Chapter 224: Can't Get a Loan?

To be honest, in terms of the amount of funds in the Bank of Ukraine today, this eight percent of the equity share is definitely a lot, not only the cold wind can't help but move his heart slightly, and even Lian Qingyuan on the side also cast envious eyes.

And the intention of this old man is also obvious, he wants to make himself the largest shareholder of the Ukrainian bank besides himself, so as to maximize the right to speak.

Undoubtedly, this is Hillary's expression of trust in the cold wind.

Grandma's, it's really a bit difficult to choose!

Leng Fen couldn't help but smile bitterly in her heart!

But even though everyone around him cast expectant glances at him, Leng Feng still saluted and said.

"My lord, I appreciate your kindness, but I can't accept this equity!"

"What? Aren't you too little?"

Hillary frowned and said, her gradually gloomy face undoubtedly showed that his mood was gradually becoming less beautiful at this time.

"How dare I!"

Leng Feng couldn't help but smile bitterly and said.

"It's just that you also know that I'm an idle person, and I'm really not suitable for sending people under the fence!"

"Cold wind!"

Hillary Clinton couldn't help but shout in a fit of rage, to say that this kid really doesn't know what to do, can't he choose to take refuge in himself at this time?

Thinking of this, Hillary was full of anger, but she couldn't help but faintly feel a trace of heartache, if it weren't for the lady next to her who hurriedly pulled her sleeve secretly, he would have exploded.

After finally suppressing her anger, Hillary said in a deep voice.

"Don't you feel my trust in you until now? If it weren't for you, why would Shaluna, the boy go to the frontier to defend the border? What more do you want?"

Seeing Hillary's heartache, Leng Feng also felt a faint headache.

If you play hard with him, then he may not be afraid, but if you play soft, it will almost hit his death hole.

But how could he not know? If he had the slightest hesitation at this time, he would have been immediately tied to Hillary's chariot, which was not what he wanted!

So much so that while smiling more and more bitterly, Leng Feng saluted again.

"Please also ask the adults to take back their lives, and the cold wind will definitely do his best for the adults!"

The meaning of these words is already obvious: even if I don't belong to your camp, I will still do my best to do your thing!

Seeing that the two were about to stiffen again, the Marquise on the side quickly stood up and played a round.

I saw her say with a smile.

"Since Mr. Leng Feng resolutely refuses to accept it, then we don't want to be strong, but since this equity has been taken out, what is the matter with taking it back?

"This ......"

Hillary instinctively wanted to refuse, but seeing that her wife was glaring at her again and again, her mind immediately cleared up, and she quickly said.

"That's fine!"

You must know that today's Lian Qinghui is the first leader of the bank, but he has the slightest equity in his hands, which is simply unreasonable.

You must know that even Krell, as the deputy general manager, holds one percent of the equity, and if the eight percent of the equity is transferred to her, it will undoubtedly make her speak more hard in the face of those shareholders, and she can do things with a lot less obstacles.

But this is secondary, the most important thing is the identity of this girl!

Lian Qingrui is not only the marquise's sister, but now she is Leng Feng's student, and it seems that Leng Feng still trusts her very much, otherwise he would definitely not entrust her with the position of general manager.

Thinking about it, even if Leng Feng does not belong to his camp, but for the sake of Lian Qingyuan's face, once something happens, he will definitely not sit idly by.

To say that this marquise is really a powerful character!

I muttered so in my heart, but the cold wind on my face said very appreciatively.

"That's the best decision!"

Alas, is this kid still useless to me in the end?

While she couldn't help but sigh so much in her heart, Hillary couldn't help but feel a burst of excitement, and immediately didn't bother to say more, waved her hand and said.

"Okay, you can decide the rest!"

Speaking of this, I saw that the old man had stood up very simply and walked out of the study.

"Alright, it's getting late, you can decide the rest!"

Since her husband had left, there was no point in the Marquise staying here any longer, and even though she waved her hand, she followed the old man and walked out.

"Big brother, what do you think should be done about this?"

Turning his head, he happened to see Lian Qingrui now holding the equity transfer book in his hand, and whispered with a look of embarrassment on his little face.

"Alright, you deserve it, just put it away!"

Leng Feng waved his hand and said very boldly.

"But, this shouldn't have been mine!"

Lian Qingrui said anxiously.

This girl is really, sometimes I can't help but convince her, just ask this kind of thing if it's too late to be happy if others change it, how can it be pushed out?

While shaking his head with emotion in his heart, Leng Feng said very seriously.

"Who said that? If you say it's yours, then I'll be angry!"

Seeing that Leng Feng looked like he was pretending to be angry, he was taken aback by Lian Qingyuan, and immediately dared to shirk it in the slightest?

"What the hell is going on?"

He slammed the stack of forms in his hand on the desk, and the cold wind almost roared.

And he had never faced such an angry cold wind at all, not only did he practice Qingyuan, but even Krell was frightened enough, and for a while, the two of them were silent and didn't even dare to say more.

"Dumb, speak!"

The attitude of the two of them made Leng Feng even more annoyed in his heart, but seeing that Lian Qingrui looked like she was about to cry, she could only hold back her anger and ask coldly.

With the continuous improvement of the bank's deposit absorption business, Leng Feng was full of relief, but he couldn't help but start to wonder.

Why don't you even see an application for a loan in the business of deposits?

You must know that no matter how large the amount of deposits is, it is only some precious metals stored in the vault, and only by lending them out can you make money with money and generate profits.

Originally, Leng Feng was still puzzled, but when he accidentally found out that the lending team had accumulated a thick stack of loan applications, he immediately became angry.

The relationship is not that there are no loans, but that these guys have a backlog of loan applications.

"Mr. Leng Feng, don't blame the general manager, in fact, I made it my own initiative to let her suppress these loan applications!"

After a slight hesitation, Krell mustered up the courage to stand up and speak.

No, I can't!

couldn't help but take a deep look at the other party, but Leng Feng became more and more confused in his heart!

After all, in terms of the other party's mind, he would never do such a stupid thing, and it seems that the other party may really have a reason that he doesn't know!

Thinking of this, Leng Feng didn't bother to get angry anymore, so he simply sat down and asked.

"What is the reason?

"Mainly because the amount of this loan is so difficult to define!"

Krell said with some embarrassment.

The reason why the relationship has backlogged these loan applications is mainly because Krell does not dare to call the shots.

Nowadays, there are two ways for banks to lend, one is that the lender uses its own assets as collateral to lend funds that do not exceed the total amount of the collateral, and the second is that the lender finds a third party as collateral and uses the assets of the third party as collateral to apply for a loan.

However, there is a problem in this, that is, how to define the mortgage funds, which is a difficult matter.

You must know that if you make a loan, then it is impossible to use funds as collateral, otherwise how can people spend high interest to borrow from themselves if they have sufficient funds?

Therefore, almost all the people who apply for loans guarantee in kind, including gold, silver, jewelry, real estate, real estate, and even all kinds of other strange things, among which it can be said to be varied!

In this way, it is difficult to evaluate their assets and give the lender a reasonable amount!

There have been several times when the lender was not satisfied with the amount given by the bank, and the bank could not accept the amount given by the lender, and the two parties could not compromise with each other, which made the loan backlog.

Alas, after all, it is a new thing, and there will always be mistakes that you can't think of!

At this time, the cold wind was too lazy to get angry, but he still couldn't help but sigh so much in his heart.

You must know that in your own world, there are very perfect measures for the evaluation of lenders' assets, and even some large banks will have their own special asset appraisal team to conduct a detailed evaluation of their assets.

It's just that in this world, these undoubtedly don't exist at all, so that Leng Feng can only let Leng Feng take action in person.