186. License

When Reyi and Yang Xiaoying were chatting, Guan Huang was also surrounded by a few people.

Although it was a business banquet, the atmosphere was not serious.

Everyone gathered in groups and chatted casually.

The most well-known news in the past few days is the frequent attacks of insurance capital, which attracted the statements of the regulators, and the anger of Miss Dong.

In mid-November, before the Baowan dispute ended, Boss Yao repeated his old trick, and within 8 trading days, he violently bought Gree's shares, rising from the sixth largest shareholder to the third largest shareholder.

In addition, Baoneng bought a large number of CSG A shares in the secondary market, owned 21.8% of the shares 5 times, became the largest shareholder, and washed the management.

On the other hand:

In the middle of this year, Sunshine Life raised its card in Aodong, Jilin,

Anbang Life Insurance holds up China Construction,

……

The appetite of insurance funds has caused a huge panic in the real world.

And the collective anger of brick-and-mortar entrepreneurs constitutes a force to be reckoned with.

On December 3, at a public event, the chairman of the SFC was agitated and warned in a stern tone:

"I hope that asset managers should not be extravagant local tyrants, goblins who make waves, and harming the people......"

"You can't use the money you don't use to engage in leveraged buyouts, and you go from a stranger at the door to a barbarian, and finally a robber in the industry."

"This is challenging the bottom line of national financial laws and regulations, and it is also challenging the bottom line of professional ethics, which is the regression and degradation of human nature and business ethics, and it is not financial innovation at all."

The Insurance Regulatory Commission also immediately stated: "The surname of the insurance industry is Bao, and the surname of the Insurance Regulatory Commission is Jian."

On December 5, the China Insurance Regulatory Commission suspended the Internet channel insurance business of six companies, including Qianhai Life Insurance and Evergrande Life Insurance.

On December 12, Miss Dong was furious at a financial forum held by CCTV, and in her keynote speech on "Great Power Heavy Weapons, Intelligent Future", she angrily denounced:

"Are you still Chinese? Many people use economic leverage to get rich, and that is a crime against the real economy! ”

……

A series of things happened, and people with a heart can basically judge the outcome of the Baowan dispute.

Chen Jinghua talked eloquently, "In this war, there is no winner, Boss Yao is estimated to have a disgraced position, but Wang Shi can't take any advantage." ”

He is the chief strategist of the Shanghai Institute of Economics, and his professionalism goes without saying.

He has always had a unique perspective on the business world.

Someone asked, "How so?" ”

Chen Jinghua: "Baoneng wants to rely on market-oriented means to complete the snake swallowing elephant, but forgets that its own establishment is not the result of marketization. The necessity of administrative intervention and its boundaries have not been clearly defined in theory or practice over the past three decades, but their legitimacy is unquestionable. ”

Since the official has spoken, it means that this matter is over everywhere.

Let's wash and sleep.

Xu Nan sighed: "Evergrande can be regarded as stealing chickens and rice. ”

Boss Xu used 36 billion to buy 14% of Vanke's shares, but before the dust settled, the official took action.

Xu Nan is the crown prince of Huajian Group

A veritable wealthy family.

When it comes to talking, he naturally has no scruples.

"And Boss Yao can only grieve himself in the face of this result."

The existence of the licensing system does not have a fundamentalist market-oriented stance in itself.

When the strong bully the weak, it is said that it is the result of market competition, and it deserves to die.

When using the license to monopolize the market, it also emphasizes the particularity of the country and cannot be liberalized.

I'll tell you about competition, you tell me about politics.

I'll talk to you about politics, you talk about the market.

Sugarcane is eaten at both ends, and the benefits are all shared.

Chen Jinghua concluded: "The reform of the financial mixed industry has caused certain shocks to the existing regulatory system, but any completely market-oriented stance cannot adapt to the domestic business world. ”

Now that you enjoy the license.

Administrative intervention is also an inevitable price.

Xu Nan turned his head to Guan Huang and said, "Speaking of which, David, have you already obtained an online car-hailing business license?" ”

Guan Huang nodded: "Yes." ”

Xu Nan smiled: "Then you are also vested interests." ”

Guan Huang did not deny it.

As a market pioneer, although it is hard.

However, to this day, Superman has also begun to eat policy dividends.

The new regulatory regulations, which have been disputed for a long time, have not been implemented in the end, and the "three-pronged" policy has been stillborn.

In the second half of this year, the State Council Office issued two documents in succession.

"Guiding Opinions on Deepening Reform and Promoting the Healthy Development of the Taxi Automobile Industry".

Interim Measures for the Administration of Online Taxi Reservation Business Services.

Compared with the previous regulation of online car-hailing as "completely taxi-oriented", the two documents propose a "quasi-taxi-based" model.

In view of the characteristics of online car-hailing, the regulations have been relaxed, and platforms are no longer required to sign labor contracts with drivers, while allowing qualified private cars to enter the online car-hailing market.

Among them, the most important point is that there is no national unified standard for the details of online car-hailing supervision, but the regulatory power is handed over to local governments, so that they can formulate detailed rules for online car-hailing that adapt to the local taxi passenger transport industry in combination with local development conditions and characteristics.

Superman Travel, as the only online car-hailing company in the country that has obtained business licenses in more than 200 cities, has built a "license" moat.

Chen Jinghua: "The license plate of online car-hailing is also the inevitable result of market development. ”

Guan Huang agrees with this judgment.

From chaos to order, from competition to monopoly.

When Superman first started his ride-hailing business, the field was still a regulatory ambiguity.

At that time, Guan Huang and Zhang Shaowen chatted,

The other side once said that in China, the authorities' silence is the greatest support.

A word comes true.

It's a pity that things are wrong, and the two end up fighting each other.

Xu Nan: "As vested interests, you can easily deal with the challenge, and it is said that every time Meituan taxi enters a city, it needs to apply for a license from the local regulatory authority. ”

Guan Huang: "Actually, it's okay, I once heard a Meituan executive say that the government of each city is generally welcoming to Meituan's taxi, and only with competition can there be progress." ”

Xu Nan smiled: "No matter how welcome you are, you still need to go through the procedure, and in the specific promotion process, you need enough time and communication." ”

With the efficiency of local governments, there is no strong person to promote.

It is not a simple matter to not get stuck and go through the process completely.

Chen Jinghua: "However, although online car-hailing is also a license plate and has a certain monopoly advantage, it is still very different from Baoneng, you are market competition - defeat the opponent - get the license, they are getting the license plate - monopolizing the market." ”

Guan Huang said with a smile: "I'm really a little proud when you say this, but the entry threshold for our license is very low, as long as there are certain conditions, you can apply for it." ”

Xu Nan: "Actually, it's okay, the low threshold can maintain a certain degree of competition, so that it will not be like Baoneng, who is used to eating policy dividends and forgetting the relationship between the market and the government." ”

Lewen