Chapter 692: Spending money is like running water
In the evening, Lele made a special trip home.
Yang Lina looked at her little daughter who came back suddenly, and couldn't help but be curious: "Why are you running back now?" Not going to school tomorrow? ”
"Mom, I have something to do with my uncle."
"What's the matter?"
Yang Lina immediately became alert.
Her uncle is not a reliable person at first glance, don't lead her baby daughter crookedly.
"Uncle is planning to open a bakery, and Dad asked me to help Uncle check the gates."
Lele understated.
As soon as Yang Lina heard that it was her husband's order, she no longer paid attention to this matter, and went to the kitchen after a few words.
Since her mother-in-law moved into the flower house, all the big and small affairs of the family have fallen on her.
After the mother left, Lele immediately knocked on the door of the uncle's bedroom.
"Knock knock...... Uncle, are you at home? ”
"Is it Lele?" Tan Aifang opened the door and said, "Is there anything wrong with your uncle?" ”
"Uh......"
Xu Bin immediately came over to relieve the siege of the little niece, and by the way, he stuffed the little tiger to his wife:
"Lele, let's go outside and talk."
"Dabin, are you hiding something from me?"
Tan Aifang's brows furrowed slightly.
Xu Bin waved his hand: "Didn't I tell you just now?" I want to buy some bread from Lele and sell it, so you don't have to worry about that. ”
"Didn't you two say no at home? I'd like to hear about it too. Tan Aifang said uneasily.
"We talk about business, and you don't understand, why are you fooling around?"
After Xu Bin finished speaking, he walked out of the house with his little niece.
Tan Aifang shook her head helplessly.
Since my husband became the general manager, not only has a good temper, but he doesn't like to discuss things with himself anymore, and he has to be arbitrary in everything.
As soon as he walked out of the door, Xu Bin couldn't wait to ask: "Lele, is there a problem with the loan?" ”
"Hehe, I can't figure it out?"
"Okay?"
"That's it." Lele nodded, "Uncle, tell you a great event, the price of your villa has risen." ”
"Really? How much has it gone up? ”
Xu Bin hurriedly asked.
Lele held up a finger.
"Up a percent?"
Xu Bin said happily.
A price increase of 10% means an increase of 20 million.
That's a lot more profitable than starting a company.
No wonder there were so many people who were keen on flipping houses before.
Lele shook his head and said mysteriously:
"It's not one percent, it's up 100 million."
"100 million? Lele, you didn't make fun of your uncle, did you? Xu Bin's eyes widened.
"Uncle, lie to you as a puppy."
Xu Bin's whole person floated in an instant.
That's a hundred million?
He's grown so big, he's never seen so much money, let alone owned.
After three or five minutes, Xu Bin came to his senses, and suddenly sighed:
"Lele, your father still has a vision, when I first looked at the house, I was too expensive, and your father insisted that I buy it."
"My dad has always had a good eye, otherwise he would have created such a big family business."
Lele said proudly.
This sounds a little harsh, the more capable the third child is, the more incompetent he is as a big brother, Xu Bin can only quickly change the topic:
"Lele, when are we going to take out a loan?"
"Sooner rather than later, how about tomorrow night? I asked Director Zhang to come to the store first, let's settle the matter first, and then go through the formalities. ”
"No problem."
"It's just ......," Lele glanced at the uncle secretly.
Xu Bin was immediately surprised: "Just what?" ”
"Uncle, I want to borrow more money and stock up on as much flour as possible, what do you think?"
"How much do you want to borrow?"
"According to Director Zhang of Pratt & Whitney Bank, he can help us borrow 200 million."
Lele immediately replied.
"Two hundred million?" Xu Bin was taken aback, and even there was a tremor in his voice: "Is 200 million too much?" ”
"Uncle, I still say the same thing, support the bold, starve the timid, nieces are not afraid, what are you afraid of?"
Lele desperately incited.
"I can't say that, Uncle has worked hard for most of his life, and it's not easy to make some money."
Xu Bin hesitated.
"Uncle, since my father suggested that you sell bread, it means that this business is promising, why are you not at ease? Only the more we invest, the more we can earn, and the pie in the sky will not fall in vain. ”
"But 200 million is too much, or 100 million, right? 100 million insurance points. ”
Xu Bin took a step back.
"Uncle, you believe me, invest 100 million more now, and you can earn back at least 200 million by then. That's twice the profit, are you really willing to do it? ”
"Alas......"
Xu Bin was bewitched by his little niece, and he had already put these two hundred million in his pocket, and now let him throw it out, which is worse than killing him.
"Uncle, don't hesitate, if you don't take it, you will be to blame."
Lele was so anxious that he stomped his feet.
Xu Bin gritted his teeth and finally made up his mind:
"Okay, Uncle will believe you again, let's directly lend it 200 million."
Lele suddenly smiled: "Uncle, listen to my wrong preparation, you just wait to make a lot of money!" ”
Xu Bin smiled, and then changed the conversation:
"But Lele, before we take out a loan, we still have a little trouble."
"What's the trouble?"
"The real estate certificate of the villa is still with your father, why don't you go and help your uncle steal it out?"
Lele's brain turned quickly, and he quickly thought of a solution:
"Uncle, don't be so troublesome, you just tell my dad directly, just say that you want to use a villa loan to open a store, my dad shouldn't refuse."
As for asking her to steal the real estate deed, isn't that a joke? In case of the incident in the east window, her mother must beat her to death, and it will also affect her perfect image in her father's mind.
It's only 200 million, and it's not worth her at all.
"It seems that the uncle is confused, and he can't think of such a simple method."
Xu Bin patted his head in annoyance.
Lele hurriedly relieved: "Uncle, you are not old, you have too many things to worry about, the little lion is the most naughty time, you can't do it without you." ”
"Well, that's true."
……
In the blink of an eye, a week passed.
With Director Zhang's help, a loan of 200 million yuan was quickly transferred to the account of Merlot Bakery.
After getting the money, in order to save time.
Lele directly bought a kelp processing factory that was on the verge of bankruptcy, and then quickly emptied the other party's factory and converted it into a central kitchen.
The acquisition funds plus the modification fee cost a total of more than 80 million yuan, mainly because the plant area is not small, with a small area of 100 acres, and also includes four transport trucks.
After the renovation of the central kitchen was completed, Lele spent a lot of money through her father's relationship, and finally let her purchase a full 200 tons of flour.
This alone cost another 110 million.
Coupled with miscellaneous expenses, the remaining loan is less than 10 million, but fortunately, the bakery can bring abundant cash flow every day, so that there is no financial breakage.
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