"Shopping today, if the palace wants to buy a property, what shop does Otomo think he can open?"

The corners of Ren Xing's mouth grinned, King Yong is the younger brother of the current saint, if he wants to scavenge the people's fat and people's ointment, as long as he is not forced to anger and resentment, no one can control him, where do you need to open a shop to make hard-earned money.

But Ren Xing is Zhu Houwei's confidant, and King Yong's words are much more useful to him than the holy decree, since the master asked, he naturally has to analyze and answer.

"King, the way of a businessman is nothing more than to make a lot of money or a small money, or to make fast money and make slow money, from the perspective of the old slave, it doesn't make much sense to open an ordinary shop, and the palace is better than opening a restaurant."

"Restaurant?"

Ren Xing nodded, the reason why he said that he wanted to open a restaurant was actually a conclusion drawn by observing words and feelings.

Today, the place where the prince settled was Chunlai Restaurant, and he also ordered a few signature dishes of Chunlai Restaurant, but it was obvious that the prince was not satisfied with the taste of these dishes.

Thinking of the time when he was in the Jingshi Palace, the prince also instructed a few dishes in the small kitchen of the Yongwang Palace, which was really full of color, flavor and flavor, so Ren Xing's first idea was to open a big restaurant.

So Ren Xing was very sure: "The restaurant business can be big or small, with the strength of the palace, if you open a restaurant, it is enough to open a premier restaurant in Huzhou Mansion, with the pure color oil and monosodium glutamate and novel dishes that the king once ordered people to press, it is not a problem for the restaurant to make money every day."

Zhu Houwei said with a smile: "It's good to open a restaurant, taste is the key, and connections are equally important, presumably the companion thinks that the palace opens a restaurant, and everyone in the Huzhou officialdom has to give three points of face, whether it is a businessman or an official banquet in the future, they will choose the restaurant opened by the palace, so it is really not a problem to make money every day."

Ren Xing smiled, in fact, that's what he thought, but he didn't dare to say it explicitly, think about it, Prince Yong opened a restaurant in his fiefdom, who in the officialdom and shopping malls dares not to give face.

It is true that the prince can't ask about local political affairs, but if the palace gives the officials eye medicine, how will the Holy Council make a decision today?

After ten years of hard work, I finally embarked on a career with the title of the gold list, and I can make any joke, who would joke about my black yarn hat......

"This matter is arranged by the big companion to do it, in the prosperous area can be discontinued, can not be dismantled and built on the acquisition of a few shops, but remember not to take advantage of it, if you let the king know that the people below use the power of the palace to squeeze the people, the king will be severely punished!"

"The slave understands." This is not the first time that King Yong has done this kind of thing, Ren Xing knows Zhu Houwei's bottom line, so he naturally dare not touch it.

"In fact, in addition to opening a restaurant, this king also wants to open a money bank...... Speaking of the word money village, Zhu Houwei's two eyes shot out of the essence.

Qian Zhuang is the predecessor of the bank, and in later generations, when ordinary people laughed at themselves for having no money, they liked to say, you and I opened a bank, which shows the huge profits of the bank.

Private banks may also go bankrupt for various reasons, but there is almost no possibility of failure of banks with official backgrounds, and of course, it is impossible to open a bank as soon as it is said, but there is almost no constraining Zhu Houwei.

Ren Xing hasn't been able to recover from the words of the master who wants to open a money bank, the money bank is not a novelty, at least it has appeared in the former Song Dynasty, but it seems that it is not so easy to make huge profits.

The reason why the social status of the businessmen is low is entirely because the civil officials who claim to be upright men and gentlemen feel that the businessmen are profit-seeking, and their bodies are full of copper stench, even if the officials do business in their own family or directly in the name of the subordinates, it still will not change their righteousness when refuting the businessmen.

Businessmen pursue profits, naturally will not give up big profits or even huge profits, but the fact is that there is not no money in all parts of the Ming Dynasty, but they are all fragmented, there is no scale, and the line cannot be scaled, how much profit can be made by only a few money banks?

If the money bank wants to make profits, it relies on the deposit of interest, that is, the silver is stored in the money bank, and the person who deposits the silver has to pay the money bank a storage fee, which has monthly interest and annual interest, and the deposit rate is generally about 30 to 100 yuan, but even if the rich people have silver on hand, they would rather bury it in the ground than show it, so that they can save the silver in the bank, which is even more difficult than climbing to the sky.

In addition to depositing silver, it is a loan, and the borrowers are generally businessmen and ordinary people, and most of the businessmen borrow because the business turnover is not enough, so when there is no way to borrow, they will find a money bank to pledge the loan, and pay high loan interest.

In fact, the purpose of most of today's money banks is for the people, so that the people who have suffered from natural and man-made disasters can borrow money, and finally they are unable to repay the loan and high interest, and finally can only sell their land.

Historically, this kind of thing has a very technical term called land annexation.

One of the main reasons why land annexation was recognized by later generations as the cycle of dynastic change is that this method is to plunder the wealth belonging to the people in an open and honest manner, forcing more and more ordinary people to bankruptcy, causing popular revolts over time, and becoming the first straw that crushes a generation of dynasties.

Yongwang became a vassal, and the royal family gave 200,000 acres of land to Yongwangfu, but if you really want to say that the owner of this 200,000 mu of land is not Yongwang, Yongwang only has the right to collect taxes on the land rent of these 200,000 acres of land.

Therefore, if the owners of these 200,000 mu of land become Zhu Houwei, there will be thousands more landless people in an instant, and it is not necessary to say whether it will inspire the people to revolt, but it is certain that tens of thousands of unstable factors will increase in society.

Ren Xing only thought that King Yong wanted to annex the land through Qianzhuang, and he didn't think too much else, but since the prince wanted to do it, he was the most staunch supporter as a minion, even if he made the heavens angry and resentful in the end, he would not hesitate to do so.

In the eyes of these minions, there is no right or wrong, and as long as it is the master's, it is right even if it is wrong, and if it cannot be completed, it is a dereliction of duty.

"Does the big friend know what is the most important thing about opening a bank?"

Ren Xing was stunned and said, "Silver?"

This answer is correct, what kind of money village is opened without silver reserves, people come to the money bank to borrow, you don't have money to put out, is it difficult to make a white slip with the three words of Yongwangfu?

Zhu Houwei said with a smile: "Silver reserves are fundamental, which is understandable, but opening a money bank is also doing business, and doing business is about integrity, opening silver...... The most important thing in a money bank is credit? If there is no depositor, how much can the money be lent out just by relying on the foundation of the palace? ”