"Brother Su, do you offer long-term loans here?"

"Long-term? How long? ”

"Say a year, for example."

"That's a bit long", Su Pengfei was stunned for a moment and said casually.

Guan Huang saw that the other party did not deny it, and felt that there should be a trick, and he said so much nonsense just now, not for this.

"Long, what are you afraid of, I won't graduate."

"I haven't done it before."

"There is a first time for everything, it's all business, and the length of time doesn't have much impact."

"This, I have to think about it", Su Pengfei didn't expect the other party to have such a problem, he was originally engaged in short-term loans, and he actually proposed to engage in long-term loans, which is not the same thing as short-term loans.

Guan Huang began to flicker, "Brother Su, short-term loans are risky, if you put the money to me, it can be regarded as an investment, and the income is stable, why not." ”

"And how do you calculate the interest?"

"The interest rate is easy to say, we can refer to the bank interest rate and then adjust, it must not be as high as it is now."

"I want to think about it."

"Brother Su, if there is anything to think about, let me tell you this, if you don't seek new profit growth points, the existing business will not be able to be maintained immediately."

Su Pengfei was puzzled, didn't you mean to scare Lao Tzu.

Guan Huang smiled but did not speak.

2013 is known as the year of the outbreak of online lending, and Internet finance, as a brand project supported by the state, detonated the entire capital market.

Dozens or hundreds of online loan companies are established almost every month, and the offline loan shark business has been greatly impacted, especially for lenders like Su Pengfei, whose main customers are students.

In the face of the "campus loan", which is a killer weapon, it was almost impossible to defeat the army, and soon disappeared.

Su Pengfei looked at Guan Huang's face, wanted to leave, and was a little curious, because the recent business has indeed been declining, and he thought it was a monthly adjustment.

"Brother, if there is anything we can't say between us, don't worry, I'll tell the boss when I go back, and immediately promote the long-term loan."

Guan Huang thought about it, and there will be a place to use it in the future, "You can go back and learn about online loans and campus loans, and you will know." ”

"Online loans?"

"It's an online loan."

When Su Pengfei heard this, he immediately smiled: "Damn, online loans, isn't that a stupid fork?" ”

Guan Huang looked at him with caring eyes.

Su Pengfei realized something, and said, "This, there are many online scammers, what should I do if I don't pay back?" ”

You can also find people offline, there is always a way to pay for it, and there is always a way to pay for it online, thousands of dollars are not even enough for labor costs, and the high bad debt rate is scary.

"I can't say a word or two, you go back and study the process of others by yourself, and you will know the gap between you and the other party."

Su Pengfei didn't look like the other party was joking, so he brought his mind up, "Is it really feasible?" ”

Guan Huang is not worried that Su Pengfei will transform online, with his little strength, he can't even make a splash when he throws it in, and he can open a long-term loan business for himself, how much can he survive for a while, otherwise, there will be a dead end.

To be honest, if he didn't know the fate and reputation of online loans, he would have wanted to devote himself to it.

"I'll contact you later", Su Pengfei was disturbed by Guan Huang's words, and he couldn't take care of his previous business.

If it is really as the other party said, online loans are menacing, then it will be bad news for oneself.

Look at the store business, the rent has dropped sharply, and it is about to be killed by Taobao.

When that day comes, where do you go from here?

"Okay", Guan Huang watched the other party leave.

I was about to go out and received a phone call,

"Sister Ran."

"Xiaoguan, I've said okay here, you can start doing it."

"Okay, thank you, Sister Ran."

"Thank you, this is a matter of mutual benefit, and I want to thank you for it."

"Don't worry, Sister Ran, I will sell the broadband as soon as possible."

"Okay, wait for your news."

"Okay."

Guan Huang hung up the phone and waved his hand excitedly, although he was fully prepared, even if the business hall was ready to repent, he would never spit out the money, it really didn't work, just see you in the court.

But if it can be solved satisfactorily, he can't ask for it.

The leaders of the business hall, even if they are half of the system, generally focus on stability, and will not choose to fight a lawsuit unless necessary.

After all, whether you win or lose, it is not good for your career, and you would rather suffer a dumb loss than cause unnecessary trouble.

Guan Huang clicked on the "University Town Intermediary Group" and began to contact the offline "Telecom Broadband, the original price is 280 yuan, the current price is 220 yuan, and the need is to come quickly." ”

In the previous activity of 150 calls to 200, he singled out the activists among them, almost more than 100 people, and set up an intermediary Q/Q group to prepare for the future.

I didn't expect to use it so quickly.

"Brother Guan, I want 10 sets."

"15 sets."

"50 sets."

……

As soon as the message was issued, someone replied in less than half a minute, which also reflected Guan Huang's strong appeal from the side.

After all, many people followed him, got a commission from the phone bill, made a little quick money, and tasted the sweetness.

"Okay, if you need it, come directly to Haicheng College to find me, everyone seize the opportunity, this kind of discount is not common, and it will be the freshman season soon."

Guan Huang typed out a line of words, and he didn't care more.

Although the response was enthusiastic, he couldn't predict how many people would pay, after all, he was just starting out, and the trust of the members had not yet been established, and it had not yet formed too strong a binding force.

In addition, it is usually forbidden to speak, and it is not light to hold back, and if you let go for a while, it is inevitable that there will be naughty people.

However, this has no effect on him, it really can't be done, and he sells it slowly in his hands, anyway, there is no cost pressure.

However, in this way, it may disappoint Ran Jing.

However, let's take a look at the situation first.

No one does the loss-making business, and the money-making business cannot be grabbed.

Earning 60 per order is already a lot for students.

Sometimes it is less than 100 yuan a day to distribute flyers, and KFC works for a few dollars an hour, but here, as long as you negotiate an order, it is a commission of 60 yuan.

Definitely attractive.

You don't even need a commission.

Guan Huang is wholesale and retail, cash can be, reservation is also accepted, as long as it can be sold, the form does not matter, the buyer does not matter.

Then the same news was released on the WeChat/letter public account, and the rest was that Jiang Taigong fished, and the wisher took the bait.

After all this, Guan Huang had the heart to review the matter of "President Zhou's loan".

Who's behind it?

Filter through all potential or possible opponents, it is certain that there are no enemies since rebirth, and there is no certainty before rebirth, after all, it has been too long, and many things are not impressive.

Perhaps a trivial sentence can make people hold a grudge for a lifetime.

Guan Huang circled a few names, and was thinking about how to try it?

He Lili sent a text message: "It's gone." ”