Chapter 29: The Usury Turmoil

Dong Yao asked this, but it was in Chen Gong's heart, so he said: "Manager Dong is also in charge of the loan intermediary business of the bank? I don't think I've heard of this kind of business." ”

Dong Yao rubbed his hands and hesitated for a moment before continuing: "No, no, no, it's not a bank loan, and it's not our company's business, but some small loan services that I personally recommend to customers, and the borrower is not a bank, but a friend of mine." ”

Usury. Although Dong Yao went around in a big circle, the word quickly appeared in Chen Gong's mind. Interesting, someone actually sold usury to himself, no wonder he wanted Xiang Jie to talk privately after leaving.

"Will the interest rate of a private loan be very high?" Chen Gong did not rush to refuse, it was not easy for him to borrow more than two million funds from the bank through formal channels, but if it was a loan shark, as long as there was sufficient collateral, I believe that the procedures would be much more convenient.

Dong Yao was already mentally prepared for rejection, but he didn't expect Chen Gong to ask like this, and suddenly said with some excitement: "It's not high, it's not high, it's lower than the bank's interest." ”

This aroused Chen Gong's interest, but there is no free lunch in this world, there must be something special in it, Chen Gong did not answer, and quietly waited for Dong Yao to continue.

Sure enough, Dong Yao quickly added: "It's just that the requirements for mortgage are stricter, and the terms of repayment of the loan are relatively harsh." I don't know if Mr. Chen would be interested in going to my friend to talk about it in detail. ”

"Yes, no problem. Let's go now. Chen Gongyi was bold and agreed without thinking about it.

followed Dong Yao to the door of a bar in the north of Rongcheng, because it was still early, there were no customers in the bar, but Chen Gong just looked at a few angry security guards at the door, and he was already convinced that Dong Yao introduced him to a loan shark.

When entering the door, several security guards looked towards this side with bad intentions, and changed to someone else, just afraid that when they saw this place, this frame would have already run away, but Chen Gong looked at his nose and nose, and followed Dong Yao into the bar indifferently.

"Stop, whatever. Above is the manager's room, don't run around if you have nothing to do. When Dong Yao was about to take Chen Gong upstairs, he was blocked by a security guard who looked a little fierce, had a toothpick on his mouth, and his security uniform looked a little messy.

"Brother Meng, this is the customer I found for Manager Niu, go up to discuss business. Dong Yao obviously didn't see this kind of battle for the first time, so he took out a cigarette from his arms and handed it over, and then respectfully lit it for the other party.

"Oh, there's business coming to the door. Brother Meng squinted at Chen Gong who was following behind, and said with a smile, "Little brother, it's not so easy to talk to our manager Niu about business, in order to ensure the safety here, my brothers and I are working hard, why, don't you get some filial piety?"

Dong Yao's face changed slightly, and he lowered his voice and said: "Brother Meng, this is a big customer, and it is the first business that Manager Niu has taken over, you always give face." ”

Brother Meng picked up the cigarette butt in his hand and threw it at Dong Yao's face, scolding: "Big customer of fart! Dong bald, don't think that you are in love with the surname Niu, just think how capable you are, tell you, Lao Tzu doesn't even pay attention to the surname Niu, let alone you, either give filial piety or get out." ”

Dong Yao was humiliated by Brother Meng like this, and his face was a little unbearable, and he looked at Chen Gong with some worry, but found that Chen Gong looked like an old god, and he didn't seem to feel the tense atmosphere here at all.

After thinking about it, Dong Yao still took out a few banknotes from his body, handed them to Brother Meng with a forced smile, and said, "Brother Meng, buy a pack of cigarettes for a few brothers, what do you mean." ”

It seemed a little surprised that Dong Yao didn't have a seizure like this, Brother Meng took the money, was stunned for a moment, then turned sideways and said, "Go up, I want to see what big business the surnamed Niu can take." ”

As a result, as soon as Dong Yao stepped on the stairs, Chen Gong was stopped again.

"Brother Meng, this, what does this mean?" Dong Yao was obviously on the verge of an outbreak, and asked with anger in his endurance.

Brother Meng looked at Dong Yao with a bit of banter on his face, and then pointed at Chen Gong and said, "Your filial piety is given, so you can naturally go up, but he hasn't given it yet." ”

Without waiting for Dong Yao to speak, Chen Gong smiled slightly and said, "Manager Dong, I don't think I really need to go up, just looking at the situation here, I think the next thing is probably not easy to discuss." ”

After speaking, Chen Gong turned around and prepared to leave. However, three more bar security guards appeared in front of him and directly blocked his way.

Chen Gong looked back at Dong Yao, Dong Yao was also anxious, and said loudly: "Wang Meng, what are you doing, Manager Niu is in charge of this business, but Brother Hu personally explained it, if you sabotage it like this, aren't you afraid that Brother Hu will settle accounts with you!"

When Wang Meng heard Dong Yao mention Brother Tiger, the smile on his original face was closed, and he pushed Dong Yao to the handrail at the staircase, and roared angrily: "Don't fucking use Brother Tiger to press me, Lao Tzu has been with Brother Tiger for a few years, and there is no credit and hard work, a year ago Lao Tzu was the security captain of the bar, and a year later Lao Tzu is still the security captain." That's it, now I actually found a newcomer boy with a big fart to be the manager of the bar, and I actually rode on Lao Tzu's head. ”

Speaking of this, a fierce light flashed in Wang Meng's eyes, and he said to the three subordinates who surrounded him: "What bullshit customer, hit me hard, get a half-crippled and throw it out, and then I invite everyone to go to the bathing city to have a good time." ”

As soon as they heard Wang Meng's words, the three cronies and security guards suddenly became excited, and without saying a word, they rushed towards Chen Gong, and one of them was holding a steel pipe in his hand, obviously really trying to beat Chen Gong into a half-crippled.

But before the security guard holding the steel pipe could make a move, Chen Gong had already made the first move. Now he was as fast as a cheetah, and he didn't give his opponent time to react at all, and only threw a punch at each of the other two security guards in an instant.

"Bang!

Both punches hit the security guard's stomach, and the two security guards immediately squatted down holding their stomachs, the expression on their faces was extremely painful, obviously Chen Gong's two punches were not light.

The remaining security guard and Wang Meng who were holding steel pipes were stunned, obviously stunned by Chen Gong's performance. The last security guard, who had already approached Chen Gong's side, glanced at Wang Meng, and finally screamed wildly and lifted the steel pipe and smashed it at Chen Gong's head.

Chen Gong turned slightly sideways, easily avoided the opponent's blow, and then raised his leg to kick sideways, even kicking the person with a steel pipe away, knocking down a table in the bar before stopping.

Seeing that his three subordinates were actually eliminated so easily, not only Wang Meng, but even Dong Yao was a little dumbfounded.

Chen Gong walked slowly towards Wang Meng, his face no longer had the faint smile just now, and the coldness revealed made Wang Meng shudder.

But after all, Wang Meng is an old gangster with rich experience in fighting, who is willing to give in at this time, and rushes towards Chen Gong with a roar.

Chen Gong didn't dodge or dodge, but when Wang Meng's fist was about to fall on his head, a lightning-fast punch from his right hand hit the opponent's lower abdomen directly, immediately causing the security captain of this bar to squat down directly.

Just as Chen Gong was about to make persistent efforts, the sound of coming downstairs came from upstairs, and then a young man in a suit and leather shoes, dressed in extreme spirit, walked down.

"What's going on? Dong Yao, why are you sitting on the ground when you're here?" The young man said towards Dong Yao.

Dong Yao hurriedly got up and said to the young man: "Manager Niu, I finally found a customer, but Captain Wang not only didn't let the customer see you, but also planned to do it." ”

Chen Gong looked at Manager Niu who came down, a smile appeared again on his cold face, he lost his intention to continue to entangle with Wang Meng, and stepped forward and said: "Second son, yes, he looks like a dog when he wears a suit, and he is still a manager now." ”

"Brother Chen Gong, why are you here?" The young man walked towards Chen Gong in surprise, wasn't it Niu Er, who had just come to Rongcheng for a few days.

Looking at the three security guards who were upside down in the bar, Niu Er didn't even look at it, and directly invited Chen Gong into his office, this time Wang Meng just stood aside and watched with complicated eyes, and didn't dare to make any more moves.

"Second son, why did Uncle Hu let you be the manager so quickly, so he wasn't afraid that you wouldn't be able to do it?" Chen Gong was very surprised that Niu Er appeared here, it had only been a few days, even if Hu Jianguo trusted the candidate he recommended, but this speed was too fast, no wonder Wang Meng had an idea.

Niu Er knew that Chen Gong didn't drink, so he took a cup of tea and put it down, and then said: "Brother Chen Gong, I still know how many catties and taels I have, but there are many people under Brother Hu who dare to fight, but there are too few who are willing to use their brains." Recently, Brother Tiger's territory has expanded rapidly, and there is a shortage of people in many places. Those who can fight and have brains have all been sent by Brother Tiger to the new field to sit down, and these old fields can only be handed over to me like this. ”

"But it looks like you can't hold it here. Thinking about Wang Meng's performance when he first came, it is estimated that Niu Er will probably not be able to eat here.

Niu Er smiled and said disapprerovingly: "It's okay, Brother Chen Gong, I've thought about it, some things have to be done slowly." Let's take Wang Meng outside, he is an old qualification, and he is popular here, if I fight him head-on, I will definitely suffer, but I am not in a hurry, he is in charge of security, I am in charge of finances, some people may not be rich, but there must be people who are rich in the end. ”

Chen Gong nodded, and he recognized Niu Er's mentality.

"By the way, Brother Chen Gong has been a little tight lately, how could he let Dong Yao bring it over. Niu Er said.

"That's right, I recently wanted to buy a suite in Rongcheng, but the money was not enough, originally I wanted to find a bank mortgage, but I was pulled over by Manager Dong. I just didn't expect to meet you here. Didn't you help Uncle Hu take care of this bar, why did you still start a loan shark business? Chen Gong didn't hide what Niu Er meant, and said the truth.

Niu Er smiled and said a little embarrassedly: "Actually, it's not a loan shark, and the interest is actually similar to the bank." Brother Tiger handed over this bar to me, saying that I could take care of it as I wanted, and he had a special accountant to audit it in terms of finance, and he was not afraid that I would lose the bar. So I want to learn from the lenders on TV, use money to make money, and find another way to make money. ”

Thinking of Wang Meng outside the door, Chen Gong smiled and said: "But depending on the situation, your business is not going very well, I heard Dong Yao say, I am your first customer?"

"Yes, in fact, some people wanted to come to consult before, but they were blocked by Wang Meng's group at the door of the bar. In fact, they don't want to think about it, and when the bar makes money, their welfare also goes up? Brother Chen Gong, how much are you going to borrow? Don't worry, as long as you open your mouth, I won't count the interest. Niu Er said very sincerely.

"If possible, I would like to borrow two million, and as for the interest, I can calculate it as I want. In case I can't afford it, a house and a shop as collateral will be fully covered. Chen Gong smiled, not intending to accept Niu Er's kindness.

"Two million. Niu Er was shocked by the amount reported by Chen Gong, which was almost two-thirds of the total amount of money he was able to lend, "This amount is a bit large." In fact, the bar doesn't have much liquidity, but I took the bar to the bank as a mortgage, and then through some connections, I got some interest-free and low-interest loans in the name of sponsoring small and micro enterprises, and the total amount was only 3 million. ”

Niu Er's words made Chen Gong a little surprised, he didn't expect him to have such a big courage, as soon as he came, he would make such a big move, as a fellow villager, he had to support it: "There will be no problem with lending me money, first of all, my collateral can definitely guarantee your bottom line, and the interest can be considered higher." ”

Niu Er frowned and said, "But, Brother Chen Gong, I only plan to make a short-term investment with this money, and I will recover it all within five years." If you count the interest and pay it off in five years, I'm afraid that the monthly repayment amount is not a small amount. ”