Chapter 215: Establishment of a Bank

"Now that you have been here, you are undeniably one of the most successful businessmen in the Ukrainian province!"

Speaking of this, Leng Feng couldn't help but look at the people below, only to see that these guys couldn't help but show a trace of smugness on their faces, and immediately smiled slightly in their hearts, and then changed the conversation.

"However, I'm afraid no one can deny that everyone has encountered such a problem, that is, there is a very attractive business opportunity in front of them, but because of the lack of funds in their hands, they can only watch it slip away in the end!"

Speaking of this, everyone's faces couldn't help but nod in agreement.

After all, everyone is a businessman, no matter how big the business is, there will definitely be a time when the funds on hand are insufficient!

And the most unbearable thing is that there is a once-in-a-lifetime business opportunity in front of you, but you can't grasp it because you don't have the funds at hand, this feeling is undoubtedly the most uncomfortable.

And Hillary and the Marquise, who were at the top, couldn't help but glance at each other at this time, and they could almost see a wry smile in each other's eyes.

I didn't expect this guy to take out the words that fooled him at the beginning and move them out as they were, but looking at the scene in front of him, the effect is quite good.

Immediately afterwards, Leng Feng once again told the idea of his upcoming bank, but compared to the time when he explained it to Hillary, what he said was undoubtedly much more detailed.

After all, all the people present were well-informed old fritters, so Leng Feng didn't think that he could rely on his flickering to make them comply.

What he wanted was for these dignitaries to discover the infinite business opportunities contained in this bank, and to willingly take out the gold coins in their pockets.

Sure enough, with Leng Feng's explanation, all the people fell into deep thought, but from the flickering light that continued to emanate from their eyes, he could see that they were obviously tempted.

"Mr. Cold Wind!"

Immediately after, just after Leng Feng's explanation ended, I saw a middle-aged man dressed in luxury standing up and asking.

"I have to say that your banking concept is not only novel, but also very operational, especially with the background of the government, so it also has a good role in regulating private lending! However, I still have to ask, if the lender is unable to repay the loan, how should this situation be solved?"

This question undoubtedly represents the minds of the vast majority of people, after all, no matter how good your bank is, but the money lent out cannot be collected at all, resulting in bad debts, it is still in vain!

I couldn't help but glance at the merchant, seeing that his position was beside Babos, it was obvious that it was someone on his side, and immediately couldn't help but nod appreciatively in my heart, and then muttered quietly.

It seems that Babos's straw bale subordinates are still some capable people.

In fact, to be honest, Leng Feng really intends to use this bank to rectify the rampant lending activities in the province today, after all, such high interest often makes debtors ruined, and it is also a big challenge to the stability of the province.

It's just that I didn't say this idea myself, but I was guessed by the other party first, and I have to say that he has a keen sense of smell.

Because he had already prepared in his heart, Leng Feng was not in a hurry at all, but asked kindly.

"I don't know what this gentleman is called?"

"My name is Krel!"

The middle-aged man said after a slight bow.

Such a talent is really blind to the straw bale of Babos, and it would be a good thing to find an opportunity to recruit his own subordinates in the future.

Thinking so in his heart, Leng Feng replied.

"As for your concerns, in fact, I have already considered it, after all, the bank's income is the benefit of all shareholders in the future, so I have to be cautious!"

"Regarding the prevention of dead debts and bad debts, in my opinion, we can start to prevent them from two aspects, the first is to strictly verify the assets of the person who applies for the loan, in addition to the financial situation in hand, there are also fixed assets in his name, by the way, this fixed assets refer to his name such as land, real estate, If the lender is unable to repay the loan, then the bank has the right to freeze and auction the assets in his name!"

"Secondly, if the assets in the name of the loan applicant are insufficient, a third party can also be found as a guarantee, and if the lender is unable to repay the loan, then the bank can recover the arrears from the guarantor, and can also directly freeze the assets under the name for auction!"

Speaking of which, the cold wind paused slightly before speaking.

"In the final analysis, there is actually only one principle, that is, the qualifications of loan applicants must be strictly verified, and once there is a situation of dead and bad debts, then the bank will not mind using strong means to recover its losses!"

Speaking of this, Leng Feng looked at Hillary behind him as if intentionally or unintentionally.

His meaning is already obvious at this time, once that time comes, even Hillary Clinton does not mind using the military to intervene, after all, as the largest shareholder of the bank, the last thing he can bear is the generation of dead and bad debts.

And seeing Leng Feng's actions like this, the hearts of everyone present couldn't help but relax.

Thinking about it, as the largest shareholder of the bank, the Marquis must not tolerate the bank's losses, and it would be a good thing to drink some soup behind him.

"Of course!"

Seeing that everyone had no other problems, Leng Feng continued.

"Since the main undertaker of the bank is the Governor's Palace, for the sake of the national economy and people's livelihood, the bank must also contribute its own strength!"

"At the right time, the bank will introduce relevant policies to benefit the people, and provide low-interest or even interest-free loans to entrepreneurs who have projects in their hands but have no funds, so that those people can have enough food and clothing in their own business!"

After all, only when everyone is rich, will the overall purchasing power increase, and then everyone will have money!"

Speaking of this, seeing that everyone showed worried expressions again, Leng Feng hurriedly said with a smile.

"However, for these entrepreneurs, we will still establish a special agency to conduct a strict evaluation of their projects, and loans will only be issued to those real entrepreneurs, and we will also give certain punishments to those who cheat money in the name of entrepreneurship!"

Speaking of which, the meaning of the cold wind has basically been said, but the reaction of everyone present is unusually flat.

This was not unexpected by Leng Feng, after all, the formation of this bank is not a trivial matter, and those dignitaries will not be stupid enough to take out their net worth because of Leng Feng's words.

Now they are still thinking about how much the bank can benefit them.

Because of this, Leng Feng did not force it, but after he waved his hand gently, the girl Lian Qingyuan had already walked out from behind and distributed the documents in his hand to everyone present one by one.

"This is the charter for the formation of the bank, most of the relevant details have been recorded on it, and please go back and think about it more, I really hope to be able to cooperate with you in the future!"

"By the way, I have to emphasize one thing here!"

Speaking of this, I saw the cold wind say slowly.

"Mr. Barbos has already subscribed for seven percent of the bank's dry shares, and has become the second largest shareholder after the Marquis's Court!"

The words were like a drop of water dripping into the hot oil, and it immediately caused a strong reaction.

You must know that it is seven percent of the dry stocks, and its benefits are so great that everyone can't help but cast envious and jealous eyes at Babos.

But everyone can only be silently jealous in their hearts, after all, the relationship between people and Hillary can be there, if he doesn't benefit from this project, it will be a strange thing!

While bearing the attention of everyone, Babos couldn't help but show a smug expression on his face, and then he glanced at the little brothers beside him.

"Mr. Leng Feng, I'll subscribe for 10 million gold coins first!"

Almost without hesitation, I saw that the previous Krell had already stood up and said loudly.

Damn, this guy doesn't look inconspicuous, but he's not small!

Leng Feng forcibly held back his joy and hurriedly replied loudly.

"Okay, please Mr. Krell immediately go to the back to sign the equity recognition agreement, by the way, I forgot to tell you, after consulting with the Marquis, the first to subscribe for equity in the investment association, the Marquis will give him one percent of the dry shares, and the rest will be distributed according to the amount of capital contribution!"

Hearing Leng Feng's words, Krel's face immediately showed a hint of joy.

You must know that this is a full one percent of the dry shares, which invisibly increased his chips in the bank's equity share, how can he not be excited?

Sure enough, even if someone subscribes for equity in the future, it can only be an intentional subscription letter signed in advance, and the share of equity is distributed according to the amount of capital contribution.