Only by motivating the craftsmen to make them feel that it is profitable to do this. Pen Fun Pavilion wWw. ｂiquge。 info set up a reward and punishment mechanism, if you do a good job, you will get the money, and if you don't do it well, you will be held accountable, so that these craftsmen in Anzhou can do their best to build bird guns. The quality of weapons in the Chu army has always been very bad, whether it is in Youzhou or Lizhou, Yang Tianhong has heard many strange allusions about the use of weapons by the officials and soldiers of the Chu State. What steel knife is deformed can't even cut a person's body, and what armor is rotten can be pierced with a single arrow...... The reason for these unbelievable situations is nothing more than the status of the craftsmen who build weapons in the Chu State is like slaves. They are generally unpaid for their hard work, and even if they do a good job, they are not rewarded, and if they do a bad job, no one will hold them accountable. Especially the cadres who supervised the construction above, they had to constantly withhold materials, and they also instructed craftsmen to do their own private work. In such a situation, it is natural that there will not be any high-quality weapons to create.

Anzhou paid the craftsmen here, but it avoided many drawbacks in the official workshop of the Chu State. However, the blacksmiths are paid the same wages for building other weapons as they are for building birds, so they are naturally unwilling to work hard and take responsibility. Everyone knows that building a bird gun is a lot of work and a lot of work, and everyone knows that building a steel knife and spear is easy and easy. But now, for every shot of bird's gun, you can get a silver tael, which is an extra reward. A skilled blacksmith is ten taels of silver a year, and what he gets with this rod of bird is one-tenth of his annual income. Over the course of the year, it's not hard to build twenty strokes. It is equivalent to doubling everyone's annual income. With the temptation of such a lucrative income, they will naturally work hard to build it, and naturally they are not afraid to engrave their names on the bird's gun, and if something goes wrong, they will be held accountable by the above.

Speaking of which, this is the simplest reward and punishment mechanism.

The problem of the fire gun was solved, and the craftsmen bowed to Yang Tianhong and retreated. Immediately afterward, Meng Qi trotted in again. As soon as he sat down, he didn't even have time to take a sip of tea, so he shouted and said, "Grandpa, things are a little troublesome." The amount of gold and silver that we have now accumulated in our hands is already a great amount. In addition to the money stored in the Anzhou treasury, the amount of money flowing in our hands is also terrifying. You've got to get an idea, hurry up and get an idea!"

"Now the big city of Lizhou has been opened, although the merchants from all walks of life do not know the details, but they can probably estimate how many there are. Among them, many people want to come and borrow money from us, and the interest is good. The subordinates thought that it was useless to put this silver in the treasury, and if it could be released to earn interest, it would really not be bad. Speaking of which, whether it is Anzhou or Lizhou, there is so much trade in goods in the big markets on both sides, and I don't know how much money goes in and out. Merchants have to call their positions, and if Grandpa's silver is turned over in these businesses to earn interest, in a year, I am afraid that the income will be no worse than the various businesses we currently have. And then again, with Grandpa and the Xuanhuo Army here, who would dare to play tricks on such a thing? Who would dare not pay off the debt?"

As he spoke, Meng Qi reached out and licked the saliva on his tongue, dipped his saliva and opened the account book in his hand. He kept talking, this is the important thing that Meng Qi wants to talk to Yang Tianhong. Although he was shouting about the stakes, in fact, Meng Qi already had a set of cases in his heart, especially when he saw Yang Tianhong listening attentively, Meng Qi felt even more happy in his heart.

Today's Yang Tianhong is no longer the Yang Tianhong of the past. Meng Qi only felt that he was a subordinate in front of Yang Tianhong. Of course, there is no other mind. It's just that the relationship between the two people is no longer what it was at the beginning. As Yang Tianhong's identity continued to become noble, Meng Qi gradually felt that he was actually a businessman. It's just that in Anzhou and Lizhou, Meng Qi is the first person in finance under Yang Tianhong. This position is unbreakable, and Meng Qi also feels that this is the life path he should have.

Soon, a whole set of plans has been finished. Meng Qi couldn't help but be thirsty and picked up the tea bowl to drink tea, looking at Yang Tianhong in contemplation, Meng Qi couldn't help but say again: "Grandpa, this money lending and debt collection, transferring positions, after a long time, all the businesses in Anzhou and Lizhou will be caught in our hands." If anyone dares to disobey, he will not be able to do business if he pinches the silver. Whoever is buying and selling is booming, as long as our Ping An Commercial Bank wants to enter, we can swallow it directly, and no one can say whether it is or not. After all, these are all normal business dealings, money in and out, who can say that we are not?"

After saying this, Meng Qi coughed and looked at Yang Tianhong with some apprehension. Every time he had such a conversation, Meng Qi never felt that Yang Tianhong was an outsider in business. Moreover, Yang Tianhong often shows an age that is not commensurate with his age. Meng Qi had a profound experience of this as early as when he was in the capital. Moreover, Yang Tianhong sometimes behaves very old-fashioned, and he has a bottom line in doing things. So, what he said just now is actually the way he said, although he said it happily for a while, will Yang Tianhong not accept it? Will he also reprimand himself?

Yang Tianhong was pondering, and his expression became more and more serious. This made Meng Qi's heart even more apprehensive. Although Yang Tianhong was a young duke, when the two communicated, Meng Qi always felt inexplicable pressure. From the eldest son of a business family to the now famous financial director of the Xuanhuo Army in the northern and southern states, Meng Qi knows very well and clearly knows who gave all this. He didn't want to lose it for nothing.

"Speaking of which, you're a good idea!"

After a long time, Yang Tianhong finally spoke. This sentence completely reassured Meng Qi. Meng Qi's idea can't be said to be amazing, in fact, it is to borrow to earn interest. There are more than one wealthy businessmen with sufficient funds to do this, but it is a great inspiration to control various businesses in Anju and Lizhou through this loan, and to be able to grasp these businesses at a critical time. This reminded Yang Tianhong of a lot of other worlds......

"But that's not enough. ”

Yang Tianhong spoke very slowly, and as he spoke, he searched for the parts of his memory that he needed. Next to him, Meng Qi couldn't help but sit up straighter, with irrepressible excitement on his face, he knew that he was right.

"The scale of lending to earn interest should be expanded. Speaking of which, this business can not only be done by us in Anzhou and Lizhou, but also in other places of Ping An Commercial Bank. In the long run, we can not only take our own money out to eat, but also let others keep their own money with us, and then release it to generate interest. Now, there are big cities on the Anzhou side, and there are also big cities on the Lizhou side. The bazaar over there in the capital will also be controlled in the future, and it won't be long before the Tongzhou side will become our territory. Merchants traveled to and from these places with large sums of silver. Not only is it inconvenient, but it is also very risky. If they can deposit the silver in our counter, and we can issue a ticket according to the amount deposited, and take a piece of paper or a sign, and go to our various stores to exchange the silver, then this business can also be done. ”

Yang Tianhong basically learned and applied the concept of banking in another world, and then talked to Meng Qichun here and eloquently.

Meng Qi was already stunned, and he leaned forward, lest he miss a word. Hearing this, Meng Qi's eyes lit up, and he nodded again and again and said, "Grandpa is right, we can also do this meeting ticket." ”

Silver checks have been around for hundreds of years. The name is called the meeting ticket, and it is also a bill issued by a large merchant with sufficient strength, which can be exchanged for cash in various branches. It's just that this is mainly for officials and scholars from various countries who travel between the north and the south, and the face value is not large. Speaking of which, it is also because the issuer of the bill of exchange does not realize the huge value and its own strength is not enough, so it has not been widely promoted in the world.

Yang Tianhong smiled and continued to deepen the topic: "Old Meng! Think about it again, we have two commercial firms, Ping An Commercial Bank and your Meng Family Commercial Bank, and the scale has long exceeded that when we first started operating in the early years. At present, the two commercial houses are all over the southern part of Shaanxi and Jiangbei, and it is a bit ugly to say, probably that there is no involvement in the desert grassland for the time being, and where is there no silver from our Ping'an and Mengjia commercial houses in other places in the rest of the world? First Anzhou, then Lizhou, and Youzhou, the battle beat Aries Rongdi to the point that he lost his temper completely, and the people who didn't say that our Xuanhuo Army was good? What's more, we have silver in our hands and have a good reputation, in this case, no one will believe that we will repay the debt. Of course, there is always a process for this kind of thing. It is impossible for a merchant to just deposit the silver in our counter. At the beginning, I estimated that they would still save it in Hoi Anzhou, and then at most it would be Yaoxian, Jiping or Caixian. Speaking of which, the exchange trade is also on the boundary of our Anzhou. But this is the way things have to be. As long as the days go by, our credibility is also gained, and they themselves are not willing to toss back and forth with a large sum of silver. The easiest way is to give our bill directly, and then the outside buyer will recognize it. This method is simple and convenient, and there is no need to count directly with cash, as long as you look at the amount on the ticket, both parties can rest assured. If we can really do this, when the time comes, I am afraid that everyone will use the bills we have issued. ”

This is very clear. Even people who don't have any financial literacy can hear it clearly.

Meng Qi nodded subconsciously. But as soon as I clicked it, the whole person was stunned, and suddenly his eyes were dilated, as if he had lost his mind. He was so rude to think, thinking about it, his whole body trembled without the control board. After nearly half a minute, Meng Qi took several deep breaths before finally sorting out his thoughts, and said excitedly: "Yes, according to what Grandpa said, when this kind of practice is in full swing, after we arrive, can't we directly issue bills? The amount of our bills is one hundred taels, and in the outside market, it will be regarded as one hundred taels of silver." Say a thousand words and ten thousand, this kind of bill is actually a thing that everyone recognizes each other. As long as the grandfather says that it is worth a hundred taels of silver, it is a hundred taels of silver. And those businessmen outside won't care if we have this hundred taels in our warehouse. Grandpa, isn't that the truth?"

Yang Tianhong smiled and nodded. His words, to put it bluntly, are another of the most superficial routines of the World Bank's finance. Just like the currency banknotes of another world, to put it bluntly, its essence is to add various anti-counterfeiting technologies and beautifully printed paper. This kind of thing has no value in itself. But in another world, everyone treats it as something comparable to gold and silver. The reason is simple, it is because the banknote itself is recognized by everyone, and everyone treats it as currency. If there is no such credit relationship, the ghost will stupidly send the gold and silver to the bank, and then exchange it for a stack of colorful banknotes.

However, Meng Qi is a first-class businessman in the world after all. Just said this, Meng Qi immediately shook his head again, and another aspect instantly came to mind in his mind, and he shook his head again and again and said: "This bill is good, but I'm afraid that something will go wrong." Don't end up making it the same as the treasure money of the Han Dynasty thousands of years ago. That's really waste. ”

"Your concerns are right. However, this kind of thing will not depreciate as long as it has credit. This is just one of the means for our Xuanhuo Army to accumulate wealth, but not all of it. ”

Yang Tianhong replied with a smile. In fact, the ancient Han Dynasty also issued banknotes in the past, which is the so-called Great Han Treasure Banknote. Speaking of which, monetary relations are not exclusive to another world. There are also people in this world who have a great eye and see a wonderful way to replace gold and silver with paper. However, in the ancient Han Dynasty, there was no means of monitoring to restrict the issuance of treasure banknotes. The rulers of the Han Dynasty also did not have the slightest awareness of its supervision, and always printed as much as they wanted, which led to the rapid depreciation of the Great Han Bao banknotes. In just a few years, the treasure banknote has quickly become a waste paper from the initial value comparable to gold and silver, and has also become a means for the royal nobles of the Han Dynasty to exploit the people. Until now, when the merchants and people talk about the treasure money, they still have lingering palpitations and fears. But the problem is that it is the result of the Han royal family not cherishing their own credit. And the key and fundamental to the dependence of paper money and bills is credit. For the Xuanhuo Army system dominated by Yang Tianhong, the word "credit" is not to worry at all. At the very least, in Anzhou, Lizhou, and even Youzhou, there is no need to worry about the value of the bills issued by the Xuanhuo Army and the Jiedu Embassy.

At this time, Meng Qi was already a little crazy. What he wanted to say when he came to Yang Tianhong tonight was to revitalize the large amount of gold and silver stored in the vault and lend it out to earn interest. But I didn't expect to hear Yang Tianhong's words about modern financial knowledge. Although Yang Tianhong did not go into too much detail, nor did he give a fundamental and thorough explanation of the financial system of another world, even these less detailed words have lifted a small corner of the curtain of advanced theories from another world. And the golden light revealed by this open corner was shining, and the light was enough to shock Meng Qi, and it already made him feel dizzy and intoxicated.

Meng Qi is worthy of being a businessman. For money and finance, there is this instinctive vigilance and touch. He felt as if he was a fish that had been thirsty for water for a long time, and suddenly he saw a pool of water in Yang Tianhong's place, and he couldn't wait to get into it and swim in it.

When talking, because of the response to thinking, I can barely stay awake. When the silence fell, Meng Qi felt countless thoughts rushing through his mind. He seemed to see an incredible, yet infinitely attractive prospect. The prospect made it impossible for him to calm down. And at the foot of this curtain, it seems that there is a mountain of gold, releasing an incomparably attractive and strong value towards itself.

"Wait, Grandpa, please wait a moment and let your subordinates write these down first. ”

Meng Qi even said with a trembling voice. At this moment, where does he care about any courtesy. After finishing speaking, without waiting for Yang Tianhong to agree or deny, he stood up from the chair, took out a pen and paper directly from the cabinet next to him, and quickly recorded it.

His voice trembled, his body trembled, and while recording, he said in a loud voice: "Grandpa, now every spring and autumn is the hottest time for silver money lending. If we do this, it won't take long for us to grasp the money and grain in the south of the entire Chu State. Speaking of which, as long as this thing is done, whether it is collecting or selling grain, the merchants and the common people will have to use the silver of our Jiedu Embassy. Hahahaha! When the time comes, when the time comes, ......."

When he said this, Meng Qi's face was even a little frightened.

The south, including Anzhou, has always been the most important grain-producing area in the Great Chu State. At the same time, it is also the richest place in the Chu State. Anzhou already belongs to Yang Tianhong, and the grain and rice here are now also transported by sea to the north of Chu through the Caixian wharf. If you can really get things done at this point...... Then, just by thinking about it, you can know how much Grandpa's power will swell in the future. It was not at all a power that could satisfy the position of the two states, but a strength comparable to that of an emperor. Originally, I thought that Yang Tianhong's status as a duke would already be a very popular minister, and he was extremely wealthy. But now it seems that his vision is still too limited.

Meng Qi originally thought that when he thought of this, it was already very terrifying. But now, Meng Qi suddenly had a kind of fear and illusion that he could really feel within reach, but he didn't dare to think about it. (To be continued.) )