Chapter 642: Difficulties in Issuing Banknotes
After experiencing the economic war of later generations, as well as the hegemony of the dollar of the beautiful country, and harvesting these terrible means all over the world, the importance of the coinage right to a country can be imagined, so after Li Chaosheng solved the problem of food and clothing for the people of Lantian, the most urgent thing to solve was the people's currency problem.
Zhu Yuanzhang's wrong move back then caused the entire Ming Dynasty to lose the right to mint money, and the people would rather trust the heavy and stupid silver than the country's credit, which is sad.
And after the loss of the right to currency, even the copper coins made by the Ming Dynasty do not occupy the main circulation position, before the Lantian Mint created a new copper coin, the copper coins circulating in the entire Lantian market are simply varied.
There are copper coins made by the Ming Dynasty, small copper coins of the Yuan Dynasty, and even copper coins of the Song Dynasty, shouldn't this thing be considered an antique?
And the most infuriating thing is the shoddy iron money, which is really a landslide, which leads to the fact that the private economy once entered the scene of bartering.
Therefore, after Li Chaosheng officially worked in the mint, in addition to silver coins, the most common thing to do was copper coins, and the size and shape of Lantian copper coins and the degree of exquisite production were far beyond this era.
And after the mandatory use of copper coins in Lantian, Lantian's economy has achieved long-term development, which is also the main reason for Lantian's rapid economic take-off in recent years.
Li Chaosheng is also building up the government's reputation and confidence little by little through his own efforts.
Through these years of hard work, Lantian's reputation has reached the level where it can be initially tried and wronged.
So watching this large amount of silver go into storage, the director of the Ministry of Finance was inexplicably excited, and he felt that their county's new plan could be implemented.
……
Lantian High-Level Conference Hall 1.
Today, Li Chaosheng summoned members of all ministries to come to the conference, and the main topic of this conference is the Lantian currency reform.
Today's participants.
Li Chaosheng of Lantian County, Guo Bao, Minister of Political Affairs of Lantian County, Zuo Sansi of Secretary and Supervisor, Minister of Finance of Lantian County, Director of the Banking Administration Bureau under the Ministry of Finance.
The meeting began at ten o'clock in the morning.
Presiding over the meeting was Li Chaogu, the personal secretary of Lantian County.
"Ahem, everyone, the main content of today's meeting is to discuss the new monetary policy of Lantian, and you also know that since the Lantian Mint was put into operation, after several years of hard work, the currency of Lantian has undergone extraordinary changes, what kind of money did the people use before?"
"Silver, copper money, copper money of the previous dynasty, iron money, the whole market is a collapse, which led to the people's distrust of silver money, the most common way to pay for the people is to barter, which is very unfavorable to the economy, and at that time the people have been facing a huge problem, that is, as the main circulation of silver is not enough, we all know that we lack silver, we do not produce silver, but also use silver as currency, what is the consequence, the price of silver remains high, and at the same time leads to the scarcity of silver among the people."
"And the folk silver has become less, the currency circulation is inconvenient, it will hinder economic development, very unfavorable to economic development, and later in our county under the active reform, we walked on thin ice to carry out the currency reform, the introduction of Lantian silver coins, Lantian copper coins, respectively, a silver dollar, a copper coin, five copper coins, ten copper coins, twenty copper coins, fifty copper coins, one hundred copper coins, five hundred copper coins and multiple denominations, which led to the rapid economic development of the entire Lantian field."
"And attracted a large number of foreign businessmen to exchange silver coins and buy Lantian goods from our Lantian field, and on this basis, we established a banking department and improved the basic financial system of our Lantian field."
"On the whole, in recent years, our Lantian has made achievements in finance and currency, which is mainly due to the wise leadership of the county and the cooperation of all colleagues, thank you."
Bang Bang Bang!
The applause was thunderous, and the applause of Gu Zi and the others stopped, and then Gu Zi continued; "Of course, our trip is not over, our work will continue, on top of what we have achieved, we will further strengthen, the currency pointed out by BR County Zun on paper, what do you think?"
Hearing this, many of the elders present were silent, and looked at Li Chaosheng sitting on the main seat without saying a word, Li Chaosheng's expression was clear at this time, and he looked at everyone with a smile, and everyone looked at each other.
The Minister of Finance stood up and said: "Regarding the paper-based currency, I think it is feasible, at present, our Ministry of Finance has accepted nearly eight million cash silver from King Qin, as well as nearly five million cash silver shipped back from King Fu some time ago, Li Chaoshui in Hainan, Li Dingguo in Gansu They came back in batches, together, there are about nearly 20 million taels, handed over to the banking department, made into silver dollars, that is, 40 million silver dollars, with this silver as a reserve, the basis for the issuance of paper money, we already have, I agree with the idea of the prefectural son, you can try to issue banknotes. ”
Hearing this, Guo Bao stood up and said: "Well, what Lao Ma just said is very right, the basis for our banknote issuance is there, but what about the ability to issue it?" I have two problems here, the first is the ability to issue, banknotes, not silver tickets, can be on the password type of anti-counterfeiting, the prerequisite for paper money is to carry out small denominations, large-scale issuance, and not to the public, to the ticket number exchange, but directly in the market, how to prevent others from forgery? ”
"Lao Ma, let me ask you, have you seen the ticket number, have you exchanged silver tickets for silver, then you tell me how to prevent counterfeiting of silver tickets?"
"This, the anti-counterfeiting of silver tickets mainly relies on three common means, the first is the code language, each silver ticket in addition to the number, will also be marked with code words, and the marking method is not the same."
"For example, two-digit silver tickets, they will use the three-character scripture as a code word, at the beginning of people, corresponding to one, two, three, and the nature of goodness corresponds to four, five, six, and so on, such as thirty-two taels of silver, the following may correspond to the first two words."
"And, the three-digit silver ticket may be exchanged for a thousand-character text as a code word, the heaven and the earth are Xuanhuang, corresponding to one, two, three, four, three hundred and twenty-one two, it may be the three code words of the Xuandi and the sky."
"And a thousand taels of silver tickets, and another book, and this kind of code will be changed often, such as using these three books this year, three books next year, or a poem, so that others imitate it, can't grasp the law, and it will be seen through at a glance."
Guo Bao nodded and said, "What about the second one?" ”
Lao Ma heard the words: "The second is the ticket stub method, that is, our county often says that the riding seal, the silver ticket and the seal on the ticket stub are complete, and when the time comes, you will get the ticket number to find a pair of ticket stubs, and it is yours if you don't, it's fake." ”
"Well, yes, what about the third one?"
"The third kind has to be the old ticket number, for example, Jin Shang has a time-honored Pingyao Weitai thick ticket number, they use the watermark method at home, and there is a hidden watermark on the silver ticket, which can be seen in the sun, and can not be seen without sunlight, but this technical content is relatively high, and special potions are needed, so the cost will be very high."
After Lao Ma introduced the specific situation, Guo Bao said: "So, the question arises, which of these three methods can be used on paper money on a large scale?" ”
Hearing this, the crowd fell into deep thought.
"The first? Coding banknotes? ”
Guo Bao asked, followed by a smile: "The biggest difference between silver tickets and paper money is that silver tickets are circulated on a small scale, and the circulation object is fixed, the ticket number, while the paper money is to be circulated on a large scale, and the circulation object is not fixed, for everyone." ”
"The ticket number can be specified in code, but how do you regulate the banknotes? Tell the banknote collector in advance, the meaning of the code words above, then what about his words, tell the next person, and advertise it, is there any need to hide? Everyone knows, is it still called code words? ”
Everyone was silent when they heard the words, yes, the code language must not be used, if the code language is used, the payee will be fixed, and the code word that everyone knows can have a fart effect.
Thinking of this, everyone thinks that it is, and the code words are useless.
followed by Guo Bao continued: "The second, the ticket stub method, this is even more ridiculous, the same as the code word, it is also the payee, fixed, this banknote is issued to the public, who is the ticket stub for?" ”
"A fruit seller received a 100-cent banknote, who did he find to match the ticket stub, but not the ticket stub, how to confirm the authenticity? Can't confirm the authenticity, who dares to use it, do you dare to use it or does he dare to use it? Or do our people dare to use it? ”
"It's obviously not going to work."
"The third method, this method is possible, watermark, but it's not reliable, the cost of watermark is too high......"
"This can be solved, although the cost of watermarks is high, but as long as it is mass-produced, the price can be controlled, which can fully meet the production needs."
After listening to Guo Bao's series of words that it is not good, Gu Zi glanced at Li Chaosheng, who was still light, and was anxious, the county respected came up with a plan, you will tear down the stage like this, and the county will be expressionless.
So Gu Zi interjected, and what he said was right, mass production can indeed bring down the cost, so he thinks that the watermark method is very safe.
Guo Bao smiled bitterly when he heard this: "Yes, mass production can indeed reduce costs, but individuals can't do it, but what about big forces?" They can do it, we mass production, people also mass production, when the foreign banknotes impact the Lantian banknote market, almost instantly wash away the economic order that we have built with great difficulty, and sweep away a large number of Lantian people's wealth, when the time comes, who will bear this responsibility. ”
"You? Millet? ”
Guo Bao looked at Gu Zi, Gu Zi was speechless when asked, Guo Bao said: "You must not say that there is no force to fight Lantian idea, Da Ming, Li Zicheng, Zhang Xianzhong, local warlords, Liaodong Tartars, they are all capable of imitation, we can't help but consider it, so this is the first point I want to say, and the most important point, the problem of anti-counterfeiting of paper money can not be solved, I do not agree to implement paper money." ”
"Our silver coins at least contain silver, others want to imitate, but also real money to smash in, but paper money is paper, what does this need to cause the cost, hostile forces, if you seize the opportunity, will give Lantian a blow, unprecedented blow, we have worked hard for so many years, in vain, so I disagree, paper money can not be issued, at least before solving the problem of anti-counterfeiting, absolutely can not be issued."
"Otherwise, it will not only damage money, but also the credit that our Lantian has built up with great difficulty, please think twice."
Guo Bao arched his hand at Li Chaosheng, he knew that his speech was a resounding slap in the face of Li Chaosheng's plan to actively promote paper money, if this was placed in the Ming officialdom, so that Shangguan would not be faced, then he would definitely face a stormy attack, even if he did not have a face-to-face attack, he would wear small shoes in the future.
But not in Lantian, because Li Chaosheng is open-minded enough, he likes his subordinates to have a questioning spirit, as long as his subordinates are right, even if he refutes his face to face like Guo Bao, he will not have any reluctance, the reason is very simple, this is really good for Lantian.
At this time, all the high-ranking officials fell into deep thought, frowning and silent, looking like they had a difficult choice, Li Chaosheng smiled when he saw everyone like this: "Well, Guo Bao is right, do you have anything to say?" Or is there a solution? ”
Hearing this, Zuo Sansi said: "County Zun, what Minister Guo said is indeed a big problem, although we now have the basis for the implementation of paper money, but there is no technology to implement paper money, if the paper money is not good at anti-counterfeiting, it is a disaster." ”
Hearing this, everyone nodded in unison, and Lao Ma also frowned at this time: "County Zun, this is indeed a problem, we can't guarantee it, the paper money we make, others will definitely not be able to imitate it, our Ming Dynasty is too fake." ”
Hearing this, a group of people should be together, and now the problem is concretized all of a sudden, how to do the anti-counterfeiting of banknotes, how can everyone in the Ming Dynasty not be able to control it.
This is too difficult, you must know that although the people of this era are not as good as the counterfeiting of later generations, but people can even make ancient paintings, let alone paper money?
Thinking of this, everyone was silent, this problem could not be solved, and the issuance of paper money was a joke.
Seeing that everyone was worried, Li Chaosheng reached out and took out a stack of 100 banknotes from his pocket, each of which was about the size of ten yuan in later generations.
Syllable!
Throwing it on the table, he said: "This is the paper money I made, and if any of you can make it, I will throw the plan for making paper money into the garbage heap." ”
"It's!"
At this time, everyone looked at the banknotes on the table, and saw that there should be beautiful pictures on the front and back of the banknotes, with Li Chaosheng's portrait on the front and Lantian on the back, and the front is also marked with a face value of 100 Wen.
This picture is extremely real, it is not easy for this painter to imitate it, when he takes out a sheet, this hand is wiped, it is stupid, this paper is extremely smooth, no roughness can be touched, this kind of paper they still only see in their lives.
This paper is not something that can be imitated in this era.
That's right, the banknote that Li Chaosheng took out is the offset paper used by the printing press in later generations, that is, the kind of paper used to distribute leaflets on the street, this kind of paper, there is no industrial base, you can't seem to make it, this is Li Chaosheng's confidence in issuing banknotes, this thing is at least ahead of the world's science and technology, four or five hundred years, who can imitate this, and this banknote is more than this anti-counterfeiting mark.