Guan Huang told again: "This thing must not be borrowed." ”

Wang Hongwei nodded, "Okay." ”

Guan Huang thought about it, and was afraid that the brothers would not understand the situation and go astray, so he would tell some routines in the future generations and scare them.

"The ultimate of usury in the old society is to return to thirteen out of nine, that is, to borrow 1,000 yuan, only 900 yuan when you get it, and repay 1,300 yuan after a month, and the 100 yuan deducted is called cutting interest."

Wang Hongwei has also heard of nine out of thirteen, "The interest rate is too high." ”

In order to make him completely dead, Guan Huang continued: "With the development of the Internet, the private loan sharks that were previously hidden underground began to surface, lending money across the country through the Internet, have you heard of 714 anti-aircraft artillery?" ”

"Nope."

Guan Huang: "It's 1,000 yuan, only 700 yuan when you get it, 300 yuan for cutting off your head, and after 7 or 14 days, you can pay 1,100 yuan." ”

Wang Hongwei was really shocked, "This ......"

Guan Huang: "714 anti-aircraft artillery, the annualized income is more than 1000%, and you dare to borrow money indiscriminately on the Internet." ”

Wang Hongwei shook his head: "Don't dare." ”

Guan Huang glanced at him: "Do you want to hear something more powerful?" ”

"And huh?"

Guan Huang: "There is an even more extreme, 55 super anti-aircraft artillery, the annualized income can be 5,000% or even 10,000%, which can be called money printing." ”

Wang Hongwei was completely frightened, "Borrow as much as you want." ”

Guan Huang: "1000 yuan, only 500 yuan in hand, 1100 yuan after 5 days,

Wang Hongwei couldn't help but ask: "These people are not afraid that the borrower will not be able to pay it back?" ”

Guan Huang looked at him, "There are people who do the business of killing heads, no one comes to the business of losing money, as long as you make money, someone will come, since there is this model, you are definitely not afraid that you can't afford to pay it back, text message bombardment, voice harassment, threats to relatives and friends, door-to-door debt force, there are many ways to go, I don't care about the life and death and dignity of the borrower, after all, there is no money, there is no dignity." ”

Wang Hongwei did not speak.

These things are simply more ruthless than the other, and one is more fierce than the other.

Guan Huang: "Besides, under the profit model of 55 super anti-aircraft artillery, you don't have to care about the credit of the borrower, because even if 80% of the bad debts are still profitable." ”

Wang Hongwei was completely convinced, he thought that online lending was easy and convenient, but he didn't expect there to be so many problems.

If you accidentally step into it, you're in big trouble.

Guan Huang saw that he was frightened, so he didn't say anything more, asked for the other party's card number, and transferred two thousand yuan.

He Junkai leaned over, "I said, what are you two muttering here?" ”

Guan Huang looked at his former friend, still looking like a dick, he had the heart to persuade him, and then shut up again, he counted the green onion?

College students at this age are in the rebellious period, and no one's words are good.

"What's wrong, what's wrong?"

He Junkai: "The squad leader is going to organize a spring outing, and asks if you want to participate?" ”

Guan Huang said directly: "I've been busy lately, I'm afraid I don't have time." ”

When He Junkai heard this, his heart was relieved, hehe, it's best if you don't participate, lest the squad leader ......

Guan Huang remembered the past and couldn't help laughing.

The destination of the spring outing was Huaping Mountain, where most of the classmates went, and He Junkai also gained a love on the way.

After half past ten, everyone consciously began to wash, go to bed and turn off the lights, very self-disciplined.

On the one hand, because of Zhang Fei and a few others, they review the postgraduate entrance examination every day, and they basically don't stay up all night, on the other hand, they respect each other and don't deliberately make noise.

This is also the reason why Guan Huang has not moved out.

After a night of nothing, early the next morning, Guan Huang got up for a run, and met Bai Xiaoya on the way back.

"Guanguan, running?"

"Well, it's not for the Spring Games", Guan Huang wiped the sweat from his forehead.

Bai Xiaoya originally hated the boys who were ruined, but suddenly found that the boys after sports were still quite handsome, "I didn't expect you to really sign up for a ten-kilometer run, and in your freshman year, you couldn't even run 1200 meters." ”

Guan Huang was embarrassed, why was this little trouble, everyone knew it, "I was not feeling well at the time." ”

"How's the practice, can you run down?"

"No problem", Guan Huang is very confident,

After breaking through the limit, the 10,000-meter run is no longer difficult for him.

Not to mention that it is easy to complete, and it is not like the beginning, I want to die after running.

"You didn't participate in the spring outing?"

"I still have something to do, you guys go, remember to drink less water, there is no toilet on the road."

Guan Huang looked at the squad leader with a smile.

Back then, he sat in front of Bai Xiaoya, and heard her whisper that she wanted to go to the toilet, but he was embarrassed, and the bus kept going all the way.

Guan Huang's man took the initiative to stand up and say that he was urgent, and asked the driver to find a secluded place, but he didn't expect that more than a dozen girls in the class were in need.

Bai Xiaoya was inexplicable and a little embarrassed, feeling as if she meant something, but quickly grasped the point: "How do you know if you don't?" ”

"I've been there before."

Bai Xiaoya suddenly said, "I'm sorry, I didn't expect you to have already been there, and I didn't hear you mention it before asking for advice." ”

"It's okay, you guys go play."

Bai Xiaoya looked at Guan Huang, whose hair was soaked, "Is there anything to pay attention to on the road?" ”

"It's okay to bring more mineral water, don't buy drinks, the more you drink, the thirstier you get, nothing else."

"Oh oh", Bai Xiaoya wrote it down, remembered one thing, and hurriedly said: "The old woman who was legally aided before, do you still have an impression?" ”

"Yes, what's wrong?"

"She came yesterday to thank you for helping her grandson find a lawyer, saying that her grandson has come out."

Guan Huang: "It's nothing, if you don't hire a lawyer, you will come out soon." ”

Bai Xiaoya nodded, she thought it was bail pending trial, but she didn't expect that it would not be prosecuted, she was happy, but also very surprised, she didn't know how she had come to this point.

But if he asked Guan Huang about this, he wouldn't know, so Bai Xiaoya didn't mention it again.

"By the way, the class is going to evaluate the national scholarship recently, do you want to participate?"

"Class leader, can I participate in this grade?"

Bai Xiaoya's eyes dodged, and she was embarrassed to say, "It should be okay, maybe it won't be evaluated." ”

"Haha, I don't even think I'm qualified, congratulations to the squad leader in advance."

"No, I don't necessarily rate it, you know, there are a lot of competitors."

Guan Huang smiled, he didn't know who was rated, because he had never cared about this thing, and suddenly remembered something, "I believe you must be fine, who is there to participate on the boys' side?" ”

"There is Li Zheng......"

Guan Huang nodded, as he estimated, Li Zheng's kid was among them.

Speaking of which, the other party is really excellent, he gets a scholarship every year, and no matter how he studies, his grades are among the best.

After Bai Xiaoya finished speaking, she looked at Guan Huang, "Everyone's strength is very strong, I can only do my best." ”

Guan Huang encouraged: "Don't worry, it's definitely no problem, although others are excellent, you are the best." ”

Bai Xiaofeng was praised, and raised his eyebrows happily, but there was a sense of elegance, with a bit of coquettishness: "How can there be." ”