This kind of stocks can maintain and increase the value of funds, such as the current pension industry, food industry and various energy stocks, which can be held for a long time to maintain and increase their value.

To do stocks, we must be long-term and supported by the state, which is called conforming to the national development trend. ”

Speaking of this, Dong Xiaonan was energetic, his eyes were bright, he snapped his fingers, and said: "Recently, I saw those new energy, high-tech, and some more fashionable stocks, can you also invest in them?"

You see, the more fashionable things are, the more expensive they are, and the more profitable they must be, right?

How do you just talk about unpopular stocks? ”

Li Yi shook his head and said with a smile: "In the stock market, we must follow the trend in operation, and we must go against the trend in choice." ”

Dong Xiaonan thought about it for a long time and didn't figure it out, slapped Li Yi angrily, and said with a slightly angry face: "Talk about people!" Say what I can understand! ”

Li Yi explained with a smile: "In terms of operation, we must follow the trend, which is to say that when entering and exiting the stock market, we must make a decision and be decisive in execution."

Otherwise, in the ever-changing stock market, the last minute is still profitable, the next minute is a loss, and the situation is not right when entering and exiting the market, we must be decisive and not dead.

Contrarian in the choice, this means that when choosing stocks, don't follow the trend, otherwise, you will be stuck in the middle of the mountain, or even on the top of the mountain, and don't think about returning to the original for the rest of your life.

For example, a certain oil stock, which opened at the top of the mountain, has passed a few years, and the current price is less than one-fifth of the original price! Ordinary people will not be able to make a profit and escape for the rest of their lives. ”

When Dong Xiaonan heard this, he wanted to retreat a little in his heart, there is still bank security, so it won't shrink so seriously.

However, she still wants to ask: "What is the basis for this choice of stocks against the current?" Why is it that following the trend and doing stocks will be trapped? ”

Li Yi smiled mysteriously and explained slowly.

This basis is simple and simple, and complex is complex!

Let me give you an analogy, if you throw a stone at a calm lake, will there be waves of water ripples? Li Yi turned his head and asked seriously.

Dong Xiaonan didn't think about it, and said with a smile: "That's for sure, unless the ice is frozen, otherwise, the stones thrown down will smash out waves of water ripples."

But does this have anything to do with the buck of the tide of investment choices? Why can't I see a relationship? ”

Li Yi smiled and nodded: "It's very related, it's very related!" This involves a noun called the ripple effect of information.

We take the stones thrown into the lake as the source of information, and the moment we are thrown into the lake, the closer we get to the stones, the first to get the information source, and these people will react to the investment earlier, and they are the ones who will ultimately benefit.

The current network information is obtained in advance by those bigwigs, and it will be released only after they have completed the operation of the investment market. Generally speaking, we see public media information one to two days later than instant information.

In addition, many media are now controlled by investment institutions, and what kind of information they want to publish, naturally someone will process what kind of information for them and publish it to the public, so that public investors will be led by the nose.

Therefore, ordinary investors are constrained by investment institutions in terms of information, and they cannot distinguish the authenticity at all.

Therefore, when following the trend of investment, the investment choices made by investors are the routines of those investment institutions, and in the long run, can they not lose money? ”

Dong Xiaonan: "Huh? In this case, wouldn't ordinary investors be slaughtered by others? ”

Li Yi nodded first, then shook his head: "It's not all, because ordinary investors have a secret weapon!" ”

Dong Xiaonan was startled, shook Li Yi's arm, and asked curiously, "Secretly open the weapon?" What? Hurry up, say it! ”

Li Yi said with a smile: "The weapon that this secret is opened is time!" Because the money of those investment institutions is borrowed or raised, there is a time limit.

The average fund institution has at least one-third of its reserve fund for day-to-day fund switching.

All investment institutions will usher in large-scale fund redemption in June and August, and there is also a fund redemption around the Spring Festival, after all, these two time periods are used for money, either factory production needs, or family capital needs.

Therefore, a normal investment institution will not operate for more than half a year, and they must complete the required value-added within half a year to attract more customers.

However, there is also a special kind of investment institution, such as a closed-end public fund, which has a relatively long investment time.

Generally, it takes them 15-20 months to complete an investment cycle, and of course, they will pursue higher returns.

This gives ordinary investors the opportunity to exchange time for profits, but the premise is that the listed company represented by this stock must be fine, otherwise, a garbage listed company will not want to make a profit for a hundred years. ”

Dong Xiaonan somewhat understood: "Well, since you understand this, you can do it for me, I will hand over the account to you, if you win, we will drink wine and eat meat, and if you lose, you will lose money!"

Li Yi turned his head suddenly: "You're not stupid, aren't you?" Then I'll have to pay for it! ”

Dong Xiaonan smiled and patted Li Yi, handed him a bank gold card, and suddenly, remembered something: "By the way, what do you think of other investment methods?" ”

Li Yi shook his head: "Other ways, the only ones suitable for large funds are large-amount certificates of deposit or large-denomination treasury bonds."

Futures, this investment is a heartbeat, the water is too deep, there is no big background, don't touch it.

Those commemorative coins, except for the commemorative coins issued by the state and the formal department of banks, the so-called commemorative coins issued by other private institutions are a pile of waste paper and have no investment value.

There are also some postage cards and foreign exchange platforms, don't believe it.

These platforms themselves are illegal, and they are all manipulatively manipulated black hand platforms, and they have only one purpose, that is, to make money and run away! ”

Dong Xiaonan nodded, touched his smooth chin, and remembered the investment matter asked by an old customer today, so he said: "By the way, many people are keen to invest in apartments at the moment, what do you think of this?" ”

Li Yi thought for a while and shook his head: "Investing in apartments is not as good as investing in normal commercial housing, there are three main reasons:

First, the property of the apartment is commercial and residential, and the scope of use is narrow, and it is generally entrusted to a professional intermediary before it can be rented.

However, professional apartment agents often tear down the east wall and make up the west wall to divert funds for other purposes, and in the end, the landlord cannot collect the rent, the tenant is not protected, and it is empty!

At present, there are many apartment agents running away, so you should be cautious.

The second is that the location of the apartment is very awkward, the area is small, one person is enough, and the two people are too narrow, which can only be used by some people living alone, and the risk resistance is too poor.

Third, the price of apartments is often inflated, and the value-added value is limited. Many people feel that apartments are not within the scope of purchase restrictions, but they don't know that once they buy an apartment, all kinds of troubles are more tricky than normal commercial housing. ”

Dong Xiaonan stopped the idea of investing in an apartment, tilted his head and asked curiously, "Hey, say something else." Do you guess the price will go down? Now the Internet and various media have been saying that housing prices will fall, then? ”

Li Yi smiled disdainfully: "This is fooling!" Big flicker!

Housing prices are linked to taxes and are controlled by relevant institutions, do you think housing prices can be reduced? It's just that house prices are rising a little more slowly.

It's still the same reason, the information you see is released by some unscrupulous organizations, they fool people that housing prices will come down, but at the same time buy land at a high price and hoard land, looking back, their real estate is high as soon as it opens!

For example, there is a big guy who has been saying that house prices are like green onions in ten years, but now ten years are about to pass, house prices are still soaring, someone has done a survey, and the big guy who said that house prices are like green onions, has hoarded a large number of real estate.

In the future, with the expansion of cities, not only will housing prices not fall, but the central urban area will rise further, and the urban edge will rise more slowly.

It's also a way of thinking against the current.

As for many people saying that the population is less and there are more houses, these are all fallacies, at least the population of second-tier cities will be more and more, you look at the countryside and small cities, and now there are still a few young people at home? ”

Dong Xiaonan nodded: "That's what I said, then what if I invest in commercial housing?" How should this be done? ”