As Liu Changan finished speaking, Teacher Xiao on the side frowned and said, "This matter is a bit troublesome!"

If the driver who is being rescued survives, the claim may be easier, if he dies, the claim is estimated to be a little difficult, and the probability can only be pinned on the insurance company, but the insurance company you should also know that it is more difficult to compensate.

Well, I have a relative at home who is a lawyer, so if you don't mind, I'll get back to him and see if he can give you some advice.

If everything goes well, then it's best, if there is any problem with the claim, you let Chang'an tell me, I, as a teacher, can be regarded as a teacher for a day, cough cough cough...... I won't take advantage of this.

But I'm still happy to help! ”

People are kind enough to help, isn't it a shame to refuse directly, so of course Ding Yun also cooperated and said some words of thanks, and said a few more greetings.

I quickly asked my grandson to go to the doctor.

I told the doctor that there was a paralyzed patient at home, and she couldn't do without people, so she hoped to be able to pick up the patient, and at the same time let her grandson take her home and bring all the things like bank cards and medical insurance cards when she went home, so that it was convenient to settle the bill.

It's not that the family really has no money.

You can't delay the money until the claim is made and then pay it, you can only pay it first, anyway, the hospital has an invoice or something, and this hospital is not a private hospital, it belongs to a public hospital, not only can the medical insurance card reimburse part of the medical expenses, but the insurance side has no reason to refuse to pay.

And then, of course, they were busy.

Teacher Xiao did as she said, helping people to the end, sending Buddha to the west, and by the way, she sent her grandson Liu Changan back, took the bank card and medical insurance card, and also helped the hospital nurse move Liu Linxia, who was paralyzed in bed, into the ambulance, and sent Liu Changan back.

Then I didn't even drink my saliva and said goodbye.

Because Ding Yun's leg is still broken, he can't get out of bed for the time being, so the next payment to get medicine and ask the nurse and the like is Ding Yun's verbal command, and her grandson will do it.

Although the speed was a little slower, and a lot of people were asked in the process, in the end, everything was done.

Just after this toss.

It's getting dark.

Ding Yun was worried that her grandson might not be safe on the way home too late, so he hurriedly urged:

"Chang'an, since everything is done, you should go home quickly, go home and do your homework, then go to bed early, continue to go to class normally tomorrow, and come to see me after class, don't delay normal class because of me!"

"Grandma, why don't I stay here with you, I think many families have someone to stay here to stay with you."

For Liu Changan, although the aunt who is paralyzed in bed is also a relative, she is really dependent on each other, and the main thing that has a deeper relationship is her grandmother, so he is naturally reluctant to let his grandmother stay alone in the hospital.

Besides, he was in bed at the hospital.

If grandma wants to drink water, take something, or go to the toilet or something, he can't help too, can't he have to trouble other nurses for these little things.

"No, it's useless for you to stay here.

Chang'an, obedient, listen to grandma, you better go back, didn't I spend money to hire a nurse for your aunt, it's a big deal to give a little more money, I'll look for her if there's anything, I don't need you to stay here to accompany me.

Besides, if I'm going to go to the toilet or something.

It's not convenient for you to follow me, is it?

There's also scrubbing my body and the like, you can't help me do it, and it's useless to stay here, so you better go back, you're already in your second year of high school, and you'll be in your third year of high school next year, and you're going to take the college entrance examination, and the most important thing is to study.

Besides, I can move my hands, and after two days my legs will recover a little, and I can move in a wheelchair, which is not as fragile as you think, so you can go back, go back to school at noon or at night, and come and see me. ”

Although her grandson had good intentions, it was really useless for him to stay, so Ding Yun confessed a little and continued to urge him to go back early to rest.

Liu Changan thought about it and felt that it made sense, it was really inconvenient for him to wipe his grandmother's body or help his grandmother go to the toilet, so in the end he could only nod in frustration, and asked Ding Yun if there was anything he wanted to eat, or what he lacked to use.

He can help bring it tomorrow.

However, after Ding Yun showed him that he would order takeout, he didn't continue to ask what he lacked.

……

Early the next morning, Ding Yun took out his mobile phone and began to look up information, looking for relevant information about insurance, claims, car accidents, etc., legal basis and the like.

Wait until this information is sorted out.

She just started contacting insurance claims.

The original body has bought a lot of insurance for herself and her grandson, accident insurance, injury and illness insurance, etc., and I don't know how to compensate the perpetrator who is dead now for the time being, but the insurance she bought for herself can undoubtedly start to claim.

As for why the original body bought so much insurance.

It's not like it's to cheat or anything.

The point is that there are a lot of accidents in her family, her husband died unexpectedly, and her son died in a car accident.

My daughter was also paralyzed in a car accident.

If it weren't for the insurance compensation, or the compensation on the construction site, then she couldn't imagine whether she could survive and pull her children and grandchildren up.

With so many lessons from the past, of course she has to take out some insurance for herself and her grandson, in case something happens, if she doesn't die, she doesn't have to worry too much about medical expenses, and if she dies, she can leave some compensation for her relatives.

As for the result-

It's to make her wait first.

One is to wait for the verification of the insurance company, and the other is to wait for the other side, that is, whether the perpetrator has bought relevant insurance and given compensation.

This involves the criteria for making claims for accident insurance.

and general limitations.

As far as Ding Yun's current situation is concerned, she has neither died nor caused permanent disability, so the accident insurance basically only pays for medical expenses, and does not include any lost work expenses or nutrition expenses.

You have to negotiate with the perpetrator yourself.

As for the restriction, the main reason is that this medical expense does not mean that he will pay as much as you pay, he does not care how much insurance you buy, you spend 100,000 yuan on medical expenses, and all the insurance adds up to 100,000 yuan to pay you a maximum of 100,000 yuan, and it will definitely not be a penny more.

The accident insurance company that the original person bought has to wait for the situation on the perpetrator's side, mainly because if the insurance company purchased by the perpetrator pays a certain amount of medical expenses, he can pay less.

For example, if the medical expenses are 100,000 yuan, and the insurance bought by the perpetrator pays 90,000 yuan, then Ding Yun's own insurance only needs to pay another 10,000 yuan.

So, of course, they have to drag it out.

I don't know much about insurance, but I looked through the insurance I bought, and that's how I understood it anyway.

But I haven't made a claim.

So I don't know what the situation is.