260. Payment license
With the two cash cows of "face mask" and "page tour", Vulcan can be called a shotgun change.
In 13 years, the revenue should exceed 200 million yuan, and the profit should exceed 80 million yuan.
If calculated according to the price-earnings ratio of twenty times, Vulcan is worth almost two billion.
Of course, there may be errors in reality.
The revenue of "Qugou" and the revenue of Vulcan are two different things.
"Qugou" is an e-commerce company, but Vulcan is an asset-heavy company, which cannot be calculated according to the valuation of the Internet.
However, in general, Vulcan and "Qugou" have really taken off.
If it is said that the previous endorsement of Yang Mi and the explosion of bracelet products, "Qugou.com" is just famous.
Later, the "mask" product became popular, and the "Qugou.com" began to show its edge.
Up to now, the game "Greedy Wolf" has been launched, bringing huge traffic, and "Qugou.com" has revealed its hideousness.
As a new generation of e-commerce, the growth rate shown is eye-catching.
As the saying goes,
The son of the tiger and leopard, although it is not written, has the gas of eating cattle.
The ambition of the bird is not yet complete, but there is the heart of the four seas.
"Qugou.com" has been included in the eyes of those who care.
"Mr. Guan, super shopping has been launched."
Song Xiaodong knocked on the door and came in, and said in a low voice.
Guan Huang looked up from the computer desk, "Really?" Leave him alone, see how many days that guy can last. ”
Song Xiaodong responded.
Guan Huang: "Just do your own thing, are they self-employed or intermediary?" ”
Song Xiaodong: "Self-operated, I heard that it mainly sells air purifiers, and it is purchased with 0 yuan. ”
Guan Huang smiled.
"0 yuan purchase",
Vulcan is basically out of play.
Except for the occasional festival to give back to customers, there is no full cashback.
Whether it is the first-generation router 399 or the second-generation router 699, all of them have been discontinued.
From the outbreak of "mask" products, Vulcan found the "cash cow" business, and Guan Huang reluctantly stopped the "0 yuan purchase" model.
It's also whitewashed.
When you don't have money, you don't have to worry about muddy water.
When you have money, you have the right to choose.
It's better to play less.
Therefore, Guan Huang heard the other party's pattern and already had a more relaxed mentality.
It was as if the person standing on the shore looked at his peers who were still struggling in the water, and a sense of superiority arose.
Song Xiaodong: "The price is 1999, and the cost is not clear." ”
Guan Huang: "Buy one and take it apart." ”
Air purifiers, how to put it, are not wrong.
However, the cost is not low.
If you want to compress it to less than 100 yuan, it definitely won't work.
Unless it is shoddy and completely shoddy.
Song Xiaodong: "Okay. ”
He had already planned to do so.
Know yourself and know your opponent, and you will not be defeated in a hundred battles.
It's just that the boss told him not to worry too much about it just now, so he didn't report it.
Guan Huang turned the topic back again: "However, our main energy is still ourselves, don't put our minds on them." ”
Business competition sounds good, but in fact, it is all fiction.
Ninety-nine percent of the failed undertakings are due to their own reasons, such as poor management, wrong direction, and ...... product quality
Of course, he didn't do nothing, and he sent the wool gathering activity to the group early.
As a novice to e-commerce, "super buying" does not need to be deliberately targeted, and there are many loopholes.
Song Xiaodong: "Okay. ”
Guan Huang: "Hey, I think this is more important than upstairs, you come and take a look at this news." ”
Song Xiaodong walked in, looked up,
Alipay's parent company, Zhejiang Alibaba E-commerce Co., Ltd. (Zhejiang Alibaba), announced that it will invest 11.8 billion yuan to subscribe to the registered capital of Tianhong Fund of 262.3 million yuan, and after the capital injection is completed, Alipay will hold 51 shares of the latter and become the controlling shareholder.
"This?"
Guan Huang sighed: "It's amazing, counting it carefully, Ali has been involved in almost all the businesses of the financial industry, including banks (remittance business, credit payment, loan business), funds (money market funds), guaranteed pawns (Ali guarantees), and insurance (online sales, Zhongan Insurance). ”
Song Xiaodong was a little confused, what does this mean?
No matter how fast Ali develops, it doesn't seem to have anything to do with us.
Guan Huang continued: "The essence of finance is the financing of funds, after controlling China's largest online trading platform and mastering the flow of information about users' lives and transactions, Boss Ma has made a lot of articles around the cash flow in the Ali system: from Alipay to small loan companies, guarantee companies, and then launched Yu'e Bao, credit payment, cornucopia plan, etc. Once the entire financial industry is connected, the synergies gained will be limitless. ”
Song Xiaodong was a little unsure: "Mr. Guan, this is our future path?" ”
Guan Huang did not deny: "There is a long way to go." ”
Why do China's three major financial groups: Ping An, CITIC and Everbright always hope to obtain full licenses for financial business?
Major banks are accelerating the pace of mixed operation?
Baosteel Group, HNA Group and other industrial capital continue to penetrate into the financial field?
Here's why!
In the future, Ant Financial was valued at more than $150 billion, not without reason.
Song Xiaodong was stunned by the boss's ambition, the gap between the god of fire and Ali seemed to be thousands of times.
Guan Huang: "Of course, it's a bit early to say this, for the Vulcan, the top priority is to pay for the license." ”
"Payment license?"
"Yes, you can't do e-commerce without this, last year Jingdong spent 1.5 billion to acquire online banking online, I estimate that the price will rise now, you go and inquire to see if there is a suitable one."
Song Xiaodong nodded.
Pay for the license, he naturally understands.
Its value mainly depends on the business scope covered by the license, including Internet payment and mobile payment, acquiring business, prepaid cards and other three parts, of which the largest value is Internet payment and mobile payment.
It's just that the transaction of hundreds of millions of dollars at every turn, is it a bit too big for the current Vulcan?
Seeing this, Guan Huang opened his mouth to explain: "This thing is not easy to buy, you should prepare in advance, when is the right time, when is it appropriate." ”
Because of the strict approval, the payment license will be "hard to find" in the next few years.
Since the beginning of this year, mobile payment has shown an explosive trend, and the license plate is naturally rising, Jingdong's 1.5 billion is still a low price, and the highest asking price is 3 billion.
Vulcan Company is definitely a big profit when it starts now.
Song Xiaodong: "Okay. ”
Guan Huang: "This thing, be prepared, sooner or later." ”
In the next few years, Internet companies, traditional financial institutions, e-commerce, real estate companies, communication companies and other industry "leaders" will enter the field of third-party payment.
Even if the company eventually goes bankrupt and transforms, the payment license can be worth a lot of money.
Song Xiaodong thought for a while, "Let's find an intermediary?" ”
With the connections of the god of fire, the financial circle, it is a black eye, and no one knows it.
Guan Huang frowned, "Find Jiang Tao first, and if it doesn't work, use an intermediary." ”
"Okay."