On the morning of the weekend, I didn't go to Uncle Wang's house to look for Xiaoyu, but Xiaoyu came to me first.

I told Xiaoyu what I thought. Probably because Uncle Wang had already told her about this in advance, she was not too surprised, but was very interested in the idea that I planned to start a company.

She probably didn't expect that I, a taciturn homeless man with a beard and a beard, would have such a shocking idea.

She inquired about starting a company all the time, completely reversed priorities, and didn't say a word about my plan to take out a loan.

After satisfying all her curiosity, she finally said contentedly: "The loan matter is on me, as you said, the state just has a policy to support small and medium-sized enterprises and self-employed people. However, you are not a local, and the bank stipulates that you must have the assets of your local account to be able to borrow this money. ”

Hearing this, I couldn't help but feel a chill in my heart, I'm afraid I can't do this with the asset guarantee of the local account. I've only been here for half a year, and the people I know are only people in this village, not to mention that they don't have the corresponding assets to guarantee, even if they do, how dare they take such a big risk to guarantee for me, an outsider.

However, my doubts did not last long, and Xiaoyu's next words immediately dispelled my doubts.

"As for the guarantee, I've already helped you think about it, although we don't have any assets, but every household in the village has a farm by the sea, you just need to let the villagers hang their farms in your name, such a large-scale farm is just a loan of 600,000 yuan, even if it is a little more, it is not a problem." After Xiaoyu finished speaking, she looked at me as if she was being clever, as if even she herself was clever by her own idea.

I was immediately overjoyed, and couldn't help but stretch out my hand and rub her head, and said in admiration: "Xiaoyu, you are so smart." ”

Xiaoyu got my compliment, and her delicate little face smiled like a blooming peony flower.

But then I thought about the question of whether the villagers would be willing to put the farm on which they depended to rest assured in my name.

My heart was guessed by Xiaoyu again, she smiled like a flower and said: "I have asked my father to do the work door to door, they have seen the good things you have done to them in the past six months, and the benefits are really in their hands, now they are just doing you a favor, and they don't really want their farm, I believe they will not disagree!" ”

Xiaoyu's words couldn't help but move me a little, and her unreserved trust in me made my heart warm. I know that the villagers here are also very kind people, and I think they will help me make this happen.

"Xiaoyu, if this plan of mine can really be implemented, you will be the biggest hero, can you come back to help me when the time comes?" I said to Xiaoyu sincerely. This is indeed what I said in my heart, if it weren't for Xiaoyu's help, even the 600,000 start-up capital would not have been able to come up with it.

Xiaoyu nodded heavily, her eyes full of longing, as if she couldn't wait more than me.

Sure enough, the villagers' work went well. At noon, Uncle Wang sent his daughter to call me to his house.

Aunt Wang had already made lunch, and at the dinner table, Uncle Wang told me that the matter had been done, and the villagers all agreed to help me without hesitation

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After Uncle Wang's explanation and persuasion, they all finally agreed.

It seems that God is really helping me in this matter, the location and people are already there, and there is no need to worry about the time, as long as the loan is paid, the factory is built and the equipment is placed in place, and everything else is just a matter of course.

I have even begun to imagine in my heart that the factory will be busy after it is built, and my heart has already surged a little when I think of this.

On Monday morning, I drove to the county seat with Xiaoyu in person. The certification materials of the farm have been completed on the first day, and the official seal of the town government civil affairs office has been obtained. I don't think there should be any surprises according to Xiaoyu's judgment.

The manager of the bank received me, and after listening to my thoughts and reading the supporting materials, he said to me with a smile: "Mr. Wei, you are really in a good time, this policy has just been promulgated, but our bank's indicators are limited, and only the last place is left, and it happens to be caught up by you, which can be regarded as fate." ”

His words couldn't help but make me secretly cry in my heart, if I missed this opportunity, I really don't know what else to think of. Thinking of this, I couldn't help but glance at Xiao Yu who was helping customers handle business at the counter through the glass window, and I was grateful to Xiao Yu a lot.

The bank manager took a stack of information for me to read and fill in, as Xiaoyu said, this is the country's easing policy of lending to stimulate the economy and support small and medium-sized enterprises, not only the interest rate is very low but also the loan term is relatively loose.

The information was filled out quickly, and the loan was completed. The manager shook my hand and told me that I would be able to come and withdraw the money in two days.

I thanked him and said hello to Xiaoyu, and I shook the loan contract I had just signed in my hand at her through the glass window. Xiaoyu knew that it was done, smiled at me and made a cheering gesture with her fist in her fist, obviously she was also very happy to be able to help me.

Back in the village, I took the loan contract and went to Uncle Wang excitedly. Uncle Wang was also very excited when he saw that things were going so smoothly.

So I told Uncle Wang about my next step. I plan to build a production workshop on that vacant lot to the west of the village. Due to financial problems, the workshop does not need to be too big, if it is only to process the seafood produced in our village, about 300 square meters is probably enough.

I also plan to wait for the factory to be ready, for the front-line production workers, there is no need to go outside to recruit, there are more than 100 ready-made workers in the village, they are idle at home most of the time except for breeding affairs, if there are other affairs, it is probably the village men who occasionally go out to fish.

I could have recruited them to work on the factory workers, and I think they would be happy to help me if I could pay as much wages as they did in the city.

Uncle Wang and I went to the village committee of the village, and as for the land I occupied, they naturally knew my intentions, which was a good thing for the benefit of the villagers, and they had no reason not to agree, on the contrary, several village cadres of the village committee told me very enthusiastically that if there were other difficulties and needs, they would mobilize the forces of the other villages to help me to the greatest extent.

Things have gone very well so far, which has made me more confident of success.

Once you have confidence, you can do things more efficiently. After Uncle Wang's introduction, I found it

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A contractor in the town who specializes in the construction industry was in charge of the construction industry, and the price was negotiated, and the construction of the factory was fully entrusted to him.

I called Da Zhuang to join him, and I went non-stop to contact the building materials.

A few days later, in the small seaside village where people were ridiculed, there was an unprecedented scene of excitement in the flat clearing to the west of the village. The machines roared and the construction of the factory building unfolded in an orderly manner.

At the same time, I asked Uncle Wang to gather the women of the whole village, and in Uncle Wang's courtyard, I briefed them on my plans. When they found out that I wanted to hire them to work in the factory after it was built, they were as excited as I expected, which would undoubtedly increase their income, and they were willing.

But before I do that, I have one more request. I want them to take advantage of the construction period to go to work in other food companies in the county, and have the right to conduct training and internship for a period of time, and then they can get started directly when the factory is built.

They have no objection to this, I know that most of them don't want to leave home, but most of them are sensible people, and it would be ridiculous if there was no skilled worker in the production process when the factory was built!

I asked Da Zhuang to go with them, and I gave him the task of learning management, and I wanted to wait for the factory to be built, and he would be responsible for the production matters.

After getting along for such a long time, I have a deep understanding of Da Zhuang, although he has no culture, his speech is a little out of tune. But no matter what he does, he is very serious. I really appreciate this quality of his. Although he is young and has little knowledge, the fact that he raises better seafood than any other restaurant is enough to impress me.

After arranging these matters, I asked Uncle Wang and Ah Qiang to help me greet the construction progress of the construction site, and then I went to the equipment company myself. The equipment company is a machinery manufacturing factory specializing in the production of seafood and other foods in the provincial capital.

I stayed at the factory for a few days. Listen to them explain in detail how each piece of equipment works, as well as the precautions to be paid attention to in the production process. And each equipment is practiced one by one under their guidance.

It wasn't until I was proficient in each piece of equipment that I signed up for a series of equipment for seafood manufacturing and paid for it in advance. They promised to deliver the equipment to the factory themselves after the completion of our factory.

A month later, the factory shell was finally built, and it was completed with a simple renovation.

In this month's time, I wandered around the construction site every day, watching the factory rise day by day, my heart was both excited and worried.

After all, this is the first real business in my life, everything is so unfamiliar, and I don't know if there will be any unexpected mistakes in the future.

If I fail, how will I face this high debt! But I think at least my intentions are good, and I won't regret it anyway. I also know that even if I can really succeed this time, I will never forget my original intention in the future. I know very well that my success is the result of the joint efforts of all the people in the village.

I remembered another sentence that the old monk said to me when I was leaving Tibet: Everything is good with your heart!

I guess I did that.

(End of chapter)