Chapter 205: The Power of Finance (Guaranteed Subscription 2)

Mingyue never thought of such an operation as Qianzhuang, because according to Huo Gang's words...... She can imagine how cheap the circulation of money, especially the circulation of bulk goods, will be in the future.

You know, now a lot of goods in Datang, especially bulk goods are very cumbersome, not to mention anything else, just the timeliness will be much lower, if the two families do business, and they are both in Chang'an, if they are doing business in cities near Chang'an, and there are not so many, they need to report and negotiate.

After the talk, they reported to Chang'an first, and the two families in Chang'an pulled the copper coins back in a carriage, and then returned, and they began to trade.

Of course, if it is a multi-year partner, this step can be omitted, but in any case, it is much more cumbersome.

And like Huo Gang said, I don't know how convenient it is! Many people who are doing business for the first time don't have to worry about any trouble or anything like that, just pay for the goods.

"This ...... It's the security issue that we need to think about. Mingyue thought about it for a long time, and the only shortcoming that came to mind was this security issue.

Some other shortcomings, Mingyue hasn't remembered for the time being.

"Of course, this is the most important thing, so I will give these experts a high salary and honors, and let them improve related things."

"Like these money banks, in the later stage, there are more routines that our currency can play." Huo Gang said with a smile.

"There's more?" Mingyue was stunned for a moment.

"Of course, this is only the most basic way to play, more advanced, for example, if you deposit money in the bank, I can give interest, the interest may be very low, but I can give a certain amount of interest, for example, if you save money, I can give you a penny a year. In other words, you always put your money in my bank, you don't have to do anything for a year, and I will give you a penny. Huo Gang gave an example.

Don't think that this interest rate is very low, in fact, according to the history of the money bank when it first appeared, instead of interest, but to charge, even so, people who save money are flocking to it! Because it's so convenient!

For merchants, this temptation is inevitable, and more importantly, if the safety of the money bank can be guaranteed, the money bank is much safer than their own merchant's own home, and do you think that the ancient silver money, the merchant has no loss in his own home?

Therefore, it is completely acceptable to these businessmen to pay a little bit, otherwise, just hiring bodyguards to protect those money will cost a lot of salary.

Huo Gang doesn't even pay money, but gives interest, which is already a great discount, okay? Of course, the real interest can't be so low, but Huo Gang just said that it is estimated that the interest will not be given at the initial time.

"If that's the case, with everyone believing in us, do you think there will be more people saving money?" Huo Gang asked with a smile.

"Yes." Mingyue said with certainty.

"Yes, maybe there are not many people who save money like this, just rich people, but rich people deposit and withdraw more, there is an advantage, that is, their capital flow, capital transactions are basically within our control, if there are some corruption and bribery in the future, do you understand?" Huo Gang glanced at Mingyue.

Mingyue instantly understood that if a society is accustomed to the existence of money banks, it is very convenient to embezzle and accept bribes such as checks! After all, it is convenient for you to carry dozens of boxes of money directly for gifts, or is it convenient to carry a few pieces of paper in your arms?

But these things are documented.

Looking at her leader, Mingyue didn't know what to say, because ...... Did Huo Gang already think so far away? According to Huo Gang, it is estimated that it may not be possible to reach such a point in a few years, but has the leader started to lay out from now on?

"It's just the domestic benefits, and the foreign benefits are even more." Huo Gang smiled.

"And?" Mingyue asked subconsciously, she was already numb.

"Of course, let me ask you, if our country is as strong as the Tang Dynasty, are we very influential in the surrounding countries?" Huo Gang asked directly.

"That's for sure." As a Turkic person, Mingyue is naturally very clear about this, even if the Turks have their own language and habits, they are very deeply influenced by the Tang Dynasty, for example, their entire social structure and official structure are no different from the Tang Dynasty.

At most, the names of official positions are a little different, but in fact, except for the name, everything else is the same, and some other living habits and so on will be affected.

"So, if our country has some things that these countries need and have to buy, and we don't prohibit merchants from coming and going, after a long time, do you say that the currency used by these small countries will be dominated by our country?" Huo Gang asked.

"Yes." Mingyue nodded directly without thinking about it, because countries like Yiwu and Gaochang actually use a considerable part of the copper coins are Datang money! This is the influence of Datang.

"Then, if one day, these countries want to betray us and go to war with us, and we directly declare the money in their hands invalid, you say, will it hit them? Or to be more precise, the merchants and families of their countries who have a large amount of our coins in their hands...... Will there be a rebellion? Huo Gang said strangely.

Mingyue: "!! ”

To be honest, Mingyue didn't expect that a country's currency could already have such an impact, think about it, if it really comes to that day, this influence is inevitable. Of course, there may be some response from some countries, but with their currencies, it is inevitable.

"That's basically it, as for the more advanced ones, I'll give it to you when I have a chance in the future, even if it's now, it's good that we can achieve it in the future." Huo Gang said with a smile.

Mingyue: "......" She doesn't know what to say anymore, Huo Gang has said enough of this, and there are even more powerful ones? It's just that no matter what she thinks, she doesn't know how powerful this can be.

"Your next job is to keep an eye on the news in this regard, and tell Shi Wannian when you go back that all the woolen cloth we are going to sell will be postponed for a month, and as for the limited exchange of silk silk and linen, the wool cloth will be available openly. The same is true in Loulan City, if there are merchants who go to the villages below to exchange food stamps, whether it is the price of grain or other things, it must be cheaper than our official ones, we don't care. ”

"However, it should be noted that all exchanges must be fair and equitable, and you cannot force you to buy and sell." Huo Gang explained.

"Yes!" Mingyue immediately bowed and said.

If Huo Gang hadn't explained before, she might not have understood it very well, but after Huo Gang explained and then issued such an order, Mingyue would understand why Huo Gang did this, just to popularize food stamps as soon as possible.

"In addition, the new food stamps here will soon be replaced, and the old food stamps are gradually beginning to be withdrawn from circulation. I'll have food stamps delivered to you then. Huo Gang added.

"Yes, but, chief, do we still call food stamps? It's better to change the name to Han Yuan directly. Mingyue hesitated and said.

"No, we're going to call it food stamps, remember, we're going to be food stamps for months, if not years, in the future, you know?" Huo Gang smiled strangely and said, "Anyway, we are not money, as for ordinary people to use it as money, we do not deny, do not admit, and do not refuse." ”

Mingyue was a little stunned, she didn't know why Huo Gang did this, but she didn't understand, she didn't ask, she decided to go back and think carefully about why Huo Gang did this.

"Mingyue understands."

"The initial outbreak of these merchants should be merchants from Gaochang Kingdom, you should remember our five-year plan, at this time, you can arrange your people to enter these caravans, and then take the opportunity to spy on the intelligence of the entire Gaochang Kingdom, these should not need me to teach you." Huo Gang added.

"Yes, my subordinates understand." Mingyue took a deep breath.

"By the way, Chunmei is on your side, how about it? You alright? Huo Gang remembered his maid and asked.

"Chunmei's financial ability is very outstanding, and she has completely figured out our finances in just a few days, and she can also assist me in running many things." Mingyue immediately spoke.

"Well, yes, if you can, you can help. But you must pay attention to her safety. ”

"Yes."

After explaining to Mingyue, she left directly, while Huo Gang pondered for a while, and it seemed that some of his plans were about to be accelerated.

The sales of cloth, especially the sales of improved cloth, cotton and linen, must initially be aimed at their own territory, in this way, Huo Gang can directly exchange it at cost, for Huo Gang's territory, this means that they can say that they basically did not spend any money, but they have done a lot of things.

As for Datang, for the time being, there is no way to trade in Longxi Li, not because Huo Gang's productivity is not enough, but because the current capacity of Longxi Li cannot keep up.

"Natsutake." Huo Gang pondered for a moment and said directly.

"The slave is here." Xia Zhu's voice soon sounded outside.

"Go, invite the city lord of Wu, just say that I have something for them to do, and let Cailian come over by the way." Huo Gang said.

"Yes." Xia Zhu immediately agreed, and turned to leave.

A few minutes later, Wu Ping's voice came from outside: "Subordinate Wu Ping asks to see." ”

"Please come in." Huo Gang immediately spoke, and after Wu Ping came in, Huo Gang smiled and said, "City Lord Wu, you are now old and strong, this speed is fast enough." ”

"Where, the leader laughed, it just so happened that I came to report the good news to the leader, but I didn't expect the leader to find me, Miss Xia Zhu has already gone to find Cailian." Wu Ping said with a smile.

"Oh? Annunciation? What hi? "Huo Gang had some surprises.