu Rui, but in fact, these were all copied by Xin Yun from the life experience of the first life, the earth, and they were not really able, let alone something to be proud of.

Looking at Xin Yun's bland expression, Chu Rui found for the first time that he would even worship a certain person, and after making so many creations, he was so calm, even plain, such a person is a real wise man!

Ignoring Chu Rui's reverent gaze, Xin Yun picked up the third coin, gently handed it to Chu Rui, and looked carefully, the outside of the whole coin was a steel ring, and the inner circle was a solid gold circle, the entire coin was solid, and a hideous black spider was engraved on the surface, and as for the back, it was a spider web that was opened!

While Chu Rui looked at the coin, Xin Yun explained: "This is a gold dollar, most of which is made of steel that will never rust, and the inner part is gold, and the price of this currency is relatively high, so the carrying amount will not be too large, so there is no need to leave a hole in the middle, just a solid one." ”

After looking back a few times, Chu Rui subconsciously looked at the fourth coin, seeing this scene, Xin Yun hurriedly picked up the fourth coin and handed it over, and explained at the same time: "This is Jingyuan, the whole is carved from spirit stones, the front is a beautiful butterfly with wings spread, and the back is the silhouette of various forms of butterflies, nothing new." ”

Admiredly took the coin that was pale purple, crystal clear, and completely carved from spirit stone, and Chu Rui hated to take it directly into his arms, and the artwork ...... It's definitely a work of art, and it's ...... Even if you don't mention its artistic surname, the material of this currency itself is worth a hundred gold coins!

Looking at Chu Rui's love to put it down, Xin Yun shook his head and smiled, handed over the last coin, and subconsciously took the coin, Chu Rui finally reluctantly put down the butterfly coin, and turned his head to look at the fifth and last coin.

"Ahh......h Is this really a coin?

Look closely, it is a pure gold card, the size of the card, the same as the bank card on the earth, the thickness is about the same, the card is made of gold, the front is engraved with a huge dragon, look closely, isn't that the Ying dragon that Xin Yun is driving? but...... This dragon is not simple, the whole body is carved from spirit stones, as if a dragon was carved out of spirit stones, and then inlaid on the card, this may be the case, but ...... The difficulty of this is amazing!

There is no doubt that this is an unprecedented work of art, the best collectible, but is this kind of currency a little bigger? If everyone walks around with such coins, it is better to go directly to the road with gold and silver bars.

Facing Chu Rui's question, Xin Yun smiled and said: "This is not currency, I call him the Dragon Card, it is a card that only people with status, status, and huge wealth are qualified to have!"

"Enh?" Looking at the exquisite card in his hand suspiciously, Chu Rui said suspiciously: "However, although this card is exquisite, what is the use of having it? It seems that it can't be spent as money." ”

Taking a deep breath, Xin Yun said proudly, "No...... It's not money, but it's a representation of money, in fact...... This Dragon Card is just a voucher for access and withdrawal, through which you can access any bank, so ...... In this sense, this card represents money, and it is an infinite amount of money. ”

"Hiss......" Hearing Xin Yun's explanation, Chu Rui gasped, with her wisdom, she quickly thought of the role of this card, so to speak...... This card can represent three trillion silver, and three trillion silver is just replaced by this card, but the question here is, where did all that silver go?

Looking at Chu Rui's stunned appearance, Xin Yun said with a smile: "Now you understand, this dragon card is the first step for me to complete the gold and silver search, when all the rich people use this kind of card, all the gold and silver in their hands will be in my hands, and at that time, the bank will be called a real bank, a monopolist in charge of the issuance of currency and the market!"

Swallowed her saliva with difficulty, although Chu Rui is smart, but even with her wisdom, she has begun to think a little bit, there are too many doorways in this bank, if you do it well, you can really collect the wealth of the world for yourself, and what you pay is just a piece of broken paper and cards.

After thinking about it, Xin Yun continued: "Our first step, for the time being, is to use metal money, with the development of the bank, it will be replaced by paper coins in the future, at that time, just find a piece of paper, write a number, that is money, once we get to that step, hehe...... All the gold and silver in the world will be gathered in our hands, and the so-called money will be turned into paper. ”

"Oh my God......" hugged his head tightly, Chu Rui had been completely suppressed by Xin Yun's bank plan, once Xin Yun really completed the bank plan, then he only needed to use a pile of paper to exchange all the gold and silver in the world.

Looking at Xin Yun frantically, Chu Rui screamed: "God, how did you come up with it, you are a robbery at all!"

Sneering, Xin Yun pursed his lips disdainfully and said: "Come on, how can robbery be so fast? Just print a few pieces of paper, you can exchange it for money, this is much faster than robbery, robbery is that kind of thing without technical content, I will never do it." ”

Looking at Xin Yun's funny appearance, Chu Rui clasped his hands tightly, the bank plan is definitely the most genius, the craziest, and the most exaggerated plan that Chu Rui has ever known, is this really what people came up with?

The issuance of currency is not only limited to banks, the original ten families are all issuing currency, in fact...... Not just the Big Ten Families, all the silver, copper, and gold mines are issuing currency, and this is not an exclusive bank deal.

However, for the time being, all currencies are equivalent currencies, and the money itself represents money, and it must be worth so much money in itself, such as gold coins, which must be made of gold, and the gold contained in a gold coin is worth the price of a gold coin, so ...... As long as there is gold, almost anyone can issue money.

The biggest difference is that banks issue money, but they issue exclusive money, and the currency itself is not worth the money represented by the currency, which is the biggest difference.

According to Xin Yun, in the first step of the plan, the currency will be divided into four grades, namely copper dollars, silver dollars, gold dollars, and crystal dollars, constituting a complete monetary system, and the manufacturing process of currency is very good, and it can not be imitated by close calls, although the master can imitate, but it can only be carved by hand, it takes half a day to make one, idiots will not do such a thing, if there is that craft, just carve anything to earn more than that money.

The current monetary system is equivalent currency, 1 gold = 100 silver = 10,000 copper, and the exchange between the three currencies is based on the base of hundreds, which has basically stabilized and will not change for a long time.

According to this monetary system, the currency created by Xin Yunxin corresponds to it, one copper dollar is equivalent to ten copper coins, one silver dollar is equivalent to one silver coin, one gold dollar is equivalent to one gold coin, and as for the crystal yuan carved entirely from spirit stones, it represents one hundred gold, which belongs to the category of large banknotes.

Although the price of the spirit stone is very high, a standard spirit stone can cut out about fifteen crystals, but it is ...... This can only be achieved under the condition that the Chaos Ding is not wasted at all, if it is hand-carved by humans, a standard spirit stone can only carve out six crystals at most, and the rest are all scraps, which are not of great use.

The price of a standard spirit stone is one thousand gold coins, so ...... The price of one wafer is set at 100 gold, which is definitely a great value for users.

That's right, in Xin Yun's monetary plan, the smallest unit is copper dollars, which is worth ten copper now, which seems to be a little bigger, but in fact, there is no longer anything in the world that is only worth a few copper coins, just like the smallest thing on the earth is a penny, but there are almost no things that are sold for a penny.

Therefore, Xin Yun's positioning is very accurate, one copper yuan is probably equivalent to a dollar on the earth, as for the angles and points, Xin Yun really doesn't have the energy to do it, and the Chaos Ding is not invincible, and the number of angles and points is too large to be able to get it at all.

A copper dollar is equivalent to one dollar, a silver dollar is equivalent to ten dollars, a gold dollar is equivalent to a hundred, and a crystal dollar is equivalent to a thousand, in conversion, 1 crystal = 100 gold dollars = 10,000 silver dollars = 100,000 copper dollars!

Judging from this exchange, the copper dollar is basically sold at the original price, and the cost is almost equal to the actual price represented, after all, ...... The inner ring of the same night is made of silver, and from this point of view, the copper dollar can be considered the equivalent currency, but in general, in fact, the vast majority of it is copper, although it does not seem to come, but in fact, only a quarter of the coin is silver.

And on the silver dollar, Xin Yun began to take advantage, the outer ring is copper, the middle is a round hole, it seems that the area of silver is very large, almost equivalent currency, but in fact, it accounts for a quarter of the cheap, it is not obvious, overall, it is still equivalent currency, this is absolutely not wrong.

The reason why it is so set up, Xin Yun thinks a lot, for everyone, it is said that these two currencies are often used, which represent one and ten yuan respectively, so that when set up, to the people, this is still the equivalent currency, and the currency itself is worth the amount of money it represents, only in this way will everyone not reject this kind of coin, coupled with its workmanship and shape, it will definitely be very easy to promote.

It is also an equivalent currency, one is a beautiful shape, which can be called a work of art, and the other is coarse, only vaguely round, just find someone to choose, I am afraid that no one will choose the old currency.

Another point is that there is too much silver backlog in Xin Yun's hands, so he released a batch, in order to smoothly promote the bank plan, everyone on the earth knows that when the bank plan develops to the later stage, there is basically no need for money, no matter where you go, just swipe the card directly, the currency is no longer a entity, all become currency, and even paper is not needed, once it is at that time, the currency that is now released will be returned to Xin Yun's hands, from this point of view, copper dollars and silver dollars are equivalent to the bait released by Xin Yun, if you don't put the bait, the fish will not bite the hook。

However, when it comes to the gold dollar, everything is very different, although on the surface, the gold yuan only has a circle of steel on the outside, and a large area of the inner circle is gold, and the size is relatively large, from the area and thickness of the gold alone, it is absolutely the same as the original gold coin, and the weight is not different, and the solidity is absolutely incomparable, such a currency is absolutely equivalent.

But in fact, the cat in it is too big, although on the surface, the gold dollar is only a steel ring on the outside, but in fact, the inner circle of the gold dollar is surrounded by a groove as deep as Maria's trench, and the outer steel ring extends inward and is embedded in the gold coin.

Maybe some people don't understand this, to put it simply, the gold contained in a standard gold coin can make about ten gold dollars, from a certain point of view, this so-called gold dollar, just a thin sleeve outside the steel coin, absolutely fraudulent, yes...... Xin Yun's plan to loot gold started here!

(To be continued)