"I think there are priorities and I can't generalize about them!" Feng Shu, the secretary of Dali Temple, bowed his hand and said: "The king of war has been running around the grassland for a year, and almost washed the grassland blood, if nothing else, in the next few decades, the border of the Ming Dynasty will have no external troubles, so the minister feels that the grassland is good to build a city or build a road, and he is not in a hurry, but the construction of the Central Plains Railway is imminent......

"The ministers seconded it!" The ministers seconded the proposal again, and Zhai Luan had to hide his face and flee.

The ministers of the Manchu Dynasty all felt that the emperor was shameless, and Zhu Houwei was the same, he had seen shameless, but he had never seen such shameless as the Ming Dynasty.

They were the ones who seconded the proposal to build the grassland railway, and now they are the ones who vetoed it, and there is not the slightest shame on the face of every official, as if it is a matter of course to go back on their word.

"Emperor Yongle five expeditions to Mobei, broke the backbone of the Mongols, but after more than 20 years, the surging rise of Warat gave the Ming a blow, if it were not for Yu Zhongsu to turn the tide, the Ming may have been the same as the former Song Dynasty, lost half of the country.

During the reign of Xianzong, Chenghua ploughed the court, the Jurchen department was killed, and the grassland was greatly shaken, but the rise of the Tatars was still a repeated frontier, it can be said that the trouble of the grassland is not completely solved for a day, and it is difficult for me to sleep and eat, Feng Aiqing said that things have priorities, but I feel that the grassland is important, and the Central Plains should be slow! ”

The courtiers have suffered countless losses in the Jiajing Dynasty, and what they say about the emperor can be a fart, so what the emperor says, they naturally can't care.

The ministers now only care about the one acre and three points of land in the Central Plains, only about when the railway will be able to reach their hometown, and only about what kind of convenience and benefits their family's business can get after the railway is opened, as for the rest? Everything is just clouds.

Yang Yiqing's brows were deeply locked, he had been able to deeply understand the difficulties of Yang Tinghe when he was the first assistant, and Emperor Jiajing's skills and scheming were unfathomable, just like an old politician who had been immersed in the court for decades, no matter what, people couldn't figure out what his true thoughts were.

It is certain that it is absolutely impossible for the emperor not to want to build a railway in the territory of the Ming Dynasty, you must know that the emperor himself has countless industries under his name, and the opening of the railway will also have great benefits for himself, such as the cash circulation of the money bank.

If the money bank wants to survive, it depends on credit, and now the credit of the Ming royal money bank is beyond doubt, at least the ordinary people have completely accepted the paper money.

But credit is not enough, but also need strong strength, money for the current businessmen, the most important function is not loans, but deposit and exchange!

For example, merchants from Beijing to Nanjing to buy goods, used to need a large amount of cash, the cost of these cash transportation is estimated to be only the businessman himself knows, the most important thing is the safety on the road.

The bandits in the Ming Dynasty are not extinct, in case they are encountered, they will lose all their money, and in order to ensure safety, they have to hire a dart master, which is another consumption.

Now there is a money bank, as long as the silver is stored in Beijing's bank, it can be taken out in Nanjing by virtue of the bill, as for whether the bill will be robbed, the money bank also has a code mechanism, this code and the bill are separated, and the two things need to be aligned to get the silver, that is to say, even if the bill is robbed, the robber cannot get the silver through a single bill.

So even if the robbers can't get the money, but in the end they destroy the bills, is the depositor the same as losing all his money?

No, because the bank also has a loss reporting mechanism, the depositor in the bank more than 200 taels of silver will be recorded, this record is the depositor's deposit, the time and place, where it will be taken out, all remember clearly.

Once the depositor reports the loss, the original bill and password will be invalidated, and the money bank will reissue it after verification!

Such a humanized mechanism has almost eliminated the risk of depositors of more than ninety percent, coupled with the meager deposit and interest rate, it is not difficult to understand that Qianzhuang can quickly take root in the people at a speed like a storm and win the trust of the people from the bottom of their hearts.

Of course, the real embodiment of the strength of the money village is still in the reserves, even if the paper money is now at least a small amount of paper money has been accepted by the people, but after all, it has not been rooted, and the people of the Ming Dynasty are not light by the treasure banknotes, so if there is a little bit of trouble, it may cause panic.

And the most direct manifestation of panic is the run!

The financial wars of later generations are inevitably run on the trend, not to mention the current feudal era, the run is the most difficult test of the credit and strength of the bank, if it can withstand the run, then the credit of the bank will be stronger, and the stronger the strength and capital will be shown to the outside world.

If the run can't be stopped, then the credit will go bankrupt, the money bank will go bankrupt, and Zhu Houwei's public voice will probably plummet.

Therefore, there must be a certain amount of cash in the bank, at least to be able to meet the daily silver exchange status quo several times, and the cash silver storage between several state capitals and state capitals must also be within a certain amount to cope with the possible run at any time.

Don't think that the Ming Imperial Bank was opened by the emperor, no one dares to run, this era has never lacked the desire for profit, and then want to take risks of the fanatics, among them there may be businessmen who want to replace or share a piece of the pie, and there will also be those gentry and wealthy families who are dissatisfied with the emperor and want to use all means to make the emperor's reputation stink, and then remove Zhu Houwei from the throne!

The money bank issued paper money and was accepted, and the cash money would naturally flow into the emperor's inner treasury, and now no one knew how much cash money the royal family had hidden, but it must have been an extremely terrifying number.

But the problem that arises is that the more silver the royal treasury has, the higher the risk of private banks dealing with the run, and if they want to completely wipe out the possibility of a run in the cradle, they need the ability to quickly transfer cash.

For example, at this time, the gentry and wealthy families of Nanzhili launched a large-scale run on Nanjing Qianzhuang, wanting to use the fastest speed to defeat the credit base of Nanjing Qianzhuang and cause panic among the people, and then spread rumors, so that this panic spread rapidly like a plague.

How to deal with it?

The easiest way is to mobilize the deposits of money from the Fuzhou banks around Nanjing to go to Nanjing to deal with it, but what if a run on Suzhou, Yangzhou, Huizhou and other places also breaks out at this time?

That is, there is an organized and premeditated desire for the complete bankruptcy of the credit of the bank!

At this time, if there is a railway between Nanjing and Beijing......

Those tens of millions of taels of silver can go south in two days, instantly quell the run, and let the people see the strong capital strength of Qianzhuang!

Of course, such a large-scale organized run is difficult to occur, and it is impossible to achieve this step without the participation of a large number of gentry and wealthy families.

But even if they succeed, they will face the boundless wrath of the Emperor!

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