Outside the house, the cold wind was like a knife.

There was a charcoal fire in the house, and the door was basically hidden, so it was much warmer, and there was not much light coming in through the slightly open windows and cracks in the door, which made the room quite dark.

Kong Jie, Xu Qingnian, and the monk looked fixedly at the somewhat bewitching fire, and the fire made the faces of the three people secretly red.

After a long time, Xu Qingnian slowly spoke: "Head Kong, I understand...... Such a Chinese nation is indeed a source of pride! ”

"You're one of them, too." Kong Jiedao.

Xu Qingnian's words were full of guilt, "I didn't help the country or the people, but I did a job as a shunmin in the enemy-occupied county town, and even worked in a Japanese pseudo-bank, how can I be embarrassed to be one of them?" ”

The stunned voice continued.

The other two people in the room, Kong Jie and the monk, remained silent, and Xu Qingnian continued to take care of himself:

"When I was in college, I majored in finance, and by the time I graduated, the city had already fallen, and the national army had retreated again and again, and it had long since disappeared, and the surrounding people basically chose to be obedient people, and there were radical among the classmates, but in the end, they were forced to choose to find a job to make a living, at least they couldn't be starved to death."

"In an age of general cultural scarcity, it's a luxury to be able to learn a belly full of culture. My classmates and I secretly swore that even if we became obedient people and were ready to meet for the time being, the ideals in our hearts would never be shattered. ”

"When the country really needs us to do something, we will always stand up."

"We even naively thought that the fall of the city was temporary, and that sooner or later our army would fight back and regain lost territory, and that there would be a place for us when the time came."

"But in the end, I woke up from the dream, but the reality was very cruel, the fallen city still fell, but the manager also became the face of the invader."

"I am also a human being, I have to eat, and I studied finance, so I entered a bank and worked for a few years, and slowly worked from a small clerk to the vice president of the branch."

"Half a year ago, the Japanese transferred me to Tan County and became the president of the Tan County Branch of the Japanese Puppet Central Reserve Bank."

"And then I worked until now, until you appeared, Captain Kong, and tied me up here."

Ahem cough cough –

Kong Jie, who has a certain understanding of Xu Qingnian's life experience, said with a smile: "How can it be said that it is tied up? I have invited you to visit our Eighth Route Army base area. ”

Speaking of this, Kong Jie changed the topic and said with a smile: "Speaking of President Xu, what are the main aspects of finance you studied in college?" In addition, you have worked in the bank for so many years, do you have any practical understanding? ”

Xu Qingnian glanced at Kong Jie and asked rhetorically, "Head Kong, how much do you know about finance?" ”

After all, Kong Jie did not study finance, and the financial knowledge he knew was only standing on the shoulders of giants, and he knew a little bit about it, thought about it, cleared his throat, and said:

"My understanding is that this finance is nothing more than a discipline that studies value judgments and value laws, to put it simply, it is the study of various economic activities and economic laws."

The monk on the side heard it in a fog.

Xu Qingnian was surprised and said: "Head Kong, your words are really surprising, you seem to know a lot about finance, and such a summary of words is definitely not something that ordinary people can say." ”

Kong Jie smiled secretly, you kid think that the shoulders of giants are standing in vain?

On the surface, he chuckled:

"Laughing, I haven't gone to school, let alone studied finance, but I still understand the general truth, finance and finance are inseparable from money and currency."

"Money, that is, currency, is used to buy and sell goods, and the goods need to be priced, and then the corresponding face value of the currency is exchanged, which will involve the supply and demand of goods."

"If there are too many goods, such as grain that is not easy to preserve, you can't sell it, and even mold, at this time you can only sell at a lower price, that is, the supply is greater than the demand, and the price will naturally fall; Conversely, when supply does not keep up with demand, and farmers do not produce enough food for everyone, the price of this food will naturally rise. ”

"Similar supply and demand, the law of value, that is, the finance itself to be studied, in fact, the establishment of the financial system, if only corresponds to the internal, relatively speaking, will be much simpler."

"For example, if we only establish a financial system in our base area, there are merchants who buy and sell, there are groups who spend money to consume, and farmers who produce crops, and such a series of financial systems can be easily established."

"It's just that such a financial system is not stable enough, and it can easily collapse, after all, there is not even foreign trade."

"Now that the war is raging, the little devils are constantly encroaching on our land, and their means of aggression against us are not only military aggression? It also includes economic, political, and cultural aggression. ”

"We will not mention other aspects for the time being, but only talk about this economic aggression, if the little devils occupy a piece of land, they will inevitably rob the people of food, cloth and other daily necessities, plunder gold and silver and other precious metals that have absolute value, and even more encroach on our banks, and establish their Japanese fake banks, in an attempt to monopolize the finance of the occupied areas by this means."

"In terms of finance, although I don't know much, I still understand a truth, just like our independent regiment, if we only seek military victory and win one battle after another, but if the financial system cannot be established and there are not enough financial means to fight against the county towns in the occupied areas, no matter how many victories we win, the life of our Eighth Route Army will still be difficult."

"The soldiers have no cotton clothes and hair for the winter, no military salary, and when it is difficult, they can't even eat their stomachs."

"These things can't be easily changed by fighting, and if you just rely on military battles to capture supplies, there will never be enough supplies."

"Therefore, I also hope that our independent regiment can have its own financial system, not to mention to compete with the little devils, at least let the soldiers be fed and clothed, and then fight hard with the little devils."

"That's why I sent someone to invite you, Governor Xu, over."

Xu Qingnian was silent.

Kong Jie's broad vision and long-term thinking really amazed Xu Qingnian.

He didn't expect that such a general of the Eighth Route Army, who had never even gone to school, would understand many truths in this financial aspect.

After being silent for a long time, Xu Qing sighed long and said: "Head Kong, these are easy to say, but they are difficult to do, if you want to change the financial strength gap between us and the Japanese, from the current point of view, it is tantamount to a fool's dream." ”

"Since the outbreak of the Anti-Japanese War, with the continuous fall of our land, a large number of economic center cities have been occupied by the Japanese, and the Japanese have launched a crazy plundering of our country's finance.

"In the final analysis, finance still needs carriers, and if even the market that can realize the circulation of money is plundered, the original financial system will become a joke."

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