"A lady will come to me in a while, you can just bring her over, called Tang Guo."

"Okay, Mr. Guan."

After giving a social lessons to the new staff, Guan Huang turned his attention back.

The main reason why he attaches importance to the food delivery market is that it is a foundation.

BAT is BAT because it is the infrastructure of their respective fields.

Only by becoming an infrastructure can it become a big man and a pole of the economy.

The wealth of a top lawyer, although not too much, has a high social status, and although the speculator has a lot of wealth, he cannot ascend to the elegant hall.

If you want to speculate, it is better to go back to the path of a lawyer.

Since you have chosen to gamble, the takeaway industry has become a battleground.

A loan of 10 million must be taken.

Only in this way can we seize the market and complete our own accumulation before the predators enter the market.

He has never forgotten that in the near future, BAT will enter the game one after another, setting off white-hot competition, the subsidy war between Meituan and Ele.me, and countless funds will be burned......

Time waits for no man!

The food delivery industry is also an asset-heavy industry, and it cannot be supported without a certain amount of funds.

However, this asset is not trucks and warehouses, but intra-city logistics systems.

Takeout is logistics.

In order to maintain a logistics system that operates unrestricted every day in a city, at least three things are needed: first, scheduling capacity, second, supply-side support, and third, enough takeaways.

These things, without money, are absolutely impossible.

It's all about the money.

There was a knock at the door,

"Mr. Guan, Miss Tang is here."

"Haha, fast forward", Guan Huang got up and greeted.

Probably because he was going to attend a dinner party, Tang Guo wore a printed dress, and the pink color slightly weakened the sense of work, as if he had just changed into clothes to go on a blind date before getting off work.

"Guanguan, is this also your company?"

Tang Guo looked around with interest.

Guan Huang gave her the tea, and said with a smile: "A little trouble, I'll take you around later." ”

"Yes", Tang Guo sat down on the sofa, a peony blooming on his body, and he was chubby.

She seems to have a soft spot for printed skirts, and what she wears is not the simple print of a small fresh and small countryside, but a variety of colorful, large prints of flowers, birds, fish and insects.

Guan Huang said directly: "Sister Guo, the method you said before ......"

Tang Guo looked at him: "Do you really want to borrow so much?" Ten million is not a decimal. ”

Guan Huang smiled, "Sister Guo, don't worry, I know it in my heart." ”

Tang Guo was silent.

Guan Huang didn't show any emotion on his face, confident and calm.

Borrow 10 million again.

This figure is far beyond the strength of Superman Takeaway, and even if Guan Huang and Ma Jun personally guarantee it, it is impossible to lend it.

Of course, if you add the young master of the Wu family, it's not impossible.

However, Wu Xiaofeng is about to withdraw, and 25% of the shares will be inherited by the "Tianhe" company.

In this case, it is even more difficult for Superman to take out a loan of 10 million.

However, Tang Guo told Guan Huang before that she had a solution.

After thinking for a while, Tang Guo opened his mouth and said, "We can open an acceptance bill." ”

"Oh?"

"Vulcan can put 5 million in the bank account as a deposit, and the bank will open a silver ticket that guarantees that 10 million cash will be exchanged unconditionally after half a year to the Vulcan supplier, and the bank will charge 5/10,000 of the invoicing fee."

When Guan Huang heard this, he immediately thought of the "Under the Sky" company and the 5 million payments he was about to pay, and asked, "Then what?" ”

Tang Guo: "After the supplier company waits for half a year, it will take the silver bill to the bank to exchange it for cash unconditionally, that is, discount, and then the bank will deduct 10 million from the account of Vulcan Company." ”

Guan Huang looked at her and didn't speak.

Tang Guo continued: "For Vulcan, you only need to pay the invoicing fee, and you can pay after half a year, which is equivalent to an interest-free loan. For suppliers, it is also relatively stable to have a bank ticket in hand that is unconditionally exchanged by the bank. As long as you keep the silver ticket, in case of loss, you can contact the company to invalidate and reopen. ”

Guan Huang basically understood the other party's thinking, he didn't expect the bank to have this kind of operation, not an insider, it was really not easy to think of it.

As soon as the big thing was completed, his attention relaxed, and his eyes unconsciously glanced at Tang Guo.

Just take a look, and you can understand what it means to be "born with a comfortable style on the eyebrows, and thousands of feelings hanging in the corners of your eyes".

Of course, if you talk about temptation, it is more due to her mouth.

It's not a cherry mouth, but when you don't laugh, you have a reserve and coldness, and you want to refuse and welcome it, but once you laugh, it's sweet like a girl.

Tang Guo didn't notice the man's running spirit, maybe he didn't care if he found it, and continued:

"The rest is discounting, if the supplier does not want to wait until half a year later to convert into cash, you can also find the bank to discount in advance, but you have to pay an annualized interest of about 3%, and the bank will wait until it expires before deducting the money from the Vulcan company's account. Silver bills can be discounted at most banks, just like withdrawing money from the Agricultural Bank of China with a credit card from the Industrial and Commercial Bank of China. ”

When Guan Huang heard this, he quickly thought of the specific operation in his mind.

The sales of the second-generation bracelet exceeded five million, which can be used as a deposit, and then open an acceptance bill of 10 million to the supplier "Tianxia Company", of course, at this stage, this silver ticket cannot be given to the other party, but it is issued in its name.

After the discount, 10 million and 3 million will be delivered as the payment for the goods "under the sky", and the rest will continue to operate to provide loan guarantee for Superman Takeaway.

After figuring out the whole logic, Guan Huang couldn't help but take a breath, although this technique, although exquisite, solved the financial problem in a short period of time, but it was like walking a tightrope.

If you are not careful, you will be in big trouble.

However, many times, there is no choice, and if you don't do it, you have to do it.

Without Tang Guo's advice, Guan Huang might have to find "Fumin Investment" or "Huiyuan Investment", but their bridge funds are more expensive than banks.

Until the last step, don't bother these people.

Tang Guo looked at Guan Huang and didn't find any uneasiness or timidity, as if tens of millions of funds were nothing.

This kind of qi cultivation kung fu is basically not seen in young people, even if the old fritters who have been up and down in the business sea for more than ten years will be a little anxious.

However, for him, it was like an outsider.

"Sister Guo, don't worry, since I dare to borrow 10 million, I haven't thought about paying it back."

Seeing Tang Guo's gaze stop at him, Guan Huang thought that the other party was worried about this incident, and couldn't help but comfort him.

Tang Guoqiao's face flushed, and she couldn't help but stiffen her mouth: "Who cares if you can't go up, I'm afraid that Lili will be unemployed, I don't know how sad it will be, but you'd better be careful, the capital chain is so tight, it's easy to have problems." ”

"Uh-huh, got it, do you want to call Lili over to meet her."

"Okay."